family travel insurance to turkey

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• Travel Insurance Turkey

On This Page

• Key takeaways

Do I need travel insurance to visit Turkey?

How much does travel insurance for turkey cost, what does travel insurance for turkey cover, what isn’t covered by travel insurance for turkey, tips for getting the best turkey travel insurance, turkey travel information & requirements, faq: turkey travel insurance, related topics.

Travel Insurance for Turkey: U.S. Visitor Quotes & Requirements

• Travel insurance for Turkey isn’t required , but it’s recommended given the risk of earthquakes, political demonstrations and terrorism.
• Your U.S. health insurance won’t work in Turkey , so it’s especially important to purchase travel medical insurance before your trip.
• According to our research, our top picks for travel insurance for Turkey come from Seven Corners, Tin Leg and IMG ( skip ahead to view these plans ).
• We recommend comparing insurance plans online to find the right balance between price and coverage.

Our top picks for the best travel insurance turkey

• Seven Corners: Best for Robust Coverage
• Tin Leg: Best Rated Travel Plan
• IMG: Best Rated Travel Insurance

Our top picks for travel insurance for Turkey

Seven corners.

Travel insurance isn’t required for visiting Turkey , but it’s always a good idea. 

Although most tourists have a safe and pleasant visit, Turkey presents a few common risks. If your trip is affected by something unexpected, insurance can help you recoup lost costs , pay for medical care and find medical transport in case of an emergency. If you fall and break a leg while climbing stairs in Istanbul, for example, your policy can help cover the hospital bills.

Risk of earthquakes and natural disasters

Turkey sits at the intersection of multiple tectonic plates, which means it sees a great deal of seismic activity. In fact, it’s one of the most active earthquake zones in the world; every part of the country is at risk.

Some areas of Turkey are also prone to other types of natural disasters, including wildfires and floods. These issues can be serious, rendering entire regions impassible and disrupting travel. A travel insurance policy can protect you if your trip is canceled or delayed due to earthquakes and other catastrophes.

Risk of terrorism and political demonstrations

Turkey is home to multiple terror groups, which means there’s always a risk of an attack. The tense political climate in Turkey can also pose a danger to travelers, especially when there are protests and demonstrations; the conflict between Israel and Hamas in Gaza has heightened this risk. Look for a travel insurance policy that can help minimize financial losses if your trip is canceled or interrupted due to a terrorist attack or political instability. 

Water-related activities 

Water activities are popular in the beautiful coastal regions of Turkey. If you’re planning to take a boat trip or go snorkeling and scuba diving, travel insurance is a must. It can pay your medical bills if you get into a boating accident or experience decompression sickness while diving. Since healthcare facilities in smaller Turkish towns aren’t always well-equipped, insurance can also cover costs for transportation to a larger city.

Adventure activities

Some parts of Turkey are known for adventurous activities. Before you hop in a hot air balloon in Cappadocia, you should have a travel insurance policy to cover unexpected accidents that might happen. This is especially important if you’re exploring remote areas in Turkey that could require a long plane or ambulance ride after an injury.

Best for Robust Coverage

Why we like it.

• Offers coverage for pre-existing conditions
• Money-back guarantee
• Cancellation & Interruption coverage standard
• Covers action sports & equipment
• Cancel for any reason not included standard
• Must meet waiver for pre-existing conditions to be covered

Best Rated Travel Plan

• Excellent primary coverage for medical expenses
• High limit for emergency evacuation coverage
• Optional cancel for any reason (CFAR) coverage available
• Comes with coverage for hurricanes and inclement weather
• Coverage for pre-existing conditions is available if purchased within 14 days of the trip deposit
• Baggage delay coverage requires a 24-hour waiting period
• Low coverage limits for baggage and personal effects

Best Rated Travel Insurance

• 10-day money back guarantee
• Generous limits for trip delays, emergency evacuation, and more
• 24/7 emergency travel assistance included
• Coronavirus-related medical expenses covered
• Rental car coverage included
• Recently developed pre-existing conditions may not be covered
• CFAR and IFAR coverage only available as an add-on with premium plans

According to official sales data from Squaremouth , travel insurance for Turkey costs, on average, $263.26.

Our official sales figures over the past year show that our customers paid an average of $144.83 for travel insurance to Turkey.

Travel insurance for Turkey can cost as low as around $1 per day for the most basic medical and medical evacuation coverage.

For a more comprehensive policy that includes trip cancellation and trip interruption coverage, we found that you can expect to pay around $7 to $11 per day.

We gathered multiple quotes from a variety of providers to give you an idea of possible prices for travel insurance . 

Each of the plans below uses these details:

• Age: 35 years old
• Destination: Turkey
• Trip Length: 7 days
• Trip cost: $2,000

You can see four quotes for basic travel insurance in this first table. The cheapest travel insurance plan costs less than $1 per day.

Example Where Plan Doesn’t Reimburse the Full Trip Cost

This next table shows our price quotes for more comprehensive policies that include trip cancellation and trip interruption coverage. These plans range from around $7 to $11 per day.

Example Where Plan Does Reimburse the Full Trip Cost

Bear in mind that travel insurance premiums can vary widely from person to person based on several factors, such as:

• State of residence
• Date of purchase
• Trip cost and length
• Trip location
• Planned activities

As you’re considering different types of travel insurance for Turkey, it’s important to read the terms carefully. Every policy comes with specific coverage options — you should understand exactly what a plan includes before you buy.

Trip cancellation insurance

A policy with trip cancellation coverage will pay back your nonrefundable costs if you have to call off the trip before departure. If you come down with COVID-19 a week before your flight to Turkey and can’t travel, for example, the policy will reimburse what you’ve already paid . Pay attention to restrictions; many plans require you to cancel 2 days or more before the scheduled departure date to qualify.

Trip delay insurance

This type of coverage reimburses the extra expenses you incur as a result of a delay. If your flight to Istanbul is pushed back by 12 hours and you have to stay overnight, your insurance will likely cover the cost of a hotel and meals. Trip delay insurance is particularly important for travel to Turkey, as many flights from the United States require a connection .

Trip interruption insurance

If an unexpected situation forces you to return home early from Turkey, trip interruption insurance covers the costs for the unused portion of the trip . This could happen if you’re injured while hiking the Lycian Way and can’t continue traveling, or if a family member passes away at home mid-vacation. Some plans will even pay you back for an earlier flight home, which could save you thousands of dollars.

Travel medical insurance

Pay close attention to the medical coverage in your travel insurance policy ; it determines how much the provider will pay for emergency healthcare during your trip. Most plans cover injuries, accidents and sudden illnesses . If you try street food in Istanbul and get severe food poisoning, the policy will cover your hospital stay. Some providers even offer translation services, which is helpful if the hospital personnel only speak Turkish.

Medical evacuation insurance

Medical evacuation coverage pays for your transportation during a health emergency. If you’re in a hot air balloon accident in Cappadocia, this might include a helicopter transfer to a well-equipped hospital in Ankara or Istanbul. And if doctors recommend you receive ongoing treatment in the United States, the policy can schedule and pay for a medical flight back home — an extremely expensive trip, given the distance from Turkey.

Insurance for personal items

This coverage can reimburse you if your luggage and belongings are damaged, lost or stolen during your visit to Turkey. Make sure to check limits and restrictions, especially if you’re bringing an expensive camera to capture the pools at Pamukkale or designer clothing for a night out in Istanbul.

Rental car coverage

This type of insurance pays for damage to your rental car — it’s a must if you’re planning a self-driving tour around Turkey. Road conditions can be rough in smaller towns and remote areas, and safety standards on the road may increase your chance of an accident.

Every travel insurance provider has a list of situations that aren’t covered by the plan. 

Some common Turkey travel insurance exclusions are:

• Extreme sports
• Last-minute cancellations
• Pre-existing conditions , although you may be able to get a waiver to cover pre-existing conditions
• Routine or nonemergency medical care
• Excessive drug or alcohol use
• Suicide attempts

With so many options, it can feel overwhelming to choose the right travel insurance for Turkey. 

Use these tips to find the right coverage for your trip:

Act quickly.

Many providers offer the best coverage if you buy a policy soon after making the first deposit for a trip.

Consider your itinerary.

If you’re traveling to far-off communities or rural destinations, look for high medical evacuation limits.

Check transportation coverage.

Travel insurance may only apply to common carriers — major transportation providers that serve the public.

Assess your plans.

Most policies exclude extreme sports. Read the details; many providers cover activities like scuba diving, but only if you meet specific conditions.

Are there COVID-19 restrictions for U.S. tourists?

Turkey has  no COVID-19 restrictions for travelers from the United States.

Do I need a visa or passport to travel to Turkey?

If you’re traveling to Turkey as a tourist, you don’t need a visa if you’re staying less than 90 days . For longer stays, you must apply for a visa. You’ll also need a passport that’s valid for at least 6 months from the day you enter the country. Make sure your passport has at least one free page to accommodate Turkey’s entry and exit stamps.

Is Turkey safe for Americans?

As long as you’re sticking to major tourist destinations, such as Istanbul, Antalya, Cappadocia and Ankara, Turkey is generally a safe place to visit . The same goes for popular coastal areas.

Currently, it’s not safe to travel to eastern and southeastern parts of Turkey . You should avoid the regions along the border with Syria and Iraq. Ongoing conflicts in these areas make them extremely dangerous for tourists.

Is insurance mandatory in Turkey?

No; travel insurance isn’t mandatory for tourists visiting Turkey.

Is Turkey classed as Europe or worldwide for travel insurance?

This classification varies between insurance providers. You should read the fine print for each plan to determine whether the provider includes Turkey in Europe or if it’s covered under “worldwide travel” plans.

How much does travel insurance to Turkey cost?

The premiums for travel insurance for Turkey vary based on factors including the provider, traveler age, trip length, trip cost and place of residence.

Imogen Sharma is an experienced writer, specializing in business, culture, and financial guidance for young adults. She has contributed to articles for Varo Bank , Lendzi , MoneyTips and Indeed , providing invaluable insights into budgeting, financial planning, and lines of credit.

As a dedicated self-employed writer, she cherishes the opportunity to share her knowledge and experience with others, offering advice so they can master their bank accounts and secure their financial futures. Her articles, published in CMSWire , Reworked , WalletGenius and The Customer , serve as actionable guides to help people make solid financial decisions.

Prior to her writing career, Imogen honed her financial acumen in management roles, excelling in P&L analysis, budgeting and HR. During her tenure at Smith & Wollensky in London, her strategic contributions contributed to a 2% increase in EBITDA over a year, demonstrating her ability to drive financial performance and organizational success.

Imogen’s writing style combines expertise with accessibility, making complex financial topics easily understandable and actionable. With a focus on the long game, she encourages readers to approach financial matters with enthusiasm and determination.

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Turkey Travel Insurance

Travel insurance for turkey.

The beautiful country of Turkey found where Europe meets Asia, is an enchanting gateway to ancient monuments and imperial legacies. From old ruins like Ephesus to lively bazaars in Istanbul, it offers both ancient charm and modern excitement. The unique rock formations of Cappadocia and the beautiful Mediterranean shores call travelers to explore and discover Turkey's many treasures. Beyond that, its lively culture, captivating scenery, and delectable cuisine entice globetrotters from across the globe. If you're set for a brief visit, discovering Turkey's renowned destinations is a must for your itinerary. When journeying to such a captivating destination, you probably have a whole bucket list ready -- and that should include your travel insurance for Turkey as well. In this guide, we will explore the range of travel insurance options available to you, including, trip cancellation, interruption, or delay, emergency medical, baggage loss or theft, and more, to ensure a Turkey adventure.

• What should your Travel insurance cover for a trip to Turkey? 
• How does Travel Insurance work for Turkey?
• Do I need Travel Insurance for Turkey? 
• How much does Travel Insurance cost for Turkey? 
• Our Suggested AXA Travel Protection Plan
• What types of medical coverage do AXA Travel Protection plans offer?

Are There Any COVID-19 Restrictions for Travelers to Turkey?

Traveling with pre-existing medical conditions , what should your travel insurance cover for a trip to turkey.

At a minimum, your travel insurance should cover trip cancellation, trip interruption and emergency medical expenses. When it comes to international travel, the US Department of State outlines key components that should be included in your travel insurance coverage.  AXA Travel Protection plans are designed with these minimum recommended coverages in mind. 

• Medical Coverage   – The top priority is ensuring your health is in order. With AXA Travel Protection, you can have access to quality healthcare during your trip overseas in the event of unexpected medical emergencies.    
• Trip Cancellation & Interruptions  – Assistance against unexpected trip disruptions can dampen the mood, AXA Travel Protection offers coverage against unforeseen events.   
• Emergency Evacuations and Repatriation   – In situations where transportation is dire, AXA Travel Protection offers provisions for emergency evacuation and repatriation.   
• Coverage for Personal Belongings  – AXA offers coverage for your belongings with assistance against lost or delayed baggage.   
• Optional Cancel for Any Reason  – For added flexibility, AXA offers optional Cancel for Any Reason coverage, allowing you to cancel your trip for non-traditional reasons.  Exclusive to Platinum Plan holders. 

In just a few seconds, you can get a free quote and purchase the best travel insurance for Turkey.

How Does Travel Insurance Work in Turkey?

Ever had a plan that got totally derailed by unexpected curveballs? That's where travel insurance coverage steps in. Say you've booked your dream trip, but before takeoff, a sudden illness or a family emergency happens. Travel insurance can help assist and support you with non-refundable expenses like flights or hotels that you've already paid for but can no longer use due to these unforeseen events. You could get a refund for the things you can no longer enjoy. However, there is more to it than just that! Imagine you're exploring the ancient wonders of Turkey, and suddenly, someone in your group needs serious medical attention. That's where travel insurance goes beyond refunds. It offers services like medical evacuation, and swooping in to transport you or your family member to a better-equipped medical facility or a safer place if needed. Consider travel insurance as a steadfast companion throughout your Turkish escapade, not just for reimbursements for unexpected hiccups, but also for lending a hand when things take an unexpected turn. Here’s how travelers can benefit from an AXA Travel Protection Plan:

Medical Benefits: 

• Emergency Medical Expenses: Should you fall ill or have an accident during your trip, your policy may offer coverage for medical expenses, including hospital stays and doctor's fees. 
• Emergency Evacuation & Repatriation: In case of a serious medical emergency, your policy may include provisions for evacuation to the nearest appropriate medical facility or repatriation. 
• Non-Emergency Evacuation & Repatriation : In non-medical crises (e.g., political unrest), your policy may cover evacuation or repatriation, subject to policy terms. 

