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How to get priority pass.

As a Priority Pass™ member, travelers get access to a network of 1,500+ airport lounges worldwide. Whether you're looking for a quiet place to work, or a luxurious place to lounge, Priority Pass alleviates a lot of the common stresses that come with traveling. Whether you're looking for a quiet place to work, or a luxurious place to lounge, Priority Pass alleviates a lot of the common stresses that come with traveling.

Here's what you need to know about accessing an airport oasis on your next trip: 

• What is Priority Pass 
• Two ways to get Priority Pass 
• How to get Priority Pass with a Chase credit card 
• Priority Pass benefits 
• How to start using your Priority Pass benefits 
• How to get the most from Priority Pass benefits 
• Learn more about the Chase Sapphire Reserve ® card with complimentary Priority Pass Select membership

What is Priority Pass?

Priority Pass  is a membership club with a global network of 1,500+ airport lounges. It's the largest independent airport lounge access program in the world. Members can swap busy airport terminals for complimentary refreshments and quiet spaces. Added perks include retail discounts and restaurant credits. 

Two ways to get Priority Pass

Consumers have two ways of accessing Priority Pass lounges. They can either buy a membership , or get a free membership with a credit card (but expect to pay an annual fee for that card).

1. Buy a Priority Pass membership

Travelers can choose between three levels of membership which offer different pricing and benefits:

Standard Membership level - for occasional travelers

• Annual Fee $99/year

Standard plus Membership level - For regular travelers

• Annual Fee $329/year

Prestige Membership level - For frequent travelers

• All member visits are free
• Annual Fee $469/year

In general, membership levels are suited to travelers based on the amount of travel they do.

2. Get a free Priority Pass Select membership with a credit card

Frequent flyers get the most out of this option with unlimited airport lounge access and travel rewards. Annual fees and the cost of additional guests will depend on the card. When used strategically, Priority Pass Select benefits may outweigh the cost of a luxury card's annual fee.

How to get Priority Pass with a Chase credit card

The Chase Sapphire Reserve Credit Card ®  offers a free Priority Pass Select membership. Cardmembers get full access to every Priority Pass airport lounge for up to two guests (additional guests are $27 per visit). Authorized card users are also eligible for their own Priority Pass Select membership.

Priority Pass benefits

Priority Pass airport lounges are popular because you don't have to fly a specific airline or class to enter them. There are over a thousand airport lounges in Priority Pass's global network . Amenities will vary, ranging from simple to luxurious.

General amenities

Most Priority Pass airport lounges have comfortable seating and business facilities — like work stations, reliable Wi-Fi and plenty of outlets for charging your devices. They may also offer a range of media, like newspapers, magazines and TV. Beverages and snacks are complimentary, and adult beverages may be free or offered at a low cost.

Restaurant lounges

Priority Pass members get dining credits to nearly 30 airport restaurants and bars. Note that the credit may not be applied to tips. 

Private mini-suites

Priority Pass also offers access to private sleeping areas in select airports.

Luxury amenities

Some Priority Pass airport lounges have special features unique to that location only. For example, some offer waterfall features, natural green walls, fireplaces, putting greens and even outdoor pools.

Additional offers

There are more than 800 Priority Pass benefits available for members through the Priority Pass mobile app. You'll find airport-specific discounts for restaurants, retailers, spa experiences and more.

How to use Priority Pass benefits

Once you get Priority Pass membership set up, enjoying the benefits only takes few steps:

Activate your membership

You'll need to activate your Priority Pass Select membership before you can use it —simply showing your credit card at the lounge will not work. Activation steps will vary by credit card.

If you have a Chase credit card with Priority Pass Select membership as a benefit, here are the steps to activate:

• Sign in to Chase Ultimate Rewards . (If already signed in, select your "Total Points" in the bottom left.) 
• Choose the card you'd like to enroll. 
• Select "Card Benefits." 
• Scroll to see benefits, then choose "Travel." 
• Select "Complimentary Airport Lounge Access." 

After activating your membership, you'll receive a Priority Pass card in the mail.

Tip: Authorized card users are automatically enrolled. If you add someone to your card after enrolling, call the number on the back of your card to activate their Priority Pass membership.

Get a digital membership card and download the app

Most Priority Pass airport lounges accept digital membership cards. Having this info on your smartphone helps if you ever misplace your physical card. You can see more information  here . If you're an eligible Chase customer, now you can also access your Priority Pass Digital Membership Card in the Chase Mobile ® app. You can find it in the Explore Lounges section under Benefits > Travel.

Visit a Priority Pass airport lounge

Use the Priority Pass app to find a lounge. To enter, all you have to do is scan your physical or digital membership card for the lounge attendant.

How to get the most from Priority Pass benefits

Here are some tips for maximizing every benefit and convenience the program offers:

There is not a Priority Pass airport lounge in every airport. As you shop for flights, include airport lounge availability and amenities in your search. Compare flights and lounges to make sure: 

• The lounge will be open when you need it. 
• Your preferred amenities will be available. 
• The lounge time limits match your trip. 
• Your guests or children are allowed.

Arrive early

Getting to the lounge a couple of hours before a flight means less stress and more time to enjoy the amenities. Check the lounge information ahead of time to see how early you can go in. Some airport lounges restrict travelers to three hours before their flight.

Use your restaurant credit

Check the Priority Pass app for participating restaurants. Upon arrival, let the server or bartender know you're using your card. They will register you and up to one guest, and you'll get a credit, discount or savings (tips are not included). 

Read your credit card's terms and the restaurant's terms beforehand. See if they include a guest credit, and make sure you're OK with any limitations, such as no take-out orders..

Use your card's travel benefits

Most cards, like the Chase Sapphire Reserve, offer a host of other travel benefits along with Priority Pass Select. Be sure to take advantage of these rewards, like welcome bonuses or travel credits, along with accessing airport lounges.

In conclusion

To many travelers, having access to airport lounges makes traveling much more enjoyable. Priority Pass is a great option for if you're seeking amenities and conveniences that you won't find anywhere else in the airport. 

If you're looking for lounge access in addition to earning rewards for your travel and dining expenses, check out the  Chase Sapphire Reserve credit card.

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The Best Credit Cards with Priority Pass Select

January 8, 2024

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Relaxing in airport lounges can be a great way to destress before boarding a flight, whether you’re at your point of departure or during a layover. However, without a membership to an airport lounge network like Priority Pass, accessing these lounges can be rather expensive.

Let’s take a look at all the different credit cards that provide Priority Pass benefits (organized by issuer) and identify the benefits associated with each card.

What is Priority Pass?

Priority Pass is a membership program offering access to airport lounges and various travel perks. With a Priority Pass membership, you can experience amenities like comfortable seating, complimentary refreshments, Wi-Fi access, and more at airport lounges worldwide.

Priority Pass offers multiple membership tiers, including Standard, Standard Plus, and Prestige, each offering different benefits and lounge access. In addition to lounges, Priority Pass has introduced a new feature that allows members to enjoy complimentary food and beverages at select airport restaurants.

Note that Priority Pass and Priority Pass Select are often used interchangeably, but there is a slight difference between the two. Priority Pass is the name of the lounge network and can also refer to the membership itself. Priority Pass Select is the name of the membership access you get from certain credit cards.

How Much Does a Priority Pass Membership Cost?

Priority Pass offers three membership levels for lounge access:

• Standard: $99 per year (includes visits for $35 each for the member and any guests)
• Standard Plus: $329 per year (includes 10 free visits per year with subsequent visits for $35 each, and all guest visits cost $35)
• Prestige: $469 per year (includes unlimited free visits for the member, and all guest visits cost $35)

As evident, accessing Priority Pass lounges can get pricey. Fortunately, many U.S. credit cards offer Priority Pass Select memberships, with some providing individual access and others including free priority pass guest visits. The specific Priority Pass perks included in your Priority Pass Select membership will depend on your credit card.

Moreover, some Priority Pass Select memberships come with credits for use at restaurants, cafes, spas and other airport amenities. Access to these perks also depends on your credit card.

Taking the time to learn which cards offer which Priority Pass benefits is worthwhile. Considering the cost of food and drinks at airports, having access to complimentary food and beverages at restaurants and airport lounges can offer significant value.

How to Use Priority Pass Select

Regardless of which card you have, you should be aware that you can’t just walk up to a Priority Pass lounge, restaurant or other participating business and present your credit card and receive your benefits. You’ll first have to enroll in the program through a link that you can find in the “Benefits” section of your credit card account.

After following the link, you’ll be asked to enter your credit card number. Within minutes, you’ll be enrolled in Priority Pass Select. It can take up to two weeks for your Priority Pass membership card to arrive in the mail, so we recommend enrolling in Priority Pass Select as soon as you get your credit card. However, if you want to access a lounge or other benefit before your physical card arrives, you can download the Priority Pass app and get a digital membership card, which can be used at nearly all of their facilities.

Most Priority Pass lounges require you to present a boarding pass for your flight to enter and won’t allow entry more than three hours before your flight’s scheduled departure.

Which Credit Cards Have Priority Pass Select?

American express.

American Express offers Priority Pass Select membership with two of its own cards and several of its co-branded cards as well.

The Platinum Card® from American Express

The Platinum Card® from American Express is Amex’s top-of-the-line premium credit card with an annual fee of $695 (see rates & fees ). So, it’s no surprise that this card comes with premium travel benefits like Priority Pass Select membership. With the Amex Platinum card, you’ll get unlimited free access to more than 1,300+ Priority Pass lounges for yourself and one guest. Any additional guests will need to pay the standard guest entrance fee.

Authorized users on your Amex Platinum card also can enroll in their own Priority Pass Select membership. When adding an authorized user, you must choose whether they receive a Platinum Card or a Gold Card. Only those who are added with a Platinum Card are eligible to receive their own Priority Pass Select membership.

Amex Platinum cardholders must pay an additional annual fee of $195 per authorized user added to their account as Platinum Card members. There’s no fee to add them as Gold Card members, but they won’t be eligible for their own Priority Pass membership. There will also be an additional $195 annual fee added for any more authorized users after those three.

Unfortunately, American Express has removed access to all non-lounge experiences through its Priority Pass Select memberships. Thus, the Amex Platinum Card will get you into lounges for free, but it won’t do you any good at restaurants, spas or other non-lounge businesses.

Membership Rewards® Points

after you spend $8,000 on purchases in your first 6 months of Card Membership.

Annual Fee: $695 Terms Apply. | Rates & Fees.

The Business Platinum Card® from American Express

The Priority Pass benefits offered by The Business Platinum Card® from American Express which also has an annual fee of $695 ( rates & fees ) mirror those offered by the Amex Platinum personal card (as detailed above). The only distinction is the cost for adding authorized users to your Amex Business Platinum card account, which is $350, compared to the $175 annual fee for adding up to three authorized users to your Amex Platinum personal card.

after you spend $15,000 on eligible purchases with the Business Platinum Card within the first 3 months of Card Membership

Hilton Honors American Express Aspire Card

The Hilton Honors American Express Aspire Card , with its annual fee of $450, provides the opportunity to enroll in Priority Pass Select, offering unlimited complimentary visits to Priority Pass lounges for the cardholder and up to two guests. Any additional guests will incur the standard guest entrance fee.

However, this card’s Priority Pass Select membership doesn’t extend benefits to non-lounge Priority Pass locations.

Bonus Points

after you spend $6,000 in the first 6 months. All information about The Hilton Honors American Express Aspire Card has been collected independently by 10xTravel. The Hilton Honors American Express Aspire is no longer available through 10xTravel.

Annual Fee: $550 Terms Apply.

Hilton Honors American Express Surpass® Card

The Hilton Honors American Express Surpass® Card is a highly affordable option for individuals seeking Priority Pass lounge access without substantial out-of-pocket expenses. This card, charging an annual fee of $95 (see rates & fees ), includes a Priority Pass Select membership offering 10 complimentary visits to Priority Pass lounges per year.

A Priority Pass Standard Plus membership, offering the same number of visits, costs $329 annually. This makes the Hilton Honors Surpass Card an attractive choice for budget-conscious travelers seeking Priority Pass lounge access.

Please note that this benefit is limited to the primary cardholder. Authorized users aren’t eligible for their own Priority Pass Select membership. However, the primary cardholder can extend one of their 10 complimentary visits to a guest. For instance, as a Surpass cardholder, you can use two of your annual complimentary visits to cover the entry for both you and a guest to a Priority Pass lounge.

This card doesn’t offer benefits at non-lounge locations.

Hilton Honors Bonus Points

after you spend $3,000 in purchases on the Hilton Honors American Express Surpass® Card in your first 6 months of Card Membership.

Annual Fee: $150 Terms Apply. | Rates & Fees.

The Hilton Honors American Express Business Card

The Hilton Honors American Express Business Card is a fantastic option for small business owners who want Priority Pass lounge access for a low price. This card charges an annual fee of $95 (see rates & fees ) and offers 10 complimentary visits per membership year.

This membership doesn’t include complimentary guest visits. Guests will have to pay the standard guest entrance fee. Alternatively, you can use one of your 10 yearly complimentary visits for a free guest visit.

Like all other Amex-issued cards, the Hilton Honors Business card doesn’t offer any benefits at non-lounge Priority Pass locations.

