travel oz money rates

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Your reviews, ask a question, travel money oz currency pass card review.

Load up to 10 currencies, lock in exchange rates and travel smarter with this prepaid travel card.

What currencies can I load on the Currency Pass card?

You can load and spend in the following 10 currencies:

• Great British Pounds
• New Zealand Dollars
• Canadian Dollars
• Singapore Dollars
• Hong Kong Dollars
• Japanese Yen
• Australian Dollars

You can also use the card wherever Mastercard is accepted, but the current exchange rates will apply if you spend in an unsupported currency. If you're using the card to get cash out, you'll also be charged different ATM withdrawal fees depending on which currency you're withdrawing.

How to load and reload funds

You can load a minimum of $20 and can top up your account anytime and anywhere, but the following fees and restrictions may apply:

• Online account and Travel Money Oz app. If you reload funds on your card via the online portal or app, you'll be charged 1.1%.
• BPAY. For BPAY payments, you can use the biller code 184416 and the 16-digit number on your card. If you reload your card via BPAY, you'll be charged a 1% fee and will take two business days to appear in your account.
• Bank transfer. You want to make a bank transfer directly from your own account, you can use the BSB 880-117 and the 9-digit account number from the "My Account" of the online portal. These will take one business day to appear in your account.
• In-store. You can reload funds on your card in-store for free at Travel Money Oz, Flight Centre, Travel Associates or Student Flights.

When you load funds on your card and move them into a supported foreign currency, they'll be locked into the current exchange rate.

How to order a Travel Money Oz Currency Pass card

You can order the Travel Money Oz Currency Pass online for free and you'll receive a personalised card within two weeks. If you need your card in less than 14 days, you can order one over the counter at a Travel Money Oz store.

When you apply for the card, you'll be asked to provide some personal details and contacts to meet the necessary identification check.

What if I already have a Travel Money Oz Key to the World Currency Card?

The Travel Money Oz Currency Pass card is replacing the Travel Oz Currency Pass. If you already have a Travel Oz Currency Pass, you can still use it until the expiry date that's printed on the front of your card. This card is no longer available for new applications and you may wish to apply for the Travel Money Oz Currency Pass card instead.

You can use the Travel Money Oz Currency Pass card to spend overseas with ease. As this isn't the only multi-currency prepaid travel card on the market, make sure to compare your options before you apply.

Frequently asked questions

Do i select 'savings' or 'credit' when using this card at an eftpos machine.

Although this isn't a credit card, you'll be required to press 'credit' when you make a purchase. If you select 'savings', it may be declined.

I've lost my card, what should I do?

• Australia: 1800 098 231
• UK: 0800 056 0572
• USA/Canada: 1877 465 0085
• Japan: 00531 780 221
• Thailand: 001800 442 212
• New Zealand: 0800 444 691
• Hong Kong: 800 966 321
• South Korea: 00798 4434 1279
• Other countries: +44 207 694 9404

What if I leftover funds on my card after I return home?

You can either use the remaining funds to make a purchase online or in Australia wherever Mastercard is accepted or withdraw the funds from an ATM. If you want to close the card and cash out the remaining balance of your card, it'll cost you $10.

How much can I load on the card?

You can load a minimum of $20 on your card per load and up to $10,000 via the online portal or up and up to $25,000 per day via BPAY. You can also load up to $100,000 in store, but that's also the limit you can have on the card for a 12 month period.

What is the default currency order?

If you're spending in a foreign currency that isn't loaded or supported by your card, your funds will be taken in the next available currency according to the default order:

Does the card expire?

Yes, each card has an expiry date which is printed on the front of your card. Although you can't use the card once it has expired, you can obtain a refund from any remaining balances on the card.

• Travel Money Oz Currency Pass Card information PDF
• Travel Money Oz Currency Pass Card TMD

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February 03, 2019

How can I check the balance on my card and do you have a statement listing my expenses?

February 05, 2019

Thank you for contacting finder .

You may check the balance and transaction history of your Travel Money Oz Currency Pass Card by logging in to your online account at the Travel Money Oz portal. You will have an online account by signing up on the portal and after an ID assessment.

I hope this helps.

Please do not hesitate to reach out again to us if your have additional questions.

Cheers, Ash

August 06, 2018

What is the best travel card to use in Iceland?