Pre-Departure Travel Benefits: 

• Trip Cancellation: You may be eligible for reimbursement if you cancel your trip due to a sudden illness or injury. 
• COVID-19 Travel Insurance: Coverage is available for trip cancellation and medical expenses related to COVID-19, subject to policy terms and conditions. 
• Trip Delay: If your flight faces delays due to unforeseen circumstances, you may have coverage for additional expenses such as meals and accommodations. 

Post-Departure Travel Benefits

• Trip Interruption: In case of an unexpected event, you could be eligible for reimbursement for the unused portion of your trip.
• Missed Connection: If you miss a connecting flight due to delays or cancellations, this coverage may help with expenses like rebooking fees and accommodations.

Baggage Benefits: 

• Luggage Delay: If the airline delays your checked baggage, your policy might offer reimbursement for essential items like clothing and toiletries. 
• Lost or Stolen Luggage: In the unfortunate event of permanent loss or theft of your luggage, your policy may offer reimbursement for its value, assisting you in replacing your belongings. 

Additional Optional Travel Benefits 

• Rental Car (Collision Damage Waiver): Exclusive to Gold & Platinum plan policy holders, this optional benefit gives travelers extra coverage on their rental car against damage and theft. 
• Cancel for Any Reason: Exclusive to Platinum plan policy holders; this optional benefit gives travelers more flexibility to cancel their trip for any reason outside of their standard policy. 
• Loss Skier Days: Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate some costs associated with pre-paid ski tickets that you or your traveling companion cannot use due to specified slope closures. 
• Loss Golf Days: Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate the expenses linked to prepaid golf arrangements that you or your travel companion are unable to utilize due to specified golf closures. 

Do I Need Travel Insurance for Turkey?

If you're not seeking a visa for your Turkey visit, travel insurance isn't a compulsory requirement. You can indeed journey to Turkey without it. Nevertheless, it's highly recommended to get travel insurance whenever you venture abroad, even if it's not obligatory. The coverage it offers can be valuable, providing support and assistance against unforeseen circumstances during your travels. Why? There are several reasons:

Medical Emergencies: Your health is a top priority. If you face a sudden illness or injury in Turkey, travel insurance offers the means to receive prompt and quality medical care.

Lost Baggage: Airlines sometimes mishandle baggage, and the last thing you want is to be without your essentials in an unfamiliar place. Travel insurance offers to cover the cost of replacing necessary items, allowing you to continue on.

Missed Connection: Missed connection coverage comes in handy when you find yourself stranded due to flight delays or cancellations, helping cover additional expenses for accommodation or transportation if you miss a connecting flight. It's a lifesaver when unforeseen circumstances mess up your flight schedule, keeping you from getting to your destination on time.

How Much Does Travel Insurance Cost for Turkey?

In general, travel insurance costs about 3 – 10% of your total prepaid and non-refundable trip expenses. The cost of travel insurance depends on two factors for AXA Travel Protection plans: 

• Total Trip cost:  The total non-prepaid and non-refundable costs you have already paid for your upcoming trip. This includes prepaid excursions, plane tickets, cruise costs, etc. 
• Age:  Like any other insurance type, the correlation is rooted in increased health risks associated with older individuals. It's important to note that this doesn't make travel insurance unattainable for older individuals. 

With AXA Travel Protection, travelers to Turkey will be offered three tiers of insurance: Silver, Gold and Platinum. Each provide varying levels of coverage to cater to individual's preferences and travel needs.

Our Suggested AXA Travel Protection Plan 

AXA presents travelers with three travel plans – the  Silver Plan ,  Gold Plan , and  Platinum Plan , each offering different levels of coverage to suit individual needs. Given that Turkey hospitals often do not accept U.S. health insurance or Medicare, we genuinely recommend travelers to consider purchasing any of these plans, particularly for the crucial coverage they offer for emergency accident and sickness medical expenses. The Platinum Plan stands out as the ideal option for enhanced coverage, like the Lost Golf Rounds, during your Turkey adventure. This can be very beneficial since Turkey is known for its world-class golf resorts and can help you get back your prepaid green fees if a scheduled round of golf is missed due to covered reasons like illness or injury during your trip. This can help you not lose out on these planned golfing experiences and make a nice option for a golf lover exploring Turkey.

What types of medical coverage does AXA Travel Protection plans offer?

Axa covers three types of medical expenses:

Emergency Medical: covers medical expenses, hospital stays, and even emergency evacuations, covering the expenses of hefty bills and ensuring access to quality healthcare while away from home.

Emergency Evacuation and Repatriation: covers your immediate transportation home in the event of an accidental injury or illness.

Non-Medical Emergency Evacuation and Repatriation: offer assistance in unexpected situations such as political unrest or natural disasters, ensuring safe and timely relocation to a secure location or repatriation back home.

No, there are no longer any strict COVID-19 restrictions to enter Turkey—no vaccine proofs, quarantines, or mandatory masks are needed anymore.

Traveling with pre-existing medical conditions can complicate your plans, but with AXA Travel Protection, we're here to support you during your trip. Our Gold and Platinum  plans offer coverage for pre-existing medical conditions.  The Platinum plan, in particular, is our highest-offered choice for travelers who want our highest coverage limits and optional add-ons, 

What does this mean for you? If you've got a medical condition that's been hanging around, you can qualify for coverage under our Gold and Platinum plans with a pre-existing medical condition , so long as it’s within 14 days of placing your initial trip deposit and in our 60-day look-back period. We're here to ensure you travel easily, no matter your health situation. 

1.Can you buy travel insurance after booking a flight?

You can buy travel insurance even after your flight is booked.

2.When should I buy Travel Insurance to Turkey?

It's advisable to purchase travel insurance for your trip as soon as you have made your initial trip deposit (prepaid and non-refundable trip costs.) AXA Travel Protection offers coverage as soon as you purchase your protection plan. We can give coverage against unforeseen events before you leave for your trip. Additionally, our policies offer coverage for preexisting medical conditions and Cancel for Any Reason if you purchase your protection within 14-days of making your initial trip deposit.

3.Do Americans need travel insurance in Turkey?

You don't have to get travel insurance if you're a US citizen visiting Turkey, but it's highly recommended you do so. Even though it's not mandatory, having travel insurance for Turkey can really save the day if you face any unexpected travel hiccups or health issues.

4. What is needed to visit Turkey from the USA?

U.S. citizens traveling to Turkey for tourism or business purposes for up to 90 days within a 180-day period typically need an e-Visa. This e-visa can be easily obtained online before arrival in Turkey.

5. What happens if a tourist gets sick in Turkey?

If you become sick in Turkey, travelers with AXA Travel protection can contact the AXA Assistance hotline at  855-327-1442 . Contact information is typically provided within the insurance documentation. Please ensure to read through your policy details and information.

Disclaimer: It is important to note that Destination articles are for editorial purposes only and are not intended to replace the advice of a qualified professional. Specifics of travel coverage for your destination will depend on the plan selected, the date of purchase, and the state of residency. Customers are advised to carefully review the terms and conditions of their policy. Contact AXA Travel Insurance if you have any questions.  AXA Assistance USA, Inc.© 2023 All Rights Reserved.  

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Travel Insurance for Turkey – Requirements and Cost

Home | Travel | Travel Insurance for Turkey – Requirements and Cost

When traveling abroad, get a policy from one of the  best travel insurance companies . Y ou can get a  5% discount   on Heymondo , the only insurance that pays medical bills upfront for you, HERE!

Purchasing travel insurance for Turkey is always a smart idea, no matter what type of trip you’ll be taking. Mishaps, delays, and accidents can occur at any time while you’re traveling abroad, and travel insurance is often the only means of getting health insurance coverage in a foreign country.

Turkey travel insurance is an absolute necessity for many travelers, however, since you must show proof of travel health insurance coverage to obtain a Turkish visa. Of course, not all travelers need a visa to enter to Turkey, but many do.

In any case, even if you don’t need a visa to enter Turkey, buying insurance for travel to Turkey will ensure that you’re covered for any injuries or illnesses you experience while traveling, as well as for any travel-related misadventures. You’ll often find that travel insurance is worth having in the end.

If you’re in a rush, I’ll tell you that we’ve been using Heymondo travel insurance for the past few years, and it’s been the best option for us. Whether it was dealing with an illness or getting an injury abroad, Heymondo’s coverage and customer assistance were there for us. You can even get a 5% discount for being our reader.

5% OFF your travel insurance

That said, there are other Turkey travel insurance options, so keep reading to find the best one for your needs.

Guide to Turkey travel insurance

As I’ve already mentioned, if you need a visa to enter Turkey, you must buy travel insurance for Turkey as part of your visa requirements. Passport-holders from the following countries must have a visa to enter Turkey:

Countries that need a visa to enter Turkey

Even if you don’t hold a passport from one of these countries, you should at minimum purchase health insurance for Turkey travel to cover any potential medical bills, especially since the EHIC (European Health Insurance Card) doesn’t work in Turkey. Of course, health insurance from other countries also doesn’t apply in Turkey, so purchasing Turkey travel medical insurance is the only way to guarantee medical coverage.

This guide to Turkey travel insurance will cover the following information:

Travel insurance for Turkey visa requirements

How much is travel insurance to Turkey?

Best travel insurance for turkey.

Is Turkey in Europe for travel insurance purposes?

What travel insurance do I need for Turkey?

Luckily, the travel insurance requirements for Turkey are simple. The main requirement for Turkey visa travel insurance is that the policy must cover travelers for the duration of their stay in Turkey.

Naturally, the most important type of coverage is for medical expenses, so your policy should at least be a Turkey travel medical insurance plan . You can always opt for a Turkish travel insurance plan with travel-related coverage as well if you’d prefer to be covered for issues like trip cancellation and baggage loss.

Just to be safe, you should ensure that your travel insurance for Turkey includes COVID-19 coverage . Nowadays, most travel insurance plans do have some kind of coronavirus coverage, but, as always, some plans offer more coverage than others.

For more information on Turkey’s travel insurance requirements , visit the Turkish government’s website .

Getting travel insurance for a Turkey visa doesn’t have to be expensive. Just keep in mind that your age and nationality, as well as the length and cost of your trip, will affect the cost of your travel insurance for Turkey .

To give you an idea of Turkish travel insurance prices, I’ve generated quotes by using the example of a 30-year-old American who is traveling to Turkey for two weeks and whose trip costs $2,500.

* price used for example

Heymondo , as you’ll see, easily stands out as the best travel insurance for Turkey , but all of the Turkey travel insurance companies in our comparison have their merits. To help you choose the best travel insurance for Turkey for your needs, you’ll find information below on all four companies’ advantages and disadvantages.

1. Heymondo , the best travel insurance to Turkey

Heymondo ’s Turkey travel insurance plans have it all: a high amount of coverage in all travel- and medical-related categories, incredible value for money, a $0 deductible for medical expenses, and coverage for COVID-19 testing and treatment.

Add in the fact that Heymondo pays your medical expenses directly and upfront for you, so you don’t even have to file a claim, and it becomes clear why Heymondo is considered the best travel insurance for Turkey .

As I said, we’ve been using Heymondo for over three years now, specifically the annual multi-trip insurance , and we have no complaints. One of my favorite things about Heymondo is their customer support app, which I’ve used to quickly file a claim when I lost my luggage. The service team takes care of the rest and I got reimbursed in no time.

If you’d like to learn more about the company, check out our Heymondo travel insurance review . You can even save 5% on Heymondo’s Turkish travel insurance plans with the discount code below.

2. World Nomads , a top-rated travel insurance for Turkey

If you’re planning on scuba diving, hot air ballooning, or kayaking while you’re in Turkey, World Nomads has got you covered. Their Standard and Explorer plans include coverage for hundreds of sports and activities, so you can adventure to your heart’s content without worrying about having to pay hundreds of dollars if you get injured.

Beyond sports coverage, World Nomads’ Turkey travel insurance plans include solid coverage in all medical- and travel-related categories, as well as coverage for COVID-19 treatment. There’s even a $0 deductible for medical expenses.

Still, although World Nomads offers excellent insurance for travel to Turkey , you can, in fact, get higher coverage in all categories for a lower price with Heymondo . As such, World Nomads is best suited for travelers who plan to do lots of exhilarating, potentially dangerous activities.

3. SafetyWing , the cheapest travel medical insurance for Turkey visa

Of course, you may just want to buy the cheapest plan that fulfills Turkey’s visa travel insurance requirements . Still, looking for an affordable price doesn’t mean you should skimp on quality coverage.

Luckily, SafetyWing is a Turkey travel medical insurance that offers the best of both worlds: excellent medical coverage and a reasonable price. Their Nomad Insurance plan also provides worldwide coverage, so you can head to other places besides Turkey, and coverage for COVID-19 testing and treatment. You can even choose to automatically renew your plan every 28 days until you pick an end date.

As with most travel medical insurance , SafetyWing doesn’t offer much travel-related coverage, which is not necessarily a problem, as you certainly don’t need this kind of coverage to meet Turkish visa requirements. SafetyWing’s major drawback, though, is its $250 deductible for medical expenses, which means you’ll have to put $250 towards any medical bills before SafetyWing pays any remaining balance.

4. IMG , a reliable travel health insurance for Turkey

IMG is consistently ranked as not only one of the best Turkey travel insurance companies  but also one of the best travel insurance companies in general. As such, you can’t go wrong with their plans, which offer high, reliable coverage in all categories.

As with most top travel insurance for Turkey , IMG offers a $0 deductible for medical expenses and includes coverage for COVID-19 treatment. Moreover, their iTravelInsured Travel Lite plan is affordably priced, considering it offers both travel- and medical-related coverage.

If you feel that IMG’s already high coverage isn’t sufficient for you, though, depending on your age and nationality, you could get twice as much coverage for just $1 more with Heymondo .

You may be wondering, does Europe travel insurance cover Turkey ? After all, part of Turkey is located on the European continent, while the rest of it is located in Asia.