Limited Time Offer: 175,000

after you spend $8,000 in purchases on the Hilton Honors Business Card within the first six months of Card Membership. Offer Ends 6/5.

Annual Fee: $195 Terms Apply. | Rates & Fees.

Marriott Bonvoy Brilliant® American Express® Card

The Marriott Bonvoy Brilliant® American Express® Card , with an annual fee of $650 (see rates & fees ), also offers a complimentary Priority Pass Select membership. Unlike the Amex Platinum and Amex Business Platinum cards, which allow only one guest into lounges free-of-charge, the Marriott Bonvoy Brilliant card permits two guests to accompany you into lounges at no additional cost. Any guests beyond these two will incur the standard guest entrance fee. Naturally, the primary cardholder is entitled to unlimited complimentary visits to Priority Pass lounges.

Regrettably, similar to all other Amex cards, the Marriott Bonvoy Brilliant doesn’t offer benefits at non-lounge locations.

Earn 185,000

Marriott Bonvoy bonus points

after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership.

Annual Fee: $650 Terms Apply. | Rates & Fees.

Bank of America

Bank of America currently issues only one card that offers Priority Pass Select membership, and it’s their top-tier travel card.

Bank of America® Premium Rewards® Elite Credit Card

Bank of America’s top-of-the-line travel card, the Bank of America® Premium Rewards® Elite Credit Card, charges an annual fee of $550. This card grants Priority Pass Select membership for up to four individuals on the account, including the primary cardholder and up to three authorized users.

Each member will receive unlimited complimentary lounge visits for themselves and up to two guests. Any additional guests will be required to pay the standard guest entry fee.

The Bank of America Premium Rewards Elite card doesn’t offer any benefits at Priority Pass non-lounge locations.

Barclays currently only offers one credit card that comes with Priority Pass Select benefits and it’s the top-of-the-line co-branded credit card from Emirates.

Emirates Skywards Premium World Elite Mastercard®

As the name suggests, the Emirates Skywards Premium World Elite Mastercard® is a premium card from Emirates. This card has an annual fee of $499, and it comes with unlimited complimentary visits to Priority Pass lounges for the primary cardholder and up to two guests per visit.

Any authorized users on your Emirates Skywards Premium card also can enroll in Priority Pass membership at no additional cost.

Unfortunately, this card doesn’t offer Priority Pass Select non-lounge benefits.

Capital One

Capital One currently offers only one credit card that comes with a membership to Priority Pass Select: the Capital One Venture X Rewards Credit Card. However, Capital One has revealed plans to issue a business version of this card that is expected to come with a Priority Pass Select membership as well.

Capital One Venture X Rewards Credit Card

The Capital One Venture X Rewards Credit Card , Capital One’s premium travel card with an annual fee of $395, offers a Priority Pass Select membership that includes unlimited complimentary visits to Priority Pass lounges for yourself and up to two guests. If you have more than two guests, the additional guests will need to pay the standard guest entry fee.

Unfortunately, Priority Pass non-lounge experiences are no longer included with the Venture X Card.

One noteworthy feature of the Venture X Card is the option to add up to four authorized users to the account at no additional cost. Each authorized user can also obtain their own Priority Pass Select membership.

As previously mentioned, Capital One has announced plans to issue a business version of the Venture X Card in the near-future. This card is expected to be almost identical to the consumer version of the Venture X Card, so it follows that it will probably also come with a Priority Pass Select membership.

Venture Miles

after you spend $4,000 in purchases in the first 3 months.

Annual Fee: $395

Chase also offers Priority Pass Select as a perk with their top-of-the-line travel cards only. However, unlike the other cards mentioned thus far, the Chase Sapphire Reserve® card offers access to Priority Pass non-lounge experiences, which can be a huge value if used frequently.

Chase Sapphire Reserve®

Among the currently available cards, the Chase Sapphire Reserve® card likely offers the best Priority Pass perks. This card includes unlimited complimentary visits to Priority Pass lounges for the cardholder and up to two guests.

Additionally, each authorized user can also receive a Priority Pass Select membership. However, adding authorized users to the Chase Sapphire Reserve card incurs a $75 annual fee per user, unlike the Capital One Venture X card, which allows up to four authorized users at no additional cost.

The Chase Sapphire Reserve card’s advantage over other cards is its offering of non-lounge Priority Pass benefits. This enables cardholders to enjoy perks at participating restaurants, spas, retailers and other businesses.

For example, at many restaurants, Priority Pass Select members through the Chase Sapphire Reserve card receive a $28 to $30 discount on their order and the same discount on a guest’s order. This equates to $56 to $60 in value every time you visit a participating restaurant (including numerous bars).

Chase Ultimate Rewards® Points

after you spend $4,000 in 3 months

Annual Fee: $550

The Ritz-Carlton™ Credit Card

Though The Ritz-Carlton™ Credit Card is no longer open to new applicants, you can still obtain it by signing up for one of the three Chase-issued Marriott Bonvoy cards (the Marriott Bonvoy Bold® Credit Card , the Marriott Bonvoy Boundless® Credit Card or the Marriott Bonvoy Bountiful™ Credit Card) and then converting your Marriott card to The Ritz-Carlton card. To qualify, your Chase-issued Marriott card account must be open for at least 12 months with a credit line of at least $10,000.

If you meet these requirements, obtaining The Ritz-Carlton card could be an excellent choice, particularly if you desire a Priority Pass Select membership. With an annual fee of $450, this card provides a Priority Pass membership identical to the one offered by the Chase Sapphire Reserve® card, which also includes access to non-lounge perks.

The Ritz-Carlton card differs from the Chase Sapphire Reserve® card in that it allows the addition of authorized users at no extra cost. Although authorized users on this card don’t receive all the same perks as the primary cardholder, they can obtain their own Priority Pass Select membership with full benefits.

Citi’s only credit card that offers Priority Pass benefits is their top-tier travel card the Citi Prestige Card, which was meant to rival cards like the Chase Sapphire Reserve®.  However, as the popularity of the Citi Prestige Card declined, Citi decided to phase it out, and applications for this card are no longer being accepted. In fact, Citi no longer allows customers to product change any cards to the Prestige Card.

Citi Prestige Card

Although you can’t obtain the Citi Prestige Card, if you already possess it, you should be aware of its Priority Pass benefits. The Prestige Card, with an annual fee of $495, includes a Priority Pass Select membership, which provides complimentary access to Priority Pass lounges for yourself, immediate family members and up to two guests.

Unlike many other cards mentioned, the Citi Prestige Card still features Priority Pass non-lounge benefits. Additionally, for an extra annual fee of $50 per person, you can add authorized users to your card, allowing each authorized user to obtain their own Priority Pass Select membership with identical benefits.

If you don’t currently hold the Citi Prestige Card, you haven’t missed much. The card experienced a massive devaluation when Citi raised its annual fee without altering its benefits, resulting in its discontinuation. Far better premium travel card options are still available.

U.S. Bank offers two personal credit cards and one business card that come with Priority Pass benefits. In terms of the cheapest cards with complimentary Priority Pass lounge access, the U.S. Bank Altitude® Connect Visa Signature® Card and the U.S. Bank Business AltitudeTM Connect World Elite Mastercard® are your best options. So, if you want to enjoy airport lounge access without paying a high annual fee, then the U.S. Bank might be the right issuer for you.

U.S. Bank Altitude® Connect Visa Signature® Card

The U.S. Bank Altitude® Connect Visa Signature® Card is the most affordable card offering Priority Pass Select benefits. With a $0 introductory annual fee for the first year and a $95 annual fee thereafter, this card includes a Priority Pass Select membership that grants four complimentary visits to Priority Pass lounges each membership year. Note that your membership year starts when you enroll in Priority Pass Select, not when you sign up for the U.S. Bank Altitude Connect card.

Regrettably, Priority Pass Select membership is restricted to one person per account, meaning authorized users on the U.S. Bank Altitude Connect Card can’t obtain their own complimentary Priority Pass Select membership.

It’s also important to note that bringing guests into Priority Pass lounges with you will count against your four annual complimentary visits. For instance, if you and a guest enter a Priority Pass lounge during your trip, it will count as two of your annual complimentary visits. Standard guest rates apply once all annual complimentary visits are exhausted.

Similar to most other cards mentioned, the U.S. Bank Altitude Connect Card doesn’t offer non-lounge Priority Pass benefits.

For those seeking access to Priority Pass lounges at a low cost, the U.S. Bank Altitude Connect Card is the best choice. Many people with Priority Pass Select memberships don’t visit Priority Pass lounges more than four times per year. As such, accessing these lounges for a modest annual fee of $95 (waived for the first year) rather than paying for a premium travel card charging $400 or $500 annually is an attractive option.

U.S. Bank Business Altitude™ Connect World Elite Mastercard®

The U.S. Bank Business Altitude™ Connect World Elite Mastercard® offers a $0 introductory annual fee and then $95 annually for every year after that, making it one of the two least expensive cards that comes with Priority Pass Select benefits.

With this card, you’ll get four complimentary visits to Priority Pass lounges every membership year. Once again, your membership year will begin when you enroll in Priority Pass Select, not when you sign up for the U.S. Bank Business Altitude Connect card.

Just like with the personal version of this card, Priority Pass Select membership is limited to one person per account and authorized users can’t get their own Priority Pass Select memberships. Likewise, each guest that you bring into a lounge with you will count towards your total of four complimentary visits per year.

Unfortunately, the U.S. Bank Business Altitude Connect Card doesn’t come with non-lounge benefits.

The Business Altitude Connect Card is a great option for those who want to get into Priority Pass lounges for free without signing up for a high-annual-fee credit card. Unfortunately, you have to be a small business owner to get this card. Keep in mind that gig economy workers, freelancers, independent contractors and sole proprietors should be able to qualify for this card (or any other business card).

U.S. Bank Altitude® Reserve Visa Infinite® Card

The U.S. Bank Altitude® Reserve Visa Infinite® Card , this issuer’s premium travel card with an annual fee of $400, also includes a Priority Pass Select membership. However, like the Altitude Connect Card, the Altitude Reserve Card doesn’t permit authorized users to obtain their own Priority Pass Select membership.

This membership grants four complimentary visits per membership year and four complimentary guest visits per membership year. Keep in mind that a membership year commences when you enroll in Priority Pass Select, not when you sign up for the Altitude® Reserve Card.

This Priority Pass Select membership excludes non-lounge benefits.

Considering the premium travel card’s $400 annual fee, the limit of four complimentary lounge visits per membership year is somewhat disappointing. In contrast, the Capital One Venture X Card has an annual fee of $395 and provides unlimited complimentary visits for yourself and up to two guests. Additionally, unlike the U.S. Bank Altitude® Reserve Visa Infinite® Card, the Capital One Venture X Card allows adding up to four authorized users at no extra cost, and each authorized user can obtain their own Priority Pass Select membership free of charge.

after you spend $4,500 in the first 90 days

Annual Fee: $400

The Bottom Line

If maximizing the benefits of your Priority Pass Select membership is your primary motivation for choosing a premium credit card, you may want to consider either the Chase Sapphire Reserve® or The Ritz-Carlton™ Credit Card (also issued by Chase but only obtainable through a product change from a different Chase card).

These are two of the few cards still offering Priority Pass Select non-lounge benefits. The benefits frequently include up to $30 in credits for food or drinks for you and a guest, meaning you can enjoy up to $60 worth of free food and drinks each time you visit a Priority Pass-participating restaurant with a guest.

Alternatively, if you wish to “share the wealth,” the Capital One Venture X Card permits adding up to four authorized users to your account at no extra cost. Each authorized user can obtain their own Priority Pass Select membership, granting unlimited complimentary lounge visits for themselves and up to two guests. In comparison, the Chase Sapphire Reserve® charges $75 for each authorized user on the account. Unfortunately, the Venture X Card doesn’t include non-lounge benefits.

However, if your goal is to obtain Priority Pass lounge access at the lowest possible cost, consider the U.S. Bank Altitude Connect Card. This card offers four complimentary lounge visits per year for a standard annual fee of $95, which is waived for the first cardmember year. Although these complimentary visits exclude guests, this card is the only option in this price tier currently offering complimentary Priority Pass lounge access.

Ultimately, whichever card you choose, a Priority Pass Select membership can be one of the most valuable credit card benefits for frequent flyers. The ability to enjoy free food, free drinks and a place to relax at the airport can translate to hundreds or thousands of dollars in annual savings.

New to the world of points and miles? The Chase Sapphire Preferred® Card is the best card to start with.

With a bonus of 60,000 bonus points after you spend $4,000 on purchases in the first 3 months of account opening. , 5x points on travel booked through the Chase Travel Portal and 3x points on restaurants, streaming services, and online groceries (excluding Target, Walmart, and wholesale clubs), this card truly cannot be beat for getting started!

Editors Note: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

Chase Sapphire Preferred® Card

bonus points

after you spend $4,000 on purchases in the first 3 months of account opening.

American Express® Gold Card

after you spend $6,000 on eligible purchases with your new Card within the first 6 months. Terms apply.

Charlie Lewis

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Joseph Sherwood

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PRIORITY PASS™

The most recognised airport lounge and experiences programme, industry leader with unrivalled coverage, wide range of lounges and experiences around the world, highly desirable brand and customer benefit.