Jhezelyn Finder

Hi Nathalie,

Thank you for your comment.

While we do not have a specific page for travel money to Iceland, you may want to compare some alternative travel money that you can possibly use in Iceland.

Most of the tourists to Iceland use credit cards and it is recommended to bring a credit card with no foreign transaction fees. You can check a range of credit cards for overseas spending .

Please make sure though to read the eligibility criteria, features, and details of the card, as well as the relevant PDS/ T&Cs of the card before making a decision and consider whether the product is right for you.

Regards, Jhezelyn

Sally McMullen

Sally McMullen was a creative content producer at Finder. Sally wrote about credit cards for almost 5 years, authoring almost 900 articles on Finder alone. She has also been published in Yahoo Finance, Dynamic Business, Financy and Mamamia, as well as Music Feeds and Rolling Stone. Sally has a Bachelor of Communication and Media Studies majoring in Journalism (Hons) from the University of Wollongong. See full profile

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Travel Money Oz Currency Pass Review

Learn about Travel Money Oz Currency Pass in this review to help you decide whether this card is best for your overseas travels or online purchases.

• Lock in exchange rate
• Load up to 10 currencies
• Order online or in store for free
• Purchase insurance with card
• 24/7 Customer Service
• Withdraw from any Mastercard ATM

It also replaces Travel Money Oz's previous Key to the World Currency Card, with lower fees and improved accessibility for greater convenience. You can still use your Key to World Currency Card until your card expiry date, but it will be unavailable for new applications.

Pros and cons of using Travel Money Oz Currency Pass

• Access. Travel Money Oz has a large network of 130+ stores that open late. Free in-store reloads.
• Secure. You don't have to worry about carrying cash for purchases on your journey. PIN and chip protection. Plus 24/7 Global Assistance.
• Good Exchange Rates. Get a better exchange rate than your bank for 10 major currencies. Lock in the exchange rate when you load your card.
• ATM Fees. Travel Money Oz charge various amounts for international ATM withdrawals. There is a 2.95% fee for Australian ATM withdrawals.
• Multi-currency conversion fees or "Spend Rate". If you spend using a currency not loaded, you get hit by unknown exchange rate fees set by Mastercard.

The Currency Shop Says: Why should we consider the Travel Money Oz Currency Pass

It's convenient in so many ways. You essentially get a digital wallet for multiple currencies, which makes it a safer option than carrying loads of cash on you.

You also don't have to worry about converting money at ridiculous exchange rates. Nor will you have the hassle of finding a money exchange at your travel destination.

However, there is always a higher price for convenience. And the Travel Money Oz Currency Pass is no different.

If you're an organised traveller moving between multiple popular destinations, you might find Travel Money Oz's Currency Pass handy. If this doesn't sound like you, check out other travel money card options. You might find one that is better for your needs. Or you might even find using a debit or credit card more suitable.

Travel Card Promo Code

The Currency Shop has partnered with Travel Money Oz to offer a promo code.

• Save up to 40 US dollars when you load a Travel Money Oz Currency Pass Card
• Promo codes can be used online or in-store
• Applies to the most popular currencies like USD, EUR, GBP, NZD, CAD, HKD, JPY, SGD and THB
• A customer can only redeem this offer once
• Promo code cannot be used for cash
• For a limited time only

Click here for all the terms and conditions

Learn More About the Offer

Related Video: How to Exchange Currency with Travel Money Oz

All prices are in AUD *Applicable retail foreign exchange rate determined by Travel Money Oz **Foreign exchange rate set and determined by Mastercard Prepaid for foreign exchange transactions.

All prices are in AUD

Currencies and Countries

• Australian Dollars (AUD)
• US Dollars (USD)
• British Pound (GBP)
• New Zealand Dollars (NZD)
• Canadian Dollars (CAD)
• Thai Baht (THB)
• Singapore Dollars (SGD)
• Hong Kong Dollars (HKD)
• Japanese Yen (JPY)

How Travel Money Oz Currency Pass Works

1. Order your card

• Order your Travel Money Oz online, over the phone (up to 2 weeks) or in your local store (instant)
• Make an initial load amount of A$20 minimum (up to A$100,000 maximum)

2. Pick up your card

• Pick up your card from any of the Travel Money Oz stores or wait for it to arrive by mail