Ultimately, the answer to this question depends on the particular European travel insurance you’re looking at. Some insurance companies include Turkey in their European coverage, while others put the country under their worldwide coverage. Heymondo , for instance, includes Turkey as part of their European travel insurance coverage.

The best way to find an answer is to check with your individual insurance company when you’re purchasing insurance for travel to Turkey .

In summary, you must obtain Turkey travel insurance if you need a visa to enter Turkey. Even if you don’t need a visa, purchasing travel insurance for Turkey is an excellent idea because it will guarantee medical coverage if you fall ill or get injured.

As you’ll have seen from the comparison above, Heymondo stands out as the best travel insurance for Turkey for travelers who want both travel- and medical-related coverage. For travelers who are looking to save a little money, SafetyWing , the best Turkey travel medical insurance , is an equally viable option.

Whichever plan you choose, if you need a visa, just make sure that your policy covers you for the duration of your stay in Turkey. Hopefully, this guide has covered everything you need to know about insurance for travel to Turkey , but if you still have any questions, feel free to leave a comment down below.

Enjoy your trip to Turkey!

Don't miss a 5% discount on your HeyMondo travel insurance  

and the only one that pays all your medical bills upfront for you!

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2 replies on “ Travel Insurance for Turkey – Requirements and Cost ”

What are the Turkey medical insurance requirements? I’m traveling 9/1/22 to Turkey and need medical insurance. My insurance agent is asking me what the requirements are for turkey. THank you.

The only requirement for the turkey travel insurance is that it must cover travelers for the duration of their stay in Turkey.

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Travel Insurance for Turkey

Ancient history meets modern lifestyles.

Get a cultural awakening in Turkey

Covid-19 - what our travel insurance covers

Our travel insurance now covers you for certain events related to Coronavirus (COVID-19), provided you have proof of a positive Covid-19 test and your cover is active at the time of the event.

What we cover

We provide cover for some costs related to Covid-19: please see Section 1 'emergency medical costs and repatriation' and Section 2 'cancelling or cutting short your trip' in your policy book for full details on what's covered.

We'll cover you if:

• you were diagnosed with Covid-19 before your trip was due to start
• a close relative died or became seriously ill as a result of Covid-19 before your trip was due to start
• you weren't allowed to board your pre-booked outbound travel due to symptoms of Covid-19
• an insured person or a close relative died during the trip because of Covid-19
• you couldn't take part in an excursion due to you self-isolating after getting Covid-19

What we don’t cover

You won't be covered if:

• you had reason to believe your trip may be cancelled, postponed or cut short when you booked it, purchased your policy or started your trip
• any government or public authority imposes travel restrictions or quarantine on a community, location, or vessel because of Covid-19 (this includes, but is not limited to, local lockdowns, entry requirements, being denied entry and airspace closures)
• you have to quarantine after arriving in the UK or abroad
• the Foreign Commonwealth & Development Office (FCDO) change their advice to avoid ‘all travel’ or ‘all but essential travel’ to your destination because of Covid-19

For more information about how Coronavirus (COVID-19) affects your travel cover, see our FAQ page . And remember to check the policy booklet carefully before you buy to make sure our cover meets your needs.

Holiday Insurance to Turkey

With almost six months of summer in the south, Turkey has long been a favourite of British sunseekers who flock to the sandy beaches and crystal-clear waters of the Turkish Riviera.

The fascinating country has a rich history, perfect for curious holidaymakers who want to explore the old meets new of Istanbul and the country’s ancient ruins.

For those with a head for heights, Aladaglar National Park has become a popular choice for rock climbers, while walkers can tackle a whole host of trekking routes taking in the country’s mighty mountains and valleys.

With so many exciting adventures on offer, it pays to get the right travel insurance in place for a trip to Turkey – particularly if you need to access healthcare or medical treatment while you’re away.

Do I need travel insurance for Turkey?

Travel insurance isn’t compulsory, but it’ll cover you for emergency medical treatment and the unexpected things like:

• Cancelling or cutting your trip short
• Your personal belongings being stolen
• The airline losing your bags

Admiral has three levels of cover - Admiral, Admiral Gold and Admiral Platinum - so you can choose your cover based on your budget and needs. Plus you can choose Single Trip if you just want to cover one holiday, or annual cover which will protect you for multiple jaunts throughout the year.

No matter which you choose, all our policies cover:

Read the full list of benefits in the policy summary booklet .

Is Turkey part of Europe?

For insurance purposes, we class Turkey as part of Europe. Our European Travel Insurance covers 50 countries, and stretches the boundaries of Europe to include places like:

Some insurers may not class Turkey as part of Europe, so you’d need to look at their worldwide cover – make sure you check before buying your policy.

Despite Turkey being classed as Europe, the EHIC (European travel insurance card) and the new Global Health Insurance Card (GHIC) aren’t valid there so you’re liable to pay for any medical costs out of your own pocket if you don’t have travel insurance in place.

Do I need a visa for Turkey?

British citizens with a standard UK passport can travel to Turkey without a visa for 90 days during any 180 day period. If you plan to stay in the country for longer than 90 days, a Short Term Residence Permit will be needed. These can be applied for from the Turkish Provincial Directorate of Migration Administration

British citizens with a different type of British nationality (e.g British Overseas Citizen) will need to apply for an e-visa from the Turkish E-Visa website before travelling, as these passports are considered “Special Passports” .

Is it safe to travel to Turkey?

Despite years of political uncertainty and terrorist attacks (as recently as 2017) in the south and east of the country, as well as Ankara and Istanbul, millions of Brits continue to flock to Turkey every year.

In 2018, Brits made 2.3million visits to the country, most of which are trouble free, according the Foreign, Commonwealth and Development Office (FCDO).

There is, at the time of writing (March 2019) advice against travel to areas within a 10km border with Syria. The FCDO also advises against all but essential travel to:

• All other areas of Sirnak, Mardin, Kilis (including Kilis city) and Hatay provinces
• Provinces of Diyarbakir, Tunceli and Hakkari

You won’t be covered by Admiral Travel Insurance if you visit a country that the FCDO has advised against ‘all travel’ or ‘all but essential travel’.

What if I have a pre-existing condition?

A pre-existing condition is a short or long term illness or injury you have or have had before you buy travel insurance. This includes having symptoms, tests, diagnosis or medical treatment for a condition.

You can declare your pre-existing conditions during the quote process to see if we can offer cover. If you’re unsure what needs to be declared or if you're unable to find your condition on the medical conditions list, please contact us on 0333 234 9913 .

Your pre-existing conditions won’t be covered unless you’ve:

• Declared them all on your policy
• Received written confirmation that we’ll cover your medical condition
• Paid any additional premium in full

Policy terms and conditions apply. Please note, if you’ve had a positive diagnosis of Covid-19 and been prescribed medication, received treatment, or had a consultation with a doctor or hospital specialist for any medical condition in the past two years, this needs to be declared on your policy.

If you don’t tell us about your pre-existing conditions or give us incorrect information, your policy may be invalid, and we may refuse all or part of any claim you submit.

For a quote with us, click the green button above.

The MoneyHelper directory

If you require cover for more serious medical conditions, MoneyHelper may be able to help you find specialist travel insurance through their medical directory.

If you wish to get in touch with them you can call them on 0800 138 7777 or find them online . (Monday to Friday 8:00-18:00, closed on Saturday, Sunday and bank holidays.)

Your questions answered

Is terrorism covered.

Terrorism is excluded from all sections of the policy except for the Emergency Medical and Repatriation, Personal Belongings, Personal Accident and Hijack sections (where cover is provided as part of the platinum tier only).

Terrorism is any act or threat of action by a person or group intended to influence a government or to frighten the public or any section of it.

Acts of terrorism can include:

• violence against a person
• damage to property
• putting life in danger
• creating a health risk to the public
• interfering with or seriously disrupting computer systems or transport services including cyber terrorism
• biological, chemical or nuclear force or contamination

Do I need vaccinations for Turkey?

The NHS Fit For Travel website recommends checking your primary courses and boosters are up-to-date, including a tetanus. You could also consider vaccinations against Hepatitis A, Hepatitis B, and rabies for your trip to Turkey. For more information, read our guide to travel vaccinations .

Is the GHIC/EHIC valid in Turkey?

No, the GHIC and EHIC don’t work in Turkey so you’ll need travel insurance in place or enough money to cover the cost of any medical treatment you receive.

Can you travel to Turkey with three months left on your passport?

The Turkish government advises you should have at least six months validity on your passport when you travel to Turkey. You should also have a full blank page for the entry and exit stamps.

Read more about Turkey’s entry requirements: Travelling to Turkey? Don’t forget your e-Visa .

Does travel insurance cover me for travel to Turkey with a pre-existing condition?

You can travel to Turkey with pre-existing conditions if you declare them when you’re buying your travel insurance. Find out more about travelling with medical conditions .

Getting the most out of your trip

Going anywhere nice.

Off to one of the destinations below? Take a look at our guides for some hints and tips on what you need to remember.

Travel insurance that suits you

Whether you're travelling solo, with your family, or with a little one on the way, read our guides to make sure our cover is right for you.

Family Travel Insurance

Student travel insurance, travelling while pregnant, travel insurance over 65, travelling with medical conditions, travel insurance upgrades.

Whether you want the adrenaline rush of a skiing holiday, or fancy taking to the seas on a cruise, you'll need to add extra cover to your policy.

Cruise Travel Insurance

Ski travel insurance, gadget travel insurance, adventurous sports insurance, single trip insurance, annual trip insurance.

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• Unlimited medical emergency expenses¹
• Up to £10K cancellation cover
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If you’re looking for insurance for travel to Turkey, we can help! Turkey is bursting with reasons to visit, from the famous baths, to bustling markets and clear seas. Our Turkey travel insurance will mean you can enjoy your holiday knowing you’re fully covered. 

Why do you need Turkey travel insurance?

While we all want to relax on holiday, sometimes things go wrong. Turkey is famous for its beautiful beaches and vibrant culture, making it a popular choice for holidaymakers. However, as with many popular holiday spots, pickpocketing can occur in busy areas. Some less touristy parts of the country can also experience unrest, which could increase the risk of disturbance to travel plans. This is where our travel insurance for Turkey comes in. It can help with costs for medical emergencies, stolen bags or cancellation of your trip. 

You can insure a single trip of up to 365 days with our Turkey travel insurance, including other countries on the same holiday. Or if you’re planning on going away more than once this year, you could save time and money with our European annual travel insurance . This covers Europe, Turkey and a number of other countries close to the region, including Morocco and Tunisia.

Almost one in 10 UK travellers went to Turkey in 2023. With 16% of families choosing it for their holiday together.

So why do you need insurance for travel to Turkey?

• Medical cover if you’re hurt or sick: Injuring yourself or getting ill on holiday can leave you out of pocket by thousands of pounds. Our travel insurance for Turkey includes medical emergency expenses cover for these costs.
• Cover for cancellation of your trip: If you’re called for jury duty or made redundant, you want to know that you can get the cost of your trip back. All our policies include cancellation cover for certain reasons
• Get up to more on your holiday: Our Turkey travel insurance policies cover you for over 100 sports and activities . This means you can do more on your holiday! Plus, we have optional extreme sports cover if you’re taking part in the more adventurous activities the country has to offer
• Protect your bags: Our insurance for travel to Turkey includes cover for your personal belongings, baggage and passport. Plus, we have optional valuables cover if you’re taking away something a little more expensive. Don’t let your bag being lost or stolen ruin your holiday
• Cover for your pre-existing medical conditions: Everyone deserves to enjoy a holiday to Turkey. So we’ll consider any pre-existing medical condition , just declare it before buying your policy. Plus, we have no upper age limit (apart from with our Winter Sports cover)

Having the correct travel documents and insurance are the top two reasons people feel confident when going on holiday .

Always check the latest FCDO advice for travel to Turkey . Make sure you read our policy wording for full terms and conditions, including what is and isn’t included with our cover.

What does InsureandGo’s Turkey travel insurance cover?

When buying insurance for travel to Turkey, get a policy that covers you for emergency medical expenses, over 100 sports and activities , and more:

What’s covered?

All our Turkey travel insurance policies include:

• Medical emergency expenses cover
• Cover for cancellation of your trip
• Our 24-hour emergency assistance team , available to call, day or night, wherever you are
• Over 100 sports and activities covered (see your policy wording for a full list of activities)
• Personal belongings and baggage cover
• Personal money, passports and travel documents cover
• Accommodation cover
• Legal expenses cover
• Delayed departure cover
• Personal accident cover

What’s not covered?

We try to offer as much cover as possible, however, there are some situations travel insurance will not cover. For example:

• You cannot cover events or reasons to claim which took place before you booked the trip or purchased insurance. Insurance exists to cover unexpected events outside of the insured’s control
• Claims which are less than the excess for that section of cover. For example, you cannot claim a £40 lost item if your baggage excess is £60
• All of our Turkey travel insurance policies include cover for cancellation of your trip, but there may be some exclusions. For example, you won’t be covered to cancel if you simply decide not to go 

Find out about our optional add ons for activities like extreme sports , winter sports , cruises and golf . 

We will consider all pre-existing medical conditions, find out more about medical travel insurance . The excess and amount of cover available varies depending on the level of USA travel insurance you buy. Make sure you have a look at our policy wording to see the full terms and conditions.

The best travel insurance for your Turkey trip

Looking for the best travel insurance for Turkey from the UK? We have a range of cover and add ons to suit your trip: 

• Extreme sports and hazardous activities : We cover over 100 activities with our Turkey travel insurance. But if you enjoy an adrenaline rush while on holiday, take a look at our extreme sports cover
• Cruises : If you’re lucky enough to be visiting Turkey on a cruise, you will need to add on cruise cover. This includes cover for missed port departures and cabin confinement
• Winter sports : Planning to visit Turkey’s snow-capped mountains for some fast-paced fun? Take a look at our optional winter sports cover
• Business travel : Don’t let essential equipment being lost or stolen mess up your plans. Buying our business travel insurance for Turkey will cover you if something goes wrong
• Golf : If you’re going to be teeing off in Turkey, get your green fees, equipment and more covered with our Golf add on
• Group sizes: We can provide insurance for travel to Turkey for solo travellers, groups , couples and families .

To find out what is and isn’t included in these options, read our policy wording .

Choose a cover level to suit your travel needs

How to book our travel insurance for turkey.

