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The Amex Platinum Card: How To Best Use Your $200 Airline Credit [Every Year]

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Amex Platinum Card – Snapshot

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The Platinum Card ® from American Express is one of the top premium travel credit cards on the market, but also one of the most expensive.

The card’s annual fee is substantially higher than other cards. Still, it also comes with an extensive list of benefits like airport lounge access, Hilton Honors and Marriott Bonvoy hotel elite status, major bonus earnings on flights booked with airlines, and much more.

While the card’s fee may seem like a shocker at first, it’s not so  bad when you take a look at the multiple statement credits offered, including an airline incidental credit of up to $200 (enrollment required).

Many travelers often aren’t sure how to take advantage of the airline incidental credit and what it can cover. After all, it doesn’t let you cover paid plane tickets but does let you cover other fees incurred from an airline — whether inflight or at the airport.

In this article, you’ll finally get clarity as to precisely what the Amex Platinum card’s airline incidental credit is and your best options for redeeming your card’s $200 annual credit. After all, what use is a benefit if you don’t know how to use it, right?

The Platinum Card ® from American Express

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than The Platinum Card ® from American Express.

Make no mistake — the Amex Platinum card  is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access , hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.

• The best airport lounge access out of any card (by far) — enjoy access to over 1,400 worldwide lounges, including the luxurious Amex Centurion Lounges, Priority Pass lounges, Plaza Premium Lounges, and many more!
• 5x points per dollar spent on flights purchased directly with the airline or with AmexTravel.com (up to $500,000 per year)
• 5x points per dollar spent on prepaid hotels booked with AmexTravel.com
• Annual and monthly statement credits upon enrollment ( airline credit, Uber Cash credit, Saks Fifth Avenue credit, streaming credit, prepaid hotel credit on eligible stays, Walmart+ credit, CLEAR credit, and Equinox credit )
• TSA PreCheck or Global Entry credit
• Access to American Express Fine Hotels and Resorts
• Access to Amex International Airline Program
• No foreign transaction fees ( rates and fees )
• $695 annual fee ( rates and fees )
• Airline credit does not cover airfare (only incidentals like checked bags)
• Earn 80,000 Membership Rewards ® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card ® , Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
• Earn 5X Membership Rewards ® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards ® Points on prepaid hotels booked with American Express Travel.
• $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts ® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card ® . The Hotel Collection requires a minimum two-night stay.
• $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card ® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
• $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership (subject to auto-renewal) with a statement credit after you pay for Walmart+ each month with your Platinum Card ® . Cost includes $12.95 plus applicable local sales tax. Plus Up Benefits are excluded.
• $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card ® .
• $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only. Terms Apply.
• $300 Equinox Credit: Get up to $300 back in statement credits per calendar year on an Equinox membership, or an Equinox club membership (subject to auto-renewal) when you pay with your Platinum Card ® . Enrollment required. Visit https://platinum.equinox.com/ to enroll.
• $189 CLEAR ® Plus Credit: Breeze through security with CLEAR Plus at 100+ airports, stadiums, and entertainment venues nationwide and get up to $189 back per calendar year on your Membership (subject to auto-renewal) when you use your Platinum Card ® . Learn more.
• $100 Global Entry Credit: Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck ® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card ® . Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
• Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card ® . That's up to $50 in statement credits semi-annually. Enrollment required.
• $300 SoulCycle At-Home Bike Credit: Get a $300 statement credit for the purchase of a SoulCycle at-home bike with your Platinum Card ® . An Equinox+ subscription is required to purchase a SoulCycle at-home bike and access SoulCycle content. Must charge full price of bike in one transaction. Shipping available in the contiguous U.S. only. Enrollment Required.
• Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card ® to your Resy profile.
• $695 annual fee.
• Terms Apply.

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Hot Tip:  Check to see if you’re eligible for a welcome bonus offer of up to 125k (or 150k) points with the Amex Platinum. The current public offer is 80,000 points. (This targeted offer was independently researched and may not be available to all applicants.)

What Is the Amex Platinum Card’s Airline Incidental Credit?

Both the Amex Platinum card and  The Business Platinum Card ® from American Express offer a $200 airline incidental fee credit upon enrollment.

According to American Express, this credit will be used to cover inflight expenses on your selected airline. Some of the items American Express lists as eligible for reimbursement include inflight refreshments and checked bag fees. Airline tickets, gift cards, and points or miles purchases aren’t eligible for reimbursement.

Here’s what the terms and conditions have to say:

“Incidental airline fees charged prior to selection of a qualifying airline are not eligible for statement credits. Airline tickets, upgrades, mileage points purchases, mileage points transfer fees, gift cards, duty free purchases, and award tickets are not deemed to be incidental fees. The airline must submit the charge under the appropriate merchant code, industry code, or required service or product identifier for the charge to be recognized as an incidental air travel fee.”

Once you’ve selected your airline, you can charge these expenses to your Amex Platinum card. You’ll automatically be reimbursed in the form of a statement credit within 6 to 8 weeks of the charge posting to your account.

If the statement credit has not posted after 8 weeks from the date of purchase, it is best to call the number on the back of the card.

Hot Tip:  You receive the airline incidental once per calendar year. The credit is dispersed on January 1st each year and doesn’t roll over.

Unlike the Chase Sapphire Reserve ® ‘s $300 travel credit, you’re limited to using your Amex Platinum card’s incidental fee credit on a single airline. You can select your airline when you receive your card and change it once per year in January. However, we at Upgraded Points have had luck changing the airline more than once when chatting (nicely) with an American Express representative.

You can pick from the following airlines:

• Alaska Airlines
• American Airlines
• Delta Air Lines
• Hawaiian Airlines
• JetBlue Airways
• Spirit Airlines
• Southwest Airlines
• United Airlines

You must select an airline before you can use the airline incidental credit. Charges made to your account before choosing an airline are  not eligible for reimbursement , so select your airline as soon as you receive your Amex Platinum card and have a trip booked.

Thankfully, selecting your Amex Platinum card airline choice is easy. Just head over to the American Express website , log in, and select your Amex Platinum card (should you have more than 1 American Express card).

Click on the Rewards & Benefits  tab on the bar at the top of the screen. And then click on the Benefits tab.

Here, you’ll see the balance of your Airline Fee Credit — how much you’ve used and how much you have left.

Scroll down the page for a list of benefits included with your Amex Platinum card . There will be an option labeled $200 Airline Fee Credit. Click on the Learn More button, and from there you can select your airline using the drop-down menu at the center of the screen.

The Best Ways To Use Your Airline Incidental Fee Credit

As mentioned earlier, the Amex Platinum card’s airline incidental fee credit cannot be used toward plane tickets, points purchases, or gift cards.

Frustrating, yes. But, thankfully, there are still plenty of great ways that you can spend the credit over the year.

Here are our favorite ways of utilizing the flight credit. We’ve split this section into 2 parts: official and unofficial ways to redeem the incidental fee credit.

Airport Lounge Day Passes and Annual Memberships

While the Amex Platinum card includes extensive lounge access , it doesn’t include access to all  of the U.S. carrier’s lounges. You can use your Amex Platinum card’s credit to buy day passes to:

• Alaska Lounge
• American Airlines Admirals Club
• Delta Sky Club
• United Club

Just remember, you have to select the applicable airline for the lounge charge to be covered. So if you choose Delta as your preferred airline, your charges to the Admirals Club won’t be covered by your incidental fees.

United American and American Airlines both sell day passes, which could be an option if you don’t have access to a lounge on a long layover. You must be flying with the airline to have lounge access.

Hot Tip:  If you purchase an annual lounge membership with your Amex Platinum card that costs more than $200, you’ll be credited the entirety of the incidental fee credit at once. So, in this case, you can think of it as a $200 discount on your lounge membership of choice.

Further, note that Amex Platinum cardmembers do not receive complimentary guest access at Delta Sky Clubs . However, guest access can be purchased for $50 for a standard day pass. If you purchase Delta Sky Club guest access and Delta is selected as your Amex Platinum card’s airline, you will be reimbursed for your entry fee.

Change Fees

Changing a trip’s date can be expensive, but your Amex Platinum card’s incidental fee credit covers the itinerary change fee. Note that the incidental fee will not likely cover the airfare difference as this is often charged like a plane ticket.

Hot Tip: Want more information on airline change fees? Learn how to avoid airline change fees in our dedicated article. 

Checked Baggage Fees

So you planned on checking a bag, but it isn’t included with your ticket? Just charge it to your Amex Platinum card. This is especially helpful if you’ve selected a low-cost carrier, such as Spirit, as your airline, as these carriers generally charge more for baggage. Remember that the incidental fee credit only covers baggage fees on your selected airline.

Most airlines have a co-branded credit card that provides perks such as free checked baggage. If you carry an airline’s co-branded credit card , check if that card provides free checked baggage. This allows you to use your Amex airline incidental fee credit elsewhere.

Inflight Entertainment Fees

The incidental fee credit covers inflight entertainment fees including TV, movies, and tablet rentals charged directly by the airline. A good example of this is renting an Alaska Airlines entertainment tablet in flight. The airline charges a fee to rent these in economy class.

Unfortunately, this does  not cover inflight internet, as a third party generally bills this . However, we have heard of United inflight entertainment being reimbursed, as it is usually charged by United directly. Proceed with caution, though, as there’s no guarantee it will be refunded.

Inflight Amenities

Most other inflight purchases are covered, too. Think amenities like headphones, blankets on budget carriers, food, and drink. The airline almost always charges for these directly, and you’re automatically reimbursed for them by your Amex Platinum card’s incidental fee credit.

Seat Selection Fees

Seat selection fees are another great way to redeem your airline incidental fee credit. You can use this when flying low-cost carriers or on a basic economy fare that doesn’t include free seat selection. Note that this  does include things like Even More Space seating on JetBlue and Economy Plus on United Airlines.

Most airlines charge anywhere from $10 up to $50 for a seat assignment on domestic flights.

Pet Flight Fees

If you’re taking a furry companion with you , use your Amex Platinum card’s incidental credit to cover the pet fee. This can take out a nice chunk of your reimbursement, though — for example, JetBlue charges $125 per one-way flight.

Phone Booking Fees

You can usually avoid these by booking online, but there may be instances where you need to call to book an award ticket or a flight with special routing. If you can’t get the agent to waive this fee, your Amex Platinum card’s incidental fee credit should cover it.

Priority Boarding

Priority boarding purchases work on virtually all airlines. This can be especially valuable when flying Southwest Airlines, as it gives you first dibs on the best seats . Again, remember that the incidental fees only cover priority boarding fees on your selected airline.

The methods below are ways our team members have either tried or seen work for other travelers. Proceed with caution . There’s no guarantee that these will work for you, too. While we try to keep this section as up-to-date as possible, these things can change on a dime, and we can’t be held liable for a charge not  being reimbursed.

Fill Your United TravelBank Account

This might be the easiest unofficial way to use your Amex incidental fee credit. United’s TravelBank allows you to fund the account with cash to use on future United flights. Any money you put in your TravelBank account does not expire for 5 years, provided there is account activity at least every 18 months.

You can fund your account in different increments up to $1,000. However, it is best to fund with how much you have available with your credit. You need to make sure United is selected as your preferred airline.

Admirals Club Food or Drink Purchases

A number of American Airlines Admirals Club locations have premium food and drink available for purchase. American Express has reimbursed these purchases, as they’re billed directly by American Airlines.

Unfortunately, we don’t have data for purchases at other lounges at this time. Again, proceed with caution.

Delta Airfare Purchased Partially With a Gift Card

There are reports of Delta tickets purchased partially with a gift card being reimbursed by American Express. This is because, when the purchase processes, it adds an “additional collection” to the transaction instead of listing an airline route, like most airfare purchases.

This means that American Express sees the transaction as if it were some sort of add-on or other inflight expense. However, this is not officially supported, and American Express may choose not to honor your incidental credit for this purchase.

Airfare of $99 or Below on Certain Airlines

We’ve seen reports of below-$99 fares on Delta, Southwest, and JetBlue being reimbursed by the incidental fee credit. But again, this is very much something you would try at your own risk, as the purchase  will code as airfare.