3. Register

• Activate your card in store or online by registering your card to manage your account

4. Load/Reload

• Load or reload onto your card online, over the phone or via the Travel Money Oz app

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Compare Australian dollar travel money rates

Get the best Australian dollar exchange rate by comparing travel money deals from the UK's top foreign exchange providers

Best Australian dollar exchange rate

While it's not considered to be a major world currency like euros or US dollars, the Australian dollar is still widely traded on the global financial markets especially in commodities like minerals and metals where Australia is a major exporter. Australia's economy is considered to be very stable and you'll find that dollars are widely stocked and available in all reputable bureau de change here in the UK.

If you're travelling to Australia, it's important to shop around and compare currency suppliers to maximise your chances of getting a good deal. We can help you to find the best Australian dollar exchange rate by comparing a wide range of UK travel money suppliers who have Australian dollars in stock and ready to order online now. Our comparisons automatically factor in all costs and commission, so all you need to do is tell us how much you want to spend and we'll show you the top suppliers who fit the bill.

Compare before you buy

Some of the best travel money deals are only available when you buy online. By using a comparison site, you're more likely to see the full range of deals on offer and get the best rate.

Order online

Always place your order online, even if you plan to collect your currency in person. Most supermarkets and high street currency suppliers offer better exchange rates if you order online beforehand.

Combine orders

If you're travelling with others, consider placing one large currency order instead of buying individually. Many currency suppliers offer enhanced rates that improve as you order more.

The best Australian dollar exchange rate right now is 1.8937 from Travel FX . This is based on a comparison of 18 currency suppliers and assumes you were buying £750 worth of Australian dollars for home delivery.

The best Australian dollar exchange rates are usually offered by online travel money companies who have lower operating costs than traditional 'bricks and mortar' stores, and can therefore offer better currency deals than their high street counterparts.

For supermarkets and companies who sell travel money online and on the high street, it's generally cheaper to place your order online and collect it from the store rather than turning up out of the blue and ordering over the counter. Many stores set their 'walk-in' exchange rates lower than their online rates because they can. By ordering online you're guaranteed to get the online rate and you can collect your order from the store as usual.

Australian dollar rate trend

Over the past 30 days, the Australian dollar rate is up 0.53% from 1.8937 on 21 Mar to 1.9037 today. This means one pound will buy more Australian dollars today than it would have a month ago. Right now, £750 is worth approximately $1,427.78 which is $7.5 more than you'd have got on 21 Mar.

These are the average Australian dollar rates taken from our panel of UK travel money providers at the end of each day. You can explore this further on our British pound to Australian dollar currency chart .

Timing is key if you want to maximise your Australian dollars, but the best time to buy will depend on the current market conditions and your personal travel plans.

If you have a fixed travel date, you should start to monitor the Australian dollar rates as soon as possible in the period leading up to your departure so that you've got time to buy when the rate is looking favourable. For example, if the Australian dollar rate has been steadily increasing over several weeks or months, it could be a good time to buy while the rate is high.

Some people prefer to buy half of their Australian dollars as soon as they've booked their holiday, and the remaining half just before they depart. This can be a good way of maximising your holiday money if the exchange rate continues to rise after you've bought, but will also help to minimise your losses if the rate drops.

You could also consider signing up to our newsletter and we'll email the latest rates to you each month.

If you need your Australian dollars sooner and don't have time to wait for the rates to improve, you can still save money by comparing rates from a range of different providers before you buy. Online travel money suppliers usually have better Australian dollar rates than high street exchanges, but supermarkets are a good compromise if you want to collect your currency in person and still get a decent rate. Just remember to buy or reserve your Australian dollars first before you collect them from the store so you benefit from the supplier's better online rate.

Australian dollar banknotes and coins

One Australian dollar ($) can be subdivded into 100 cents (c).

There are five denominations of Australian dollar banknotes in circulation: $5, $10, $20, $50 and $100; and six coin denominations: 5c, 10c, 20c, 50c, $1 and $2.

As you'd expect, the Aussies have a plethora of nicknames for their currency. Most of the names refer to the bright colours of the banknotes; the pink 5-dollar note for example has at least 14 nicknames including 'fairy floss', 'pink snapper', 'prawn', 'piget' and 'rasher'.