We make getting a quote for Turkey travel insurance quick and easy:

1. Tell us a few details about your trip

Where you’re going, when, and who with. Then let us know about any pre-existing medical conditions you wish to cover. 

2. Get your Turkey travel insurance quote

We’ll show you your quote, then all you have to do is decide if you want to buy it now or save it for later.

“Full to the brim with beautiful beaches, delicious delicacies, and amazing architecture,. Turkey is a unique destination. However, things can and do go wrong when you’re on holiday. Travel insurance for Turkey will help if you injure yourself while you’re away, if someone steals your bags, or if you have to cancel for certain reasons.” Lydia Crispin – Travel insurance expert

Our reviews speak for themselves

With over 51,000 5 Star reviews, find out just what our customers think of us on Trustpilot:

“I took out the Black policy, and it came to our rescue. On the first day of our holiday I broke my front tooth and the policy covered my dental expenses . My wife and I also had to go and visit an external doctor, we were both be put on drips for severe mosquito bites. Again the policy came in to affect and saved our trip to Turkey from becoming a disaster.” Mr Singh

Turkey travel insurance with pre-existing medical condition cover

We know that getting Turkey travel insurance with a pre-existing medical condition can be a worry. That’s why we made our online medical screening process simple so that you can get your quote quickly and easily. We’ll consider any pre-existing medical condition if you declare it before buying your policy, including diabetes , heart conditions , and cancer . 

It’s important to declare your condition when buying travel insurance to Turkey. Otherwise you will not be covered for claims relating to it while you’re away. Make sure you read more about travel insurance for pre-existing medical conditions , as well as our policy wording .

Frequently asked questions on travel insurance for Turkey

Is turkey classed as europe for travel insurance policies.

Turkey straddles two continents, Europe and Asia. We include Turkey and many other countries in our European annual travel insurance. This is because they are geographically near to Europe and have similar medical care costs. Other countries we include are Tunisia, Egypt and Morocco. See our European travel insurance page for more details and a full list of countries.

Do I need a visa for Turkey?

No. As a British citizen you can travel to Turkey for tourism or a business trip for up to 90 days without a visa. If you have plans to stay longer, you will need to apply for a longer stay visa or a residence permit. You can find more information about visas and entry requirements for Turkey here .

How much is travel insurance for Turkey?

Turkey travel insurance will vary in price depending on many factors:

• Your age and any pre-existing medical conditions
• Whether you’re visiting any other countries 
• The cover level you choose
• Whether you need add on cover for any activities, valuables etc
• If you want an annual or single trip policy

Get a quote online now to find out how much your travel insurance for Turkey will cost.

Do you need travel insurance to visit Turkey if you have a Global Health Insurance Card (GHIC/EHIC)?

The Global Health Insurance Card (GHIC) does not cover all countries and cannot be used in Turkey. You will need to buy a travel insurance to Turkey policy if you want cover for emergency medical expenses.

In countries where the GHIC does apply, it gives you access to some state healthcare at the same cost as local residents. Which will often mean free or reduced-cost medical treatment. But remember, the GHIC does not provide cover for cancellation of your holiday or loss or theft of your belongings. 

Do you need travel insurance for Turkey?

Unless you need to get a visa for your trip, it isn’t mandatory to get travel insurance when you’re visiting Turkey. However, it will provide cover if anything goes wrong. Travel insurance can help with costs if you have a medical emergency, need to cancel your trip for reasons outside your control, or you face legal expenses. You could rack up high costs if these things happen and you don’t have travel insurance. So it is recommended that you buy a travel insurance to Turkey policy before you go.

Who can buy an InsureandGo Turkey travel insurance policy?

All our travel insurance for Turkey policies are available to UK residents. This means:

• Someone who has been living in the UK or the Channel Islands for at least six of the last 12 months
• They must be in the UK at the time of purchase
• All trips must start and end in the UK

Get a quote online or browse our policy documents for more information.

Travel insurance guides

Frequently asked questions.

If you’ve got more questions about how our Turkey travel insurance works, or more general travel insurance queries, have a read through our FAQs .

Travel advice

Our travel advice section offers handy tips and guides to specific countries, from what documents you need to what you might visit while you’re there.

Travel insurance reviews

If you want to know what our customers think of us, and why they rate us so highly, have a read through some of the reviews they’ve left us.

• Unlimited emergency medical expenses available on Black level policies.
• Based on 2,050 responses, correct as of 22/01/2024

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• Travel Destinations

What Travel Insurance Do I Need For Turkey?

Published: December 18, 2023

Modified: December 28, 2023

by Ertha Manis

• Safety & Insurance

Introduction

Welcome to the mesmerizing land where the East meets the West – Turkey! As you plan your journey to this enchanting country, it’s crucial to ensure that you have the right travel insurance to safeguard your trip from unforeseen events. Turkey, with its rich history, diverse landscapes, and vibrant culture, offers a myriad of experiences, from exploring ancient ruins to indulging in delectable cuisine. However, amidst the excitement of planning your Turkish adventure, it’s easy to overlook the importance of securing comprehensive travel insurance.

Whether you’re drawn to the bustling streets of Istanbul, the surreal landscapes of Cappadocia, or the stunning beaches along the Mediterranean coast, having the appropriate travel insurance can provide you with peace of mind and financial protection throughout your journey. This comprehensive guide is designed to demystify the world of travel insurance, helping you navigate the options and select the most suitable coverage for your Turkish escapade.

Join us as we delve into the intricacies of travel insurance, explore the specific types of coverage essential for a trip to Turkey, and gain valuable insights into the factors to consider when choosing the right policy. By the end of this journey, you’ll be equipped with the knowledge and confidence to make an informed decision, ensuring that your Turkish expedition is not only memorable but also worry-free.

Understanding Travel Insurance

Travel insurance serves as a safety net, offering financial protection and assistance in various unforeseen situations that may arise during your trip. It is designed to mitigate the risks associated with travel, providing coverage for incidents such as trip cancellations, medical emergencies, lost baggage, and more. Understanding the fundamental components of travel insurance is crucial for ensuring that you select the most suitable policy for your journey to Turkey.

One of the primary benefits of travel insurance is its ability to mitigate the financial impact of unexpected events. For instance, if your trip is disrupted due to a sudden illness or injury, travel insurance can cover the costs of medical treatment, evacuation, and even trip cancellations. Additionally, in the unfortunate event of lost or delayed baggage, travel insurance can provide reimbursement for essential items, offering a sense of security during your travels.

Moreover, travel insurance often includes 24/7 assistance services, providing access to a global support network in case of emergencies. This can be particularly valuable when traveling to a foreign country like Turkey, where language barriers and unfamiliar healthcare systems may present challenges in times of crisis. By understanding the protective umbrella that travel insurance offers, you can embark on your Turkish adventure with confidence, knowing that you are prepared for unforeseen circumstances.

Types of Travel Insurance for Turkey

When planning a trip to Turkey, it’s essential to explore the various types of travel insurance available to ensure comprehensive coverage throughout your journey. The diverse landscapes and cultural experiences that Turkey offers necessitate specific forms of insurance to address potential risks and provide peace of mind for travelers.

1. Medical Insurance : Prioritizing your health and well-being is paramount when traveling, making medical insurance a fundamental component of travel coverage. In the event of illness or injury during your Turkish adventure, medical insurance can cover expenses related to hospitalization, emergency medical treatment, and repatriation to your home country. Given the importance of accessing quality healthcare while abroad, medical insurance is indispensable for travelers exploring Turkey’s enchanting destinations.

2. Trip Cancellation and Interruption Insurance : Unforeseen circumstances such as flight cancellations, natural disasters, or personal emergencies can disrupt your travel plans. Trip cancellation and interruption insurance provide reimbursement for non-refundable expenses, ensuring that you are financially protected in the event of unexpected trip disruptions. This type of insurance is particularly valuable when embarking on a journey to Turkey, where diverse experiences await, from historical marvels to natural wonders.

3. Baggage and Personal Belongings Insurance : Protecting your belongings while traveling is vital, especially when exploring a culturally rich and geographically diverse country like Turkey. Baggage and personal belongings insurance offer coverage for lost, stolen, or damaged items, providing financial recourse in situations where your possessions are compromised during your travels.

4. Adventure and Outdoor Activities Insurance : For travelers seeking adrenaline-pumping experiences such as hot air balloon rides in Cappadocia or water sports along the Turkish Riviera, adventure and outdoor activities insurance is essential. This specialized coverage addresses the inherent risks associated with adventurous pursuits, ensuring that you can partake in exhilarating activities with confidence and security.

By understanding the distinct types of travel insurance available for a Turkish expedition, you can tailor your coverage to align with the specific experiences and potential risks associated with your travel itinerary. This proactive approach not only enhances your travel preparedness but also allows you to immerse yourself fully in the wonders that Turkey has to offer, knowing that you are safeguarded against unforeseen events.

Factors to Consider When Choosing Travel Insurance

As you embark on the journey to select the most suitable travel insurance for your Turkish escapade, several essential factors warrant careful consideration. By evaluating these key elements, you can ensure that your chosen policy aligns with the specific requirements of your trip, providing comprehensive coverage and peace of mind throughout your travels.

1. Coverage for Pre-Existing Medical Conditions : If you have pre-existing medical conditions, it’s crucial to ascertain whether your travel insurance provides adequate coverage for these conditions. Understanding the extent of medical coverage and any exclusions related to pre-existing conditions is essential for managing potential health-related risks during your travels in Turkey.

2. Destination-Specific Coverage : Given Turkey’s diverse landscapes and travel experiences, including historical sites, coastal regions, and adventurous activities, it’s important to ensure that your insurance policy offers destination-specific coverage. This may include provisions for medical care in remote areas, coverage for outdoor activities, and protection against travel disruptions in regions with distinct travel risks.

3. Trip Duration and Frequency : The duration of your trip and the frequency of your travels should influence the type of insurance you select. Whether you’re planning a short, one-time visit to Turkey or embarking on multiple trips throughout the year, choosing a policy that aligns with your travel patterns is essential for maximizing the value of your insurance investment.

4. Policy Exclusions and Limitations : Thoroughly reviewing the exclusions and limitations of a travel insurance policy is imperative for understanding the scope of coverage. This includes examining restrictions related to adventurous activities, high-value belongings, and specific travel scenarios, ensuring that you are aware of any potential gaps in coverage that may impact your Turkish journey.

5. Emergency Assistance Services : Access to reliable emergency assistance services is vital when traveling to a foreign country like Turkey. Evaluating the scope and responsiveness of the insurance provider’s assistance network, including medical evacuation and 24/7 support, can significantly impact your peace of mind and preparedness for unforeseen events.

By carefully evaluating these factors and aligning them with your unique travel needs, you can make an informed decision when choosing travel insurance for your Turkish adventure. This proactive approach not only enhances your travel preparedness but also ensures that you can fully immerse yourself in the captivating experiences that Turkey has to offer, knowing that you are equipped with comprehensive and tailored insurance coverage.

As you prepare to embark on an unforgettable journey to Turkey, the significance of securing appropriate travel insurance cannot be overstated. From the bustling bazaars of Istanbul to the surreal landscapes of Pamukkale, Turkey beckons with a tapestry of experiences, each deserving of exploration and appreciation. By understanding the nuances of travel insurance and tailoring your coverage to align with the specific demands of your Turkish adventure, you can ensure that your travels are safeguarded against unforeseen events, allowing you to immerse yourself fully in the wonders of this captivating destination.

Throughout this comprehensive guide, we’ve navigated the intricacies of travel insurance, shedding light on the diverse types of coverage essential for a trip to Turkey. From medical insurance to protection against trip disruptions and coverage for adventurous pursuits, the spectrum of travel insurance options is designed to address the unique facets of travel in a country as diverse as Turkey.

Moreover, we’ve explored the vital factors to consider when choosing travel insurance, emphasizing the importance of aligning your policy with your specific travel needs, destination-related risks, and personal circumstances. By evaluating these factors with diligence and foresight, you can select a policy that not only provides financial protection but also offers peace of mind, allowing you to savor every moment of your Turkish odyssey.

As you set forth on your Turkish expedition, may your travels be filled with enchanting discoveries, cultural revelations, and cherished memories. With the right travel insurance as your steadfast companion, you can navigate the labyrinthine alleys of Turkey’s ancient cities, traverse its breathtaking landscapes, and revel in its warm hospitality, knowing that you are prepared for the unexpected and empowered to embrace every facet of this remarkable destination.

So, as you pack your bags and set your sights on Turkey, remember that comprehensive travel insurance is not merely a safeguard; it is a gateway to worry-free exploration, allowing you to uncover the treasures of Turkey with unbridled enthusiasm and unwavering confidence.

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Travel Insurance for Turkey: Why It's a Must-Have for Your Next Trip

Turkey is a country that offers an exquisite blend of ancient and modern culture, scenic beauty, and delicious food. From exploring the historical sites of Istanbul to hot air ballooning in Cappadocia, there's no shortage of things to do in Turkey. However, no matter how well-planned your trip is, unexpected situations can arise, such as flight cancellations, medical emergencies, or lost baggage. These situations can ruin your trip, and that's where travel insurance for Turkey comes into play.

Travel insurance for Turkey is a type of insurance that covers unforeseen events and risks that may occur during your trip. In this article, we'll discuss the benefits of travel insurance for Turkey, what it covers, and how to choose the right policy for your trip.

Why Travel Insurance for Turkey is Essential?

Turkey is a safe country, but accidents and emergencies can happen anywhere, anytime. Travel insurance for Turkey is essential because it provides you with financial protection and peace of mind. Here are some reasons why travel insurance for Turkey is essential:

Medical Emergencies: If you fall sick or get injured during your trip to Turkey, medical expenses can be expensive, especially if you require hospitalization. Travel insurance for Turkey covers medical expenses, including hospitalization, emergency medical evacuation, and repatriation.

Flight Cancellations and Delays: Flight cancellations or delays can disrupt your travel plans and cause you to miss connecting flights or pre-booked tours. Travel insurance for Turkey covers flight cancellations and delays, providing you with compensation for additional expenses incurred.

Lost, Stolen or Damaged Luggage: Losing your luggage can be a nightmare, especially if you're carrying valuable items. Travel insurance for Turkey covers lost, stolen, or damaged luggage, providing you with compensation for the lost items.