Spirit Saver$ Club Memberships

Spirit Airlines has a members-only discount club called Spirit Saver$ Club. It provides access to discounted tickets and includes other perks but has an annual fee.

We’ve seen reports of Spirit Saver$ Club memberships being reimbursed by American Express. Definitely keep this in mind if you’re a frequent flyer on this ultra-low-cost carrier, as it can save you a nice sum of money as you travel throughout the year.

$5.60 TSA Passenger Security Fee on Award Tickets

Our team has had the $5.60 TSA passenger security fee reimbursed on multiple award tickets in the past.

Now that you have a full list of things that  do (or might) trigger the airline incidental fee credit, here’s a quick look at the things that don’t trigger this credit.

Award Taxes and Fees

Aside from the $5.60 TSA security fee mentioned above, our team has not had luck having other award fees reimbursed. This is likely because these purchases code as airfare when posted to your American Express card.

Airline Gift Card Purchases

Airline gift card purchases were a longtime favorite for redeeming the airline incidental fee credit. However, as of this summer, our team has had no luck getting these reimbursed.

Class of Service Upgrades

Cabin upgrades are not eligible for reimbursement .

Inflight Wi-Fi

As mentioned, inflight Wi-Fi generally does not trigger the incidental fee credit, as a third party like Gogo or Panasonic usually bills it. However, we’ve seen reports of United Airlines Wi-Fi purchases being reimbursed because United does bill Wi-Fi purchases on its own or if you purchase the service through the airline before your flight.

While American Express states that it will reimburse eligible charges within 4 weeks, some charges don’t make it through the system. If you’re not reimbursed for an eligible charge, you can call the number on the back of your card or use the American Express live chat service to request reimbursement.

While the Amex Platinum card’s airline incidental fee credit is limited compared to travel credits offered by other premium credit cards, it still provides a ton of value. It has gotten hard to use the credits, but there are still ways to get the total value.

When you use the methods listed above, you’ll save money and have a better travel experience with extra checked bags, lounge access, and more. Better yet, the airline incidental credit can help offset the hefty annual fee of the Amex Platinum card.

For rates and fees of The Platinum Card ® from American Express, click here . For rates and fees of The Business Platinum Card ® from American Express, click here .

Frequently Asked Questions

What is the american express airline fee credit.

The American Express airline incidental fee credit allows you to receive up to $200 in statement credits per calendar year when incidental fees are charged to your account. You must select a qualifying airline before you can use the airline incidental credit.

Do authorized users get additional airline incidental fee credits?

No, the airline incidental fee credits are up to $200 per account per calendar year.

Can I use my airline incidental credit toward airfare?

Generally speaking, no. The terms and conditions prohibit this, and it has not worked in practice for a majority of Amex Platinum cardholders. However, there are reports of fares of $99 or below triggering the credit when you book on certain airlines.

Can I cash out my incidental fee credit if I don't use it?

No, you must use the entirety of the incidental fee credit before the end of a calendar year. Otherwise, the credit expires.

When does the airline incidental credit renew?

You receive $200 per year in incidental fee credit. The credit renews on January 1 of the new calendar year.

Will I earn points on purchases reimbursed by the incidental fee credit?

Yes, you will still earn points on reimbursed purchases.

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About Andrew Kunesh

Andrew was born and raised in the Chicago suburbs and now splits his time between Chicago and New York City.

He’s a lifelong traveler and took his first solo trip to San Francisco at the age of 16. Fast forward a few years, and Andrew now travels just over 100,000 miles a year, with over 25 countries, 10 business class products, and 2 airline statuses (United and Alaska) under his belt. Andrew formerly worked for The Points Guy and is now Senior Money Editor at CNN Underscored.

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This bonus value is an estimated valuation calculated by UP after analyzing redemption options, transfer partners, award availability and how much UP would pay to buy these points.

Points of View: Which credit card should you use for United flights?

You're about to buy a flight and you have a credit card with that airline's name stamped on the front. That's the best card to use for this purchase, right? Or would you be better served if you used some other credit card?

You have options for earning extra points and miles when you pay. Conversely, there are options for enjoying additional perks during your flight. And some credit cards can give a mix of both.

Let's take a look at the best credit card to use for United flights so you can see your options.

Comparing credit cards for United Airlines flights

Aside from using a United Airlines credit card , you could also pay using an all-around travel rewards card that earns transferable points on travel purchases, including your next flight reservation with United Airlines . Here are some cards you might pay with and what you could get when using these cards:

* Bonus value is an estimated value calculated by TPG and not the card issuer.

The information for the American Express Green Card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Which card should you use for United Airlines flights?

Typically, earning transferable points (which you can use in many ways, not just with United) is probably your best approach. And if you use a card that earns Ultimate Rewards points — such as the Chase Sapphire Reserve or the Chase Sapphire Preferred Card — you would be able to transfer these points to United Airlines later on if you want to make a redemption through the MileagePlus program .

But what if you need to check a bag? Do you get free checked luggage in some other way, due to flying in a premium cabin or having status with United? If not, paying with a United card might make sense.

Unlike holding a Delta Air Lines credit card — where the checked baggage benefit is attached to your loyalty program number — you must pay for your United flight with your United credit card to use the free checked baggage benefit. Simply having the United Club Infinite card or United Explorer card in your wallet doesn't confer this benefit.

There are other benefits that require paying with your United credit card. These include earning bonus PQPs through credit card spending, receiving 25% back (as a statement credit) for inflight purchases with United Airlines and getting up to $125 in statement credits each year for United purchases made with the Quest card .

Related: United Airlines baggage fees and how to avoid paying them

A credit card that has annual travel credits can also help to offset your checked bag fees. If you don't need to check a suitcase, consider whether you're losing out on other benefits. Have you used your Quest card's $125 in United credits so far this year, for example? If you aren't losing out on benefits like this, aim for the card that will give you the best return on your spending through miles and points.

If you choose to pay with your Amex Platinum Card to earn 5 Membership Rewards points for each dollar, you'll earn more value (in terms of rewards) on the money you spend but won't get free checked bags — even if you have a United credit card in your wallet.

Related: The ultimate guide to earning elite status with United cards

Some benefits exist regardless of which credit card you actually use to pay for your flights. These include eligible visits to the United Club lounges , priority boarding and priority check-in benefits, getting 5,000 miles back in your account if you make an eligible mileage award redemption while holding the Quest card, and gaining access to saver award bookings with a 10% discount thanks to the Club Infinite card.

Related: United changes how it shows saver awards online — how to tell if flights are bookable with a partner

Another benefit available to all cardholders — and also available to those with United Airlines elite status — is access to additional award space when redeeming miles for United flights . Plus, those who both have elite status with United and have a United credit card can receive complimentary upgrades to first class when using miles for award flights. That can make holding a United credit card worthwhile even if you also receive numerous benefits as an elite member.

Related: The single reason I'd open a MileagePlus credit card as a United elite

Bottom line

TPG values United miles at 1.45 cents apiece. Even the best-earning option for United credit cards yields just 5.8 cents in value for each dollar spent on United purchases, yet more general travel rewards credit cards can earn at a higher rate. But, you need to pay with your United credit card to take advantage of certain benefits, such as free checked bags and statement credits toward eligible purchases.

Related: The best credit cards for paying taxes and fees on award tickets

Evaluate whether you would be sacrificing benefits to earn more valuable rewards and how important this is to you. Earning fewer points but keeping more cash in your pocket will make sense for most people. For those who don't need to check a bag, you're probably free to use whichever credit card has the best earnings on your next United purchase.

And whenever the planned Star Alliance credit card is released, we'll see if that changes any of these considerations.

Also in this series:

• Points of View: What credit card should you use for IHG stays?
• Points of View: Which credit card should you use for Hyatt stays?
• Points of View: Which credit card should you use for Hilton stays?
• Points of View: Which credit card should you use for Marriott stays?
• Points of View: Can I cash out my points, and is it worth it?
• Points of View: Should my partner get their own card or be added as an authorized user?
• Points of View: Which card should I use for flights in case things go wrong?
• Points of View: Does paying the taxes and fees on award flights trigger trip protections?

For rates and fees of the Amex Platinum card, click here . For rates and fees of the Amex Green card, click here .

Additional reporting by Ryan Wilcox.

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As the COVID-19 pandemic rocked the world in 2020, many credit card issuers rolled out new temporary benefits to help boost value to cardholders.

American Express was no exception, and offered a particularly generous perk: a $200 hotel credit for some holders of The Platinum Card® from American Express . They also extended the amount of time that new cardholders had to meet the minimum spending requirements by three months, then went on to add a bevvy of new incentives , like limited-time bonus rewards, streaming credits, wireless credits and a host of juicy AmEx offers .

Since I’m a travel enthusiast and credit card junkie (admittedly), I found myself flush with newfound perks and growing balances of bonus points from everyday shopping. The problem was, like many people, I wasn’t really traveling.

Here’s how I was able to make use of — and maximize — the $200 travel credit.

» Learn more: How credit card issuers are responding to COVID-19

About the $200 American Express travel credit

Some cardholders of The Platinum Card® from American Express who renewed their card became eligible for a credit up to $200 for travel booked through American Express Travel. Terms apply.

I didn’t give the credit much thought at first. Due to COVID-19 considerations, I had canceled all of my travel for the foreseeable future. Even when I do travel frequently in “normal” times, I rarely book through American Express. I generally prefer to transfer my Membership Rewards points to travel partners to get outsize value.

Still, $200 is a generous credit that I didn’t want to waste. And when my family was starting to go stir-crazy after months of quasi-lockdown, I set out to plan a safe “staycation” using the bonus AmEx travel credit.

How the booking portal, American Express Travel, works

American Express Travel is a booking portal available to cardholders to book flights, hotels, cruises, tours and flight + hotel package deals. When you log into your AmEx account, just click into your Rewards page and you can find the AmEx Travel portal.

When you make a booking through American Express Travel, you can choose to pay with either your Membership Rewards points or with cash.

If you hold The Platinum Card® from American Express or The Business Platinum Card® from American Express , you’ll earn 5x points when you use your card to charge travel in the AmEx travel. All other Membership Rewards-earning cards will earn 2x points on AmEx travel bookings. Terms apply.

If you choose to pay with points, they’ll be worth 1 cent each. This isn’t a great redemption value, since you can easily get more value for your points by transferring to AmEx’s travel partners . But when you consider that you will earn airline miles (and sometimes hotel points) when you book your trip through AmEx travel, the value jumps up a bit. That’s because the airline or hotel sees this as a “cash” booking rather than an “award” booking, even when you’re using your Membership Rewards.

» Learn more: Best American Express credit cards

How I got out-sized value from my travel credit

Since my family was staying grounded during the pandemic, we decided to take a “staycation” in a nearby hotel. And since we had missed most of our planned travel in 2020, we decided to use the $200 credit toward a splurge for luxury.

When I started hunting for hotel options in the American Express Travel portal, the first several hotels that appeared in my search were designated as being part of the Fine Hotels & Resorts program.

Available only to cardholders of The Platinum Card® from American Express , The Business Platinum Card® from American Express and the Centurion Card from American Express, the FHR program offers extra benefits, including:

Early check-in.

4 p.m. checkout.

Room upgrade (based on availability).

Daily breakfast for two.

$100 property credit (varies by hotel, but dining and spa credits are common).

Since my $200 AmEx credit would cover anything booked through AmEx Travel — including a hotel in the FHR program — I knew I could pack even more value when I combined the benefits.

We decided on a “staycation” night at the luxurious St. Regis close to where we live.

When booked through AmEx travel, the room was going for $349 a night. To be clear, booking a hotel through FHR doesn't always give you the lowest rate. If booked directly, a room at this same hotel could have cost $308 for that same night.

But the added benefits from booking through FHR can usually outweigh the added cost.

Here’s how my AmEx travel booking broke down. The room rate was $349, but by booking a FHR property through AmEx travel I got:

The Platinum Card® from American Express credit: $200.

Property credit: $100.

Breakfast credit: $60.

My family got the red-carpet treatment at the St. Regis. We were able to check in early at 11 a.m. to kick off our staycation, and we were upgraded to a larger room with a prime view.