Confidence in travel has been impacted by the COVID-19 crisis. But frequent flyers are leading the way, with 71%* of surveyed Priority Pass Members saying that they would like to travel either immediately or within the next 3-6 months. Priority Pass is a critical offering for your customers to help restore confidence in travelling. By welcoming travellers to spaces and services that are guided by hygiene standards and processes, Priority Pass helps ensure the airport experience is both comfortable and safe.  *as per August 2020

CORE BENEFITS

A premium benefit with excellent operational support, premium brand.

Recognised by consumers worldwide as the largest and best airport lounge and experiences programme, with a high-perceived value to new and existing customers.

Unrivalled global coverage

Members get access to 1,500+ premium airport experiences worldwide (hundreds exclusive to us) across 145 countries and 600 cities, and includes dining, retail and spa offers to ensure travellers get the most from their benefit.

Powerful contact-free digital features

The app includes a Digital Membership Card for contactless access to airport lounges, plus real-time visit history, remaining entitlement, 12 supported languages and intelligent wayfinding.

Operational excellence and customer service

Fully PCI DSS Compliant. 24/7 in-house multilingual support teams across three global service centres covering 12 languages, plus regional account management services. Flexible setup and configuration options.

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Visit the priority pass website for further information, our products, adaptable solutions to enhance your customers’ journeys.

Customers can use your brand’s payment card to access airport lounges around the world, associating the benefits directly with you.

Lounge Pass™

Providing our worldwide tour operator, travel agent and airline clients with a pre-bookable, one-time benefit that increases customer satisfaction while boosting income.

Owning and operating our own airport lounges, sleep pods and other airport experiences ensures that your customers have exclusive access to the most and best experiences in airports across the world.

GET IN TOUCH

If you have a question, please contact the team, our clients, businesses we've assisted, what we did.

Chase® needed a partner to provide VIP airport lounge access to their high net worth credit card customers, including the Chase Sapphire Reserve® portfolio.   

They were entering a market dominated by a competitor’s card product and needed to be able to compete effectively with that card’s lounge access package.    Our Priority Pass lounge and experiences programme, with a worldwide network of over 1,300 lounges, provided Chase with the coverage to enter the market with the largest and most credible airport lounge programme included in their benefit package.  The Chase Sapphire Reserve card was launched with tremendous success and has become a highly-valued premium travel card in the US market. 

A customised digital membership card solution that was not previously available to Chase cardholders

The launch of a premium travel card into the us market with the confidence of a premium benefit, we worked with our lounge partners to ensure the appropriate coverage would be available.

Helping launch a highly-valued premium travel card in the US

Improving loyalty and engagement with premium customers

Alfa-Bank develop premium services, offer convenient solutions and select the best partners in market for their affluent customers, to drive acquisition and retention. As the leading premium airport lounge programme in Russia and globally, Priority Pass plays a key role in keeping Alfa- Bank’s customers engaged and satisfied with the bank’s service offering.  Alfa-Bank provides complimentary Priority Pass membership to their premium banking segment and it remains the most requested non-banking loyalty benefit. This benefit allows the bank’s most valued customers to enjoy access to the world’s largest and growing network of more than 1,300 airport lounges. Many of these lounges are domestic and supplemented by Priority Pass’ premium railway lounge network in Russia, which meant Alfa-Bank's customers could keep using the benefit even at the height of the COVID-19 pandemic.  For three consecutive years, Alfa-Bank have been a Frank Premium Banking Award recipient. In October 2020, the bank was rated top in premium bank services in Russia, with Alfa-Premium being named the Best Premium Service Program, based on studies of 16 premium banking services conducted by Frank RG analysts. 

The most valued non-banking benefit for Alfa-Bank customers

Improved loyalty and engagement from premium cardholders, a valued, client-focussed relationship.

Our premium customers value the comfort and safety of Priority Pass lounges and Alfa-Bank value the strong, customer-focussed working relationship we have with Priority Pass Alfa- Bank

Delivering a desirable travel benefit that forms a key part of members’ daily life

A practical, digital solution that allows members to receive a new priority pass card wherever they are, ensuring a smooth transition from a physical to a digital programme without any disruption.

Providing card free access to over 1,300 lounges worldwide

Accelerated new customer card acquisition

Improved loyalty and engagement amongst premium cardholders, increased travel and entertainment expense spend on payment cards with priority pass.

An established Japanese bank

Increasing travel and expense spend on payment cards

Related Insights SEE ALL

Collinson’s Priority Pass Named “Official Airport Lounge Partner” for Hong Kong, China Delegation to the Paris 2024 Olympic Games

Opportunities abound for brands as travel rebounds in Asia Pacific

Collinson Forms Strategic Joint Venture with Joyful Journey Group in Mainland China

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Priority Pass  

Relax in one of over 1200 lounges across the world 

As a Platinum Cardholder, you are entitled to a complimentary membership in Priority Pass. This allows you to wait for your flight in a relaxed atmosphere in one of the more than 1,200 Priority Pass lounges around the world.

You also can have a guest join you free of charge, for each additional guest may enter paying the prevailing retail rate, billed automatically to your American Express® Card once the visit is reported to Priority Pass

Enroll in the Priority Pass benefit in advance of your travel and thereafter simply show your Priority Pass card to gain entry to participating airport lounges. 

To join, simply contact Platinum Card Travel Service at 1-800 801 6564 within the U.S or Outside U.S. call collect at 1 954 503 8868.  

Terms and conditions

These Terms and Conditions govern Platinum Card Members' participation in and use of the Priority Pass™ program. Priority Pass is an independent airport lounge access program. At any visit to a Priority Pass lounge that admits guests, you may bring in one (1) guest for no charge. You will be charged the prevailing retail rate for any additional guests. Some lounges do not admit guests. By enrolling in Priority Pass, you agree that you will be responsible for any additional accompanying guest visits and that your Card will be automatically charged after you have signed for the additional guest visit and it has been reported to Priority Pass by the participating lounge. Additionally, you acknowledge and agree that American Express will verify your Card account number and provide updated Card account information to Priority Pass. Priority Pass will use this information to fulfill on the Priority Pass program and may use this information for marketing related to the program. Once enrolled, Platinum Card Members whose Card account is not cancelled may access participating Priority Pass lounges by presenting your Priority Pass card and airline boarding pass. In some lounges, Priority Pass member must be 21 years of age to enter without a parent or guardian. Priority Pass members must adhere to all house rules of participating lounges. Amenities may vary among airport lounge locations. Conference rooms, where available, may be reserved for a nominal fee. Priority Pass lounge partners and locations are subject to change. All Priority Pass members must adhere to the Priority Pass Conditions of Use, which will be sent to you with your membership package, and can be viewed at www.prioritypass.com. Upon receipt of your enrollment information, Priority Pass will send your Priority Pass card and membership package which you should receive within 4-6 weeks. If you have not received the Priority Pass card after 4 to 6 weeks, please contact American Express using the number on the back of your American Express® Card.

2X MEMBERSHIP REWARDS IN US RESTAURANT 1 .

The Platinum Card® now gives you two points for every eligible dollar spent in restaurants* within the U.S. So dine on and start accumulating points that you can redeem for your next vacation, or to continue your gastronomical journey.

Our Membership Rewards® points program just got tastier.

The new 2X Membership Rewards® points benefit of The Platinum Card® now gives you two points for every eligible dollar spent in restaurants* within the U.S. So dine on and start accumulating points that you can redeem for your next vacation, or to continue your gastronomical journey. 

*Not valid for restaurants located within another establishment.

THE GLOBAL LOUNGE COLLECTION®

Life is as hectic as a busy airport during the holidays, but not when you're a Platinum Card Member. With more than 1,200 lounges in 500+ airports in over 130 countries, we've provided exclusive lounges where you can sit back and tune out the chaos around you.

THE GLOBAL LOUNGE COLLECTION

Whether you need time to rest and recharge, finish your work before your flight, or enjoy a splendid cocktail with friends, our Lounge Collection is designed to meet your every need. 

The Centurion® Lounge

International American Express Lounges Priority Pass*

Escapes Lounges

Delta SkyClub®

Plaza Premium Lounges

Airspace 

*Enrollment required for Priority Pass Select.  

It's okay to lag when you're in no rush. This is why you deserve to experience our Lounge collection as soon as you book a flight. 

For more information, contact your Travel Service at  1-800-801-6564 (Toll-free number from within the U.S.) or1-954-503-8868 (Collect call from outside the U.S.)  

CRUISE PRIVILEGES DISCOUNTS

Sail off into the sunset; enjoy up to $300 in savings and other benefits through the Cruise Privileges Program.

Cruise Privileges Discounts

Sailing the waves is soothing when aboard a cruise ship with The Platinum Card.

For more information contact Platinum Travel Services:1-800-801-6564 (Toll-free number from within the U.S.) or1-954-503-8868 (Collect call from outside the U.S.)

MIAMI LOCAL DINING PROGRAM

Each restaurant will elevate your experience, making sure you have table access and in most of them, an amenity that varies from a complimentary glass of wine or cocktail, a chef’s choice or a tasty dessert.

Plus, our Platinum International Dollar Card Members have access to unique dining experiences at the trendiest restaurants in Miami.

- Pao by Paul Qui

- Nobu Miami Beach

- Los Fuegos

- La Mar by Gaston

- Katsuya South Beach

- Cecconi’s

- Bazaar Mar and Bazaar by Jose Andres

- Bagatelle Miami

To enquire about reservation availability, contact your Platinum Concierge  at: 

1-800-801-6564 (Toll-free number from within the U.S.) or1-954-503-8868 (Collect call from outside the U.S  

DEPARTURES MAGAZINE

Departures Magazine is a quarterly travel and lifestyle publication curated especially for Platinum Cardmembers. In addition to the printed version, Departures online has been completely revamped and is ready to be explored.

The dynamic site features a wealth of inspiration, handpicked for you by the Departures editors, including curated guides to the world's top destinations as well as coverage of the most recent openings, pop-up shops and restaurants and other happenings worldwide.

PLATINUM CONCIERGE

From amazing restaurants or great nights out to cultural travel experiences or breath taking sights, your Platinum Concierge service goes above and beyond from offering a little inspiration to dealing with an emergency.

Available 24/7, call the number on the back of your Card anytime. 

Call us on 1-800 801 6564 within the U.S or Outside U.S. call collect at 1 954 503 8868, and dial option 2 for Concierge 

ADDITIONAL CARDS

Adding Additional Cards is a great strategy for maximizing rewards on your spending. There's a way to maximize spending for every lifestyle.

Why do I need more than one card? 

You can get a better return on every eligible dollar you spend.

Even if you’re earning a lot of points  you may be missing out on benefits relevant to that category if you only have one card. 

Some benefits are even better together.

For more information call Platinum Service at1-800-801-6564 (Toll-free number from within the U.S.) or1-954-503-8868 (Collect call from outside the U.S.)

FINE HOTELS AND RESORTS 2

Get exceptional service, competitive rates, and complimentary benefits of an average total value of $550*

FINE HOTELS AND RESORTS

Get exceptional service, competitive rates, and complimentary benefits of an average total value of $550* - available at over 1,000 extraordinary properties worldwide, with each and every reservation you book through Platinum Travel Service. 

*Average value based on FINE HOTELS & RESORTS booking in 2017 for stays of two nights.  Actual value will vary based on property, room rate, upgrade availability, and use of benefits.

THE HOTEL COLLECTION

Get a $100 hotel credit and a room upgrade if available when you stay at least 2 nights – choose among more than 600 hotels worldwide.

*Average value based on FINE HOTELS & RESORTS booking in 2017 for stays of two nights. Actual value will vary based on property, room rate, upgrade availability, and use of benefits

For more information about how to take advantage of these amazing hotel programs and upgrade your vacations, contact your Travel Service at: 

1-800-801-6564 (Toll-free number from within the U.S.) or 1-954-503-8868 (Collect call from outside the U.S.)

Enjoy access to elite tier status plus discounts and complimentary upgrades.

HERTZ GOLD PLUS REWARDS®

SIXT ADVANTAGE CIRCLE PLATINUM Enjoy access to exclusive rental car privileges with the Platinum Sixt Card. 

CAR RENTAL LOSS AND DAMAGE

You may be covered against damage or theft when you pay with The Platinum Card for an eligible auto rental. Please see Terms and Conditions 

Contact Platinum Travel Services to find out more information and begin enjoying your Car Rental benefits:

 1-800-801-6564 (Toll-free number from within the U.S.) or1-954-503-8868 (Collect call from outside the U.S.)

BY INVITATION ONLY®

As an American Express International Dollar Card Member, you have exclusive access to the most memorable experiences in music, theater, sports, and more.

Keep up with the latest special events and offers for Platinum Card Members. Throughout the year you’ll be our special guest. Enrich your life with wonderful experiences with By Invitation Only® program that grants you access to events that have been hand-picked for Platinum Card Members. 

Spend memorable moments at private galas, cocktail evenings or special concerts that take pIace throughout the year such as world-class sporting events and even jewelry special sales and fashion shows among many others.

Call your Platinum Concierge to reserve your tickets:  1-800-801-6564 (Toll-free number from within the U.S.) or1-954-503-8868 (Collect call from outside the U.S

MEMBERSHIP REWARDS®

Membership Rewards points are our way of saying ‘thank you’ every time you spend on your Card. The way we see it, you’ve earned them, so you should be able to use them however you want. There are no limits to how many points you can earn and they never expire. Enjoy!