Trip Cancellation: If you have to cancel your trip due to unforeseen circumstances, such as illness or a family emergency, travel insurance for Turkey covers the cancellation fees and other expenses.

What Does Travel Insurance for Turkey Cover?

Travel insurance for Turkey covers a range of risks and situations that may occur during your trip. Here are some things that travel insurance for Turkey covers:

Medical Expenses: Travel insurance for Turkey covers medical e xpenses, including hospitalization, emergency medical evacuation, and repatriation.

Trip Cancellation and Interruption: Travel insurance for Turkey covers trip cancellation and interruption due to unforeseen circumstances, such as illness, death, or a family emergency.

Flight Cancellations and Delays: Travel insurance for Turkey covers flight cancellations and delays, providing you with compensation for additional expenses incurred.

Lost, Stolen or Damaged Luggage: Travel insurance for Turkey covers lost, stolen, or damaged luggage, providing you with compensation for the lost items.

Personal Liability: Travel insurance for Turkey covers personal liability in case you accidentally damage someone's property or cause injury to another person.

Emergency Assistance: Travel insurance for Turkey provides 24/7 emergency assistance, including medical and travel-related emergencies.

When choosing travel insurance for Turkey, consider the following factors:

Coverage: Choose a policy that covers medical emergencies, flight cancellations, lost luggage, and other risks that may occur during your trip.

Duration: Make sure the policy covers the entire duration of your trip.

Cost: Compare policies and choose one that offers the best coverage at a reasonable price.

Policy Exclusions: Read the policy exclusions carefully to understand what is not covered under the policy, such as pre-existing medical conditions, extreme sports, or illegal activities.

Customer Reviews: Read customer reviews and ratings to ensure that the insurance provider has a good reputation for customer service and claims handling.

Frequently Asked Questions:

Q: Is travel insurance for Turkey mandatory?

A: No, travel insurance for Turkey is not mandatory, but it's highly recommended to protect yourself from unexpected situations and risks.

Q: Does travel insurance for Turkey cover adventure sports?

A: It depends on the policy. Some policies cover adventure sports, while others don't. Make sure to check the policy exclusions before purchasing travel insurance for Turkey.

Q: How much does travel insurance for Turkey cost?

A: The cost of travel insurance for Turkey varies depending on the coverage, duration, and the insurance provider. However, it's generally affordable and worth the investment.

Conclusion:

Travel insurance for Turkey is a must-have for any traveler planning a trip to Turkey. It provides financial protection and peace of mind in case of unexpected situations and risks. When choosing travel insurance for Turkey, consider the coverage, duration, cost, policy exclusions, and customer reviews. With the right travel insurance for Turkey, you can enjoy your trip to Turkey without worrying about unexpected expenses or emergencies.

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11 Best Travel Insurance Companies in May 2024

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If the past few years have shown us anything, it’s that travelers need to be prepared for the unexpected — from a pandemic to flight troubles to the crowded airport terminals so many of us have encountered.

Whether you’re looking for an international travel insurance plan, emergency medical care or a policy that includes extreme sports, these are the best travel insurance providers to get you covered.

How we found the best travel insurance

We looked at quotes from various companies for a 10-day trip to Mexico in September 2024. The traveler was a 55-year-old woman from Florida who spent $3,000 total on the trip, including airfare.

On average, the price of each company’s most basic coverage plan was $126.53. The costs displayed below do not include optional add-ons, such as Cancel For Any Reason coverage or pre-existing medical condition coverage.

Read our full analysis about the average cost of travel insurance so you can budget better for your next trip.

However, depending on the plan, you may be able to customize at an added cost.

As we continue to evaluate more travel insurance companies and receive fresh market data, this collection of best travel insurance companies is likely to change. See our full methodology for more details.

Best insurance companies

Types of travel insurance

What does travel insurance cover, what’s not covered, how much does it cost, do i need travel insurance, how to choose the best travel insurance policy, what are the top travel destinations in 2024, more resources for travel insurance shoppers, top credit cards with travel insurance, methodology, best travel insurance overall: berkshire hathaway travel protection.

Berkshire Hathaway Travel Protection

• ExactCare Value (basic) plan is among the least expensive we surveyed.
• Speciality plans available for road trips, luxury travel, adventure activities, flights and cruises.
• Company may reimburse claimants faster than average, including possible same-day compensation.
• Multiple "Trip Delay" coverage types might make claims confusing.
• Cheapest plan only includes fixed amounts for its coverage.

Under the direction of chair and CEO Warren Buffett, Berkshire Hathaway Travel Protection has been around since 2014. Its plans provide numerous opportunities for travelers to customize coverage to their needs.

At $135 for our sample trip, the ExactCare Value (basic) plan from Berkshire Hathaway Travel Protection offers protection roughly $10 above the average price.

Want something cheaper? Air travelers looking for inexpensive, less comprehensive protections might opt for a basic AirCare plan that includes fixed amounts for its coverage .

Read our full review of Berkshire Hathaway .

What else makes Berkshire Hathaway Travel Protection great:

Pre-existing medical condition exclusion waivers available at no extra cost.

Plans available for travelers going on a cruise, participating in extreme sports or taking a luxury trip.

ExactCare Value (basic) plan was among the least expensive we surveyed.

Best for emergency medical coverage: Allianz Global Assistance

Annual or single-trip policies are available.

• Multiple types of insurance available.
• All plans include access to a 24/7 assistance hotline.
• More expensive than average.
• CFAR upgrades are not available.
• Rental car protection is only available by adding the One Trip Rental Car protector to your plan or by purchasing a standalone rental car plan.

Allianz Global Assistance is a reputable travel insurance company offering plans for over 25 years. Customers can choose from a variety of single and annual policies to fit their needs. On top of comprehensive coverage, some travelers might opt for the more affordable OneTrip Cancellation Plus, which is geared toward domestic travelers looking for trip protections but don’t need post-departure benefits like emergency medical or baggage lost.

For our test trip, Allianz Global Assistance’s basic coverage cost $149, about $22 above average.

What else makes Allianz Global Assistance great:

Annual and single-trip plans.

Plans are available for international and domestic trips.

Stand-alone and add-on rental car damage product available.

Read our full review of Allianz Global Assistance .

Best for travelers with pre-existing medical conditions: Travel Guard by AIG

Travel Guard by AIG

• Offers last-minute coverage.
• Pre-Existing Medical Conditions Exclusion Waiver available at all plan levels.
• Plan available for business travelers.
• Cancel For Any reason coverage only available for higher-level plans, and only reimburses up to 50% of the trip cost.
• Trip interruption coverage doesn't apply to trips paid for with points and miles.

Travel Guard by AIG offers a variety of plans and coverages to fit travelers’ needs. On top of more standard trip protections like trip cancellation, interruption, baggage and medical coverage, the Cancel For Any Reason upgrade is available on certain Travel Guard plans, which allows you to cancel a trip for any reason and get 50% of your nonrefundable deposit back as long as the trip is canceled at least two days before the scheduled departure date.

At $107 for our sample trip, the Essential plan was below average, saving roughly $20.

What else makes Travel Guard by AIG great:

Three comprehensive plans and a Pack N' Go plan for last-minute travelers who don't need cancellation benefits.

Flight protection, car rental, and medical evacuation coverage, as well as annual plans available.

Pre-existing medical conditions exclusion waiver available on all plan levels, as long as it's purchased within 15 days.

Read our full review of Travel Guard by AIG .

Best for those who pack expensive equipment: Travel Insured International

Travel Insured International

• Higher-level plan include optional add-ons for event tickets and for electronic equipment
• Rental car protection add-on for just $8 per day, even on lower-level plan.
• Many of the customizations are only available on the higher-tier plan.
• Coverage cost comes in above average in our latest analysis.

Travel Insured International offers several customization options. For instance, those going to see a show may want to add on event ticket registration fee protection. Traveling with expensive gear?Consider adding on coverage for electronic equipment for up to $2,000 in coverage.

Be sure to check which policies are available in your state. You will need to input your destination, residence, trip dates and the number of travelers to get a quote and see coverages.

What else makes Travel Insured International great:

Comprehensive plans include medical expense reimbursement accidents, sickness, evacuation and pre-existing conditions, depending on the plan.

Flight plans include coverage for missed and canceled flights and lost or stolen baggage.

Read our full review of Travel Insured International .

Best for adventurous travelers: World Nomads

World Nomads

• Travelers can extend coverage mid-trip.
• The standard plan covers up to $300,000 in emergency evacuation costs.
• Plans automatically cover 200+ adventurous activities.
• No Cancel For Any Reason upgrades are available.
• No pre-existing medical condition waivers are available.

Many travel insurance plans contain exclusions for adventure sports activities. If you plan to ski, bungee jump, windsurf or parasail, this might be a plan to consider.

Note that the Standard plan ($72 for our sample trip), while the most affordable, provides less coverage than other plans. But it can be a good choice for travelers who are satisfied with trip cancellation and interruption coverage of $2,500 or less, do not need rental car damage protection, find the limits to be sufficient and do not need coverage for certain more adventurous activities.

What else makes World Nomads great:

Comprehensive international travel insurance plans.

Coverage available for adventure activities, such as trekking, mountain biking and scuba diving.

Read our full review of World Nomads .

Best for medical coverage: Travelex Insurance Services

Travelex Insurance Services

• Top-tier plan doesn’t break the bank and provides more customization opportunities.
• Offers a plan specifically for domestic travel.
• Sells a post-departure medical coverage plan.
• Fewer customization opportunities on the Basic plan.
• Though perhaps a plus for domestic travelers, keep in mind the Travel America plan only covers domestic trips.

For starters, basic coverage from Travelex Insurance Services came in at $125, almost exactly average for our sample trip.

Travelex’s plans focus heavily on providing protections that are personalized to your travel style and trip type.

While the company does offer comprehensive plans that include medical benefits, you can also choose between cheaper plans that don’t provide cancellation coverage but do offer protections during your travels.

Read our full review of Travelex Insurance Services .

What else makes Travelex Insurance Services great:

Three comprehensive plans available, two of which cover international trips.

Offers a post-departure plan geared exclusively toward disruptions after you leave home.

Two flight insurance plans available.

Best if you have travel credit card coverage: Seven Corners

Seven Corners

• Annual, medical-only and backpacker plans are available.
• Cancel For Any Reason upgrade is available for the cheapest plan.
• Cheapest plan also features a much less costly Interruption for Any Reason add-on.
• Offers only one annual policy option.

Each Seven Corners plan offers several optional add-ons. Among the more unique is a Trip Interruption for Any Reason, which allows you to interrupt a trip 48 hours after the scheduled departure date (for any reason) and receive a refund of up to 75% of your unused nonrefundable deposits.

The basic coverage plan for our trip to Mexico costs $124 — right around the average.

What else makes Seven Corners great:

Comprehensive plans for U.S. residents and foreigners, including travelers visiting the U.S.

Cheap add-ons for rental car damage, sporting equipment rental or trip interruption for any reason.

Read our full review of Seven Corners .

Best for long-term travelers: IMG

• Coverage available for adventure travelers.
• Special medical insurance for ship captains and crew members, international students and missionaries.
• Claim approval can be lengthy.

While some travel insurance companies offer just a handful of plans, with IMG, you’ll really have your pick. Though this requires a bit more research, it allows you to search for coverage that fits your travel needs.

However, travelers will want to be aware that IMG’s iTravelInsured Travel Lite is expensive. Coming in at $149.85, it’s the costliest plan on our list.

Read our full review of IMG .

What else makes IMG great:

More affordable than average.

Many plans to choose from to fit your needs.

Best for travelers with unpredictable work demands: Tin Leg

• In addition Cancel For Any Reason, some plans offer cancel for work reason coverage.
• Adventure sports-specific coverage is available.
• Plans have overlap that can be hard to distinguish.
• Only one plan includes Rental Car Damage coverage available as an add-on.

Tin Leg’s Basic plan came in at $134 for our sample trip, adding about $8 onto the average basic policy cost. Note that you’ll pay a lot more if you shop for the most comprehensive coverage, and there are eight plans to choose from for trips abroad.

The multitude of plans can help you find coverage that fits your needs, but with so many to choose from, deciding can be daunting.

The only real way to figure out your ideal plan is to compare them all, look at the plan details and decide which features and coverage suit you and your travel style best.

Read our full Tin Leg review .

Best for booking travel with points and miles: TravelSafe

• Covers up to $300 redepositing points and miles on eligible canceled award flights.
• Optional add-on protection for business equipment or sports rentals.
• Multi-trip or year-long plans aren’t available.

Selecting your travel insurance plan with TravelSafe is a fairly straightforward process. The company’s website also makes it easy to visualize how optional add-on elements influence the total cost, displaying the final price as soon as you click the coverage.

However, at $136, the Basic plan was among the more expensive for our trip to Mexico.

What else makes TravelSafe great:

Rental car damage coverage add-on is available on both plans.

Cancel For Any Reason coverage available on the TravelSafe Classic plan.

Read our full TravelSafe review .

Best for group travel insurance: HTH Insurance

HTH Travel Insurance

• Covers travelers up to 95 years old.
• Includes direct pay option so members can avoid having to pay up front for services.
• A 24-hour delay is required for baggage delay coverage on the TripProtector Economy plan.
• No waivers for pre-existing conditions on the lower-level plan.

HTH offers single-trip and multitrip medical insurance coverage as well as trip protection plans.

At around $125, the Trip Protector Economy policy is at the average mark for plans we reviewed.

You can choose to insure group trips for educators, crew, religious missionaries and corporate travelers.

What else makes HTH Insurance great:

Medical-only coverage and trip protection coverage.

Lots of options for group travelers.

Read our full review of HTH Insurance .

As you shop for travel insurance, you’ll find many of the same coverage categories across numerous plans.

Trip cancellation

This covers the prepaid costs you make for your trip in cases when you need to cancel for a covered reason. This coverage helps you recoup upfront costs paid for flights and nonrefundable hotel reservations.

Trip interruption

Trip interruption benefits generally involve disruptions after you depart. It helps reimburse costs incurred for flight delays, cancellations and plenty of other covered disruptions you might encounter during your travels.

This coverage can cover the costs for you to return home or reimburse unexpected expenses like an extra hotel stay, meals and ground transportation.