The $100 property credit at this hotel was good for a food and beverage credit, so we used it to splurge on a fancy, socially-distanced tea party, to the sheer delight of our two young kids.

Photo courtesy of Erin Hurd

In the morning, we were informed that we would be given $60 in breakfast credits from our booking. Even at St. Regis prices, that credit was enough for all four of us to enjoy a light breakfast.

At checkout, we had a few incidental charges, including valet parking, that we needed to pay for out of pocket. Since St. Regis is a Marriott brand, I used my Marriott Bonvoy Brilliant® American Express® Card for those charges. The card comes with up to $300 in credits for eligible purchases at Marriott hotels. In September, the $300 Marriott credit will be replaced with a new benefit of up to $300 in statement credits per calendar year (up to $25 per month) for eligible purchases at restaurants worldwide. Terms apply.

The bottom line

This staycation was certainly not free, since I pay a hefty $695 annual fee to hold The Platinum Card® from American Express . But by booking a room through American Express’ Fine Hotels & Resorts program, I was able to get even more value from the extra $200 travel credit. Terms apply.

Though earning hotel points can sometimes be hit-or-miss with FHR bookings, I was pleasantly surprised a few days after checkout to see that I had earned Marriott Bonvoy points and an elite night credit on this booking.

If you have The Platinum Card® from American Express and are eligible, make sure you remember to use your extra $200 AmEx travel credit whenever you’re ready to travel again. The credit is good for travel through the end of 2021. Check your AmEx account to see if you have the offer, or contact customer service through online chat or over the phone to confirm your eligibility.

To view rates and fees of The Platinum Card® from American Express, see this page .

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024 , including those best for:

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

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See how Platinum Card® Members like you get the most from Platinum Card® benefits — and American Express Travel. Terms apply to all benefits listed below. Enrollment may be required.

PLANNING YOUR TRIP

Booking your vacation is easy.

You’re ready for a getaway, and Barcelona, Spain, looks like the perfect destination. Luckily, the International Airline Program gets you discounted prices on flights when you select First, Business, or Premium Economy class tickets on International itineraries. Tickets must be booked through American Express Travel with a maximum of eight tickets per booking, including the Card Member. Travel must originate in and return to the U.S.

Plus, get 5X points on flights for prepaid bookings through AmexTravel.com , on up to $500,000 on these purchases per calendar year.

Despite our best efforts, sometimes things happen that are out of our control. If you purchase a round trip entirely with your Eligible Card and a covered reason cancels or interrupts your trip, Trip Cancellation and Interruption Insurance can help reimburse your non-refundable expenses purchased with the same Eligible Card, up to $10,000 per trip and up to $20,000 per Eligible Card per 12 consecutive month period. Terms, conditions and limitations apply.*

*Coverage is provided by New Hampshire Insurance Company, an AIG Company.

Booking your hotel

Your summer escape is here.

You book a Fine Hotels + Resorts® property through AmexTravel.com — and you earn 5X Membership Rewards® points. You also save by receiving your $200 Hotel Credit (up to $200/year back) because you booked a prepaid Fine Hotels + Resorts® stay through AmexTravel.com using your Platinum Card®. The Hotel Collection requires a minimum two-night stay.

What a perfect start to your summer escape.

Getting to your destination

Travel day is here.

Now it's time to book an Uber to get to the airport using the $15 per month in Uber Cash (plus a bonus $20 Uber Cash in December) that you can receive as a benefit of your Card. Benefit renews annually.

You’ve made it to the airport with plenty of time to spare. You check your bags and take advantage of the $200 Airline Fee Credit benefit (up to $200/year back on incidental fees at your one selected, qualifying airline).

Then, you speed through security thanks to TSA PreCheck® or Global Entry – you can receive a statement credit for the application fee of either TSA PreCheck® or Global Entry as a benefit of your Platinum Card®.

Skip to the front of the line and enjoy a quick, easy screening process with your CLEAR® Plus Membership . CLEAR® is a digital identity verification company with unique screening attributes, such as eye or fingerprint verification. CLEAR® helps members move faster through security at select airports, stadiums, and entertainment venues nationwide. To be eligible for a statement credit of up to $189 per calendar year, the annual auto-renewing CLEAR® Plus Membership must be charged to your Platinum Card®. Excluding any applicable taxes. Subject to auto-renewal.

You have two hours before takeoff, so you use the American Express® App to search the Global Lounge Collection for the nearest lounge. You find a nearby lounge within the collection — a perfect spot to enjoy a light bite and a cocktail while you wait for your flight. All there is to do is check in to the lounge using the Amex® App.

Arriving at your destination

Enjoy your elevated hotel stay.

Hello Barcelona. Thanks to your Fine Hotels + Resorts® program benefits, you can check-in early and receive a complimentary Platinum Card® Member room upgrade upon arrival, if available*. Benefit is exclusively for bookings made through American Express Travel via an American Express Travel channel.

You settle into your spacious room and relax knowing you have guaranteed 4pm late check-out for when it’s time to leave.

After enjoying a delicious complimentary breakfast for two, you plan your day in beautiful Barcelona, starting with a visit to the famous Santa Caterina Market.

You end a day of exploring the city by using your unique $100 experience credit — use the up to $100 credit towards dining, spa treatments, and more. You choose to use your credit by indulging in a soothing personalized massage and aromatherapy treatment.

*Certain room categories are not eligible for upgrade.

Exploring the city

Take in new cultural experiences.

The hotel concierge recommends a few must-visit sites you plan to cross off your list — but first, you spend some quiet time shopping and strolling down the beautiful Barceloneta Beach.

Good news for your wallet. There are no foreign transaction fees from American Express when using your Platinum Card® for purchases outside the U.S.

Since you've planned ahead and made dinner reservations using the Resy app , you can go straight from exploring the city to savoring the best of Spanish cuisine.

What a wonderful day out in Barcelona.

Make your next trip one to remember

Enjoy a suite of benefits for streamlined travel, elevated hotel stays, premium flight benefits, and more.

International Airline Program benefits are valid only for eligible U.S. Consumer, Business, and Corporate Platinum Card ® and Centurion ® Members (Delta SkyMiles ® Platinum Card Members are not eligible), on international tickets booked through American Express Travel for select first class, business class, and premium economy tickets with participating airlines, subject to availability. Additional Platinum Cards on U.S. Consumer and Business Platinum Card Accounts and Additional Centurion and Additional Platinum Cards on U.S. Consumer and Business Centurion Accounts are also eligible to receive program benefits. Companion Card Members on Consumer Platinum and Centurion Card Accounts, Additional Business Gold and Business Expense Card Members on Business Platinum and Centurion Card Accounts are not eligible. Travel must originate in and return to U.S. gateway (may exclude certain overseas territories) and select Canadian gateways. One-way travel is permitted on some airlines where routing originates in U.S. or select Canadian gateways. An eligible Card Member can book for himself/herself and up to seven passengers traveling on the same itinerary as that Card Member. Bookings must be made using an eligible Card in the Card Member’s name. Discounts are applied to the base airfare. Discounts are not combinable with other offers unless indicated and may not apply to codeshare partners. Airline fare rules and restrictions apply and are subject to change at the discretion of the airline. Tickets are non-refundable unless otherwise indicated. Tickets are non-transferable; name changes are not permitted. Benefits, participating airlines, and ticket availability are subject to change.

Basic Card Members will get 1 Membership Rewards ® point for each dollar charged for eligible purchases on their Platinum Card ® or an Additional Card on their Account and 4 additional points (for a total of 5 points) for each dollar charged for eligible travel purchases on any Card on the Account (“Additional Points”), minus cancellations and credits. Eligible travel purchases are limited to: (i) purchases of air tickets on scheduled flights, of up to $500,000 in charges per calendar year, booked directly with passenger airlines or through American Express Travel (by calling 1-800-525-3355 or through AmexTravel.com ); (ii) purchases of prepaid hotel reservations booked through American Express Travel; and (iii) purchases of prepaid flight+hotel packages booked through AmexTravel.com . Eligible travel purchases do not include: charter flights, private jet flights, flights that are part of tours, cruises, or travel packages (other than prepaid flight+hotel packages booked through AmexTravel.com ), ticketing or similar service fees, ticket cancellation or change fees, property fees or similar fees, hotel group reservations or events, interest charges, or purchases of cash equivalents. Eligible prepaid hotel bookings or prepaid flight+hotel bookings that are modified directly with the hotel will not be eligible for Additional Points.

Bonuses that may be received with your Card on other purchase categories or in connection with promotions or offers from American Express cannot be combined with this benefit. Any portion of a charge that the Basic Card Member elects to cover through redemption of Membership Rewards points is not eligible to receive points. Additional terms and restrictions apply.

Merchants are assigned codes based on what they primarily sell. We group certain merchant codes into categories that are eligible for Additional Points. A purchase with a merchant will not earn Additional Points if the merchant’s code is not included in an Additional Points category. Basic Card Members may not receive Additional Points if we receive inaccurate information or are otherwise unable to identify your purchase as eligible for an Additional Points category. For example, you may not receive Additional Points when: a merchant uses a third-party to sell their products or services, a merchant uses a third-party to process or submit your transaction to us (e.g., using mobile or wireless card readers), or you choose to make a purchase using a third-party payment account or make a purchase using a mobile or digital wallet.

To be eligible for this benefit, the Card Account must not be cancelled. If American Express, in its sole discretion, determines that you have engaged in or intend to engage in any manner of abuse, misuse, or gaming in connection with this benefit in any way American Express may remove access to this benefit from the Account. For additional information, call the number on the back of your Card or visit americanexpress.com/rewards-info americanexpress.com/rewards-info for more information about rewards.

Coverage is provided by New Hampshire Insurance Company, an AIG Company, at no-additional-cost to the Card Member. Coverage is subject to certain terms, conditions and limitations, including limitations on the amount of coverage. This benefit provides secondary coverage. For more information about the coverage, please see the Guide to Benefits at americanexpress.com/TCITerms .

You can earn up to $200 in statement credits per calendar year when you use an eligible U.S. Consumer Basic Platinum or Additional Platinum Card to pay for eligible prepaid Fine Hotels + Resorts ® and The Hotel Collection bookings made through American Express Travel (meaning through amextravel.com, the Amex ® App, or by calling the phone number on the back of your eligible Card) or when you use an eligible Additional Gold Card on such Platinum Card Account to pay for eligible prepaid bookings for The Hotel Collection made through American Express Travel (meaning through amextravel.com, the Amex ® App, or by calling the phone number on the back of your eligible Card). Fine Hotels + Resorts ® program bookings may be made only by eligible U.S. Consumer Basic Platinum and Additional Platinum Card Members. The Hotel Collection bookings may be made by eligible U.S. Consumer Basic and Additional Platinum Card Members and Additional Gold Card Members on the Platinum Card Account. Delta SkyMiles ® Platinum Card Members are not eligible for the benefit. To receive the statement credits, an eligible Card Member must make a new booking using their eligible Card through American Express Travel on or after July 1st, 2021, that is prepaid (referred to as "Pay Now" on amextravel.com and the Amex App), for a qualifying stay at an available, participating Fine Hotels + Resorts or The Hotel Collection property. Bookings of The Hotel Collection require a minimum stay of two consecutive nights. Purchases by both the Basic Card Member and any Additional Card Members on the Card Account are eligible for statement credits. However, the total amount of statement credits for eligible purchases will not exceed $200 on the Card Account per calendar year. Eligible bookings must be processed before December 31st, 11:59PM Central Time, each calendar year to be eligible for statement credits within that year. American Express relies on the merchant to process transactions within the same calendar year that you made the prepaid booking in order to apply the statement credit in the calendar year that it was intended. For example, if you make an eligible prepaid booking on the last day of the year, but the merchant doesn't process that transaction until the next day, then the statement credit available in the next calendar year will be applied to the Card Account, if the purchase is eligible. Statement credits may not be received or may be reversed if the booking is cancelled or modified. Eligible bookings do not include interest charges, cancellation fees, property fees or other similar fees, or any charges by a property to you (whether for your booking, your stay or otherwise). Please allow up to 90 days after an eligible charge is posted to the Card Account for the applicable statement credits to be posted to the Card Account. Call the number on the back of your eligible Card if statement credits have not posted by that time. To be eligible for this benefit, your Card account must not be cancelled or past due at the time of statement credit fulfillment. If American Express does not receive information that identifies your transaction as eligible, you will not receive the statement credits. For example, your transaction will not be eligible if it is a booking: (i) made with a property not included in the Fine Hotels + Resorts or The Hotel Collection programs, (ii) not made through American Express Travel, or (iii) not made with an eligible Card. Participating properties and their availability are subject to change. If American Express, in its sole discretion, determines that you have engaged in or intend to engage in any manner of abuse, misuse, or gaming in connection with this benefit, American Express will not have an obligation to provide and may reverse any statement credits provided to you. Please refer to AmericanExpress.com/FHR and AmericanExpress.com/HC for more information about Fine Hotels + Resorts and The Hotel Collection, respectively.