There are a variety of rewards to choose from, starting at just 1,000 points. Simply use points for gift cards and statement credits or transfer points to frequent flyer1 and hotel guest programs. Gift Cards, Ticketmaster, Uber and more.

ONLINE SERVICES

With everything Platinum has to offer, it’s reassuring to know just we made it easy for you to manage your Account online.

Simply log into American Express online and you can check your balance, pay your bill, look at current transactions, and even keep track of your Membership Rewards point balance.

AMEX MOBILE® APP

Track your spending and rewards, find offers, make payments, and get important account alerts in real time with the Amex Mobile® app

Make changes to your Account, whenever it suits you.

Click here to learn more.

TRAVEL PROTECTION 3

Enjoy coverage up to US$250 per covered person for personal expenses for Platinum Members that experience missed departures, missed connections and delayed, cancellation or overbooked flights.

TRAVEL PROTECTION

The magic of traveling is coming back home with amazing memories and stories to tell, knowing that you can be protected through tough times.The Platinum Card® gives you access to travel insurance benefits to feel safe when you are away.

Travel Inconvenience

Travel Assistance

Travel Accident Insurance

Car Rental Loss and Damage

Baggage Assistance

Contact Customer Service to learn more about your coverages:

1-800-801-6564 (Toll-free number from within the U.S.) or 1-954-503-8868 (Collect call from outside the U.S.)

*Only applies if expenses have been paid in total with the Platinum Card

HOTEL LOYALTY PROGRAMS

Gain instant status with our preferred partner’s loyalty programs*

Gain instant status with our preferred partner’s loyalty programs** 

Hilton Honors Elite Gold Status

MeliaRewards Gold

Marriott Bonvoy™ Gold Elite Status

**To enjoy these benefits enrollment is required. 

For more information about how to take advantage of these amazing hotel programs and upgrade your vacations, contact your Travel Service at: 1-800-801-6564 (Toll-free number from within the U.S.) or 1-954-503-8868 (Collect call from outside the U.S.

GLOBAL DINING COLLECTION

Enjoy special access to reservations and customized experiences with world-renowed chefs at restaurants that Platinum Members love.

Reservations

Let Concierge make your dining arrangements, with special access at hundreds of restaurants around the world. 

Events  

Indulge in the opportunity to meet some of your favorite chefs at once-in-a-lifetime events around the world. Experiences  

Enjoy exclusive experiences like kitchen tours, special menus, and complimentary beverages when you book with Concierge at one of our chef partner restaurants.

Your Card Membership comes with Concierge, who you can call to secure reservations around the world as part of the Global Dining Collection. Whether you are at home or traveling, Concierge can take care of dining arrangements on your behalf, offering suggestions and reservations with impeccable restaurants.

Contact your Platinum Concierge to make a reservation and start a delicious journey you’ll never forget: 1-800-801-6564 (Toll-free number from within the U.S.) or1-954-503-8868 (Collect call from outside the U.S  

SHOPPING & FASHION

Platinum shopping program brings you a new way to shop. Some of the most attractive boutiques in Miami will be waiting to offer services

  VIP SHOPPING

Platinum shopping program brings you a new way to shop. Some of the most attractive boutiques in Miami will be waiting to offer services: a personal shopper will advise you in your purchases, exclusive designs will be made available to you and limited edition access to pre-sales, among other benefits. 

MATCHESFASHION.COM

MatchesFashion is the modern luxury-shopping destination for men and for women, bringing you the finest fashion edit. American Express Cardmembers can enjoy complimentary international shipping for all purchases

AMERICAN EXPRESS PROTECTION

Don’t let life’s speed bumps slow you down. With Purchase Protection1 your damaged, stolen, or lost items are covered for up to 90 days after purchase.

Want even more peace of mind? The Extended Warranty2  increases the original manufacturer’s warranty for up to 1 additional year on warranties of five years or less. 

Please Terms and Conditions For more information and to start using your shopping benefits please contact Platinum Service:  1-800-801-6564 (Toll-free number from within the U.S.) or1-954-503-8868 (Collect call from outside the U.S.)

SECURITY & PRIVACY

American Express have measures in place to keep you protected so you can shop anywhere with confidence.

FRAUD PREVENTION

Spend and relax anywhere in the world. If a fraudulent transaction appears on your statement, it's our job to help set it right.  Our relationships with merchants all over the world help us protect your transactions. Our systems screen Cardmember transactions, to look for uncharacteristic transactions or unusually high charges that we suspect may be fraudulent.

EMERGENCY CARD REPLACEMENT  

Get a new card almost before you know it was gone. Because your peace-of-mind comes first, in the event of theft or loss of your Card, our Card RepIacement and Protection service will usually repIace it, the card will be sent to your home within 3 to 5 business days. 

Anywhere in the world, you will always be able to communicate with the Platinum Travel Servicest, where a highly qualified team of representatives will be available 24 hours a day, 7 days a week, to assist you in all your needs, both in English and Spanish. 

You can communicate toll free calling 1-800-801-6564 within the U.S or collect call at 1-954-503-8868. 

AMEX OFFERS

Make everyday purchases more rewarding with Amex Offers.

Find offers from the brands you love for dining, shopping, travel, and more. There's something for everyone.

ADD YOUR OFFERS

See something you like? Add as many offers you like to your Card - it's quick, easy, and best of all incredibly rewarding.

Just use your enrolled Card to pay and then enjoy rewards in the form of a statement credit or Membership RewardsⓇ points.

To login, please click here.

EXPERIENCES

As a Platinum Card® member you have exclusive access to the most memorable experiences.

As a Platinum Card® member you have exclusive access to the most memorable experiences which includes: Miami Events, By Invitation® Only Events, and Popular Events like the Super Bowl, Coachella, and the PGA Tour.

Contact your Concierge Service to verify available tickets today!

1-866-627-6564 (Toll-free number from within the U.S.) or 1-954-503-8868 (Collect call from outside the U.S)

Tickets are subject to availability.

2X MEMBERSHIP REWARDS EN RESTAURANTE DE EE. UU.

Ahora con el nuevo beneficio 2X puntos de Membership Rewards®2 de The Platinum Card®, recibes dos puntos por cada dólar elegible gastado en restaurantes* dentro de los Estados Unidos. Así que sal a cenar y sigue disfrutando mientras acumulas puntos que podrás redimir para tus próximas vacaciones, o para continuar tu viaje gastronómico.

Nuestro programa de puntos Membership Rewards® te dará más que nunca un gran sabor de boca. 

Ahora con el nuevo beneficio 2X puntos de Membership Rewards deThe Platinum Card®, recibes dos puntos por cada dólar elegible gastado en restaurantes* dentro de los Estados Unidos. Así que sal a cenar y sigue disfrutando mientras acumulas puntos que podrás redimir para tus próximas vacaciones, o para continuar tu viaje gastronómico.

*No válido para restaurantes ubicados dentro de otro establecimiento. 

La vida es tan agitada como un aeropuerto ocupado durante las vacaciones, pero no cuando eres Tarjetahabiente Platinum. Con más de 1,200 salones en más de 500 aeropuertos en más de 130 países, hemos proporcionado salones exclusivos donde puedes sentarte y desconectarte del caos a tu alrededor.

Ya sea que necesites tiempo para descansar y recargar energías, terminar tu trabajo antes de tu vuelo o disfrutar de un espléndido cóctel con amigos, nuestra colección de salas de espera está diseñada para satisfacer todas sus necesidades.

*Se requiere inscripción para Priority Pass

Está bien relajarse cuando no hay ningún apuro. Por eso, mereces experimentar nuestra colección de salas tan pronto como reservas un vuelo. 

Para más información, contacta a Travel Service al:

1-800-801-6564 (Número sin cargo desde los EE.UU.)

1-954-503-8868 (Llamada por cobrar fuera de los EE.UU.) 

PRIVILEGIOS Y DESCUENTOS EN CRUCEROS

Navega hacia la puesta de sol; disfruta de hasta $300 en ahorros y otros beneficios a través del Programa Cruise Privileges

No hay forma más reconfortante de navegar el océano que a bordo de un crucero, con The Platinum Card. 

Para más información, contacta a Platinum Travel Services:  

1-800-801-6564 (Número sin cargo desde los EE.UU.) o 1-954-503-8868 (Llamada por cobrar fuera de los EE.UU.)

Cada restaurante, hará tu experiencia aún mejor, asegurándote una mesa y en la mayoría de ellos, una cortesía que puede variar desde una copa de vino o un cocktail, una selección del chef o un delicioso postre.

Además, nuestros Tarjetahabientes Platinum de International Dollar Card, tendrán acceso exclusivo a experiencias culinarias únicas, en los restaurantes más trendy de Miami.

Para solicitar cualquier disponibilidad de reserva, contacta a tu servicio de Platinum Concierge: 

1-800-801-6564 (Número sin cargo desde los EE.UU.) ó 1-954-503-8868 (Llamada por cobrar fuera de los EE.UU.)

REVISTA DEPARTURES

El sitio dinámico presenta una gran cantidad de inspiración, cuidadosamente seleccionada por los editores de Departures, que incluye guías especializadas a los principales destinos del mundo, así como la cobertura de las últimas inauguraciones, pop-up shops y restaurantes y otros eventos en todo el mundo.

Desde restaurantes increíbles o fantásticas salidas nocturnas hasta experiencias de viaje culturales o vistas impresionantes, tu servicio de Concierge Platinum va más allá de ofrecer una pequeña inspiración o  tratar con una emergencia.

Disponible las 24 horas, los 7 días de la semana, llame al número que figura en el reverso de su Tarjeta en cualquier momento.

Llama al 1-800-801-6564 dentro de los EE.UU. o llama por cobrar al 1-954-503-8868 si te encuentras fuera de los EE.UU. y marca la opción 2 para Concierge.

TARJETAS ADICIONALES

Obtenga Tarjetas Adicionales para su seres queridos.

¿Ya está compartiendo los beneficios de The Platinum Card® con otros? Usted puede otorgar Tarjetas Adicionales a sus seres queridos; tambien son parte del Servicio Platinum. 

Para más información, llama a Servicio de Atención Platinum al 1-800-801-6564 (Número sin cargo desde los EE.UU.) o 1-954-503-8868 (Llamada por cobrar fuera de los EE.UU.)

Obtenga un servicio excepcional, tarifas competitivas y beneficios complementarios de un valor total promedio de $550*

Obtenga un servicio excepcional, tarifas competitivas y beneficios complementarios de un valor total promedio de $550*-disponible en más de 1,000 propiedades extraordinarias en todo el mundo, con todas y cada una de las reservas que reserve a través del Servicio de viajes Platinum. 

*Valor promedio basado en la reserva de FINE HOTELS & RESORTS en 2017 para estadías de dos noches. El valor real variará según la propiedad, la tarifa de la habitación, la disponibilidad de actualización y el uso de los beneficios..

Obtén $100 en crédito de hotel  y un ascenso de categoría de habitación, si está disponible, cuando te hospedes al menos 2 noches: elije entre más de 600 hoteles en todo el mundo.

*Valor promedio basado en la reservas de FINE HOTELS & RESORTS en 2017 para estancias de dos noches. El valor real variará en función de la propiedad, la tarifa de la habitación y la disponibilidad del ascenso de habitación y uso de beneficios

Para más información sobre cómo aprovechar estos increíbles programas de hoteles y elevar la categoría de tus vacaciones, contacta a Travel Service al:  1-800-801-6564 (Número sin cargo desde los EE.UU.) o 1-954-503-8868 (Llamada por cobrar fuera de los EE.UU.)

RENTA DE AUTOMOVILES

Disfruta de acceso al estatus de Five Star, más descuentos y ascensos de categoría complementarios.

SIXT ADVANTAGE CIRCLE PLATINUM Disfruta de acceso a exclusivos beneficios con la membresía Platinum Sixt. 

Cuando pagues con The Platinum Card®  por un alquiler de auto elegible, puedes estar cubierto contra daños o robo. Por favor ver Términos y Condiciones.

Contacta a Platinum Travel Services para más información y comienza a disfrutar de tus beneficios de alquiler de autos:  

1-800-801-6564 (Número sin cargo desde los EE.UU.) o 1-954-503-8868 (Llamada por cobrar fuera de los EE.UU.)  

Como miembro de la Tarjeta American Express International Dollar Card, tienes acceso exclusivo a las experiencias más memorables de la música, el teatro, los deportes y más.  

No te pierdas las últimas novedades de ofertas y eventos especiales para Tarjetahabientes Platinum. Serás nuestro invitado especial durante todo el año. Enriquece tu vida con experiencias fabulosas con el programa By Invitation Only®, que te brinda acceso a eventos seleccionados especialmente para Tarjetahabientes Platinum.  

Disfruta de momentos memorables en galas privadas, noches de cóctel o conciertos especiales que se realizan a lo largo del año y accede a eventos deportivos de nivel mundial e incluso a ventas especiales de joyería y desfiles, entre otros eventos.

Llama a Platinum Concierge para reservar tus boletos.   

Los puntos Membership Rewards son nuestra forma de decir 'gracias' cada vez que gastas en tu Tarjeta. De la forma en que lo vemos, los has ganado, por lo que deberías poder usarlos como quieras. 