In 2016, over 70,000 people signed a petition to officially rename the country's currency to 'dollarydoos' after the term was used in an iconic episode of The Simpsons. Sadly, the Reserve Bank of Australia declined the change, but you may still hear it used informally in conversations.

There's no evidence to suggest that you'll get a better deal if you buy your Australian dollars in Australia. While there may be better exchange rates available in some locations, your options for shopping around may be limited once you arrive, and there's no guarantee the exchange rates will be any better than they are in the UK.

Exchange rates aside, here are some other reasons to avoid buying your Australian dollars in Australia:

• You may have to pay commission or other hidden fees to a currency exchange that you wouldn't have paid in the UK
• Your bank may charge you a foreign transaction fee if you use it to buy Australian dollars when you're abroad
• It can be harder to spot scammers and fraudulent currency exchanges in Australia

Lastly, it can be handy to have some cash on you when you arrive at your destination so you can pay for any immediate expenses like food, transport and tips. You don't want to be searching for the nearest currency exchange when you've just landed and you're desperate for a cup of tea - or a cocktail!

Tips for saving money while visiting Australia

Australia is generally considered to be an expensive holiday destination for British travellers due to the country's distance from the UK and the overall cost of living in Australia. Unsurprisingly, Sydney and Melbourne are ranked among the most expensive cities to visit, while Adelaide, Perth and Cairns can be more budget-friendly alternatives.

• Research your accommodation: Branded hotels and resorts will always be more expensive than budget hotels and guest houses, especially in big cities and tourist hotspots. In rural areas, farm stays provide a unique opportunity to experience life on a working farm at a fraction of the cost of staying in a hotel. Or, if you're travelling on a shoestring, you'll find plenty of campgrounds and backpacker lodges dotted across the country which offer an inexpensive place to stay.
• Use public transport: Busses and trams offer affordable travel around built-up areas, and ferries are part of the public transport system in waterfront cities such as Sydney, Brisbane and Perth. Train fares can be expensive if you're travelling long distances, but light rail options are available at more affordable prices, particularly on specific routes like the Gold Coast Light Rail in Queensland.
• Plan your itinerary: There's no shortage of free attractions and activities in Australia. From Bondi Beach in Syndney to Surfers Paradise on the Gold Coast; Australia is famous for its stunning beaches, all of which are free to use and enjoy. Or, if sunbathing isn't your thing, you can explore Australia's pristine natural landscapes and diverse wildlife at any of Australia's national parks and botanical gardens. Popular options include the Royal National Park in New South Wales, Daintree Rainforest in Queensland and Royal Botanic Gardens in Sydney. In larger cities like Sydney and Melbourne, look out for free walking tours guided by local volunteers who share insights about the city's history, culture, and landmarks.
• Find discount vouchers: Many tourist attractions and activities offer discount vouchers and codes that can save you money on entry fees and other perks. Look for vouchers online; sign up to newsletters and follow the social media accounts of places you're planning to visit.
• Eat like a local: Cafes and bakeries offer reasonably-priced breakfast and lunch options such sandwiches and pastries if you're looking for a quick inexpensive meal. Many cafes and restaurants also offer lunchtime specials during the week where you can grab a discounted meal which usually includes a drink. Asian restaurants and takeout places, especially those serving Chinese, Thai, and Vietnamese can be budget-friendly options for an evening meal. Look for local, family-owned establishments for authentic flavors at lower prices, and "BYO" restaurants which allow you to bring your own alcohol to save money on dining out.
• Take cash: Using cash will help you to stick to a budget more easily than paying by card, and you'll also avoid foreign transaction fees. If you do take a card with you, look out for ATMs that are affiliated with your UK bank to avoid ATM fees, and if you're asked whether you want to pay in pounds or Australian dollars - always choose Australian dollars. If you pay in pounds the merchant can set their own exchange rate which won't be in your favour.

Choosing the right payment method

Sending money to a company you might not have heard of before can be unsettling. We routinely check all the companies that feature in our comparisons to make sure they meet our strict listing criteria, but it's still worth knowing how your money is protected in the unlikely event a company goes bust and you don't receive your order.

Bank transfer

Your money is not protected if you pay by bank transfer. If the company goes bust and you've paid by bank transfer, it's unlikely you'll get your money back. For this reason, we recommend you pay by debit or credit card wherever possible because they offer more financial protection.