Basic Card Members on a Consumer Platinum Card or Centurion account and Additional Centurion Card Members are eligible for Uber VIP and the monthly Amex Benefit (“Amex Benefit”). To receive this benefit, you must have downloaded the latest version of the Uber App and your eligible Platinum Card or Centurion Card must be a method of payment in your Uber account. The Amex Benefit may only be used in the United States.

To be eligible for the Amex Benefit, your Card Account must not be canceled or past due. American Express reserves the right to suspend your eligibility for the Amex Benefit if we suspect any violation or abuse. To continue to receive the Amex Benefit, the details for your eligible Card must be kept up to date in your Uber Account. Cards added to your Uber account through a third party such as Apple Pay or PayPal will not be eligible. An eligible Platinum Card or Centurion Card may receive the Amex Benefit on one Uber account. If the same Card is added to multiple Uber accounts, only the first Uber account to which the Card is added will receive the Amex Benefit. If your American Express Card details change, you will need to make required updates to your Card details in your Uber payment profile before the end of the current month to ensure you remain enrolled in the Amex Benefit. If you do not update your Card details prior to the first day of the following month, you may need to re-enroll to continue to receive your Amex benefit. It may take up to 48 hours for the Amex Benefit to become available in your Uber account after your eligible Card has been added to that account. Uber VIP is available in select cities and is governed by Uber’s terms and conditions.

The Amex Benefit is found within your Uber Cash balance. In order to use the Amex Benefit, Uber Cash must be turned on. If Uber Cash is turned on when you request a ride, Uber Cash will appear above the confirmation button. If Uber Cash does not appear above the confirmation button, tap on the current payment option and turn on Uber Cash. If you do not see the Amex Benefit in your Uber Cash balance within 48 hours from the time you enroll, call the number on the back of your Card for assistance.

The Amex Benefit may be applied to all vehicle types with Uber, orders on Uber Eats and to any other services to which Uber permits Uber Cash to be applied. If your Uber Cash balance does not satisfy the cost of your ride or order, the primary payment method on your Uber account will be charged for the difference.

The Amex Benefit will not apply to previous Uber transactions and cannot be used when paying with an UberFAMILY profile. New and existing Uber users are eligible. Uber will apply the Amex Benefit at the point of sale and it will be displayed on your emailed receipt. There is no limit to the number of transactions you may apply your Amex Benefit to each month, up to a total of $15 per month (up to a total of $35 in December).

Your monthly Amex Benefit expires at 11:59 PM Hawaii Standard Time on the last day of each calendar month. Unused balance in Uber Cash from your Amex Benefit will not carry over to the following month. Your Amex Benefit will be applied for the month in which the transaction is completed. If a transaction is eligible for another promotion that you have added to your Uber account, the promotion will be applied before your Amex Benefit. Certain other types of balances in Uber Cash may be applied to the cost of your ride or order prior to your Amex Benefit in Uber Cash. For purposes of fulfilling this benefit, American Express will share with Uber certain information about your Card, including the Card type, and updated Card information from time to time. If you do not wish to receive the Amex Benefit, please call the number on the back of your Card. If you do not see the Amex Benefit in your Uber Cash balance by 5:00 PM Hawaii Standard Time on the first day of each calendar month, call the number on the back of your Card for assistance.

Enrollment through American Express is required to receive the benefit. Basic Card Members on U.S. Consumer and Corporate Platinum Card Accounts can enroll in the benefit by making their airline selection in the Benefits section of their americanexpress.com online account or by calling us. Enrolled Basic Card Members on U.S. Consumer Platinum and U.S. Corporate Platinum Card Accounts are eligible to receive up to $200 in statement credits per calendar year for incidental airline fees charged by their one selected qualifying airline to the enrolled Card Account. Purchases by both the Basic Card Member and Additional Card Members on the enrolled Card Account are eligible for statement credits. However, the total amount of statement credits will not exceed $200 per calendar year, per Card Account. To receive statement credits, the Basic Card Member must select one qualifying airline through their American Express Online Account or the link for their Card below:

American Express Platinum Card ® : https://global.americanexpress.com/card-benefits/enroll/airline-fee-credit/platinum

Goldman Sachs Platinum Card ® : https://global.americanexpress.com/card-benefits/enroll/airline-fee-credit/goldman-platinum-card

Morgan Stanley Platinum Card ® : https://global.americanexpress.com/card-benefits/enroll/airline-fee-credit/morgan-stanley-platinum-card

The Platinum Card ® from American Express for Charles Schwab: https://global.americanexpress.com/card-benefits/enroll/airline-fee-credit/schwab-platinum-card

American Express Corporate Platinum Card ® : https://global.americanexpress.com/card-benefits/enroll/airline-fee-credit/corporate-platinum

Qualifying airlines include Alaska Airlines, American Airlines, Delta Airlines, Hawaiian Airlines, JetBlue Airways, Spirit Airlines, Southwest Airlines, and United Airlines, and are subject to change. Only the Basic Card Member or Authorized Account Manager(s) on the Card Account can select the qualifying airline. Card Members who have not chosen one qualifying airline will be able to do so at any time. Card Members who have already selected one qualifying airline will be able to change their choice one time each year in January through their American Express Online Account or by calling the number on the back of the Card. Card Members who do not change their airline selection will remain with their current airline. Incidental airline fees must be separate charges from airline ticket charges. Fees not charged by the Card Member’s selected airline (e.g. wireless internet and fees incurred with airline alliance partners) do not qualify for statement credits. Incidental airline fees charged prior to selection of a qualifying airline are not eligible for statement credits. Airline tickets, upgrades, mileage points purchases, mileage points transfer fees, gift cards, duty free purchases, and award tickets are not deemed to be incidental fees. The airline must submit the charge under the appropriate merchant code, industry code, or required service or product identifier for the charge to be recognized as an incidental air travel fee.

Please allow 6-8 weeks after the qualifying incidental air travel fee is charged to your Card Account for statement credit(s) to be posted to the Account. American Express relies on airlines to submit the correct information on airline transactions, so please call the number on the back of the Card if statement credits have not posted after 8 weeks from the date of purchase. Card Members remain responsible for timely payment of all charges. Statement credits may be reversed if an eligible purchase is returned/cancelled. To be eligible for this benefit, Card Account(s) must be not canceled and not past due at the time of statement credit fulfillment. If American Express, in its sole discretion, determines that you have engaged in or intend to engage in any manner of abuse, misuse, or gaming in connection with this benefit, American Express will not have an obligation to provide statement credits and may reverse any statement credits provided to you. If a charge for an eligible purchase is included in a Pay Over Time feature balance on your Card Account, the statement credit associated with that charge may not be applied to that Pay Over Time feature balance. Instead, the statement credit may be applied to your Pay In Full balance. For additional information, call the number on the back of your Card.

The benefit is available to (i) Corporate Gold Card Members, (ii) Consumer Platinum Card ® Members, Corporate Platinum Card ® Members and Business Platinum Card ® Members, and (iii) Centurion ® Card Members. The benefit is also available to all Additional Card Members on Consumer and Business Platinum Accounts, and all Additional Card Members on Consumer and Business Centurion Accounts. To receive the Global Entry statement credit of $100 or the TSA PreCheck statement credit of up to $85, Basic or Additional Card Members on the eligible Card Account must pay for the respective application fee through a TSA PreCheck official enrollment provider with their eligible Card. Basic Card Members are eligible to receive a statement credit every 4.5 years for the TSA PreCheck ® application fee (when applying through a TSA official enrollment provider) and every 4 years for the Global Entry application fee, in each case when charged to the Basic Card or any eligible Additional Cards on the eligible Card Account. Basic Card Members will receive a statement credit for the first program (either Global Entry or TSA PreCheck) to which they or their eligible Additional Cards apply and pay for with their eligible Card regardless of whether they are approved for Global Entry or TSA PreCheck. However, eligible Card Members can earn no more than one credit for up to $85 for TSA PreCheck or $100 credit for Global Entry (but not both programs), depending upon the program the Card Member first applies for, for an application fee charged to an eligible Card. American Express has no control over the application and/or approval process for Global Entry or TSA PreCheck, and does not have access to any information provided to the government by the Card Member or by the government to the Card Member. American Express has no liability regarding the Global Entry or TSA PreCheck Programs. U.S. Customs and Border Protection (CBP) (for Global Entry) and U.S. Transportation Security Administration (TSA) (for TSA PreCheck) charge an application fee to process each respective application regardless of whether the Card Member’s application is approved. The Department of Homeland Security may suspend acceptance of applications on any basis at its discretion. American Express will provide a statement credit for the application fee regardless of the decision made by CBP (for Global Entry) or TSA (for TSA PreCheck) but will not provide a statement credit for subsequent application fees charged to the same eligible Card within 4 years (for Global Entry) or 4.5 years (for TSA PreCheck), even if the original application is rejected.

Membership for Global Entry or TSA PreCheck is per person, and a separate application must be completed for each individual. TSA PreCheck application must be processed through a TSA official enrollment provider. Global Entry membership also includes access to the TSA PreCheck program with no additional application or fee required. For additional information on the Global Entry or TSA PreCheck programs, including information regarding the application and/or approval process and for a list of participating airlines and airports, as well as the full terms and conditions of the programs, please go to www.cbp.gov/travel/trusted-traveler-programs/global-entry for Global Entry and www.tsa.gov for TSA PreCheck. The Global Entry or TSA PreCheck programs are subject to change, and American Express has no control over those changes.

The statement credit benefit applies to the Global Entry or TSA PreCheck programs only. Other program applications including, but not limited to, NEXUS, SENTRI, FAST, and Privium are not eligible for the statement credit benefit.

Please allow up to 8 weeks after the qualifying Global Entry or TSA PreCheck transaction is charged to the eligible Card account for the statement credit to be posted to the Card account. American Express relies on accurate transaction data to identify eligible Global Entry and TSA PreCheck purchases. If you do not see a credit for a qualifying purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Card Members are responsible for payment of all application charges until the statement credit posts to the Card Account. Statement credits may be reversed if an eligible purchase is returned/cancelled.

To be eligible for this benefit, the Card Account must not be cancelled and not past due at the time of statement credits fulfillment. If American Express, in it’s sole discretion, determines that you have engaged in or intend to engage in any manner of abuse, misuse, or gaming in connection with this benefit, American Express will not have an obligation to provide statement credits and may reverse any statement credits provided to you. If a charge for an eligible purchase is included in a Pay Over Time feature balance on your Card Account, the statement credit associated with that charge may not be applied to that Pay Over Time feature balance. Instead, the statement credit may be applied to your Pay In Full balance. For additional information, call the number on the back of your Card.