Trip delay coverage helps cover unexpected costs when your trip is delayed. This is another coverage that helps offset the costs of flight trouble or other travel disruptions.

Note that many policies have a total amount a traveler can claim, with caps on per diem benefits, too.

Cancel For Any Reason

Cancel For Any Reason coverage allows you to recoup some of the upfront costs you paid for a trip even if you’re canceling for a reason not otherwise covered by your standard travel insurance policy.

Typically, adding this protection to your plan costs extra.

Baggage delay

This coverage helps cover the costs of essential items you might need when your luggage is delayed. Think toiletries, clothing and other immediate items you might need if your luggage didn’t make it on your flight.

Many travel insurance plans with baggage delay protection will specify how long (six, 12, 24 hours, etc.) your luggage must be delayed before you can make a claim.

Lost baggage

Used for travelers whose luggage is lost or stolen, this helps recoup the lost value of the items in your bag.

You’ll want to make sure you closely follow the correct procedures for your plan. Many plans include a maximum total amount you can claim under this coverage and a per-item cap.

Travel medical insurance

This covers out-of-pocket medical costs when travelers run into an emergency.

Because many travelers’ health insurance plans don’t cover medical care overseas, travel medical insurance can help offset out-of-pocket health care costs.

In addition to emergency medical coverage, many plans have medical evacuation or repatriation coverage for costs incurred when you must be taken to a hospital or return to your home country because of a medical situation.

Most travel insurance plans cover many trip protections that can help you be prepared for unexpected travel disruptions and expenses.

These coverages are generally aimed at protecting the money you put into your trip, expenses you incur because of travel trouble and costs incurred if you have a medical emergency overseas.

On top of core coverages like trip cancellation and interruption and travel medical coverage, some plans offer add-on options like waivers for pre-existing conditions, rental car collision damage waivers or adventure sports riders. These usually cost extra or must be added within a specified timeframe.

Typical travel insurance policies offer coverage for many unforeseen events, but as you research to select a plan, consider your needs. Though every plan differs, there are some commonly excluded coverages.

For instance, you typically can’t get coverage for a named storm if you bought the coverage after the storm was named. In other words, if you have a trip to the Caribbean booked for Sept. 25 and on Sept. 20 a hurricane develops and is named, you generally won’t be able to buy a travel insurance plan Sept. 21 in hopes of getting your money back.

Many plans also don’t cover activities performed under the influence of drugs or alcohol or any extreme sports. If the latter applies to you, you might want to consider a plan with specific coverages for adventure-seekers.

For numerous plans, a few other situations don’t qualify as an acceptable reason to cancel and make a claim, such as fear of travel, medical tourism or pregnancies (unless you booked a trip and bought insurance before you became pregnant or there are complications with the pregnancy). This is where a Cancel For Any Reason add-on to your coverage can be helpful.

You can also run into trouble if you give up on a trip too soon: a minor (or even multihour) flight delay likely isn’t sufficient to cancel your entire trip and get reimbursed through your plan. Be sure to review what requirements your specific plan has when it comes to canceling a trip, claiming trip interruption, etc.

Travel insurance costs vary widely. The final price of your plan will fluctuate based on your age, length of trip and destination.

It will also depend on how much coverage you need, whether you add on specialized policies (like Cancel For Any Reason or pre-existing conditions coverage), whether you plan to participate in extreme sports and other factors.

In our examples above, for instance, the 35-year-old traveler taking a $2,000 trip to Italy would have spent an average $76 for a basic plan to get coverage for things like trip cancellation and interruption, baggage protection, etc. That’s a little less than 4% of the total trip cost — lower than average.

If there were multiple members in a traveling party or if they were going on, say, a rock-climbing or bungee-jumping excursion, the costs would go up.

On average, travel insurance comes to about 5% to 10% of the trip cost. However, considering many of the plans reimburse up to 100% of the trip cost (or more) for disruptions like trip cancellation or interruption, it can be a worthwhile expense if something goes wrong.

It depends. Consider the following factors that might affect your decision: You’re young and healthy, all your bookings are refundable or cancelable without a penalty, your flights are nonstop, you’re not checking bags and a credit card you carry offers some travel protections . In that case, travel insurance might not be necessary.

On the other hand, if you prepaid a large chunk of money for a nonrefundable African safari, you’re going on a Caribbean cruise in the middle of a hurricane season or you’re going somewhere where the cost of health care is high, it’s not a bad idea to buy a travel insurance plan. Here’s how to find the best travel insurance coverage for you.

If you’re thinking of booking a trip and not planning to buy travel insurance, you may want to consider at least booking refundable airfare and not prepaying for hotel, rental car and activity reservations. That way, if something goes wrong, you can cancel without losing any money.

Selecting the best travel insurance policy comes down to your needs, concerns, preferences and budget.

As you book, take a few minutes to consider what most concerns you. Is it getting stranded because of flight trouble? Having the ability to cancel for any reason you see fit without losing money? Getting sick or injured right before departure and needing to postpone the trip? Injuring yourself or falling ill while overseas?

Ultimately, you want a plan that protects you, your money and the large investment in your trip — but doesn’t cost too much, either.

Medical coverage. If your priority is having adequate medical coverage abroad, you might want to look for plans with high limits for medical emergencies and medical evacuation.

Complex travel itinerary. If your itinerary has lots of flight connections, prepaid hotels and deposits for activities you can’t get back, prioritizing a plan with the best coverage for trip cancellations or interruptions may land at the top of your list.

Travel uncertainty. If you’re on the fence about a trip and have nonrefundable reservations, you may want to select a plan with a Cancel For Any Reason coverage option, which can help you recoup about 50% to 75% of the costs. This helps provide peace of mind, placing the decision on whether to travel entirely in your hands.

Car rentals. If you’re renting a car, a collision damage waiver is often worth looking into.

The following destinations are the top insured destinations in 2024, according to Squaremouth (a NerdWallet partner).

The Bahamas.

Costa Rica.

Antarctica.

In 2022, travelers spent about 25.53% more on trips than they did before the pandemic.

As of December, NerdWallet analysis determined travel prices are 10% higher than pre-pandemic. Each statistic makes a strong case for protecting your travel investment as you plan your next trip.

Bookmark these resources to help you make smart money moves as you shop for travel insurance.

What is travel insurance?

CFAR explained.

Is travel insurance worth getting?

10 credit cards that provide travel insurance.

Here is the list of travel cards offered by Chase that include various forms of travel insurance.

Having one of these in your wallet is a good start to protecting your travel investments and preventing expensive accidents; however, savvy travelers check card terms closely and sometimes supplement with a third-party policy, like from one of the companies above, to better protect themselves.

on Chase's website

• Trip delay: Up to $500 per ticket for delays more than 12 hours.

• Trip cancellation: Up to $10,000 per person and $20,000 per trip. Maximum benefit of $40,000 per 12-month period.

• Trip interruption: Up to $10,000 per person and $20,000 per trip. Maximum benefit of $40,000 per 12-month period.

• Baggage delay: Up to $100 per day for five days.

• Lost luggage: Up to $3,000 per passenger.

• Trip delay: Up to $500 per ticket for delays more than 6 hours.

• Trip delay: Up to $500 per trip for delays more than 12 hours.

• Car rentals: Theft and collision damage for most cars in the U.S. and abroad.

• Trip cancellation: Up to $1,500 per person and $6,000 per trip.

• Trip interruption: Up to $1,500 per person and $6,000 per trip.

• Baggage delay: Up to $100 per day for three days.

We used the following factors to choose insurance providers to highlight:

Breadth of coverage: We looked at how many plans each company offered plus the range of their standard plans. 

Depth of coverage: We considered two data points to get a sense of how much each company pays out for common travel issues — the maximum caps for trip cancellation and trip interruption claims.

Cost: By looking at the costs for basic coverage across multiple companies, we determined an average cost for shoppers to benchmark plan prices against.

Customizability: While standard plans can cover a lot of ground, sometimes you need something a little more personal.

Customer satisfaction. Using data from Squaremouth when available, and Google Reviews as a backup, we can give kudos to companies with better track records from their clients.

No, it doesn’t necessarily get more expensive the longer you wait to purchase. However, as you put off buying insurance, you may lose access to potential plans and coverage options.

In general, buying travel insurance within a few days to two weeks of prepaying or making an initial deposit for your trip is your best bet. Assuming you’re not booking last-minute, this will provide you with access to the widest possible range of coverage options. It also helps prevent any medical conditions or storms that pop up between booking and buying a plan from ending up as excluded situations, which won’t be covered by your plan.

But, generally, many plans do allow you to buy coverage quite close to your departure date.

To get the most out of your travel insurance plan, buy it soon after making your initial prepayment or deposit to ensure you have access to the biggest menu of plans possible.

Select a plan that’s comprehensive enough to cover the travel scenarios you’re most concerned about or likely to encounter but not too expensive or laden with protections you’d never likely need.

Whatever your coverage, thoroughly review the plan so you understand what’s covered and what’s not, plus how to adhere to the plan’s rules for making a claim.

Travelers frequently use phrases like “trip insurance” and “travel insurance,” as well as “trip protection,” interchangeably, but they do mean different things, according to Stan Sandberg, founder of insurance comparison site TravelInsurance.com.

Trip insurance, or trip protection, generally refers to predeparture (or preevent) coverage if you need to cancel. You may see these plans sold by airlines, online travel agencies or even ticketed event sellers.

“You could refer to it as the portion that protects the investment in the trip,” Sandberg says.

A travel insurance plan typically includes that — plus more comprehensive benefits to protect you during your trip, from medical coverage to trip delay and lost baggage protections, and many more elements, depending on the plan.

Though travel insurance is typically not required for international trips, your personal circumstances will play a key role in whether it’s a good investment.

For instance, young, healthy travelers with few prepaid trip expenses embarking on a relatively risk-free trip may not see a need to buy a plan.

Older travelers with complicated itineraries who are visiting destinations where they could potentially fall ill or get injured — or who could encounter bad weather or some other disrupting factor along the way — may want to buy coverage.

Consider a few key questions:

How well would your health insurance plan cover you if you needed to visit a hospital overseas?

How much did you prepay for a hotel or rental car?

How much money would you be out if weather or some other flight issue derailed your itinerary?

Could you afford an unexpected night in a city where you have a connecting flight?

Do you already have a credit card that provides some travel protections?

Your answers to these questions can help you decide whether you need travel insurance for your international trip.

In general, buying travel insurance

within a few days to two weeks of prepaying or making an initial deposit

for your trip is your best bet. Assuming you’re not booking last-minute, this will provide you with access to the widest possible range of coverage options. It also helps prevent any medical conditions or storms that pop up between booking and buying a plan from ending up as excluded situations, which won’t be covered by your plan.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024 , including those best for:

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

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• Travel insurance for Turkey

A trip to Turkey offers toasty beaches and tourist treats aplenty. No wonder it’s so popular with holidaymakers from the UK and elsewhere.

If you’re making the journey, make sure you know what to expect in terms of the local culture, access to healthcare, potential risks to watch out for, and why having travel insurance is important.

Travelling to Turkey?

Turkey has one of the most fascinating histories of any country worldwide, with a myriad of ancient civilisations having called it home as well as a vibrant and diverse contemporary culture.

It has something for everyone, from shimmering beaches to bustling cities; remote and historic settlements to modern shopping. Its unique cuisine, spellbinding architecture, colourful bazaars and abundance of history have made it one of Brits’ favourite holiday destinations.

Before jetting off to see its many sights, make sure you’re aware of the reasons you need adequate travel insurance for Turkey.

The currency of Turkey is the Turkish lira . Before you travel, make sure you have enough of the currency in notes. Or alternatively you can load it onto a prepaid travel money card , for easy access to your holiday cash while you're away.

Protect what matters when you go with good travel insurance

Healthcare for brits in turkey.

You will need to have holiday insurance with good medical cover to ensure you’re not out of pocket if something should go wrong.

You may need to get certain travel vaccinations before visiting Turkey, so make sure to see your doctor at least 6 weeks before travelling.

Turkey has an abundance of stray animals, particularly cats and dogs. While the cat that jumps onto your café table may seem cute, animal-borne diseases like rabies and parasites such as fleas are present in Turkey, so it’s better to stay away.

If you suffer a medical emergency, dial 112 to request an ambulance. Be sure to alert your travel insurance company as soon as this happens.

Travel risks in Turkey

The political climate in Turkey was very tense for a while following a failed coup attempt in 2016 by groups hostile to President Erdogan. These tensions culminated in general and parliamentary elections in 2018. The situation has since calmed and a state of emergency imposed after the coup attempt has been lifted, though some restrictions remain in place.

The Foreign, Commonwealth and Development Office (FCDO) page for Turkey advise staying away from demonstrations. The south east of the country borders Syria and Iraq, and the FCDO advise against any travel to this area. There is also a list of the provinces where terrorism and hostage taking are most likely.

Regional considerations

Istanbul is one of the most popular destinations for holidaymakers travelling to Turkey. It’s a what’s-what of historical monuments and areas, with the Hagia Sophia, the Grand Bazaar, the Sultan Ahmed Mosque , Topkapi Palace, the Basilica Cistern and Istiklal Avenue to name a few. No wonder it’s a big draw for tourists.

But as is often the way with populated areas, pickpocketing can occur. To make sure you’re staying safe when you’re on the move, follow the advice in our guide to avoiding holiday scams . If you’re visiting one of Turkey’s many beautiful beach resorts, then take care to protect your valuables by following these simple tips for protecting valuables on beaches .

There are regions of Turkey that the FCDO advises against travelling to, located in the south, southeast and east of the country. Consult their page for details. Your holiday insurance may be invalid if you travel to these areas.

Turkish culture

Turkey has become a more conservative country in recent years, however is still a largely secular and liberal place. Always be respectful of local customs, such as wearing appropriate clothing and covering up when visiting mosques or religious sites.

It is an offence to damage Turkish currency or be disrespectful to the Turkish nation and its flag and can come with heavy penalties. If in doubt, try not to engage in political discussion and be careful about voicing thoughts that might be considered as insulting or offensive.

Turkish culture is very sociable and you shouldn’t be concerned by people wanting to engage you in conversation. Food, coffee and tea are great ways to find out about Turkish social life, as well as more unconventional experiences like Hammams (traditional Turkish baths).