Debit cards are the most popular payment method and they offer some financial protection. If you pay by debit card and the company goes bust, you can instruct your bank to make a chargeback request to recover your money from the company's bank. This isn't a legal right, and a refund isn't guaranteed, but if you make a chargeback request your bank is obliged to try and recover your money.

Credit card

Credit cards offer full financial protection, and your money is protected by law under Section 75 of the Consumer Credit Act. Section 75 states that your card issuer must refund you in full if you don't receive your order. Be aware that many credit cards charge a cash advance fee (typically around 3%) for buying currency, so you may have to weigh up the benefits of full financial protection with the extra cost of using a credit card.

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Travel Money Oz   Reviews

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Reviews 4.3.

6,140 total

Most relevant

Superb service at Karrinyup WA by Crystal

Superb service at Karrinyup WA by Crystal. Had to buy several currencies, small notes, varying amounts for kids heading overseas soon. They had exactly what I was after, and Crystal was so helpful explaining the different ways to pay, and (was not aware) that a credit card would count it as a cash advance, so would charge interest straight away. She could not have been any more friendly or helpful to me, and this branch will be my new go-to for any buy or sell foreign currency.

Date of experience : April 08, 2024

Simple, easy and transperant

Ordering an online foreign currency delivery at a competitive rate was simple, easy and transparent. There was a hiccup with delivery via the 3rd party service but Lily from the Travel Money Oz team was very helpful delivered a quick resolution. I couldn't ask for a better service and will use them again when needed.

Date of experience : April 05, 2024

Amazingly Awesome

Friendly, professional, organised. Rang to advise I was about to make a purchase for money exchange, question if I was able to get this in smaller notes, was advised that this would not be a problem, can exchange when at the shop for what I required. When arrived the young lady had organised this.. she ( Michelle) was amazing. 10/10 for customer service. Thank you

Date of experience : March 18, 2024

Great service from Mayur @ Bondi Beach

We were very happy with the service we received from Mayur at Bondi Beach store this morning. He was very patient, accommodated our requirements and answered all our questions. .We didn't expect FX services would be open on the weekend and were able to convert our money immediately.

Date of experience : March 16, 2024

Beware using the Bpay number provided…

Beware using the Bpay number provided on the brochure.i have lost 1000.00 the money never showed up on my travel card. I will pursue this when I get home. I sent 4 emails requesting help from travel money oz, I could not call them as my travel sim card would not allow this. I could only email which they said they would not do. Basically I had no help and no money. Thank goodness I had mt visa card to make purchases. I would not recommend travel money oz. I still need to find my 1000. It's floating in cyber space somewhere. It was supposed to be a trusted BPay site.

Date of experience : March 01, 2024

Website provided good info

Website provided good info, exchange rates were competitive, staff at pickup were welcoming and competent. I would recommend tis business to friends.

Date of experience : March 10, 2024

Travel Money OZ (Airport West) - 5 Stars

I've always had excellent experiences and service at Travel Money OZ (Airport West) with Enza. But today I was served by Alessia and she is just as welcoming, knowledgable and friendly as Enza. Keep up the good work girls!

Date of experience : February 05, 2024

A five star experience

Whenever I travel, either here in Australia or overseas ( recent trip to the US) I always use my Travel Money Oz card. Easy to use, super reliable, hassle free transactions. Also, the iPhone app and website are easy to navigate. And while I’m here, I’d like to give a shout out to Brett at the Travel Money Oz kiosk at Stockland’s Hervey Bay- always polite, professional and helpful. Thank you!

Date of experience : December 14, 2023

Reply from Travel Money Oz

Hi Louise, isn't Brett awesome! Thank you so much for your stunning review and your continued loyalty and support. We can't wait to see you again soon, and we hope you have a fantastic holiday season!

Extortionists

These 'ladies' charged over $250 more than the other currency exchange I used that same morning for the same amount of currency converted. Jokes on me for going near Travel Money Oz. When confronted about paying close to 8% more than I should have to use their service they brushed me off and said it was normal practice. Absolutely gobsmacked they can steal so much money for a sub-par service. No clear communication about their dirty exchange rate practices, beware!