Basic Card Members can earn up to $189 in statement credits per calendar year when the Platinum Card ® or Additional Cards on the Account are used to pay for an annual CLEAR Plus membership. Enrollment in CLEAR Plus is required and is subject to CLEAR’s terms and conditions. CLEAR Plus memberships automatically renew each year unless canceled and CLEAR will charge the applicable membership fee to the Card CLEAR has on file. American Express has no control over the application and/or approval process for CLEAR, and does not have access to any information provided to CLEAR by the Card Member or by CLEAR to the Card Member. American Express has no liability regarding the CLEAR program. If a Card Member's application is not approved by CLEAR, CLEAR will refund the charges. If the statement credit benefit has been applied before CLEAR refunds the charges, that statement credit will be reversed. Purchases by both the Basic Card Member and any Additional Card Members on the Card Account are eligible for statement credits. However, the total amount of statement credits for eligible purchases will not exceed $189 across all Cards on the Account per calendar year. For additional information on the CLEAR program, including information regarding membership, eligibility, and for a list of participating locations, as well as the full terms and conditions of the program, please go to www.clearme.com . The CLEAR program is subject to change, and American Express has no control over those changes. Please allow up to 6-8 weeks after a qualifying CLEAR transaction is charged to the Card Account for the statement credit to be posted to the Account. American Express relies on accurate transaction data to identify eligible CLEAR Plus purchases. If you do not see a credit for a qualifying purchase on your eligible Card after 8 weeks, please call the number on the back of your Card. Card Members remain responsible for timely payment of all CLEAR charges. If you are assigned a new Card number or have a Card number on file with CLEAR that is outdated (for example, if you replace your Card or if your Card has expired), you must update your Card information on file with CLEAR to help ensure that statement credits are received for eligible CLEAR Plus membership fees. To be eligible for this benefit, the Card Account must not be cancelled or past due at the time of statement credit fulfillment. If a charge for an eligible purchase is included in a Pay Over Time feature balance on your Card Account, the statement credit associated with that charge may not be applied to that Pay Over Time feature balance. Instead, the statement credit may be applied to your Pay In Full balance. For additional information, call the number on the back of your Card.

The American Express ® App and app features are available only for eligible accounts in the United States. American Express ® prepaid Cards and Cards issued by non-American Express issuers are not eligible. To log in, customers must have an American Express user ID and password or create one in the app.

The American Express Global Lounge Collection ® U.S Consumer and Business Platinum Card Members and any Additional Platinum Card Members on the Account are eligible for access to the participating lounges in the American Express Global Lounge Collection. Companion Platinum Cards on Consumer Platinum Accounts and Additional Gold and Additional Business Expense Cards on Business Platinum Accounts are not eligible for the Global Lounge Collection benefit. All lounge access is subject to space availability. Each lounge program within the Global Lounge Collection has its own policies and access to any of the participating lounges is subject to the applicable rules and policies. Participating lounges reserve the right to remove any person from the premises for inappropriate behavior or failure to adhere to rules, including, but not limited to, conduct that is disruptive, abusive, or violent. To be eligible for this benefit, Card Account must not be cancelled. Please refer to each program’s terms and conditions to learn more.

The Centurion ® Lounge U.S. Platinum Card Members have unlimited complimentary access to all locations of The Centurion Lounge. Companion Platinum Cards on Consumer Platinum Accounts and Additional Gold and Additional Business Expense Cards on Business Platinum Accounts are not eligible for access to The Centurion Lounge. All access to The Centurion Lounge is subject to space availability. To access The Centurion Lounge, Platinum Card Members must arrive within 3 hours of their departing flight and present The Centurion Lounge agent with the following upon each visit: their valid Card, a boarding pass showing a confirmed reservation for a departing flight on the same day on any carrier and a government-issued I.D. Note that select lounges allow access to Card Members with a confirmed reservation for any same-day travel (departure or arrival). Refer to the specific location’s access policy for more information. Failure to present this documentation may result in access being denied. Card Members must be at least 18 years of age to enter without a parent or legal guardian. All Centurion Lounge visitors must be of legal drinking age in the jurisdiction where the Lounge is located to consume alcoholic beverages. Please drink responsibly. American Express reserves the right to remove any person from the Lounge for inappropriate behavior or failure to adhere to rules, including, but not limited to, conduct that is disruptive, abusive or violent. Soliciting other Card Members for access into our Lounge is not permissible. Hours may vary by location and are subject to change. Amenities vary among The Centurion Lounge locations and are subject to change. Card Members will not be compensated for changes in locations, rates or policies. In addition to the complimentary services and amenities in the Lounge, certain services, products or amenities may be offered for sale. You are responsible for any purchases and/or servicing charges you make in The Centurion Lounge or authorize our Member Services Professionals to make on your behalf. Services available at the Member Services Desk are based on the type of American Express Card used to enter the Lounge. American Express will not be liable for any articles lost or stolen or damages suffered by visitors to The Centurion Lounge. If we in our sole discretion determine that you have engaged in abuse, misuse, or gaming in connection with Lounge access in any way or that you intend to do so, we may remove access to The Centurion Lounge from the Platinum Account. Use of The Centurion Lounge is subject to all rules and conditions set by American Express. American Express reserves the right to revise the rules at any time without notice.

U.S. Platinum Card Members, U.S. Business Platinum Card Members and Additional U.S. Platinum Card Members on the Account will be charged a $50 fee for each guest (or $30 for children aged 2 through 17, with proof of age) unless they have qualified for Complimentary Guest Access. U.S. Platinum Card and U.S. Business Platinum Card Members may qualify for Complimentary Guest Access for up to two (2) guests per visit to locations of The Centurion Lounge in the U.S., Hong Kong International Airport and London Heathrow Airport (“Complimentary Guest Access”), after spending $75,000 or more on eligible purchases on the Platinum Account in a calendar year. Once effective, Complimentary Guest Access will be available for the remainder of the calendar year in which it became effective, the following calendar year, and until January 31 of the next calendar year (for example, if Complimentary Guest Access became effective on May 1, 2023, it would remain effective until January 31, 2025). Eligible purchases made by any Additional Card Members on the Platinum Account will contribute to the purchase requirement. Complimentary Guest Access is limited to two (2) guests per Card Member per visit, regardless of whether you are eligible for complimentary guest access through multiple Platinum Accounts or through other Amex Cards. Guest access policies may vary internationally by location and are subject to change.

Eligibility for Complimentary Guest Access will typically be processed within a week of the Platinum Account’s meeting the purchase requirement, but may take up to 12 weeks to become effective. Complimentary Guest Access status will be reflected in the Benefits tab of your online Account and in the American Express App. Eligible purchases to meet the purchase requirement are for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, cash advances, purchases of travelers checks, purchases or reloading of prepaid cards, purchases of gift cards, person-to-person payments, or other cash equivalents. If a Card Member upgrades or downgrades from a different American Express Card to a Platinum Account, eligible purchases made on that Card Account will count toward meeting the purchase requirement to achieve Complimentary Guest Access on the new Platinum Account.

Escape Lounges – The Centurion ® Studio Partner This benefit is available to U.S. Platinum Card Members. Companion Platinum Cards on Consumer Platinum Accounts and Additional Gold and Additional Business Expense Cards on Business Platinum Accounts are not eligible for access to Escape Lounges – The Centurion ® Studio Partner. Card Members receive complimentary access to all US locations of the Escape Lounges. Card Member must present their valid Card, a boarding pass showing a confirmed reservation for same-day travel on any carrier and government-issued I.D. Card Member must be at least 18 years of age to enter without a parent or legal guardian. All Escape Lounge visitors must be of legal drinking age in the jurisdiction where the Lounge is located to consume alcoholic beverages. Please drink responsibly. The eligible flight must be booked on a U.S. issued American Express credit card and Card Members may bring up to two complimentary guests per visit. Card Member must adhere to all house rules of participating lounges. Card Members and their guests will receive all of the complimentary benefits and amenities afforded to the Escape Lounge customers, including access to purchase non-complimentary items. Some product features may be subject to additional charges. Escape Lounge locations are subject to change without notice. Additional restrictions may apply.

Delta Sky Club This benefit is available to U.S. Platinum Card Members and Additional Platinum Card Members on the Account (each, an “Eligible Platinum Card Member”). Companion Platinum Cards on Consumer Platinum Accounts and Additional Gold and Additional Business Expense Cards on Business Platinum Accounts are not eligible for the Delta Sky Club benefit. Platinum Card Members must present their valid American Express Card, government-issued I.D., and boarding pass to the Delta Sky Club ambassador. Boarding pass must show a reservation for a same-day Delta-operated flight (Delta or Delta connection) departing from or arriving at the airport in which the Delta Sky Club is located. Name on boarding pass must match name on the Card. Eligible Platinum Card Members on departing flights can only access the Delta Sky Club or the Delta Sky Club “Grab and Go” feature within 3 hours of their flight's scheduled departure time. During a layover between Delta-operated flights on the same ticket, you may use the Delta Sky Club in your connecting airport at any time during the layover. Delta reserves the right to limit access for non-revenue flyers at any Delta Sky Club. Individuals must be at least 18 years of age to access Delta Sky Club, and 21 years of age to access locations with a self-service bar, unless accompanied by a responsible, supervising adult who has access to the Delta Sky Club. Benefit valid only at Delta Sky Club. Partner lounges are not included. Note that amenities may vary among Delta Sky Club locations. Participating airport clubs and locations subject to change without notice. Eligible Platinum Card Members may bring guests into the Delta Sky Club subject to the most current Delta Sky Club access and pricing policies and must use their valid Platinum Card as the payment method for guest access. Guests also must be flying on a same-day Delta-operated flight. Guest access and fees subject to terms and conditions of participating airport clubs. Access is subject to Delta Sky Club rules. To review the rules, please visit delta.com/skyclub . Benefit and rules subject to change without notice. Additional restrictions may apply.

Effective January 1, 2024: Eligible Platinum Card Members traveling on a same-day Delta-operated flight with Basic Economy (E) fare tickets will not have access to the Delta Sky Club or to Grab and Go.

Effective September 14, 2023 through January 31, 2025: Eligible Platinum Card Members receive complimentary access to the Delta Sky Club or to Grab and Go when traveling on a same-day Delta-operated flight. Eligible Platinum Card Members may bring either up to two guests, or their immediate family (spouse/domestic partner and children under 21) to the Club at a per-visit rate of $50 per person, per location or to Grab and Go at a per-visit rate of $25 per person, per location. The Eligible Platinum Card must be used as the payment method to purchase guest access. Guests must also be flying on a same-day Delta-operated flight. Children under 2 years of age may accompany the Eligible Platinum Card Member for free.

Effective February 1, 2025: Eligible Platinum Card Members will receive 10 Visits per Eligible Platinum Card per year to the Delta Sky Club or to Grab and Go when traveling on a same-day Delta-operated flight. Visits are non-transferable and may only be used by the Eligible Platinum Card Member. Visits issued from February 1, 2025 through January 31, 2026 will expire on January 31, 2026, and Visits issued in subsequent years will expire on January 31 of each calendar year thereafter.

A “Visit” is an entry to one or more Delta Sky Clubs or usage of the Delta Sky Club “Grab and Go” feature, at one or more airports, for a period of up to 24 hours starting upon the first Delta Sky Club entry or Grab and Go usage, during an Eligible Platinum Card Member’s travel on a same-day Delta-operated flight. A single Visit permits usage of Delta Sky Club(s) in multiple airports during the 24-hour period. For example, if you visit a Delta Sky Club in different airports on a trip, entry into one or more of these Clubs will be considered part of the same Visit as long as these additional entries occur within 24 hours of the first Delta Sky Club entry. If travel exceeds 24 hours from the first Delta Sky Club, then a second Visit will be deducted if entering the Delta Sky Club or using Grab and Go more than 24 hours after the first entry. Eligible Platinum Card Members may not access the Club or a Grab and Go location in the three hours from the time of previous Grab and Go usage at the same airport. Once all 10 Visits have been used, Eligible Card Members may purchase additional Delta Sky Club Visits (including Grab and Go) at a per-Visit rate of $50 per person. Visits cannot be used for guest entry. During a Visit, Eligible Platinum Card Members may bring either up to two (2) guests, or their immediate family (spouse/domestic partner and children under 21) to the Club (including Grab and Go) at a per-Visit rate of $50 per person. The Eligible Platinum Card must be used as the payment method to purchase Card Member and guest access. Guests must also be flying on a same-day Delta-operated flight and be accompanied by the Eligible Platinum Card Member. Children under 2 years of age may accompany the Eligible Platinum Card Member for free.