Turkey is keen to become a cashless culture, however it’s wise to have a ready supply of Turkish lira for street vendors and cafés. You can also take a prepaid travel money card , which gives you the freedom to pay by cash or card and helps you budget too, since you can't spend more than you have loaded onto it.

Is travel insurance mandatory for Turkey?

Having travel insurance for Turkey isn’t compulsory but it can provide welcome reassurance if something goes wrong on your trip – from delays and cancellations to lost or stolen luggage or the need to seek emergency medical treatment and more.

With the right level of cover in place, you’ll be able to claim back expenses or losses you incur from accidents, illness, theft and travel disruptions. It can also give you access to emergency assistance if you’re faced with any such issues.

Always check what you are covered for, as different travel insurers will have different exclusions. Adventure activities like pony-trekking, scuba-diving, surfing and cycling might not be covered – or only be covered in certain circumstances. Taking a copy of your holiday insurance policy with you means you can check spontaneous activities before deciding to participate in them, and it will have all of the important contact details in case something goes wrong.

Is Turkey covered by European travel insurance?

This can vary by travel insurance provider. Some, including Post Office Travel Insurance , class Turkey as part of Europe in their policies even though it’s not part of the European Union. Others consider it outside Europe, including it in their worldwide cover instead. Whichever provider you go with, make sure you check to be sure.

Make the most of your holiday

Whether you’re getting stuck into Turkey’s ancient cultural heritage or simply enjoying the reliably brilliant weather, we want you to have a great time. By following good travel advice and doing a bit of preparation, you can relax and make the most of your holiday.

Interested in travel insurance?

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Traveling From the USA to Turkey? Here Are 3 Health Insurances to Know in 2023

Byron Mühlberg

Monito's Managing Editor, Byron has spent several years writing extensively about financial- and migration-related topics.

Links on this page, including products and brands featured on ‘Sponsored’ content, may earn us an affiliate commission. This does not affect the opinions and recommendations of our editors.

Whether you're travelling to Turkey to visit friends or family there, or just as a tourist eager to see the famous Hagia Sophia, Topkapi Palace, or ride balloons over Cappadocia, before arriving from the US, it's crucial to consider your travel insurance options And while traveling to Turkey can be an accessible, it's worth remembering that out-the-pocket healthcare costs tend to be pricey, so it's a good idea to arrive with travel health insurance under your belt.

Luckily, online global insurances (known as 'insurtechs') specialize in cost-savvy travel insurance to Turkey and other countries worldwide. Our list below explores the four services we believe provide the best deals for young adventurers, everyday holidaymakers looking for comprehensive but affordable coverage, and longer-term expats alike.

Turkey Insurance Profile

Here are a few of the many factors influencing the scope and cost of travel insurances for Turkey:

Best Travel Insurances for Turkey

• 01. Should I get travel insurance for Turkey? scroll down
• 02. Best medical coverage: VisitorsCoverage scroll down
• 03. Best trip insurance: Insured Nomads scroll down
• 04. Best mix for youth and digitial nomads: SafetyWing scroll down
• 05. FAQ about travel insurance from the USA to Turkey scroll down

Is Travel Insurance Mandatory From the USA to Turkey?

Yes, travel insurance is mandatory for travel to Turkey. This means that as a traveller to Turkey, you must provide valid travel insurance coverage for the entire duration of your stay. If you don't arrive with travel insurance, you risk being denied entry into Turkey, or even deported in certain cases from America.

However, regardless of whether or not it's legally required, it's always a good idea to take our health insurance before you travel — whether to Turkey or anywhere else. For what's usually an affordable cost , taking out travel insurance will mitigate most or all of the risk of financial damage if you run into any unexpected troubles during your trip abroad. Take a look at the top five reasons to get travel insurance to learn more.

With that said, here are the top three travel insurances for Turkey from America:

VisitorsCoverage: Best Medical Coverage

Among the internet's best-known insurance platforms,  VisitorsCoverage  is a pioneering Silicon Valley insurtech company that offers comprehensive medical coverage for visitors from the USA traveling to Turkey. It lets you choose between various plans tailored to meet the specific needs of your trip to Turkey, including coverage for emergencies, doctor's visits, and other medical-related expenses. With its easy online purchase process and 24/7 live chat support, VisitorsCoverage is a reliable and convenient option if you want good value and peace of mind while travelling abroad.

• Coverage 9.0
• Quality of Service 9.0
• Pricing 7.6
• Credibility 9.5

VisitorsCoverage offers a large variety of policies, and depending on your needs and preferences, you'll need to compare and explore their full catalogue of plans for yourself. However, we've chosen a few highlights for their travel insurance for Turkey:

• Policy names: Varies
• Medical coverage: Very good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, mental health-related conditions, and many others.
• Trip coverage: Excellent - but only available for US residents.
• Customer support: FAQ, live chat and phone support
• Pricing range: USD 25 to USD 150 /person /month
• Insurance underwriter: Lloyd's, Petersen, and others
• Best for: Value for money and overall medical coverage

Insured Nomads: Best Trip Coverage

Insured Nomads is another good travel insurance provider for Turkey, especially if you're adventurous or frequently on the go and are looking for solid trip insurance from the USA with some coverage for medical incidents too. With Insured Nomads, you can choose the level of protection that best suits your needs and enjoy a wide range of benefits, including 24/7 assistance, coverage for risky activities and adventure sports, and the ability to add or remove coverage as needed. In addition, Insured Nomads has a reputation for providing fast and efficient claims service, making it an excellent choice if you want peace of mind while exploring the world.

• Coverage 7.8
• Quality of Service 8.5
• Pricing 7.4
• Credibility 8.8

Insured Nomads offers three travel insurance policies depending on your needs and preferences. We go through them below:

• Policy names: World Explorer, World Explorer Multi, World Explorer Guardian
• Medical coverage: Good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, and many others.
• Trip coverage: Good. Includes coverage for trip cancellation and interruption, lost or stolen luggage (with limits), adventure and sports activities, and many others.
• Customer support: FAQ, live chat, phone support
• Pricing range: USD 80 to USD 420 /person /month
• Insurance underwriter: David Shield Insurance Company Ltd.
• Best for: Adventure seekers wanting comprehensive trip insurance

SafetyWing: Best Combination For Youth

SafetyWing is a good insurance option for young people or digital nomads from the USA because it offers flexible but comprehensive coverage at a famously affordable price. With SafetyWing, you can enjoy peace of mind in Turkey knowing you're covered for unexpected medical expenses, trip cancellations, lost or stolen luggage, and more. In addition, SafetyWing's user-friendly website lets you manage your policy, file a claim, and access 24/7 assistance from anywhere in the world, and, unlike VisitorsCoverage, you can even purchase a policy retroactively (e.g. during a holiday)!

• Coverage 7.0
• Quality of Service 8.0
• Pricing 6.3
• Credibility 7.3

SafetyWing offers two travel insurance policies depending on your needs and preferences, which we've highlighted below:

• Policy names: Nomad Insurance, Remote Health
• Medical coverage: Decent. Includes coverage for doctor and hospital visits, repatriation, and many others.
• Trip coverage: Decent. Includes attractive coverage for lost or stolen belongings, adventure and sports activities, transport cancellation, and many others.
• Pricing range: USD 45 to USD 160 /person /month
• Insurance underwriter: Tokyo Marine HCC
• Best for: Digital nomads, youth, long-term traveling

Compare For Yourself

In this post, we explored three travel insurance providers you should consider for your next trip to Turkey from the USA. That being said, there are many more providers out there, some of which might make even more sense for you depending on your travel needs and preferences. To compare the top providers on the market, run a search on Monto's travel insurance comparison engine below 👇

Find travel insurance for you:

How do they compare.

Interested to see how VisitorsCoverage, SafetyWing, and Insured Nomads compare as travel insurances to Turkey? Take a look at the side-by-side chart below:

Data correct as of 14/02/2023

FAQ About Travel Insurance from the USA to Turkey

Travel insurance typically covers trip cancellation, trip interruption, lost or stolen luggage, travel delay, and emergency evacuation. Some travel insurance packages also cover medical-related incidents too. However, remember that the exact coverage depends on the insurance policy.

Yes, travel insurance is mandatory for travel to Turkey. This means that as a traveller to Turkey, you must provide valid travel insurance coverage for the entire duration of your stay. If you don't arrive with travel insurance, you risk being denied entry into Turkey, or even deported in certain cases.

Yes, medical travel insurance is almost always worth it, and we recommend taking out travel insurance whenever visiting a foreign country. Taking out travel insurance will mitigate some or all of the risk of covering those costs yourself in case you need medical attention during your stay. In general, we recommend VisitorsCoverage to visitors worldwide because it offers excellent value for money and well-rounded travel and medical benefits in its large catalogue of plans.

Health insurance doesn't cover normal holiday expenses, such as coverage for missed flights and hotels, but in case you run into medical trouble while abroad, it may cover some or all of your doctor or hospital expenses while overseas. However, not all health insurance providers and plans offer coverage to customers while abroad, and that's why it's generally best to take out travel insurance whenever you travel.

Although there's overlap, health and travel insurance are not exactly the same. Health insurance covers some or all of the cost of medical expenses (e.g. emergency treatment, doctor's visits, etc.) while travel insurance covers non-medical costs that are commonly associated with traveling (e.g. coverage for missed flights, stolen or lost personal belongings, etc.).

The cost of travel insurance depends on several factors, such as the length of the trip, the destination, the age of the insured, and the level of coverage desired. On average, travel insurance can cost anywhere between 3% and 10% of the total cost of the trip.

A single-trip travel insurance policy covers a specific trip, while an annual one covers multiple trips taken within a one-year period. An annual policy may be more cost-effective for frequent tourists.

Yes, you can sometimes purchase travel insurance after starting your trip, but it is best to buy it before the trip begins to ensure maximum coverage. If you do need to buy insurance after you've started your trip, we recommend VisitorsCoverage , which offers a wide catalogue of online trip and medical insurance policies, most of which can be booked with immediate effect. Check out our guide to buying travel insurance late to learn more.

Yes, you can most certainly purchase travel insurance for a trip that has already been booked, although we recommend purchasing insurance as soon as possible aftwerwards to ensure all coverage is in place before your journey begins. Check out our guide to buying travel insurance late to learn more.

See Our Other Travel Insurance Guides

Looking for Travel Insurance to Another Country?

See our recommendations for travel insurance to other countries worldwide:

Why Trust Monito?

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Weekend Money: 10 biggest mistakes people make in job interviews

From handshakes to how you dress, recruiters and business owners have shared the most common mistakes they see in job interviews. Read this and our other Weekend Money features below, and leave a comment, and we'll be back with live updates on Monday.

Saturday 4 May 2024 17:55, UK

Weekend Money

• 10 biggest mistakes people make in job interviews 
• Cinema first is back - so should movie lovers unsubscribe? 
• Brexit rule changes, disability vouchers and manifestation cynicism: What readers have said this week 
• Interest rates, inflation and fuel prices: What you need to know about economy this week

Best of the week

• It turns out Sainsbury’s boss was right about self-checkouts 
• State pensions 'could be in doubt for future generations'
• New ISA rules were supposed to help savers - they've just made everything more complicated 
• Money Problem: 'A company won't fix dodgy building work - what can I do?' 
• Gameboys, designer shoes, 1950s furniture: Items in your attic that could be worth small fortune 
• Train strikes in May - everything you need to know

Ask a question or make a comment

You filled out the job application, got the call (they're interested, phew!), but now... it's interview day.

If the thought of selling yourself to a stranger brings you out in a cold sweat, you're not alone - but you can help yourself by not making the following common mistakes...

1. Not dressing app ropriately

Paul Webley, managing director of Blaze Media Digital Marketing Agency in Merseyside, says: "If you are coming for an interview in a marketing agency, dress smart. No need to be in a suit. It's cute if you are but just dress how you would expect to dress in the job and, if in doubt, err on the side of being slightly smarter.

"With us, there are loads of photos of the team in the office on the website and socials (which you should have looked at) so there is no excuse."

2. Handshake mishaps

Paul's second interview mistake is: "This one is a real pet hate and probably doesn't matter as much in the current world but... learn how to shake a person's hand. You have to do this within every job from time to time.

"There is nothing more off-putting than a limp shake. Having a firm, polite handshake is a basic human skill in business and beyond."

3. Complaining

This is another one from Paul: "We had someone a few months ago tell us that they didn't think they should have to come into the office for an interview. This was for an office-based role. If they don't think it's worth coming in then the job is not going to be for them."

4. Not checking your tech

Tas Ravenscroft, senior consultant at recruitment firm Cherry Pick People , says: "Overlooking details like the interview location or the platform being used (such as Teams), and not testing your tech beforehand, can disrupt the interview process. This is especially crucial as most first interviews are now conducted via video conferencing."

5. Bad mouthing previous employers

Tas says: "We see that candidates sometimes feel too comfortable on interview and decide to talk about their past experiences (if aggrieved) negatively, which is a big NO. Instead, my advice is to focus on the lessons learned and how you've grown from challenges in your career."

6. Not asking questions - or asking about benefits or sick pay policy

Tas says: "There are no right or wrong answers to this, but asking questions at the end of the interview is a big YES. It shows you're interested, engaged and would like the opportunity to either progress or land the role.

"I'd say in your first interview, ask about company culture, day to day tasks, expectations of this role, who's the best performer and why? 

"Questions I'd stay away from are benefit-related questions, or I recently had someone ask what the sick pay policy was like in the first interview… Safe to say they didn't get invited back. If you work with a recruiter, you will have salary and benefits info before, so no need to ask on interview."

7. Not showing enthusiasm

For Mike Carlucci, managing director of Reading-based Italian-food importer  Tenuta Marmorelle , this is a big one: "A lot of people at the moment are applying for everything and anything. They apply for hundreds of jobs.

"The result is that you get applicants who are not enthusiastic or passionate about the role or sector as they see it just as a job. There are few people looking for actual careers at the moment. In our industry, the food industry, you need to have passion and enthusiasm."

8. Talking too much

Andrew MacAskill, founder of Executive Career Jump , says: "Sometimes this is down to nerves, other times it is down to overthinking and often it is due to the questions being too broad, which leads to them saying lots and hoping the right answer is in there somewhere."