Hay una gran variedad de recompensas para elegir, desde sólo 1,000 puntos.Simplemente use sus puntos para tarjetas de regalo y créditos a su estado de cuenta o transfiera puntos a programas de viajero frecuente  y de hoteles. Tarjetas de regalo, Ticketmaster, Uber y más.

SERVICIOS EN LINEA

Con todo lo que Platinum te ofrece, es reconfortante saber lo fácil que es gestionar tu cuenta en línea.

Simplemente ingrese en American Express en línea y podrá verificar su balance, pagar su cuenta, ver transacciones recientes e incluso darle seguimiento a su balance de puntos Membership Rewards. 

Haga un seguimiento de sus gastos y recompensas, encuentre ofertas, pague y obtenga alertas importantes de su cuenta en tiempo real con la aplicación Amex Mobile®.

Haga cambios en su cuenta cuando le resulte más conveniente

Conoce mas  aqui .

PROTECCIÓN EN VIAJES

Disfrute de una cobertura de hasta US$250 por persona cubierta para gastos personales para los miembros Platinum que experimenten salidas perdidas, conexiones perdidas y vuelos retrasados, cancelados o con exceso de reservas.

La magia de viajar está en volver a casa con recuerdos increíbles e historias para contar, con la tranquilidad de que estás protegido incluso en los momentos difíciles. The Platinum Card® te da acceso a beneficios de seguro de viaje para sentirte tranquilo aún cuando estás lejos.  

*Por favor ver Términos y Condicioness 

Contacta a Servicio al Cliente para obtener más información sobre tu cobertura:  

PROGRAMAS DE LEALTAD DE HOTELES

Obtén estatus instantáneos con los programas de lealtad de nuestros socios preferidos.

Obtén estatus instantáneos con los programas de lealtad de nuestros socios preferidos*

*Para disfrutar de estos beneficio es necesario incribirse. 

Para más información sobre cómo aprovechar estos increíbles programas de hoteles y elevar la categoría de tus vacaciones, contacta a Travel Service al:  

Disfruta acceso especial a reservaciones y experiencias creadas con chefs de renombre mundial en restaurantes que Tarjehabientes Platinum aman.

Reservaciones

Deja que Concierge haga tus arreglos para la cena, con acceso especial en cientos de restaurantes de todo el mundo.

Disfruta de la oportunidad de conocer a algunos de sus chefs favoritos en eventos únicos en la vida alrededor del mundo.

Experiencias

Disfruta de experiencias exclusivas como tours de cocina, menús especiales y bebidas de cortesía al reservar con Concierge en uno de nuestros restaurantes asociados.

La membresía de Tu Tarjeta incluye Concierge, a quien puede llamar para garantizar reservas en todo el mundo como parte de la Global Dining Collection. Ya sea que estes en tu casa o viajando, Concierge puede encargarse de los arreglos de la cena en tu nombre, ofreciendo sugerencias y reservas con restaurantes impecables.

Contacta a tu Platinum Concierge para hacer una reservación y empezar una deliciosa aventura que nunca olvidarás.

COMPRAS Y MODA

El programa de compras Platinum te ofrece una nueva forma de comprar. Algunas de las boutiques más atractivas en Miami estan en espera para ofrecerte servicios.

COMPRAS VIP

El programa de compras Platinum te ofrece una nueva forma de comprar. Algunas de las boutiques más atractivas en Miami estan en espera para ofrecerte servicios: un comprador personal te aconsejará en tus compras, exclusivos diseños estarán disponibles para tí y acceso a preventas de edición limitada, entre otros beneficios. 

MatchesFashion es tu destino de compras modernas de lujo para mujer y para hombres trayendo las ediciones más selectas de la moda. Tarjetahabientes American Express pueden disfrutar de envío internacional complementario para todas tus compras

AMERICAN EXPRESS TE PROTEGE

No dejes que la vida te detenga. Con Purchase Protection, tienes cobertura por daños, robo o extravío de artículos por hasta 90 días después de la compra.   

¿Quieres más tranquilidad? Extended Warranty extiende la garantía original del fabricante por hasta 1 año adicional en garantías de 5 años o menos.

Por favor ver Términos y Condiciones Contacta a Servicio de Atención Platinum para más información y comienza a usar tus beneficios de compras:  

American Express cuenta con medidas para protegerte para que puedas comprar en cualquier lugar con confianza.

PREVENCIÓN DE FRAUDE

Pasa y relájate en cualquier parte del mundo. Si aparece una transacción fraudulenta en tu resumen, es nuestro trabajo ayudar a corregirlo. Nuestras relaciones con comerciantes de todo el mundo nos ayudan a proteger tus transacciones. Nuestros sistemas analizan las transacciones de los titulares de Tarjetas, para buscar transacciones inusuales o cargos inusualmente altos que sospechamos que pueden ser fraudulentos.

REEMPLAZO DE EMERGENCIA

Obtén una nueva Tarjeta casi antes de que sepas que se ha ido. Porque tu tranquilidad es lo primordial, en caso de robo o pérdida de tu Tarjeta, nuestro servicio de Reemplazo y Protección de la Tarjeta, la reemplazará. La Tarjeta se enviará a su domicilio dentro de los 3 a 5 días hábiles siguientes.

En cualquier parte del mundo, siempre podrá comunicarse con Platinum Travel Services, donde un equipo de representantes altamente calificado estará disponible las 24 horas del día, los 7 días de la semana, para ayudarlo en todas tus necesidades, tanto en inglés como en español. 

 Puedes comunicarte llamando sin cargo al 1-800-801-6564 dentro de los EE.UU. o puedes llamar por cobrar al 1-954-503-8868.

Quick Points: Maximize Priority Pass benefits by labeling your cards

MSN has partnered with The Points Guy for our coverage of credit card products. MSN and The Points Guy may receive a commission from card issuers.

Editor’s note: This is a recurring post, regularly updated with the latest information.

Many premium travel rewards credit cards  come with a Priority Pass membership that gives cardmembers access to over 1,300 airport lounges worldwide .

What’s sometimes forgotten, though, is that not all Priority Pass memberships have the same benefits. Some provide unlimited visits, while others do not include access to non-lounge airport venues and perks, such as airport restaurant credits .

Plus, guesting privileges can vary from one membership type to the next. All this said, if you have Priority Pass membership from more than one credit card, it’s important to keep track of your Priority Pass cards so you don’t incur any unexpected charges.

Since all Priority Pass cards look the same, there’s no easy way to tell them apart and distinguish which one came with which of your credit cards. Luckily, there’s a simple solution: label them.

Label your Priority Pass cards

The easiest way to tell your Priority Pass cards apart is by labeling them.

Since the card is black, your best option is to either make a note on the signature box on the back of the card or add a small sticker. If you prefer to use the digital card, you can take a screenshot of the QR code and add a note to it, or add the issuing bank’s name to your Priority Pass username (i.e. RyanAmex).

Related: There is such a thing as a free airport lunch — here’s how to get one

If you’ve already confused your cards, you should be able to find your Priority Pass membership number via your online credit card account or by calling your bank.

Priority Pass membership rules vary from one credit card to the next, so you’ll want to review your card’s benefits guide for full details. However, as a general rule, you’ll want to note that American Express and Capital One credit cards with Priority Pass memberships exclude the restaurant benefit.

Most cards offer up to two free guests per visit, though some cards (like the Capital One Venture X Rewards Credit Card) allow you to bring unlimited guests . If you accidentally use the wrong card, you might be charged $35 (or more) per guest.

And remember, stacking multiple Priority Pass memberships at one lounge to bring in extra guests typically isn’t allowed.

If you don’t already have a card that offers a Priority Pass membership in your wallet, check out this guide for our favorite cards that offer Priority Pass .

SPONSORED:  With states reopening, enjoying a meal from a restaurant no longer just means curbside pickup.

And when you do spend on dining, you should use a credit card that will maximize your rewards and potentially even score special discounts. Thanks to temporary card bonuses and changes due to coronavirus, you may even be able to score a meal at your favorite restaurant for free. 

These are the best credit cards for dining out, taking out, and ordering in to maximize every meal purchase.

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Your Benefits Get the Most Out of The Ritz-Carlton ™ Credit Card

Useful features whether you’re traveling across town or around the globe, $0 foreign transaction fees 10 opens overlay link to footnote.

Make purchases abroad without being charged foreign transaction fees.

Contactless Checkout

Simply tap to pay with your contactless Chase Visa card Opens in new window . Just look for the Contactless Symbol at checkout, then tap your contactless card on the checkout terminal. It's fast, easy and secure!

Lost Luggage Reimbursement

If you or an immediate family member check or carry on luggage that is damaged or lost by the carrier, you're covered up to $3,000 per passenger. ** Asterisk, same page link to footnote

Auto Rental Collision Damage Waiver

Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement up to $75,000 for theft and collision damage for rental cars in the U.S. and abroad. ** Asterisk, same page link to footnote

Trip Cancellation / Interruption Insurance

If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $10,000 per person and $20,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels. ** Asterisk, same page link to footnote

Trip Delay Reimbursement

If your common carrier travel is delayed more than 6 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket. ** Asterisk, same page link to footnote

Travel and Emergency Assistance Services

If you run into a problem away from home, call the Benefit Administrator for legal and medical referrals or other travel and emergency assistance. (You will be responsible for the cost of any goods or services obtained.) ** Asterisk, same page link to footnote

** Same page link asterisk reference These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Please refer to your Guide to Benefits for a full explanation of coverages, or call the number on the back of your card for assistance. Marriott Bonvoy ® is not responsible for the benefits described in the Guide to Benefits.

Exclusive Chase Cardmember Benefits to Enhance Your Journey

Additional emergency coverage & protection.

Emergency Evacuation & Transportation

If you or a member of your immediate family are injured or become sick during a trip far from home that results in an emergency evacuation, you can be covered for medical services and transportation up to $100,000. ** Asterisk, same page link to footnote

Roadside Assistance

If you have a roadside emergency, you can call for a tow, jumpstart, tire change, locksmith or gas. You’re covered up to $50 per incident 4 times a year. ** Asterisk, same page link to footnote

Emergency Medical and Dental Benefit

If you're 100 miles or more from home on a trip, you can be reimbursed up to $2,500 for medical expenses if you or your immediate family member become sick or injured. ** Asterisk, same page link to footnote

Travel Accident Insurance

When you pay for your air, bus, train or cruise transportation with your card, you are eligible to receive accidental death or dismemberment coverage of up to $1,000,000. ** Asterisk, same page link to footnote

Baggage Delay Insurance

Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 5 days. ** Asterisk, same page link to footnote

High-Level Travel Perks & Advantages

$300 Annual Travel Credit 11 Opens overlay Link to footnote

Use it for qualifying airline purchases such as baggage fees, seat upgrades and preferred lounge memberships or passes. To apply travel credit call us at 1-855-896-2222 after using your card.

Access Airport Lounges Worldwide

You’re welcome at over 1,300 airport lounges worldwide through your membership in Priority Pass™ Select . Access is unlimited regardless of airline or ticket class. Enjoy a place to relax with complimentary refreshments. 12 Opens overlay Link to footnote

Global Entry Application Fee Statement Credit

Apply for global entry, a U.S. customs and border protection program, using your Ritz-Carlton Credit Card to pay your application fee (currently $100) and receive a $100 statement credit. If approved, you will also be eligible to receive TSA pre ✓ ® privileges at no additional cost. 13 Opens overlay Link to footnote

Car Rental Privileges

• Upgrades, subject to availability, and car rental discounts
• Savings on luxury and premium car rental rates
• Promotions and other special offers

Keeps You Secure When Using The Ritz-Carlton ™ Credit Card

Extended warranty protection.

Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less. ** Asterisk, same page link to footnote

Return Protection

You can be reimbursed for eligible items that the store won't take back within 90 days of purchase, up to $500 per item, $1,000 per year. ** Asterisk, same page link to footnote

Purchase Protection

Covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per year. ** Asterisk, same page link to footnote

24/7 Cardmember Services Are Here to Assist You at a Moment’s Notice

Hotel reservations, credits and upgrades.

Call 1-800-542-8680

Make a reservation at The Ritz-Carlton

Reserve your $100 hotel credit 6 Opens overlay Link to footnote

Use one of your club level upgrade e-certificates 5 Opens overlay Link to footnote

Travel Benefits and Credit Card Account Questions

Call 1-855-896-2222 (TTY: 1-800-955-8060)

Apply your $300 annual travel credit 11 Opens overlay Link to footnote

Check on your Global Entry application fee statement credit 13 Opens overlay Link to footnote

Travel and Purchase Protection Questions

Call 1-888-880-4809

Get help with travel and purchase protection benefits

For a J.P. Morgan Premier Concierge 15 Opens overlay Link to footnote

Call 1-877-408-5537 or visit https://concierge.jpmorgan.com Opens in a new window

24/7 personal assistance with your travel, dining and entertainment planning needs

Ritz-Carlton Questions and Redemptions

Call 1-866-922-6882

Inquire about your account balance and redemptions

Important Links for Other Travel Benefits

For airport lounge locations, 12 Opens overlay Link to footnote visit prioritypass.com/select

For car rental privileges, 14 Opens overlay Link to footnote visit National Avis Silvercar

Access to Marriott Bonvoy ® Chase Credit Card Events

Tap into the unforgettable with a wide range of exclusive cardmember events.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

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5 Reasons the Chase Sapphire Reserve Is the Ultimate Family Travel Card

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Labeling any card the “ ultimate card ” for a specific use is a tough call. But when it comes to traveling with a family, the Chase Sapphire Reserve ® stands alone — and for good reason.