To earn an unlimited number of Visits (“Unlimited Delta Sky Club Access”) starting on February 1, 2025, the total eligible purchases on the Eligible Platinum Card Account must equal or exceed $75,000 (the “Purchase Requirement”) between January 1, 2024 and December 31, 2024 and in each calendar year thereafter. Unlimited Delta Sky Club Access will be provided to all Eligible Platinum Card Members once the Account has reached the Purchase Requirement. Companion Platinum Cards on Consumer Platinum Accounts and Additional Gold and Additional Business Expense Cards on Business Platinum Accounts are not eligible for the Unlimited Delta Sky Club Access benefit. All entry requirements set forth above will continue to apply with respect to Unlimited Delta Sky Club Access.

Unlimited Delta Sky Club Access will be processed within a week of the Eligible Platinum Card Account’s satisfying the Purchase Requirement in most instances but may take up to 12 weeks to become effective. Once effective, Unlimited Delta Sky Club Access will be available for the remainder of the calendar year in which it became effective, the following calendar year and through January 31 of the next calendar year (for example, if Unlimited Delta Sky Club Access becomes effective on May 1, 2025, it will remain effective through January 31, 2027). Eligible purchases made by any Additional Card Members on the Eligible Platinum Card Account will contribute to the Purchase Requirement. Eligible purchases to meet the Purchase Requirement are for goods and services minus returns and other credits. Eligible purchases do NOT include fees, interest charges, cash advances, purchases of travelers’ checks, purchases or reloading of prepaid cards, purchases of gift cards, person-to-person payments, or other cash equivalents. If a Card Member upgrades or downgrades from a different American Express Card to an Eligible Platinum Card, eligible purchases made on the prior Card Account will count toward the Purchase Requirement. Delta reserves the right to revoke Unlimited Delta Sky Club Access if you return, reverse or charge back eligible purchases in a way that reduces your eligible spend below the Purchase Requirement for the calendar year. If Delta and/or American Express determine that you have engaged in abuse, misuse, or gaming in connection with this Delta Sky Club Access Benefit in any way or that you intend to do so, Visits may be deducted from your account and/or Unlimited Delta Sky Club Access revoked.

Lufthansa This benefit is available to U.S. Platinum Card Members. Companion Platinum Cards on Consumer Platinum Accounts and Additional Gold and Additional Business Expense Cards on Business Platinum Accounts are not eligible for the Lufthansa lounges benefit. Platinum Card Members have complimentary access to select Lufthansa Business Lounges (regardless of ticket class) and Lufthansa Senator Lounges (when flying business class) when flying on a Lufthansa Group flight. To access the Lufthansa lounges, a Platinum Card Member must present their valid Platinum Card, a government issued I.D., and a same-day departure boarding pass showing confirmed reservation on a Lufthansa Group flight (Lufthansa, SWISS and Austrian airlines). Card Members must adhere to all rules of participating lounges. Participating lounges and locations subject to change without notice. Additional guest access and fees subject to terms and conditions of participating lounges. In some Lounges the Platinum Card Member must be at least 18 years of age to enter without a parent or guardian. Must be of legal drinking age to consume alcoholic beverages. Please drink responsibly. For the most current list of Lufthansa lounges, guest access requirements, rules, and pricing policy, please visit www.lufthansa.com/de/en/lounges .

Plaza Premium Lounges This benefit is available to U.S. Platinum Card Members. Companion Platinum Cards on Consumer Platinum Accounts and Additional Gold and Additional Business Expense Cards on Business Platinum Accounts are not eligible for the Plaza Premium Lounges benefit. Card Members receive complimentary access to any global location of Plaza Premium Lounges. To access Plaza Premium Lounges, Card Member must present their valid Card, a boarding pass showing a confirmed reservation for same-day travel on any carrier and government-issued I.D. In some cases, Card Member must be 21 years of age to enter without a parent or guardian. Card Members may bring up to two (2) companions into Plaza Premium Lounges as complimentary guests. Must be of legal drinking age to consume alcohol. Please drink responsibly. Card Member must adhere to all house rules of participating lounges. Card Members and their guests will receive all of the complimentary benefits and amenities afforded to the Plaza Premium Lounge customers, as well as access to purchase non-complimentary items. Some product features may be subject to additional charges. Plaza Premium Lounge locations are subject to change.

Priority Pass Select This benefit is available to U.S. Platinum Card Members. Platinum Card Members and Additional Platinum Card Members must enroll in the Priority Pass™ Select program through the benefits section of their americanexpress.com account or by calling the number on the back of their Card to receive the benefit. Companion Platinum Cards on Consumer Platinum Accounts and Additional Gold and Additional Business Expense Cards on Business Platinum Accounts are not eligible for the Priority Pass Select benefit. Priority Pass is an independent airport lounge access program. You acknowledge and agree that American Express will verify your Card Account number and provide updated Card Account information to Priority Pass. Priority Pass will use this information to fulfill on the Priority Pass Select program and may use this information for marketing related to the program. Once enrolled, Platinum Card Members with a valid Card Account may access participating Priority Pass Select lounges by presenting their Priority Pass Select card and airline boarding pass. If the Card Account is canceled, you will not be eligible for Priority Pass Select and your enrollment will be canceled. When visiting a Priority Pass Select lounge that admits guests, Platinum CardMembers receive complimentary access for up to two accompanying guests. After two guests, the Card Account on file with Priority Pass Select will be automatically charged the guest visit fee of the Priority Pass Standard program for each additional guest after you have signed up for the additional guest visit and it has been reported to Priority Pass by the participating lounge. Some lounges limit the number of guests or do not admit guests. In some lounges, Priority Pass Select members must be 21 years of age to enter without a parent or guardian. Priority Pass Select members must adhere to all house rules of participating lounges and access to participating lounges is subject to all rules, terms and conditions of the applicable lounge. Amenities may vary among airport lounge locations. Conference rooms, where available, may be reserved for a nominal fee. Priority Pass Select lounge partners and locations are subject to change. All Priority Pass Select members must adhere to the Priority Pass Conditions of Use, which will be sent to you with your membership package, and can be viewed at www.prioritypass.com . Upon receipt of your enrollment information, Priority Pass will send your Priority Pass Select card and membership package which you should receive within 10–14 business days. If you have not received the Priority Pass card after 14 days, please contact American Express using the number on the back of your American Express ® Card. To receive immediate access to lounges after your enrollment in Priority Pass Select has been processed, you can activate your membership online by using your Priority Pass Select membership details to receive a Digital Membership Card. For a step-by-step guide on the activation process, visit prioritypass.com/activation .

Additional Global Lounge Collection Partner Lounges American Express offers access to additional lounges in the Global Lounge Collection where U.S. Platinum Card Members have unlimited complimentary access to participating locations. Companion Platinum Cards on Consumer Platinum Accounts and Additional Gold and Additional Business Expense Cards on Business Platinum Accounts are not eligible for access to participating locations. Card Members must present their valid Platinum Card, a government-issued I.D., and a boarding pass showing a confirmed reservation for same-day travel on any carrier. Guest access and associated fees are subject to the terms and conditions of the participating lounge provider. Participation, locations, rates, and policies of lounges are subject to change without notice, and Card Members and their guests will not be compensated for such changes. Amenities, services, and hours may vary by participating lounge and are subject to change without notice. American Express and the participating lounge will not be liable for any articles lost or stolen, or damages suffered by the Card Member or guests inside the participating lounge. For participating lounges with a self-service bar, the Card Member may be required to be of legal drinking age in the participating lounge jurisdiction to enter without a parent or legal guardian. All Card Members and their guests must be of legal drinking age to consume alcoholic beverages. Please drink responsibly. Each participating lounge may have their own policy allowing for children under a certain age to enter for free with the Card Member who is a parent or legal guardian. Card Member must adhere to all house rules of participating lounges. If American Express, in its sole discretion, determines that the Card Member or their guests have engaged in abuse, misuse, or gaming in connection with access to participating lounges in any way, or that the Card Member or their guests intend to do so, we may remove access to the Additional Lounges from the Account. American Express and the participating lounge reserve the right to revise the rules at any time without notice. For the most current list of participating lounges and access requirements, please use the Lounge Finder feature in the American Express App or visit www.americanexpress.com/findalounge .

Must be 21 years of age or older to consume alcoholic beverages. Please drink responsibly.

Fine Hotels + Resorts ® (FHR) program benefits are available for new bookings made through American Express Travel with participating properties and are valid only for eligible U.S. Consumer, Business, and Corporate Platinum Card ® Members and Centurion ® Members (Delta SkyMiles ® Platinum Card Members are not eligible). Bookings must be made using an eligible Card and must be paid using that Card, or another American Express ® Card, in the eligible Card Member's name, and that Card Member must be traveling on the itinerary booked. The average total value of the program benefits is based on prior-year bookings for stays of two nights; the actual value varies. Noon check-in and room upgrade are subject to availability and are provided at check-in; certain room categories are not eligible for upgrade. The type of experience credit varies by property; the experience credit will be applied to eligible charges up to the amount of the experience credit. Advance reservations are recommended for certain experience credits. The type and value of the daily breakfast (for two) varies by property; breakfast will be valued at a minimum of US$60 per room per day. If the cost of Wi-Fi is included in a mandatory property fee, a daily credit of that amount will be applied at check-out. Benefits are applied per room, per stay (with a three-room limit per stay). Back-to-back stays booked by a single Card Member, Card Members staying in the same room or Card Members traveling in the same party within a 24-hour period at the same property are considered one stay and are ineligible for additional FHR benefits (“Prohibited Action”). American Express and the Property reserve the right to modify or revoke FHR benefits at any time without notice if we or they determine, in our or their sole discretion, that you may have engaged in a Prohibited Action, or have engaged in abuse, misuse, or gaming in connection with your FHR benefits. Benefit restrictions vary by property. Benefits cannot be redeemed for cash and are not combinable with other offers unless indicated. Benefits must be used during the stay booked. Any credits applicable are applied at check-out in USD or the local currency equivalent. Benefits, participating properties, and availability and amenities at those properties are subject to change.

American Express will not charge any foreign transaction fee on the purchases you make outside of the United States with your Card. However, there may be circumstances where ATMs or merchants charge a fee on foreign transactions.

The Global Dining Access program (“GDA”) is a benefit available to eligible Card Members. “Eligible Card Members” are account holders of Platinum Card ® or Centurion ® Card from American Express, Business Platinum Card ® , Business Centurion ® Card from American Express, Corporate Platinum Card ® or Corporate Centurion ® Card from American Express, Delta SkyMiles ® Reserve American Express Card, Delta SkyMiles ® Reserve Business American Express Card, Hilton Honors American Express Aspire Card, The Platinum Card ® from American Express Exclusively for Morgan Stanley, The Platinum Card ® from American Express Exclusively for Charles Schwab, The Platinum Card ® from American Express for Goldman Sachs, and The Centurion ® Card from American Express for Goldman Sachs (and any Additional Card Member(s) on their accounts). GDA may not be available for Cards issued from some countries. GDA provides eligible Card Members with (a) access to exclusive reservations, (b) Priority Notify, which allows GDA members to set notifications to be in the first group notified when tables become available before they are made available to other Resy users, and (c) access to exclusive events. GDA reservations are accessible through the Resy iOS App and Website (“Resy Sites”) and Concierge. Some features of GDA, like Priority Notify, may not be available through Concierge. To access this benefit through the Resy iOS App, you must download the Resy App; or if you already have the Resy iOS App, ensure the latest update is downloaded. When using the Resy Sites, create a Resy account or log into your existing Resy account and add your eligible Card to your Resy account. If you are assigned a new Card number, you must update the Card number in your Resy account. When you use GDA, a badge will be placed on your Resy profile, letting restaurants know that you are a member of the GDA program. Reservations are based on a first-come, first-served basis. In the event of a reservation cancellation, you will be subject to the restaurant’s cancellation policy. Generally, same-day reservations that are not booked by GDA members are released back to restaurants at certain times of day that vary across restaurant policies. American Express and Resy make no representations or warranties regarding the availability of reservations, events, and/or experiences, which shall at all times be subject to availability and the discretion of the applicable restaurant. American Express and Resy are not responsible for informing the restaurants of any dietary restrictions or for a restaurant being able to accommodate such restrictions. There is no cost to you for booking services through GDA, although you are responsible for any purchases or fees you authorize to be charged to your Card account. GDA reservations and events are intended for personal use only and cannot be resold or used for commercial purposes. By participating in the GDA program, you are accepting these GDA terms and conditions, which are in addition to and do not replace the Resy Sites’ Terms of Service. To be eligible for this benefit, your Card account must not be cancelled.