Ian Nicholas, global managing director at Reed , says a common slip-up people make is to carry on talking after giving their answer.

"Some interviewers may purposely leave a pause just to see how the interviewee will react under the pressure - so be confident in what you've said and know when you've finished."

9. Under-preparation

Habiba Khatoon, director of Robert Walters UK , says: "This means they haven't researched the company, are unaware of the key aspects of the role they are interviewing for and can't make connections between their CV and experience and the role.

"Most interviewers can easily catch on when a candidate has turned up unprepared and when they do, they can lose interest in that candidate quite quickly."

Italian food importer Mike agrees: "It is so important to spend five minutes to go on to the website, see what the company does, how they started and any general information you can get. This really makes someone stand out from the 100s of applicants."

10. Being late - or too early

James Rowe, managing director of the Recruitment Experts , says: "I would suggest arriving 20 minutes early to give you time to prepare, but don't walk through the door too soon! Turning up five to 10 minutes prior to your interview start time shows you're punctual but won't rush the hiring manager… they need breaks too!"

By Brad Young , Money team

Almost half of Britons (45%) subscribe to two or more streaming services, according to comparison website Finder, but box office figures show the theatre-going experience is making a comeback. 

The pendulum is swinging back from streaming-first to theatre-first releases, and streaming platforms like Amazon and Apple are making moves on to the big screen with the likes of Saltburn and American Fiction, or Killers of the Flower Moon and Napoleon. 

That means movie-lovers are facing a conundrum, according to a senior media analyst: should they prioritise spending cash on trips to the cinema or on streaming if they want to see the biggest and best movies? 

"People are making decisions on 'what am I going to allocate to the movie theatre experience, what am I going to allocate to streaming?'" Paul Dergarabedian, of Comscore, told the Money blog.

Cinema's revival is real, according to Philip Clapp, chief executive of the UK Cinema Association. 

"Certainly the major US studios see the theatrical experience, the big screen experience, as where they want their major films to be and then benefitting from the promotional buzz that comes from that," Mr Clapp said. 

Disney chief executive Bob Iger said last year that theatrically released films were "great sub drivers".

"We benefit greatly from the power of our great films, they drive so much engagement and so much interest in our platforms," he said, pointing to Moana, Marvel, Star Wars and Avatar.

Mr Clapp added this year was a "key stepping stone" to an offering similar to before the pandemic, but cinema wouldn't be back to full strength until next year.

In the pandemic, studios experimented with straight-to-streaming releases, which continued even after restrictions fell away.

Mr Dergarabedian said: "When the pandemic hit it was a real stress test on the industry because a lot of people thought theatrical was dying on the vine and that it would be going away at some point in the near future - and then the pandemic accelerated that demise in the minds of some."

But audiences have voted with their feet and instructed studios they want more variety: international films, stadium concert films, videogame adaptations, prestige films and horrors.

Smile, a Paramount horror movie on a $17m budget that could have been straight-to-streaming, had a "great result" at the box office, said Mr Dergarabedian, as did Five Nights at Freddy's. 

Low and mid-budget movies have been the slowest to recover but are returning to the big screen, making the theatre offering more diverse this year, Mr Clapp added.

Mr Dergarabedian said Universal's "diverse portfolio" was the one to beat: it spent the last year putting out everything from action films like Fast X, prestige movies like Oppenheimer, animations like Migration and some spookier offerings too.

Going theatrical still comes with a risk, the analyst said. A flop on the big screen leaves studios with a big hit to their bottom line, having spent large amounts on distribution and marketing. 

But films "tend to have more value" once they arrive on a streaming platform if they were released in cinemas first, including lower budget movies.

Each week, Money blog readers share their thoughts on the subjects we've been covering, and over the past seven days your correspondence has been dominated by these topics...

Brexit rule changes

• Our feature on manifesting
• The prospect of disability payments becoming vouchers

Britons could face higher food prices, and even empty supermarket shelves, as new post-Brexit border fees were introduced this week, industry figures warned.

These comments - while perhaps not representative of the whole country - are definitely reflective of the majority view in our inbox...

It's almost like Brexit was a terrible idea… To think our politicians would do anything but make things worse was beyond naive. People let their prejudice override common sense that most politicians look out for themselves and not the country's best interests… Joe

Others suggested the government should be turning its eyes to the issue rather than elsewhere...

Food prices rise even though they told us they would fall and yet the priority is sending asylum seekers to Rwanda. Isn't it about time the UK started to listen to people's problems rather than a very loud minority? Lee

Several people suggested the solution was growing all our own food - which is often talked about, but producers and importers point out the UK climate makes it less achievable to mass produce certain foods at a low cost than in southern Europe.

Disability vouchers?

Reports this week suggested disabled people could receive vouchers instead of monthly payments under proposed government changes to Personal Independence Payment (PIP).

The story resulted in a backlash among our commenters... 

Absolutely barking mad. Disabilities aren't an option. Can't be fixed with words. And can happen to anyone at anytime. Time to get a grip. Rob

Others suggested it was a symptom of a wider failure within the system...

I don't know how the government can take away vital PIP money and say they can replace it with better mental health support. My daughter is waiting for a PIP assessment and also an assessment for ADHD - the latter's wait time is currently four years. Matmac33

Can you 'manifest' financial success? 

Moving to our manifesting feature, which prompted a lot of cynicism. If you haven't read it yet, you can do so  here ... 

Some of our readers are believers... 

I manifest things in my life. Be it money, people or events I've had dreams about, there's more magic in the universe than most people know of. Steve

I believe in manifestation in terms of positive thinking. You'll never get anywhere if you're always assuming the worst. But you do have to put the leg work in for what you want, it won't fall in to your lap. Jim Carrey didn't get that £10m acting job sitting under a tree! Caroline D

Others, well, not so much...

Why are you giving space to this specious guff manifestation? Does it work for the poverty-stricken, starving millions without basic infrastructure and education, or those suffering in warzones across the world? I wonder what they want "manifesting" in their lives? FM1

"Manifesting", what a load of rubbish! I can't believe this is one of the top stories on Sky News. David

And finally, in our weekly round-up of your comments...

This comment section is a COMPLETE WASTE OF TIME. Sky NEVER publishes its readers' views. John Hammond

The next week in Money is likely to be dominated by interest rates - with the Bank of England's latest base rate decision coming on Thursday .

A cut from the current 16-year high of 5.25% is extremely unlikely, as inflation is yet to reach the Bank's 2% target.

Markets had forecast a first cut in June but are now pricing in August, with only two cuts now expected in 2024 rather than three.

There had been hope the base rate would dip to 3% next year - but again, these forecasts are now on ice.

As we outlined in our new weekly mortgage update yesterday, high street lenders have responded by moving their rates upwards ...

Mortgage approvals rose to 61,300 in March - the highest number since September 2022. But while on the face of it this looks positive for the housing market, industry experts are reporting that uncertainty over the direction of interest rates is prompting renewed caution.

Hina Bhudia, partner at Knight Frank Finance, said: "The sun is out and buyers are returning from their Easter break, so we'd usually expect these to be the busy weeks before the summer; however, the uncertain outlook for mortgage rates will undoubtedly weigh on activity.

"It's not just buyers that are frustrated. The lenders are eager to rebuild their businesses after a subdued 2023; however, they are constrained by stubborn inflation and the resulting impact on their cost of funding."

The influential OECD this week said now was not the time for the UK to be considering cutting rates - which is bad news for mortgage holders, but may be positive for savers.

The organisation anticipates inflation will be "elevated" at 3.3% in 2024 and 2.5% in 2025 - above the Bank's 2% target.

And it claims the UK will grow more slowly next year than any other major advanced economy.

It puts this down to stealth taxes and high interest rates squeezing the economy.

The organisation, which is based in Paris, downgraded its forecasts for GDP to 0.4% this year and 1% in 2025.

In February, the UK had been in the middle of the rankings with forecast growth of 0.7% this year and 1.2% next.

Away from the economy, RAC has put out figures today showing that both petrol and diesel have gone up by 10p per litre so far this year, adding £5.50 to the price of filling up a car.

Oil prices rose during April, sending an average litre of unleaded up 3p to 149.95p, while diesel rose by 2p to 157.76p.

The lowest prices for petrol and diesel so far this year were both recorded on 16 January – 139.7p and 147.6p respectively.

The good news is that, as tensions between Israel and Iran have defused, the oil price has crept back down, meaning some of the recent hikes may soon be reversed.

The Money blog is your place for consumer news, economic analysis and everything you need to know about the cost of living - bookmark news.sky.com/money.

It runs with live updates every weekday - while on Saturdays we scale back and offer you a selection of weekend reads.

Check them out this morning and we'll be back on Monday with rolling news and features.

The Money team is Emily Mee, Bhvishya Patel, Jess Sharp, Katie Williams, Brad Young and Ollie Cooper, with sub-editing by Isobel Souster. The blog is edited by Jimmy Rice.

A cash ISA offering an interest rate of 4.5% has been launched today by Melton Building Society .

The interest is paid annually on 31 March and can be added to the account, transferred to your bank account or transferred to an existing Melton savings account.

Here's what you need to know...

How do you open an account?

• You must be a UK resident and be aged 16; 
• Accounts can be opened with a minimum amount of £25 and the maximum that can be held in this account is £500,000.

Can you withdraw money?

Yes, you can withdraw money as long as you give the bank 180 days' notice in branch, by post or phone

Once you have done this, all or part of the investments in the ISA, including any interest earned, will be transferred to you.

You can also access your money without giving notice, but you will be charged 180 days' interest on the amount you withdraw. 

A lack of demand for new electric cars has led some brands to begin slashing prices. 

Even some of the UK's best-selling electric cars are thousands of pounds cheaper than a year ago, according to Auto Trader figures shared with The Times . 

Among the most heavily discounted vehicles are the Honda E, down 20% versus a year ago at £29,600, and the Peugeot E-2008, which has fallen in price by 15% to £30,000. 

The Vauxhall Corsa-e and Mokka-e are both being advertised at a 20% off sale price, while the MG ZS and MG5 are discounted by 15%. 

Meanwhile, Ford's flagship electric car, the Mustang Mach-E, has fallen in price by 14%. 

Ian Plummer, Auto Trader's commercial director, said lower prices are good news for car buyers and that it was "encouraging" to see more affordable electric cars on the market. 

He said the discounts had been "driven by a softening in consumer demand, coupled with the introduction of the zero-emissions vehicle mandate, which is putting pressure on manufacturers to comply with the new regulations or face heavy fines". 

The government's zero-emission vehicle ( ZEV ) mandate requirers manufacturers to produce a certain percentage of zero-emission cars and vans each year.

It started when comedian Peter Kay, who was supposed to be the first official act for the new Manchester Co-op Live on 23 April, had his performances rescheduled.

Rick Astley's performance on 20 April was a "test event" for the venue but ticket capacity was slashed just hours before his gig was due to begin.

Astley fans who had their tickets cancelled were instead offered seats to see US rock band The Black Keys play - but their show has also been affected.

And to add to the chaos, this week Olivia Rodrigo's concerts, scheduled for 3 and 4 May, were postponed.

Then, Take That announced they were moving their shows from the venue to the AO Arena in Manchester.

A Boogie Wit Da Hoodie concert was also postponed just over an hour before the rapper was set to perform.

Today, Barry Manilow also said he had a "back-up plan" to move his Manchester performance from the beleaguered venue. 

The ongoing mayhem has left disgruntled concert-goers voicing their frustration, with some calling for travel and accommodation to be reimbursed and others calling the situation "embarrassing".

"There will be countless people who would've booked travel and hotels just for you to stitch them up because you couldn't meet assured deadlines," one person wrote on X.

Another person said the music venue should "at the very minimum" be "looking at refunding travel/hotel costs for people that can prove they paid for cancelled dates".

And another person asked: "How do I get a refund for parking? There's no info on your site or app."

Organisers at Co-op Live said the venue would be taking "a short pause to events" before welcoming members of the public to the arena from 14 May.

A Co-op Live statement said: "At this time, we do not expect further impact on our opening season. We are aware our actions have frustrated and angered ticketholders."

Tim Leiweke, chairman and chief executive of Oak View Group, which developed Co-op Live in partnership with the City Football Group, has said they cannot run any event until it is "absolutely safe to do so".

A Co-op Group spokesperson said: "As naming rights sponsor for Co-op Live we are disappointed with these further schedule changes.

"Co-op is a sponsor and does not own or run the venue, and we have made it clear to Oak View Group, who are responsible for the building, that the impact on ticketholders must be addressed as a priority."

An Itsu freezer product is being urgently recalled over fears it could contain plastic. 

Customers are being told not to eat Itsu's sizzling pork gyoza, which is sold at Asda and Sainsbury's.

The 240g packs with a best before date of 8 March 2025 are those affected by the recall.

A 200-year-old Edinburgh attraction is reopening this month after being closed for four years. 

The Nelson Monument is a 150ft tower overlooking the city, and was built to commemorate Admiral Horatio Nelson's victory at the Battle of Trafalgar.

It has been shut for essential works for years, but visitors will soon be able to climb its 143 steps again.

An official opening date has not yet been given.

HMRC's Welsh-language app is only being used by two in every 100 native speakers, according to a new report by The Telegraph .

A freedom of information request by the paper found that 13,831 Welsh speakers have used the app since its launch in June 2022.

That equates to 1.5% of the nearly 900,000 people who say they speak the language.

Jonathan Eida, researcher at the TaxPayers' Alliance pressure group, told the newspaper he thought the move was a "gimmick".

Gig ticket prices may be eye-wateringly high at the moment (just like everything else, let's face it) but a big sale next week will see tens of thousands of tickets at discounted prices. 

LiveNation is holding a sale for 24 hours from noon on Thursday until noon on Friday, with prices starting from £25. 

Artists who you can get discounted tickets to see include Doja Cat, Meghan Thee Stallion, Shania Twain, Becky Hill, Avril Lavigne, Eric Prydz, Giggs, Glass Animals, James Arthur, JLS, Jungle, Kaiser Chiefs, Limp Bizkit, Offset, McFly, Olly Murs, Paloma Faith, Placebo, Tom Jones, Tiesto and The Streets. 

You can find the full line-up of artists and venues with discounted tickets  on the LiveNation website here .

The company will also be holding promotions and competitions throughout next week. 

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