On balance, the Sapphire Reserve can make travel more affordable, frequent, and comfortable. We also consider it an excellent option for families serious about travel.

Here are five reasons why we think the Sapphire Reserve is the ultimate family travel card.

Page Contents

Help Offset the Annual Fee With a $300 Annual Travel Credit

Earn valuable ultimate rewards, accrue points faster with bonus categories, relax at a chase sapphire or priority pass airport lounge, shopping protections, travel coverage, final thoughts.

If there's one metric that separates a premium travel card from a non-premium one, it's the annual fee. At $550, the annual fee for the Sapphire Reserve is by no means cheap, but the card's headline perk immediately takes the sting off that otherwise high number.

The Sapphire Reserve‘s annual $300 travel credit is awarded each year that you carry the card, and it's ready to put to use as soon as you open your new account. The credit is simple to use, and there's nothing to activate. When you use the card on a purchase that codes as “travel,” you'll see a reimbursement within a few days. This process continues until you've used the entirety of the $300 credit.

Of course, “travel” is a broad category, but that's part of what makes the perk great. From airfare to toll bridges, sightseeing to tourist attractions, there's a high chance it counts as travel.

Family travel isn't cheap, but $300 can go a long way, depending on how you use it. The only downside with this perk is that there's a great chance you'll start using it before you know it — since so many things count as “travel.” Plus, you don't earn bonus points on travel purchases that are offset by this credit.

Related:  Premium Credit Card Perks That Are Great for Families

One of the best aspects of flexible rewards points is that their uses feel endless. Chase Ultimate Rewards are no different.

Ultimate Rewards showcase their value and versatility through the long list of Chase transfer partners . No matter what your family travel goals are, there's a strong chance you can make them happen with Chase points.

Chase partners with 11 airlines and three hotel loyalty programs, and you can move your Ultimate Rewards points to one of these partners at a 1:1 ratio. If you're lucky, you can take advantage of a transfer bonus and receive a higher return on your points transfers — meaning more travel for fewer points. And most transfers to Chase's partners are instant.

Booking award travel for a family might sound like a dauntingly expensive task, but it doesn't have to be. There are many practical airline award sweet spots for families , and you aren't confined solely to domestic flights to enjoy them.

As a refresher, here are all the airline loyalty programs you can move your Chase Ultimate Rewards points to:

And the hotel loyalty programs offer fantastic value as well.

Related:  Do Chase Ultimate Rewards Points Expire?

An integral piece of any credit card strategy is carrying cards that reward your spending in the best way possible. The more points you earn, the more you can travel with your family; it's as simple as that.

For travel- and food-loving families, the Chase Sapphire Reserve ® is an incredibly valuable companion. Cardholders earn 5X Chase Ultimate Rewards Points per $1 spent on flight reservations made through Chase Travel℠  and 10X on hotels and car rentals booked here. You'll also earn 3X Ultimate Rewards on dining at restaurants and through food delivery services, plus 10X on Chase Dining purchases. If your family routinely spends money in these categories, your points balance will grow quickly.

A small caveat: the 3X, 5X, and 10X categories only kick in after you've used the $300 annual travel credit. Until then, you won't earn Ultimate Rewards points on travel purchases.

Another consideration you'll want to make is that the Sapphire Reserve earns 1 Ultimate Rewards point per $1 spent on all other purchases. This isn't a great return, so you'll want to consider pairing the Sapphire Reserve with another Chase credit card that earns Ultimate Rewards points to maximize your earning potential on everyday purchases.

This way, you can take full advantage of all the leading benefits the Sapphire Reserve offers and avoid settling for a poor return on all non-bonused spending.

Related: Accumulate Chase Ultimate Rewards Points Quickly by Building a Credit Card Combo

If there's a better way to kick off a family vacation than spending quality time in an amenity-filled airport lounge, we'd love to hear it. Sapphire Reserve cardholders can access 1,300+ Priority Pass airport lounges , plus every Chase Sapphire Lounge , so you can relax before the runway at an incredible number of locations.

There aren't many Sapphire lounges in existence yet, but the few that are currently operating are stunning. If you're traveling through Boston (BOS) or Hong Kong (HKG), afford yourself and your family some time to explore them. Travelers transiting through or originating in Austin (AUS) also have access to the Chase Sapphire Terrace — a locally inspired outdoor space to fuel up pre-flight.

Unlike the Sapphire lounges, Priority Pass lounges are a dime a dozen. Priority Pass Select requires a one-time activation. Immediately after completion, you can access brand-affiliated lounges, restaurants, and cafes.

If you're the Sapphire Reserve ‘s primary cardholder, you and your authorized users can enjoy complimentary access to Priority Pass lounges with a maximum of two accompanying guests each. Additional guests will incur a $27 charge, which will be charged to your Sapphire Reserve.

Many credit cards offer Priority Pass lounge access, so you might take the line about “access may be denied if the lounge is at capacity” in the Sapphire Reserve ‘s terms and conditions to heart. To improve your odds of getting into a lounge, you might consider traveling at off-peak hours. While it's not a perfect science, it won't hurt your chances of getting in when lounges are less busy.

Related:  Chase Sapphire Lounge by the Club Boston Airport Review

Enjoy Extensive Travel and Shopping Protections

Although they aren't the flashiest of benefits, the Chase Sapphire Reserve ® ‘s shopping coverage and travel protections are second to none. When you use the card, you can rest easy knowing you're covered before, during, and after your family trip.

The Sapphire Reserve‘s expansive shopping protections make it a clear choice for booking trips and paying for expenses while on the road. Here's a snapshot of some of the shopping protections you'll enjoy when you swipe the card:

• Return protection
• Purchase protection
• Extended warranty protection
• Zero liability protection
• No foreign transaction fees

Achieving peace of mind while traveling isn't always easy, but the Sapphire Reserve has you and your family's back if your family trip is turned upside down. No matter the reason, the odds are pretty good that there's some form of coverage for it. Whether the airline loses your bags, your rental car breaks down, or a family member gets sick before departure, you may be covered.

Here's the complete list of travel coverage offered by the Sapphire Reserve.

• Primary coverage via an Auto Rental Collision Damage Waiver
• Trip cancellation and interruption insurance
• Trip delay reimbursement
• Travel accident insurance
• Lost luggage reimbursement
• Baggage delay insurance
• Emergency evacuation and transportation
• Roadside assistance
• Emergency medical and dental benefit
• Travel and emergency assistance services

However, as with all insurance benefits, be sure to read the guide to benefits before assuming a specific incident will be covered.

Related: Everything You Need to Know About Chase Sapphire Reserve ® Insurance Benefits

Plenty of cards offer big sign-up bonuses and flashy perks, but the best cards for family travel provide a robust mix of travel perks, purchase protections, and travel insurance, in addition to their high points-earning potential.

The Chase Sapphire Reserve ® delivers all these and more: a potent mix of best-in-class travel benefits, insurance policies covering the entire family, and the ability to rack up plenty of points via bonus points on travel and dining.

If your family is serious about travel, it's worth a look into the Sapphire Reserve. It could be the next great member of your travel group.

• Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.
• $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
• Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
• Get 50% more value when you redeem your points for travel through Chase Travel℠. For example, 60,000 points are worth $900 toward travel.
• 1:1 point transfer to leading airline and hotel loyalty programs
• Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck ®
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more
• Member FDIC
• 10X points on Lyft rides through March 2025
• 10X points on hotels and car rentals purchased through Chase Travel℠
• 10X points on Chase Dining (including prepaid reservations and prepaid takeout purchased through Chase)
• 5X points on airfare purchased through Chase Travel℠
• 3X points on all other travel
• 3X points on dining at restaurants
• 1X points on all other purchases

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Is immediate family defined the same way on the Chase Sapphire Preferred?

In what context?

For travel insurance protection. Just wondering if the preferred will extend travel protection to the same categories of immediate family.

Many of the benefits apply to immediate family, but you’ll want to check the specific type of travel protection in the benefits guide. https://awardwallet.com/blog/master-list-credit-card-benefits-guides/

Great post! I currently have the Chase Sapphire Preferred but may look at upgrading for the lounge benefits alone. Anyone else found it a useful upgrade to go from the Preferred to the Reserve?

The Chase Sapphire Reserve is an amazing, must have, credit card.

I really wish this card was available in Canada. Unfortunately, Chase seems to be exiting the Canadian market as their other cars (Marriott Rewards Visa) are in the process of being closed =/

Thank you. If I am within the 5/24 Chase limit one day, I’ll have to look into the Sapphire CArd options.

This card was good enough to get Citi to back down on competing in this space. That says something.

Excellent point!

I have the Chase Sapphire Preferred and I love it. However, I am always seeing the Reserved card on the short list of what ppl should have. I can see how this is an excellent card, but if I have young children, how does the lounge thing work if the lounge doesn’t allow children in? Even though the card allows you entrance it still looks like you must adhere to their rules, correct?

If a lounge doesn’t allow children, they simply can’t get in. You’ve got to adhere to the rules.

It’s hard not to like this card.

Great travel benefits to this card. Hoping for a better sign-up bonus to come along.

You’re not likely going to see an increased signup bonus on these cards anytime soon.

CSR all the way!!

I am using it daily. What a great card!

Nice perks but expensive and don’t like banking scandal around Chase

To each his own I suppose.

I would agree it is a great card.

I’m a huge fan of this card, but I never put much emphasis on the travel insurance until a couple weeks ago where it applied big time.

I can only imagine how much that value would increase if I was traveling with a family.

Great card and info. Awesome benefits that make AF with it IMO. Only wish they had not denied me during original promotion. Ughh…That chase 5/24. Maybe down the road.

Really wished that Chase did not exit from Canada…

This is absolutely the best card in my wallet.

Thank you for this information! Very helpful. Fingers crossed for a massive bonus points offer for all of us, soon!

Thanks Howie. So, then I think I have 2 options, assuming we keep renting the way we always have. 1. have him pay with another card in his name that also has primary (I think the Cap 1 Visa sig does as well) 2. add him as an AU on my CSR and have him charge the rental on his card. Guess I’m off to see what that will cost me on the CSR – this is a new card for me. Any other benefits he would receive by adding him as AU so that I can justify whatever it is?

cece, this post, and linked articles covers the relevant benefits. He gets his own priority pass membership and all the insurance protection as well.

Re #3 – Rental primary insurance. My CSR is in my name (embossed on card). We use it to pay for the rental cars. However, when we rent cars, it is my husband who handles the rental contract in his name and the driving -he is the named driver. I know the post says the policy covers “additional” drivers. But we never pay for an “additional driver” – he is it. Will we still be covered?

No, you would not be covered. Your husband would need to have a card in his name or you would need to rent a car and add him as an additional driver.

Does look like a good card to have!

if only it wasn’t so expensive! I think this would only makes sense for me if I travel more than 4 times a year.

Definitely worth switching from the CSP. A real game changer!

Good post! I knew about most of the benefits, but I wasn’t aware about the extent of the rental insurance and travel insurance. Does anyone have experience making a claim with Chase?

Great article! I agree.

The meal money in lieu of a club is quite a bonus.

Honestly I never imagined I’d be as excited over a credit card as I am with the CSR. An all-around great experience.

I am very enticed by this card and have been thinking of getting it for the past 1 month…I might just take the leap soon.

Very timely article, as I’m considering applying for this card! I just wish the signup bonus was back where it originally was at 100,000 (or even 75k)!

Hands down this is the best travel card. And I was lucky enough to get the 100,000 Ultimate Reward sign up bonus. Oh yes!

I don’t have this card yet but hope they will bring the 100K point bonus back.

I wouldn’t hold your breath.

Switching my wife to this card while I cancel mine. Double travel credits pay for itself!

what a great card to have. too bad 5/24 limits me to signing up for this.

A good card to consider! Thanks for the detailed info about it.

The ability to transfer points directly to the airline account of a household member is awesome. My GF and I got the Southwest Companion Pass this year, because I have the Chase SW Plus/Premier cards. But she has the CSR – so she can xfer her UR points to my SWA acct, where I book travel with them and add her as the companion. Otherwise I’d have to actually pay for my flights!

This is my favorite credit card, it is worth the annual fee for me.

Looks like a good card to have.

love the perks, getting set for a big trip, CSR card in hand!

I didnt know the insurances also covered family members. That alone could be valuable for some families.

Absolutely love this card — it’s changed the way I travel.

Totally agree. This is my go-to travel card. I love the perks!

I keep putting off switching to this card from my Sapphire Preferred because of the authorized user card fee. (The annual fee itself doesn’t bother me — the travel credit renders it very similar to the Preferred.). I think the additional benefits may be more than worth the extra expense.

That is why we moved everyone to the Sapphire Reserve — the additional benefits.

I’m definitely starting to think the same thing. Those extra benefits look like they outweigh the annual fee if you spend anything more than ~$500 on your card each year

I agree that that’s the way to evaluate it.

It’s my family’s top card. The unlimited Priority Pass guests and very easy to use $300 travel credit make it entirely worthwhile.