American Express Travel Related Services Company, Inc. is acting solely as a sales agent for travel suppliers and is not responsible for the actions or inactions of such suppliers. Certain suppliers pay us commission and other incentives for reaching sales targets or other goals and may provide incentives to our Travel Consultants. For more information visit www.americanexpress.com/travelterms .

California CST#1022318; Washington UBI#600-469-694

10 things to do when you get the Amex Platinum

The Platinum Card® from American Express is one of the best premium rewards cards on the market thanks to its extensive benefits, from lounge access to monthly statement credits. These perks come at a cost, though — the card's annual fee is $695 (see rates and fees ), making it one of the most expensive consumer cards to carry.

If that has you second-guessing whether or not to get the Amex Platinum Card, remember that the potential value of its many benefits can far outweigh that fee if you take full advantage of them.

If you open the Amex Platinum Card or already carry it, here are the 10 best ways to take advantage of all of its perks .

Use the $200 hotel credit

One of the principal benefits of the Amex Platinum is the up-to-$200 annual statement credit on prepaid Fine Hotels + Resorts or The Hotel Collection bookings (the latter has a minimum two-night stay, enrollment is required). The FHR program gets you the following perks:

• Room upgrade upon arrival, when available at check-in
• Daily breakfast for two people
• Guaranteed 4 p.m. late checkout and noon check-in, when available
• An experience credit that usually consists of a property, dining or spa credit
• You'll receive a daily credit when a property includes Wi-Fi in a mandatory resort fee

The Hotel Collection's perks include a room upgrade at check-in when available, up to a $100 hotel credit for qualifying dining, spa and resort activities, and the ability to use Pay with Points on prepaid bookings.

Register for your annual airline fee credit

You'll get an annual up-to-$200 airline fee statement credit for the airline of your choice. Select your desired airline on the Amex website before making a purchase, and you'll get to use the credit for fees such as lounge passes, seat assignments, onboard snacks and checked bags.

Note that the airline credit won't apply for new reservations or taxes and fees on award bookings. Enrollment is required.

Since you only get to pick one airline annually, we recommend choosing one with which you don't already hold elite status. An airline you often fly — but not enough to have elite status — will be a strong contender.

Apply for your Priority Pass membership card

One of the greatest travel perks of the Amex Platinum is its unparalleled lounge access — the best on any premium card available. Here are the lounges that participate in the Amex Global Lounge Collection (enrollment is required):

• Amex Centurion Lounges
• Priority Pass Lounges (request your membership card here )
• Delta Sky Clubs (when flying on Delta the same day)*
• Airspace Lounges
• Escape Lounges
• Plaza Premium Lounges

*Effective February 1, 2025: Eligible Platinum Card Members will receive 10 Visits per Eligible Platinum Card per year to the Delta Sky Club or to Grab and Go when traveling on a same-day Delta-operated flight.

Add your card to your Uber wallet

Amex Platinum cardholders get up to $15 in Uber Cash each month, plus an additional up to $20 in December. While Uber Cash doesn't roll over month to month, that adds up to $200 in Uber Cash each calendar year (for U.S. services). Enrollment is required.

To get your Uber Cash, you need to link your card(s) to your Uber account. To do this, head to your wallet on the Uber app and add your card as a payment method.

Apply for Global Entry and TSA Precheck

When you enroll in these trusted traveler programs with your Amex Platinum Card , you'll get a statement credit for up to $100 to your account to cover the application cost (and again upon renewal) once every four years for Global Entry and up to $85 every 4.5 years for TSA PreCheck.

Sign up for Clear plus

The Amex Platinum also offers a statement credit for a Clear Plus membership , normally costing $189 annually.

Clear Plus has a separate line to handle travelers' identity verification and security screening via a fingerprint or iris scan. Once approved, you're escorted by a Clear Plus employee to the head of the TSA PreCheck line (or regular security line if you don't have PreCheck) to an agent for final approval.

As TSA checkpoint lines continue to lengthen, having both Clear and TSA PreCheck can save you a lot of time at the airport. Enrollment required.

Request hotel elite status

Another perk that comes with being an Amex Platinum cardholder is being eligible for Gold status with both the Hilton Honors and Marriott Bonvoy loyalty programs.

These programs give you perks such as bonus points and potential room upgrades. You can enroll for these on the Amex website .

Sign up for car rental elite status

Elite status can sometimes be the difference between being able to reserve a vehicle or not, depending on where you're trying to rent.

In addition to hotel elite status, carrying the Amex Platinum means you are also eligible for status with the following car rental programs (enrollment is required):

• Avis Preferred Plus
• Hertz Gold Plus Rewards President's Circle
• National Car Rental Emerald Club Executive

You can enroll for each program on the Amex website .

Sign up for a Walmart+ membership

The Amex Platinum also offers an annual up-to-$155 Walmart+ statement credit , which covers the entire cost of a Walmart+ membership ($12.95 plus applicable sales tax) each month; Plus Ups are excluded.

Just charge the membership fee to your card and you'll receive a statement credit each month (subject to auto-renewal).

If you live near a Walmart store, this membership will get you free delivery from that store as quickly as the same day on orders of $35 or more, plus steep discounts on prescriptions. You can also save 5 cents per gallon at Walmart and Murphy gas stations and access member pricing at Sam's Club fuel centers — a great perk with fuel costs steadily rising .

Even if you're not a frequent in-store Walmart shopper, you'll enjoy free next-day and two-day shipping on eligible items from Walmart.com with no minimum purchase required.

Consider these other small-but-mighty benefits

While we've outlined nine of our favorite benefits from the Amex Platinum, there are plenty of other enticing perks worth looking into:

Scoop up your digital entertainment credits

The Amex Platinum offers an up-to-$240 digital entertainment statement credit , broken down to up to $20 in monthly statement credits when you pay for participating subscription services. They include The New York Times, Peacock, Disney+, Hulu, ESPN+, the Disney Bundle and The Wall Street Journal. Enrollment is required.

Treat yourself with an annual up-to $100 statement credit for Saks Fifth Avenue

This Saks Fifth Avenue benefit is broken down to up to $50 in statement credits from January through June and up to $50 from July through December. Enrollment is required.

Fitness lovers, grab this annual $300 statement credit for Equinox

This Equinox credit applies to monthly Equinox All Access, Destination and E by Equinox membership fees as well as for the Equinox+ fitness app. Enrollment is required.

Want an at-home fitness bike? Get a $300 SoulCycle statement credit

If you're in the market for an at-home bike, you can get up to a $300 statement credit when you purchase a SoulCycle bike . While it's unlikely that you would ever buy more than one bike, this statement credit is applicable to up to 15 bikes per year.

You must have an Equinox+ membership to purchase a SoulCycle bike. Enrollment is required.

Add up to three authorized users

You can add authorized users to your Platinum Card for a total of $195 each per year (see rates and fees ), which can really help you maximize the value you're already getting from being a cardholder. Authorized users are eligible for many of the same benefits as the main accountholder, including lounge access, Global Entry/TSA PreCheck reimbursement, hotel elite status and Fine Hotels + Resorts benefits.

However, authorized users don't get their own Uber credit or separate airline incidental credits. Enrollment required for some benefits.

Not just Amazon: Get free two-day shipping at thousands of stores with ShopRunner

You'll get free two-day shipping and free return shipping when you pay for eligible items with your Amex Platinum at participating online stores through the ShopRunner program. You can enroll for the service here .

Bottom line

Yes, the Amex Platinum is not a cheap card to have. But after you take a deep dive into all of the card's benefits, the annual fee may feel less intimidating.

If you can maximize every statement credit on the Amex Platinum, you're looking at a value of easily more than $1,400 annually. Even if you can't use every credit on the card, accessing the Amex Global Lounge Collection alone is key for frequent travelers.

Apply here: The Platinum Card from American Express with 80,000 points after you spend $8,000 on purchases in the first six months of card membership or check the CardMatch tool to see if you're targeted for an up to 125,000 Platinum Card offer. Offers are subject to change at any time.

For rates and fees of the Amex Platinum Card, click here .

Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

The American Express Business Platinum Card has a new 150,000-point offer. Here’s who should consider it

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Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover.

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The Business Platinum Card® from American Express just announced a limited-time welcome offer of 150,000 Membership Rewards points after spending $20,000 in the first three months of card membership.

This is the highest public welcome offer we’ve ever seen for this card, which is best suited for business owners who have higher regular spending — particularly those who travel frequently. But is the sign-up bonus worth the card’s high annual fee and initial spending requirements? Here’s everything you need to know about the Business Platinum Card and how this offer stacks up against other business credit cards on the market.

How much are 150,000 Membership Rewards Points worth?

According to Bankrate’s points and miles valuations , American Express Membership Rewards points are worth 2.0 cents per point. This gives the new welcome offer a value of $3,000 when redeemed with high-value transfer partners.

If you spend exclusively in 1X categories to meet the new welcome offer’s requirements, you’ll earn a minimum of 170,000 points (a return of 8.5 percent on your spending). That brings the total dollar value for this offer and the card’s regular points to get the offer to $3,400.

Who does this offer make sense for?

This offer makes sense for business owners with higher spending needs, as this is among the highest spending requirements for a welcome offer on the market right now. While the Business Platinum comes with a high $695 annual fee, it grants cardholders solid benefits that can offset it — if your business can take advantage of most of its offerings.

For example, if you use the $200 annual air incidental credit, the annual $189 credit for CLEAR membership , the monthly $10 wireless credits (worth $120 annually), and the semi-annual credit for shopping at Dell (worth $400 annually), then you’ve already earned $909 in credits against your $695 annual fee. You’ll get even more value if you use the credits for Indeed and Adobe (worth $360 and $150 annually). Also, the value of benefits like lounge access and travel protections can be worth their weight depending on your travel needs.

Signing up for this offer could make even more sense if you travel frequently, as you can get exceptional value by paying with points for all or part of an eligible flight booked through American Express Travel. Specifically, you’ll get 35 percent of the points back (up to 1,000,000 Membership Rewards points per calendar year) on eligible first and business-class tickets and any fare class with your selected qualifying airline booked through American Express Travel.

How does this card – and the new welcome offer – compare to the competition?

For comparison, the American ExpressⓇ Business Gold card currently has a welcome offer of 70,000 Membership Rewards points after spending $10,000 in the first three months of card membership, worth $1,400. However, the Business Gold has excellent benefits and earns 4X Membership Rewards points on your top two monthly categories from the select list of options below. If you spent exclusively in these categories to earn the welcome offer, you’d reach 110,000 points (representing an 11 percent return on your spending).

• Airfare purchased directly from an airline
• Advertising (purchased in the U.S. to promote your business online, on TV or on the radio)
• U.S. gas stations
• U.S. restaurants
• U.S. shipping costs
• U.S. computer software, hardware and cloud data purchases made directly from select providers.

If your business regularly spends in these categories, your ongoing return potential may be higher with the Business Gold than the Business Platinum.

Another American Express business card comparison worth making is with the company’s no-annual-fee business card, the Blue Business® Plus from American Express card . The Blue Business Plus has a welcome offer of 15,000 Membership Rewards points after spending $3,000 in the first three months of card membership, worth just $300. You’ll earn a flat 2X on all purchases, leaving you with 21,000 points after meeting the sign-up bonus — just a 7 percent return on your spending.

As long as you can justify the annual fee , the value of the Business Platinum is exceptionally better.

How does this offer compare to past Business Platinum offers?

The current public offer on this card increased from 120,000 points after spending $15,000 in the first three months of card membership. Getting over 100,000 points for a welcome offer on the Business Platinum is an excellent value; however, since this is one of the highest historical spending requirements on this card, more work is required to earn it.

In addition, keep in mind that, while this is the highest we’ve ever seen this card’s public offer, you may be targeted for even better offers. These targeted offers have recently ranged from 130,000 points to as high as 250,000, tend to come with lower spending requirements and have occasionally provided introductory APR offers as well.