Date of experience : February 08, 2024

I have found Travel Money Oz to be an…

I have found Travel Money Oz to be an excellent company to deal with. I have no problems with rates when traveling overseas. Thank you for looking after me. Last travelled approx August 2023 To New Zealand. Earlier travels have been to France Belgium Scotland and England. Plus I use the card here in Australia.

Date of experience : August 22, 2023

Hi Larry, we're so proud to hear that we've been able to be a reliable option to you in all of your recent travels, and we thank you so much for your loyalty. We hope you have a marvelous 2024, and we can't wait to see you again soon!

I visited the Northland (Preston) store… Jack is the best

I visited the Northland (Preston) store today. Jack who helped me with the transaction was extremely helpful and honest. He went above and beyond his way to get me the best exchange rate eventhough it is a small sum. I have used Travel Money Oz a number of times and I am so pleased with Jack's performance and professionalism. Thanks Jack!

Date of experience : January 08, 2024

Riverlink Branch of Travel Money Oz

Staff at the Riverlink Branch of Travel Money Oz were able to take and exchange money from a trip to Vanuatu. Other institutions I had tried just simply turned me away without a glimmer of help. Staff member was super efficient in sorting my query and even offered advice for future transactions. Time positive as well. That's why I will continue to use Travel Money Oz.

Date of experience : December 16, 2023

Don’t go here, arrogant, rude staff

Just got off the representative for the Moonee ponds store, who was the most arrogant, discourteous, rude and unprofessional person. This store won’t last if that’s a reflection of quality of staff they have. Hopefully they did record the conversation for training purposes as this member of staff needs. Don’t go there!!!!!

Date of experience : February 06, 2024

I highly recommend Travel Money Oz three…

I have been to Travel Money Oz three times this year and they have always been super helpful and more importantly I received the best rates as they were able to match any other exchange rates at the time! I won't be going anywhere else anymore. Thank you Burke Road team.

Date of experience : November 26, 2023

Hi Emma, we are so grateful for your beautiful review and your loyalty, customers like you are the reason we do what we do! We can't wait to see you again next time, and we hope you have a wonderful holiday season!

The lady at your office in Erina Fair…

The lady at your office in Erina Fair is more than helpful she is so nice, friendly and even when she is busy she does not rush you and gives so much great advise,top stars for her from me

Date of experience : December 11, 2023

Hi Robyn, we're so happy to hear the team at Erina Fair are providing the top notch service you deserve! We'll be sure to tell them to keep up the fantastic work, and we appreciate your loyalty. Can't wait to see you again next time!

Thank you Marie

I visited Travel Money Oz in Perth to exchange some currency. I was greeted by Marie, who was very friendly and helpful. She explained the different options and rates to me, and gave me some useful tips on how to save money and avoid fees. Marie was very professional and efficient, and made the whole process easy and stress-free. I highly recommend her and Travel Money Oz for anyone who needs to exchange currency or get a travel money card. Thank you, Marie!

Date of experience : September 23, 2023

Thanks for the 5-star review Hajar! We are so happy that Marie was able to help you with travel money tips 😉 See you soon!

Good service.

Finally a good exchange rate as compared to other money changers and Kapil at the Mt Barker SA branch, was very helpful.

Date of experience : February 07, 2024

Holiday made easy. I was reluctant to get a money card but…

I was reluctant to get a money card but I was so glad I did it made purchases so easy on our overseas holiday. It was accepted everywhere and I didn't have to worry about trying to find the right cash and understanding Euros.

Date of experience : October 13, 2023

Hi Cheryll, we're so happy to hear we helped make your holiday awesome! We can't wait to see you again for your next trip, and we hope you have a fantastic holiday season!

I ordered money on line, it was easy and safe. When I went to collect the currency, I was impressed by the friendly staff, who helped me determine that I probably needed more cash. Thank you to Mary at Mandurah Forum for being so helpful.

Date of experience : December 19, 2023

Hi Chris, we're so happy to hear you had a positive experience with our new Click and Collect system! We'll also be sure to tell Mary at Mandurah to keep up the fantastic work, and we hope to see you again soon!