100% agree. The CSR is the primary card for both the wife & I. It’s extremely difficult to beat its suite of benefits & coverages.

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Southwest Priority Card Overview

1. earn southwest rapid rewards points, 2. upgraded boarding on southwest flights, 3. $75 annual travel credit, 4. 7,500 anniversary bonus points, 5. tier qualifying points, 6. earn the southwest companion pass faster, 7. save on inflight purchases, 8. complimentary doordash dashpass, 9. travel accident insurance, 10. auto rental collision damage waiver, 11. baggage delay insurance, 12. lost luggage reimbursement, 13. roadside dispatch, 14. purchase protection, 15. extended warranty protection, 16. no foreign transaction fees, 17. fraud protection and zero liability protection, 18. rapid rewards access events, 19. access to chase offers, final thoughts.

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If you’re a Southwest flyer, chances are you’ve considered getting a Southwest credit card. With 3 personal cards and 2 business options, it may be confusing to know which one is right for you.

In this post, we’re focusing on the benefits and perks of the Southwest Rapid Rewards ® Priority Credit Card . While this card has the highest annual fee out of the 3 personal Southwest cards, it easily offers the most benefits, making it a great option for a large number of travelers.

Let’s take a closer look at this card so you can decide if it’s right for you.

Southwest Rapid Rewards ® Priority Credit Card

This card focuses on the Southwest traveler with anniversary points, travel credit, upgrades, and money back on inflight purchases.

The Southwest Rapid Rewards ® Priority Credit Card is the most premium personal Southwest card offering from Chase. When you peel back the curtain, it is easy to see why.

Not only does the card offer multiple bonus categories to help you earn more Southwest Rapid Rewards points, but it is also loaded with benefits that are sure to offer quite a bit of value to Southwest flyers.

Here is a full overview of the card to help you decide if it is a good fit for your wallet.

• 3x points per $1 on Southwest purchases
• 2x points per $1 on local transit and commuting, including rideshare purchases
• 2x points per $1 on internet, cable, phone services, and select streaming purchases
• 1x point per $1 on all other purchases
• 7,500 points each year on your cardmember anniversary
• $75 annual Southwest travel credit
• 4 Upgraded Boardings per year
• 25% back on inflight purchases
• 1,500 tier qualifying points towards elite status for every $5,000 spent
• Travel and purchase protection
• $149 annual fee
• Does not earn transferable points
• Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
• 7,500 anniversary points each year.
• Earn 3X points on Southwest ® purchases.
• Earn 2X points on local transit and commuting, including rideshare.
• Earn 2X points on internet, cable, and phone services; select streaming.
• $75 Southwest ® travel credit each year.
• No foreign transaction fees.
• Member FDIC

Financial Snapshot

• APR: 21.49% - 28.49% Variable
• Foreign Transaction Fees: None

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Southwest Priority Card Benefits

The Southwest Priority card is the premium option of the 3 personal Southwest card options. Because of that, it offers the most benefits but also comes with the highest annual fee. When weighing the Southwest Priority card perks against the annual fee, you’ll discover that this card provides the most bang for your buck, so to speak, of all of the personal Southwest credit cards .

In fact, there are 2 Southwest Priority card benefits that are worth more than the annual fee alone. Let’s take a closer look at all of this card’s benefits so you can decide if it’s the right card for you.

One of the biggest benefits of the Southwest Priority card is the ability to earn lots of Rapid Rewards points. Here’s a look at how you can earn points with this card:

• 3x points on Southwest Airlines purchases made directly with the airline
• 2x points on Rapid Rewards hotel and car rental partners
• 2x points on local transit and commuting, including rideshares
• 2x points on internet, cable, and phone services
• 2x points on select streaming services
• 1x points on all other purchases

Bottom Line: The Southwest Priority card may be the best option for most Southwest travelers since the benefits far outweigh the cost of the card’s annual fee.

One of the biggest differences between Southwest Airlines and everyone else is its boarding process . On Southwest Airlines, there aren’t any assigned seats. Instead, each passenger gets a boarding position which is based on a few factors including elite status and check-in time.

EarlyBird Check-In is a service that will automatically check you in for your Southwest flight so you don’t have to worry about it.

The other way you can ensure a better boarding position is by utilizing Upgraded Boarding which gets you a coveted A1 to A15 boarding position. With the Southwest Priority card, you’ll get 4 complimentary Upgraded Boardings per year.

These charges will be automatically refunded when you pay for them with your card:

Keep in mind that Upgraded Boarding is available per segment, so if your itinerary has 2 flights, you’ll need 2 Upgraded Boardings. It’s also possible to upgrade a single segment on an itinerary.

Southwest Airlines Upgraded Boarding starts at $30 per flight segment, so this can be a very valuable benefit. It’s available for purchase beginning 24 hours before a flight. If Business Select seats (A1 to A15) are sold out, Upgraded Boarding won’t be available for purchase.

Bottom Line: Southwest Upgraded Boarding is one of the best ways to secure an A boarding position. The Southwest Priority card comes with 4 complimentary Upgraded Boardings per year.

The $75 annual travel credit that comes with the Southwest Priority card is incredibly easy to use and it doesn’t require any registration. The first $75 in Southwest Airlines charges on your card will be automatically reimbursed. It doesn’t matter if it’s 1 charge or multiple small charges.

If you usually use Rapid Rewards points to book your flights, you’ll be pleased to know that the $5.60 taxes and fees charge does trigger the $75 credit.

After your card account anniversary, you’ll receive 7,500 bonus points . These points will be automatically applied to your account each year that your Southwest Priority card is renewed.

Since Southwest Rapid Rewards points have a value of ~1.3 cents each, this bonus is worth $97.50 .

Hot Tip: The value of the $75 annual credit plus 7,500 anniversary points is worth more than the cost of the annual fee ! These 2 benefits alone make the Southwest Priority card worth it for many travelers.

The Southwest Priority card offers benefits to those looking to earn Southwest elite status . For every $5,000 spent annually on the card, you’ll earn 1,500 tier qualifying points toward A-List and A-List Preferred status.

For this perk, “annual” doesn’t mean calendar year; instead, it’s based on your December statement date.

As a reminder, A-List status requires 35,000 tier qualifying points. In theory, you could earn that by spending $233,333 on the Southwest Priority card annually. While that’s not necessarily recommended, it’s great to be able to earn some extra tier qualifying points with as little as $10,000 in annual spending.

The Southwest Companion Pass is one of the best deals in travel. It allows you to bring a companion on any and every Southwest flight for only the cost of taxes and fees ($5.60 one way for a domestic flight) for up to 2 years!

To earn the Southwest Companion Pass, you need to earn 135,000 qualifying points in a calendar year. However, Southwest Rapid Rewards credit cardholders get a 10,000-point boost each year toward Companion Pass qualification. These points aren’t redeemable, rather they act as a way to reduce the required number of points to earn a Companion Pass to 125,000 instead of 135,000.

You can save 25% on inflight purchases including drinks and Wi-Fi by using the Southwest Priority card. The discount will come as a statement credit that should post to your account on the same day as the purchase. This discount is extended to any authorized users on the card as well.

Southwest Priority cardholders and authorized users are eligible for a complimentary 1-year subscription to DoorDash DashPass which comes with perks like a $0 delivery fee on restaurant orders and a 5% DoorDash credit on pick-up orders.

The complimentary DashPass membership needs to be activated by December 31, 2024, and your Southwest Priority card needs to be added to your DoorDash account as the default payment method.

When you pay for part or all of your travel (by air, bus, train, or cruise) with your Southwest Priority card, you’ll be eligible for 2 types of travel accident insurance with a benefit of up to $250,000 .

This insurance provides coverage for accidental death or dismemberment or a combined loss of speech, sight, or hearing during a trip. The cardholder and immediate family members are covered.

• Common Carrier Travel Accident Insurance : Covers losses when entering, exiting, or riding as a passenger on a common carrier including an airline, bus, train, or cruise ship.
• 24-Hour Travel Accident Insurance : Covers losses starting on the day of departure (on a scheduled airline trip) and ending on the day of return.

To be eligible, the cardholder must submit a written claim within 20 days of the incident.

There are many credit cards that come with car rental insurance, and the Southwest Priority card is no exception. The coverage is secondary which means it acts as a supplement to any other insurance you may have. To be eligible, the entire car rental cost must be charged to your card and you must decline the car rental company’s insurance policy.

The cardmember plus any additional authorized drivers on the car rental agreement are covered.

Hot Tip: There are many credit cards that offer this benefit. Here is a full list of cards that come with car rental insurance . 

If you check bags often enough, it’s likely you’ll be affected by a baggage delay at some point. The Southwest Priority card offers reimbursement for basic items like toiletries and clothing when your bags are delayed more than 6 hours by a common carrier (airline, bus, train, or cruise ship). This benefit has a maximum of $100 per day for up to 3 days.

In addition to the cardholder, the cardholder’s spouse or domestic partner, as well as immediate family are covered.

To be eligible, the common carrier fare must have been purchased with the Southwest Priority card or with rewards earned from the card. A claim must be filed within 20 days of the loss.

The Southwest Priority card includes lost luggage reimbursement coverage for both the cardholder and immediate family members. If a common carrier (airline, bus, train, or cruise ship) damages or loses checked or carry-on luggage, you’re eligible for up to $3,000 per passenger .

The common carrier fare must have been purchased with the Southwest Priority card or with rewards earned from the card to be eligible for coverage. A claim must be filed within 20 days of the loss.

Access to roadside assistance, including services like towing and tire changes, is available through the Southwest Priority card by calling 800-847-2869. However, the card’s benefit doesn’t cover the cost of the service call .

The purchase protection plan that comes with the Southwest Priority card offers coverage of up to $500 per claim ($50,000 maximum per account) when a new purchase is damaged or stolen within 120 days. This benefit applies to the cardmember and any recipients of gifts purchased by the cardmember. To be eligible, a claim needs to be submitted within 90 days of the loss or theft.

The extended warranty benefit extends a U.S. manufacturer’s warranty for an additional year when the original warranty is 3 years or less. This applies to purchases made by the cardholder using the Southwest Priority card. Each claim has a maximum benefit of $10,000 ($50,000 maximum per account).

The Southwest Priority card doesn’t have foreign transaction fees, so go ahead and bring it along on your next international trip!

Hot Tip: Did you know that Southwest Airlines flies to many surprising international destinations in the Caribbean and Central America?

You’ll have access to 24/7 fraud monitoring that protects you against unauthorized purchases.

Zero Liability Protection means you won’t be responsible for unauthorized purchases on your account. To report a fraudulent charge, just call the number on the back of your card.

You’ll have access to Rapid Rewards Access Events with your Southwest Priority card. This is a collection of exclusive events that you can purchase using Rapid Rewards points.

Access to Chase Offers comes with any Chase card including the Southwest Priority card. These are card-linked offers that can save money on your everyday purchases. Each offer needs to be added to the card prior to making a purchase.

These can sometimes even include offers for discounts on Southwest Airlines.

There are 5 Southwest credit cards — 3 consumer cards and 2 business cards. The Southwest Priority card is the top-tier personal co-branded Southwest card, which offers a comprehensive suite of benefits. When deciding whether or not this card is worth it, keep in mind there are 2 benefits that add up to offer a higher value than the annual fee. The 7,500 annual bonus points and $75 annual Southwest travel credit have a value of $172.50 which is more than the $149 annual fee on this card. Those benefits alone make the Southwest Priority card a great one to keep in your wallet if you’re a fan of Southwest Airlines.

Frequently Asked Questions

Does the southwest priority card come with upgraded boarding.

Yes, the Southwest Priority card comes with 4 complimentary Upgraded Boardings per year. These are good for A1 to A15 boarding positions when available.

How do you use the annual $75 travel credit that comes with the Southwest Priority card?

The annual $75 travel credit that comes with the Southwest Priority card is good for any Southwest purchase and will be applied automatically when you use your card for payment.

What are Southwest credit card anniversary points?

Southwest credit card anniversary points are those automatically awarded each year on your eligible Southwest Airlines credit card. The Southwest Priority card comes with 7,500 anniversary points.

How much is the Southwest Priority card foreign transaction fee?

There are no foreign transaction fees on the Southwest Priority card.

Does the Southwest Priority card come with travel insurance?

Yes, the Southwest Priority card comes with travel insurance including travel accident insurance, baggage delay insurance, lost luggage reimbursement, and car rental insurance.

What is the difference between the Southwest Priority card and the Southwest Rapid Rewards® Premier Credit Card?

The Southwest Priority card is the top-level Southwest consumer card while the Southwest Premier card is the mid-range consumer card. The Southwest Premier card has a lower annual fee but lacks perks like Upgraded Boardings and the $75 annual travel credit.

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About Katie Seemann

Katie has been in the points and miles game since 2015 and started her own blog in 2016. She’s been freelance writing since then and her work has been featured in publications like Travel + Leisure, Forbes Advisor, and Fortune Recommends.

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UP's Bonus Valuation

This bonus value is an estimated valuation calculated by UP after analyzing redemption options, transfer partners, award availability and how much UP would pay to buy these points.

Capital One Venture X vs. Amex Platinum: Which premium card is better for you?

If you're ready to add a premium travel rewards card to your wallet, you may find yourself debating between the Capital One Venture X Rewards Credit Card and The Platinum Card® from American Express — and with good reason.