These targeted offers can come via email or through the mail, or you may be able to find pre-qualified offers on the Amex website. These offers are personalized based on factors including your credit history and credit score . You can increase your chances of receiving one by opting in to Amex’s email and direct mail offers, though you can also explore our CardMatch tool to compare the offers that may be available to you.

It’s also a good idea to keep an eye on whether publicly available limited-time offers like this one come with a stated expiration date. If so, you could elect to wait until closer to this date to see if a better offer will populate for you. However, this approach could be risky as popular offers have occasionally been pulled early. It’s always a good idea to explore whether you can get equal or more value for less spending if you are targeted for a better offer.

The bottom line

Overall, the limited-time welcome offer of 150,000 Membership Rewards points on the American Express Business Platinum Card can provide significant value for business owners with high spending needs and those who travel frequently.

If you’re interested in this card, check to see if this is your highest offer. With a high annual fee but numerous benefits that can offset it, this card offers exceptional value for those who can take advantage of its offerings.

As with any new welcome offer, assess whether the spending requirements work with your existing needs and that the ongoing perks and rewards align with your typical spending. No welcome offer is worth it if you have to spend more than you can repay when the bill is due. If the offer doesn’t suit your business needs, or if other cards offer better ongoing value, you may want to forego this card for the prospect of better long-term value.

Related Articles

Is the American Express Business Platinum worth it?

Amex Business Platinum gets new benefits, higher annual fee

The American Express Platinum Card upgrades its annual fees and benefits

American Express Platinum offers bonus up to 150,000 points via CardMatch

American Express Launches a Limited-Time Offer on the Business Platinum—Here’s who should apply

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  

Business owners can earn, for a limited time, 150,000 Membership Rewards points with a new offer from the The Business Platinum Card® from American Express , if they can meet a hefty spending requirement. 

Beyond the welcome bonus, the card is worth considering if you want premium business and travel perks and can afford a steep annual fee. 

Detailing the new American Express Business Platinum bonus

The Business Platinum Card® from American Express is currently offering 150,000 bonus points when you spend $20,000 in the first three months of card membership. That comes out to roughly $6,667 per month, putting it out of reach for many small business owners. 

But if your business easily clears that much in operating expenses, the bonus is worth up to $1,500 if you redeem points directly with American Express or possibly even more if you transfer your rewards to one of the card issuer’s frequent flyer program partners. 

One thing to keep in mind before you apply is that American Express has a strict once-per-lifetime policy for its welcome offers. If you’ve earned the Business Platinum Card’s welcome bonus in the past, you may be ineligible to receive it again. The good news is that Amex will inform you with a pop-up if you are ineligible when you apply and will cancel the application before submitting it if you choose not to go forward.   

The Business Platinum Card® from American Express

See Rates and Fees

Intro bonus

Reward Rates

• 5X Earn5x points on flights and prepaid hotel stays booked through amextravel.com
• 1.5X Earn 1.5x points on purchases in select business categories (currently construction material and hardware suppliers, U.S. shipping providers, U.S. electronics retailers, and software and cloud system providers)
• 1.5X Earn1.5x points on qualifying purchases of $5,000 or more in other categories
• 1X Earn 1x points on all other eligible purchases
• Packed with valuable potential credits for business software, computing, travel, and more.
• Airport lounge access with a larger network than any other card
• Membership Rewards are valuable due to their flexibility.
• The multiple potential credits can be cumbersome to track.
• Sky-high annual fee
• Some of the perks can be hard to use if they don’t align with your business.

Other benefits

• Travel benefits including hotel and car rental chain statuses, car rental insurance, trip cancellation/interruption and travel delay protection
• Protections including extended warranty and return protection

Other rewards and card benefits

On an ongoing basis, the card offers 5x points on flights and prepaid hotel stays booked through amextravel.comand 1.5 points per dollar on up to $2 million spent annually in the following categories:

• U.S. construction material and hardware suppliers
• Electronic goods retailers
• Software and cloud system providers
• Shipping providers, 
• Purchases of $5,000 or more, regardless of the spending category

All other purchases will net you 1 point per dollar. The Amex Business Platinum Card charges a $695 annual fee, but if you take advantage of the card’s array of premium benefits, you can get more than $1,000 in value each year through its business and travel perks. 

Some of the more prominent benefits include:

• Business credits: You’ll get up to $200 semi-annually in statement credits toward U.S. purchases with Dell Technologies, up to $400 in total each year. You’ll also get up to $90 per quarter— up to $360 per year—in statement credits toward purchases with Indeed, and up to $150 back for select auto-renewing subscriptions with Adobe. All of these credits are good through Dec. 31, 2024.
• Travel credits: Each year, you can get up to . You’ll also get up to $200 in statement credits per calendar year when incidental fees are charged by the airline to the card (select one qualifying airline).
• Other travel perks: Other premium benefits include complimentary access to several airport lounge networks , elite status with select hotel loyalty programs and rental car companies and an application fee credit toward Global Entry or TSA PreCheck.
• Wireless credit: The card offers up to $120 in statement credits toward purchases with U.S. wireless telephone service providers, broken down into $10 per month.

An under-rated benefit of the Amex Business Platinum is Return Protection, which refunds purchases that a retailer won’t take back up to 90 days after purchase, up to $300 per item and up to a maximum of $1,000 per Card Member account per calendar year. I recently used Return Protection for an Amazon item I forgot to return in the 30-day return window.  Dia Adams, Senior Editor

Should you apply for the Business Platinum Card’s limited-time offer?

If you’ve had your sights set on the Amex Business Platinum for some time, now may be a good time to pull the trigger and apply. 

However, it’s crucial to ensure that you can meet the card’s minimum spending requirement before you submit an application. While the card allows you to carry a balance with the Pay Over Time feature, the interest rate can be steep, and any balance beyond the Pay Over Time limit must be paid in full each month. 

Also, consider the card’s annual fee and perks. While you can get enough value from its benefits to offset the annual cost each year, it’s only helpful if you’d make those purchases with or without the incentive. 

If you aren’t certain whether the Business Platinum Card is the right fit, take some time to research and compare other top business credit cards to ensure you pick the best credit card for your small business needs.

Getting a business credit card is easier than you think. Here’s how

T o view rates and fees of the The Business Platinum Card® from American Express , see this page  

Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefits guide for more details. Underwritten by Amex Assurance Company.  

Please note that card details are accurate as of the publish date, but are subject to change at any time at the discretion of the issuer. Please contact the card issuer to verify rates, fees, and benefits before applying.  

EDITORIAL DISCLOSURE : The advice, opinions, or rankings contained in this article are solely those of the Fortune Recommends ™ editorial team. This content has not been reviewed or endorsed by any of our affiliate partners or other third parties.

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Trains Moscow to Elektrostal: Times, Prices and Tickets

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Moscow to Elektrostal by train

The journey from Moscow to Elektrostal by train is 32.44 mi and takes 2 hr 7 min. There are 71 connections per day, with the first departure at 12:15 AM and the last at 11:46 PM. It is possible to travel from Moscow to Elektrostal by train for as little as or as much as . The best price for this journey is .

Get from Moscow to Elektrostal with Virail

Virail's search tool will provide you with the options you need when you want to go from Moscow to Elektrostal. All you need to do is enter the dates of your planned journey, and let us take care of everything else. Our engine does the hard work, searching through thousands of routes offered by our trusted travel partners to show you options for traveling by train, bus, plane, or carpool. You can filter the results to suit your needs. There are a number of filtering options, including price, one-way or round trip, departure or arrival time, duration of journey, or number of connections. Soon you'll find the best choice for your journey. When you're ready, Virail will transfer you to the provider's website to complete the booking. No matter where you're going, get there with Virail.

How can I find the cheapest train tickets to get from Moscow to Elektrostal?

Prices will vary when you travel from Moscow to Elektrostal. On average, though, you'll pay about for a train ticket. You can find train tickets for prices as low as , but it may require some flexibility with your travel plans. If you're looking for a low price, you may need to prepare to spend more time in transit. You can also often find cheaper train tickets at particular times of day, or on certain days of the week. Of course, ticket prices often change during the year, too; expect to pay more in peak season. For the lowest prices, it's usually best to make your reservation in advance. Be careful, though, as many providers do not offer refunds or exchanges on their cheapest train tickets. Unfortunately, no price was found for your trip from Moscow to Elektrostal. Selecting a new departure or arrival city, without dramatically changing your itinerary could help you find price results. Prices will vary when you travel from Moscow to Elektrostal. On average, though, you'll pay about for a train ticket. If you're looking for a low price, you may need to prepare to spend more time in transit. You can also often find cheaper train tickets at particular times of day, or on certain days of the week. Of course, ticket prices often change during the year, too; expect to pay more in peak season. For the lowest prices, it's usually best to make your reservation in advance. Be careful, though, as many providers do not offer refunds or exchanges on their cheapest train tickets.

How long does it take to get from Moscow to Elektrostal by train?

The journey between Moscow and Elektrostal by train is approximately 32.44 mi. It will take you more or less 2 hr 7 min to complete this journey. This average figure does not take into account any delays that might arise on your route in exceptional circumstances. If you are planning to make a connection or operating on a tight schedule, give yourself plenty of time. The distance between Moscow and Elektrostal is around 32.44 mi. Depending on the exact route and provider you travel with, your journey time can vary. On average, this journey will take approximately 2 hr 7 min. However, the fastest routes between Moscow and Elektrostal take 1 hr 3 min. If a fast journey is a priority for you when traveling, look out for express services that may get you there faster. Some flexibility may be necessary when booking. Often, these services only leave at particular times of day - or even on certain days of the week. You may also find a faster journey by taking an indirect route and connecting in another station along the way.

How many journeys from Moscow to Elektrostal are there every day?

On average, there are 71 daily departures from Moscow to Elektrostal. However, there may be more or less on different days. Providers' timetables can change on certain days of the week or public holidays, and many also vary at particular times of year. Some providers change their schedules during the summer season, for example. At very busy times, there may be up to departures each day. The providers that travel along this route include , and each operates according to their own specific schedules. As a traveler, you may prefer a direct journey, or you may not mind making changes and connections. If you have heavy suitcases, a direct journey could be best; otherwise, you might be able to save money and enjoy more flexibility by making a change along the way. Every day, there are an average of 18 departures from Moscow which travel directly to Elektrostal. There are 53 journeys with one change or more. Unfortunately, no connection was found for your trip from Moscow to Elektrostal. Selecting a new departure or arrival city, without dramatically changing your itinerary could help you find connections.

Book in advance and save

If you're looking for the best deal for your trip from Moscow to Elektrostal, booking train tickets in advance is a great way to save money, but keep in mind that advance tickets are usually not available until 3 months before your travel date.

Stay flexible with your travel time and explore off-peak journeys

Planning your trips around off-peak travel times not only means that you'll be able to avoid the crowds, but can also end up saving you money. Being flexible with your schedule and considering alternative routes or times will significantly impact the amount of money you spend on getting from Moscow to Elektrostal.

Always check special offers

Checking on the latest deals can help save a lot of money, making it worth taking the time to browse and compare prices. So make sure you get the best deal on your ticket and take advantage of special fares for children, youth and seniors as well as discounts for groups.

Unlock the potential of slower trains or connecting trains

If you're planning a trip with some flexible time, why not opt for the scenic route? Taking slower trains or connecting trains that make more stops may save you money on your ticket – definitely worth considering if it fits in your schedule.

Best time to book cheap train tickets from Moscow to Elektrostal

The cheapest Moscow - Elektrostal train tickets can be found for as low as $35.01 if you’re lucky, or $54.00 on average. The most expensive ticket can cost as much as $77.49.

Find the best day to travel to Elektrostal by train

When travelling to Elektrostal by train, if you want to avoid crowds you can check how frequently our customers are travelling in the next 30-days using the graph below. On average, the peak hours to travel are between 6:30am and 9am in the morning, or between 4pm and 7pm in the evening. Please keep this in mind when travelling to your point of departure as you may need some extra time to arrive, particularly in big cities!

Moscow to Elektrostal CO2 Emissions by Train

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