Don’t go anywhere else absolutely amazing

Amazing service put an order in @ 2:45pm for money and it was ready by 3pm 15 minutes money was ready to collect. Good rates and very polite and professional friendly staff. 10/10 will be using every time I travel now

Date of experience : January 09, 2024

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Travel Money Oz Currency Pass

It's a travel card and a whole lot more..., log in to your travel money oz portal, register for online access.

Once registered, you can:

• Top up and manage your card's funds
• View your transaction history
• Secure hot rates with currency alerts

Get the Travel Money Oz App

• 1300 426 997
• Find a store

Payment Options

Currency card.

• Using your card
• Reload card
• Fees and limits
• Priceless experiences

Useful Links

• Travel Money Guides

• Terms of Use
• Privacy Policy
• Corporate Social Responsibility
• Google Plus

Credit or debit card fees may apply to online transactions. © Travel Money OZ ABN 46 21 451 723 Proudly part of the Flight Centre Travel Group Limited.

Travelex vs Travel Money Oz vs S Money

Travelex, Travel Money Oz and S Money all allow Australians to buy currency online. But which one is the cheapest?

While S Money has the best exchange rates, it does have a service fee. This means that to find the cheapest option, you need to look at the total cost of the currency including all the fees.

You can either go to each site and get a quote with each company or use an exchange rate comparison table that includes not just exchange rates, but any service fee too.

While price is important, it's not the only difference between these 3 currency exchange services. Here is a better look at each option:

S Money is an online only currency exchange, so they don’t have any bricks and mortar stores. If you order online, you can pick up your currency in the CBD or have it delivered within 20k’s of the city for $19. They are the only money exchange that offer the same exchange rate seen on Google or XE but they do charge a service fee.

How S Money stacks up

S Money doesn't have any retail stores like Travelex or Travel Money Oz. While this helps them offer a better rate, it also means that you can't sell them currency, you can only buy currency. It also means that you have to order and pay for your currency online and can't pick up from the Airport like Travelex.

Online, all 3 companies offer 'click and collect. S Money and Travelex offer delivery unlike Travel Money Oz but with Travelex, you can pick up from Australia Post stores or the airport.

If you are in a hurry, S Money is quicker than Travelex and Travel Money Ozwith most orders delivered or ready for pick up the next day.

Travelex and Travel Money Oz have a much bigger range of currencies so if you are looking for Argentine Peso or Vietnamese Dong, they are a better option.

Travelex is the biggest foreign exchange company in the Australia. They have the biggest range of currencies and collection locations but they aren't aways the cheapest.

Travelex have many locations across Australia. You can order online and collect your currency at a store, an Australia Post office or even the airport. They also offer delivery for online orders.

How Travelex stacks up

Much like Coles and Woolworths, Travelex and Travel Money Oz have a near duopoly in Australia when it comes to currency exchange. So their exchange rates, fees, services and overall offering are very similar.

Compared to S Money, their exchange rates aren't as good but they don't charge a service fee . They have a bigger range of currencies and collection locations including the airport.

Travel Money Oz has dozens of outlets throughout every state in Australia. They are owned by the Flight Centre and have good, personal in-store service.

How Travel Money Oz stacks up

Travel Money Oz is very similar to Travelex. It has a large network of stores. They both allow you to order a large range of currencies online to collect in-store and both are very large reputable companies. Even their exchange rates are very similar. Online, the experience is almost identical.

Compared to S Money, the big difference is their stores. Travel Money Oz has a huge network of bricks and mortar stores where as S Money is purely online. This also means that S Money has better exchange rates and charge a service fee. S Money also offers delivery for online orders which Travel Money Oz is yet to roll out.

Travelex and Travel Money are incredibly similar in most aspects like exchange rates fees and services.

S Money is difference from both companies because they offer the real online exchange rate and don't charge an exchange rate margin. They do charge a service fee though.

All offer online services but S Money has no stores.

You can buy or sell a big range of currencies at Travel Money Oz and Travelex but at S Money you can only buy the most popular currencies like US dollars, euros, pounds and yen.

ASIC regulated

Like all reputable money exchanges, we are registered with AUSTRAC and regulated by the Australian Securities and Investment Commission (ASIC).

S Money complies with the relevant laws pertaining to privacy, anti-money laundering and counter-terrorism finance. This means you are required to provide I.D. when you place an order. It also means the order must be paid for by the same person ordering the currency and you must show your identification again when receiving your order.