Both cards offer premium perks like airport lounge access , valuable statement credits and travel protections . But no one card is right for everyone, and that's especially true in the premium card space. While both the Venture X and Amex Platinum are fantastic cards, they have some major differences that almost guarantee one is a better fit for you than the other.

To help you decide which is the right card for you, here's a breakdown of what the Venture X and the Amex Platinum bring to the table.

Capital One Venture X vs. Amex Platinum comparison

*Eligibility and benefit level varies by card. Not all vehicle types or rentals are covered, and geographic restrictions apply. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for details. Policies are underwritten by AMEX Assurance Company. Coverage is offered through American Express Travel Related Services Company, Inc.

**Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for details. If approved and coordinated by Premium Global Assist Hotline, emergency medical transportation assistance may be provided at no cost. In any other circumstance, cardmembers are responsible for the costs charged by third-party service providers.

***Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for details. Policies are underwritten by AMEX Assurance Company.

****Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for details. Policies are underwritten by New Hampshire Insurance Company, an AIG Company.

Related: The best premium credit cards: A side-by-side comparison

Capital One Venture X vs. Amex Platinum welcome bonus

The Capital One Venture X has a current welcome bonus of 75,000 miles after you spend $4,000 within the first three months from account opening. TPG values this bonus at $1,388.

Meanwhile, the Amex Platinum is currently offering 80,000 Membership Rewards points after you spend $8,000 during your first six months of card membership. TPG values this bonus at $1,600. Also keep in mind that you could be targeted for a higher bonus through the CardMatch tool (CardMatch offers are not guaranteed and are subject to change at any time).

Winner: Amex Platinum. Its welcome offer is worth over $200 more than the Venture X's current offer.

Related: The best time to apply for these 10 popular travel credit cards — based on offer history

Capital One Venture X vs. Amex Platinum benefits

A standout benefit of both cards is the lounge access they offer. With the Venture X , you'll get access to Capital One , Priority Pass and Plaza Premium lounges. You'll get more extensive lounge access with the Amex Platinum , though. It gives you access to Centurion , Delta Sky Club (when flying Delta), Escape, Airspace, Lufthansa and other Global Lounge Collection partner lounges in addition to Priority Pass and Plaza Premium lounges.

With the Venture X, you'll also get a $300 credit for travel booked through Capital One Travel , as well as a Global Entry/TSA PreCheck credit and a generous guest allowance with your airport lounge access. If you're able to maximize these benefits, you'll easily offset the card's $395 annual fee , which is comparatively low for a premium travel credit card.

The Venture X also comes with some travel and purchase protections, which will grant you peace of mind even if you aren't able to take advantage of its monetary value.

Plus, you can add up to four authorized users to your account for no additional charge, which is especially valuable given that each authorized user has the same airport lounge access as the primary cardholder.

The Amex Platinum's benefits, on the other hand, are far more extensive. They include over $1,500 in available statement credits and comprehensive airport lounge access , as well as significant travel and purchase protections , including cellphone protection of up to $800 per claim with a $50 deductible (maximum of two claims per 12-month period).

The Platinum's list of benefits is arguably the best of any publicly available card, but it does come with a $695 annual fee , which is significantly higher than the Venture X. If you want to add authorized users to your account, it will cost you even more. You can add up to three authorized users to your account at a cost of $195 annually for each one.

Winner: Amex Platinum. Its lounge access and over $1,500 in available statement credits are hard to beat.

Related: Are premium credit cards worth the annual fee?

Earning rewards with the Venture X vs. Amex Platinum

The Venture X earns 10 miles per dollar spent on hotels and rental cars booked through Capital One Travel, 5 miles per dollar spent on flights booked through Capital One Travel and 2 miles per dollar spent on all other purchases.

Meanwhile, the Amex Platinum earns 5 points per dollar spent on flights booked directly with the airline or through American Express Travel (on up to $500,000 in purchases per calendar year) and on prepaid hotels booked through AmexTravel.com. It earns 1 point per dollar spent on all other purchases.

While the Venture X may offer more earning opportunities, keep in mind that TPG values Amex Membership Rewards at 2 cents each while Capital One miles are valued at a lower 1.85 cents each.

Winner: Venture X. Most people will earn more rewards with 2 miles per dollar spent on all purchases than with the Amex Platinum's earning structure.

Redeeming rewards with the Venture X vs. Amex Platinum

With the Venture X , you can get maximum value from your miles by transferring them to any of Capital One's 18 travel partners , including British Airways Executive Club and Choice Privileges . Or, more simply, you can use your miles to book travel through Capital One Travel or redeem them as a statement credit for recent travel at a flat rate of 1 cent per mile .

You also have the option to redeem your Capital One miles for gift cards at a rate of 1 cent per mile or use them to pay with Amazon or PayPal at a rate of 0.8 cents per mile. Your least valuable option is to redeem your miles for cash back at a rate of 0.5 cents per mile, so we recommend avoiding this option if you can.

Similarly, with the Amex Platinum , you can get maximum value from your Amex Membership Rewards points by transferring them to any of Amex's 20 travel partners . You can also redeem your points for travel through AmexTravel.com, usually at a rate of 1 cent per point.

Lower-value redemption options include redeeming your points as a statement credit for eligible charges, using Pay with Points at various online merchants and redeeming your points for gift cards. You'll almost always get a value of less than 1 cent per point with these options, so again, we recommend opting for travel redemptions to get the most value from your points.

Winner: Amex Platinum. Membership Rewards points have more high-value options and are worth more than Capital One miles, according to TPG valuations.

Transferring rewards with the Venture X vs. Amex Platinum

Both Capital One and American Express allow you to transfer your rewards to valuable travel partners easily. In both instances, you can transfer your rewards to most travel partners at a 1:1 ratio. In most cases, your points will transfer instantly. Both programs also regularly offer transfer bonuses that allow you to get even more value from your rewards.

The two programs have several overlapping transfer partners, including some of our favorites like Air France-KLM Flying Blue , Avianca LifeMiles , British Airways Executive Club and Singapore Airlines KrisFlyer . However, you can transfer American Express Membership Rewards points to a larger number of valuable airline and hotel partners than Capital One, including ANA Mileage Club , Iberia Plus and Virgin Atlantic Flying Club . Plus, historically, American Express has offered more transfer bonuses than Capital One .

Still, Capital One has its own valuable partners that set it apart, including Turkish Airlines Miles&Smiles and Virgin Red .

When transferring either type of reward, be sure to note the transfer times of each program to avoid losing your coveted award deal waiting for your transfer to complete.

Winner: Amex Platinum. You can transfer Membership Rewards to a higher number of valuable travel partners.

Should I get the Venture X or the Amex Platinum?

The Amex Platinum is a better choice for frequent flyers thanks to its extensive lounge access and bonus earning on airline purchases, but if your travels keep you on the ground, you'll likely prefer the lower annual fee and broader earning potential on the Venture X .

Beyond your travel goals, your spending habits will be a major factor in which card fits you better.

For instance, if you already subscribe to memberships like Walmart+ and can maximize most or all of the available statement credits , the Amex Platinum is a great choice for you.

If you travel regularly but want to earn more on your everyday purchases, the Venture X is probably a better fit. With it, you'll get substantial benefits like lounge access and a travel statement credit but with a much lower annual fee and broader earning opportunities.

Another thing to consider when choosing between these cards is how they'll fit with the other cards you already have in your wallet.

If you have the American Express® Gold Card , for instance, and earn 4 Membership Rewards points per dollar spent on dining and at U.S. supermarkets (on up to $25,000 in purchases per year), adding the Amex Platinum is a great complement if you want travel benefits and to earn bonus points on your flights.

However, if you don't have a card that earns bonus points on everyday purchases, the Venture X is a great way to fill that void in your card portfolio.

Bottom line

Both the Venture X and the Amex Platinum are great cards.

If you're looking for extensive airport lounge access as well as multiple statement credits and don't mind paying a higher annual fee, the Amex Platinum is the better card for you. If your main priorities are earning a flat rate on all your purchases and getting premium perks for a lower annual fee, the Venture X is your winner.

That said, both cards are solid options. No matter where you land, you'll be traveling like a pro in no time with either card.

For more details on each card, please see our full review of the Amex Platinum and our full review of the Venture X .

Official application link: The Platinum Card® from American Express

Learn More: Capital One Venture X Rewards Credit Card

For rates and fees of the Amex Platinum card, please click here .

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

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Which Credit Cards Have Priority Pass Restaurant Access?

Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money .

Priority Pass partners with dozens of restaurants in airports around the world. At these partner restaurants, eligible Priority Pass Select members get a $28 credit toward food and beverage purchases per guest.

However, just because your travel rewards credit card offers a Priority Pass Select membership doesn't mean that you'll be able to get a free or discounted airport meal before or after your flight. That's because some credit card issuers have removed Priority Pass restaurants from their Priority Pass lounge benefit.

For those of us who appreciate a real meal before a flight — instead of just snacks from a lounge — let's focus on credit cards with Priority Pass restaurant benefits.

» Learn more: The best travel credit cards right now

An overview of credit cards with Priority Pass restaurant benefits

Before we get into details below, here's an overview of the most popular travel rewards credit cards that provide Priority Pass restaurant access:

Credit cards that offer Priority Pass restaurant benefits

Chase Sapphire Reserve®

The Chase Sapphire Reserve® card is perhaps the best-known travel rewards credit card that still offers Priority Pass restaurant benefits, though it is ending July 1, 2024. For now, the card's terms, Chase states that the Priority Pass Select membership that Chase Sapphire Reserve® cardholders receive "includes access to airport lounges, restaurants, cafes and markets."

Chase Sapphire Reserve® cardholders get up to two accompanying guests per visit at no additional cost. Additional guests cost $27 per guest per visit.

A Priority Pass Select membership is just one of the card's many travel benefits. Cardholders also get:

An annual $300 travel credit.

TSA PreCheck or Global Entry application fee statement credit.

Two complimentary years of Lyft Pink All Access.

Access to Luxury Hotel & Resort Collection 

These are a few of the perks you will find among the card's slew of benefits.

» Learn more: Is the Chase Sapphire Reserve worth its annual fee?

Bank of America® Premium Rewards® Elite credit card

The Bank of America® Premium Rewards® Elite credit card offers perhaps the most unique and generous Priority Pass restaurant benefit of any card on the list.

Premium Rewards Elite cardholders get up to four complimentary Priority Pass Select memberships with restaurant access per account. Even better, Bank of America doesn't restrict how many guests each Priority Pass member can bring into a lounge or restaurant on each visit — and there's no cost associated with bringing guests into a lounge with you.

That indicates that cardholders get up to four unlimited Priority Pass Select memberships, each with unlimited guests.

If you have a large family, this Priority Pass Select membership can easily justify the card's $550 annual fee. And that's before you factor in the card's other travel benefits, which include:

TSA PreCheck or Global Entry application fee credit.

Up to $300 annually in airline incidental statement credits.

Up to $150 annually for purchases such as rideshare services.

» Learn more: The best Bank of America credit cards available right now

Emirates Skywards Premium World Elite Mastercard®

This little-known premium Emirates rewards card offers primary cardmembers and authorized users "unlimited visits for yourself as well as guests" — with no fee listed for guests over a set limit. That seems to indicate that there's no limit to the number of guests cardholders can bring into a Priority Pass lounge or restaurant with them.

In addition to this Priority Pass lounge benefit, Emirates Skywards Premium World Elite Mastercard® cardholders get Emirates Skywards Gold tier membership for their first year plus 10,000 bonus Skywards miles each account anniversary. The card charges a $499 annual fee.

» Learn more: Are the Emirates Mastercards worth their annual fee?

UBS Visa Infinite Card

UBS offers an unlimited Priority Pass Select membership with restaurants for cardholders of the UBS Visa Infinite Card and the UBS Visa Infinite Business Card.

Unfortunately, details such as guest access and Priority Pass benefits for authorized users are absent from the UBS website. So, it's unclear how many guests cardholders can bring into Priority Pass lounges or restaurants with them.

However, even without guest access, this card may be a good fit for luxury travelers. Cardholders get:

A $250 credit for qualifying air travel expenses.

Premium benefits at select hotels through the Visa Infinite Luxury Hotel Collection.

VIP amenities at select Ritz-Carlton properties, Fairmont and Park Hyatt properties. 

Plus, cardholders unlock a $500 annual credit by spending $25,000 in either the current or prior calendar year.

Use your credit card for Priority Pass restaurant meals

Using your Priority Pass membership at participating airport restaurants is a great way to get a full meal before or after your flight.

However, it's important to remember that some card issuers — such as American Express — don't include "non-lounge airport experiences" such as restaurants in their Priority Pass lounge benefits. That means it's important to check your card's terms before counting on this benefit.

Regardless of which card you have, you'll likely need to enroll with your bank before you can take advantage of this Priority Pass Select membership benefit. Also, keep in mind that Priority Pass doesn't cover gratuity on meals. So, remember to have cash on hand to tip your waitstaff.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024 , including those best for:

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

on Chase's website

1x-5x 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.

1.5%-6.5% Enjoy 6.5% cash back on travel purchased through Chase Travel; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase Travel, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.

$300 Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!

on Capital One's website

2x-5x Earn unlimited 2X miles on every purchase, every day. Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options.

75,000 Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.