coach tour insurance

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Go ahead and book that dream trip, because when you purchase our industry-leading Travel Protection Plan, you can cancel for any reason and get your money back – all the way up to 24 hours before your trip departs. We’ve offered this plan for decades to give our travelers assurance every step of the way – with no blackout windows or hidden restrictions.

Every tour, every departure, every time. Collette has you covered.

In addition to covering you for pre-trip cancellation, our Travel Protection Plan also includes the following benefits:

• Travel Delay Support (daily stipend)
• Trip Interruption (if you need to end your trip early)
• Baggage Loss or Delay
• Missed Connections (if you purchased air)
• Medical Expenses for Illness or Injury
• Emergency Assistance

See full details of our Travel Protection Plan »

Please note as of January 1, 2023, the travel insurance provider for Part B of the Collette Travel Protection Plan has changed. See full details here »

"We had our tour booked well in advance of our departure date.

It was going to be an absolute dream come true for us. But, soon after we booked our tour, we found out another dream of ours was about to come true: the birth of our first grandchild!

As it turns out, our daughter in-law was due to have a baby while we would have been in Italy! I called Collette and they gave us a full refund minus the cost of the travel protection. Italy can wait, but babies do not!

Since we did not lose our money, we can come back to book a new tour once our little miracle arrives. Thanks for having us covered, Collette!”

– LINDA A. | RHODE ISLAND

Book & Travel Confidently with Collette

Want to know more? Call and talk to one of our travel experts: 800.340.5158 or read full details about our Travel Protection Plan.

Why Guided Travel Quick Links Would you like to learn more about Guided Travel? Here are some links with lots of useful information.

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Travel Insurance

Medical travel insurance, seniors travel insurance, europe travel insurance, worldwide travel insurance, coronavirus travel insurance, coach holiday travel insurance.

• Unlimited medical emergency expenses¹
• Up to £10K cancellation cover
• 24/7 emergency medical helpline

Covered 27 million+ travellers

Trusted for 20+ years

24/7 emergency helpline

Travel insurance for coach holidays

As exciting as your coach holiday is, we know you’re probably not getting excited about looking for travel insurance . That’s why we want to make getting covered as quick and as simple as possible.

What’s covered with coach travel insurance?

We offer a range of benefits as standard with our travel insurance for coach trips – whether as single and annual multi-trip cover – including:

• Cancelling and cutting short your holiday
• Medical and other expenses*
• Hospital benefit
• Personal accident
• Personal belongings and baggage
• Delayed departure
• Extended accommodation cover
• Cover for  over 50 sports and activities
• No upper age limit – We took the age limit off our policies a while ago, so we can offer you a policy whether you’re 21 or 121

* We don’t cover you for medical expenses with our coach holiday insurance in the UK because NHS treatment is available free of charge.

If you’re going on a coach holiday in the UK, you’ll need to have booked some overnight accommodation in order to be covered. Otherwise, we can provide cover for coach trips in a number of countries around the world. If you choose an annual policy, we split out destinations into:

• Europe (plus all countries border the Mediterrainean, Madeira and the Azores)
• Worldwide (except the USA, Canada, Mexico and the Caribbean)

For more information on which destinations we cover, see our  travel insurance FAQs .

• Unlimited emergency medical expenses available on Black level policies.
• Based on 2,050 responses, correct as of 22/01/2024

Free Spirit

For travellers of any age with medical conditions.

Travel Plus

Travel Insurance that gives you more.

For hazardous activities while overseas.

Longstay & Backpacker

For all types of extended trips.

Top Up My Cancellation Cover

Up to £50,000 additional cancellation cover.

High Value Cancellation Cover

Cover for ultra high net worth travel.

Especially for Coach Trips in the Uk & Europe.

European motor breakdown cover.

Staycationplan

Designed for UK-based holidays.

Mission, Vision & Values

Giving travellers the freedom to travel, with confidence.

Our History

Over thirty years providing specialist travel insurance solutions.

Happy customers are are the heart of everything we do.

Our work has been recognised in some prestigious awards.

The people who make P J Hayman what it is.

All P J Hayman Key Contacts and how to get in touch.

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Key Features

Available to travellers of all ages.

No age limits, meaning that every member of the family can be covered on the same policy.

Cancellation and Curtailment Cover

If a trip needs to be cancelled, trip payments already made are protected.

Specially Designed for Coach Trips in the UK & Europe

Covers all trips to and within UK & European destinations so long as the trip begins and ends in the UK.

No Medical Screening Required

There is no need for a lengthy medical screening process – just the agreement of a simple medical warranty.

24-hour Emergency Medical Assistance

Emergency medical costs are covered, as well as medically essential repatriation back home.

Coach Plus has been specially designed to provide you with essential cover for a coach holiday, from cancellation and loss of deposit to emergency medical costs and repatriation home. A 24-hour emergency medical assistance helpline is also included.

Every year, Coach Plus settles many claims for unforeseen eventualities for coach travellers – so why not cover yourself with Coach Plus – you can then look forward to enjoying your holiday with complete peace of mind.

Call us for more details on 02392 419 855 or get a quote .

Set for a UK or European coach holiday? Take Coach Plus, which provides cover in line with package travel regulations. Take your partner, Mother, Father, or any young adventurer. Protection will be provided for all because there’s no age limit for UK residents.

Call us for more details on 02392 419 855 or get a quote today .

What’s Covered

Please note that the following tables reflect a summary of cover available on the policy. You can find full cover detail, including terms and conditions, on your policy wording.

Please use the tabs to explore different sections of cover.

Eligibility & Restrictions

Eligibility.

The policy is available to residents of the United Kingdom - specifically England, Scotland, Wales, Northern Ireland, and the Isle of Man.

The journey must begin and end in the UK.

No age limits apply to Coach Plus.

Trip Limits

The maximum duration of any trip is 70 days.

Frequently Asked Questions

There follow some commonly asked questions to give you more information about Coach Plus Travel Insurance and the cover offered. If you have a question that is not answered below, please reach out using the options on the contact us form at the bottom of the page.

Please use the options at the top to explore each section. Each question can be expanded in turn by clicking on it.

Can I extend my cover if I am currently on a trip?

• it hasn’t expired
• no claims have been made or are to be submitted,
• there has been no change in medical conditions, up to 7 days.

Can I get travel insurance if I have an existing medical condition?

Coach Plus Insurance contains conditions relating to your health. You must refer to the Health Declaration & Health Exclusions section of your  Insurance Policy .

Can my policy be changed to suit a ‘new/different’ holiday or trip?

On a Single trip policy, if you are offered an alternative destination and or dates from your travel agent, we will shift your insurance policy to fit the new trip without any administration charges, providing the new trip is for the same duration and to the same location or geographical area. Please call the customer service team on the number listed in your policy wording.

Who are the Insurers?

Coach Plus Insurance is arranged by P J Hayman & Company Limited, and insured by and underwritten by AWP P&C SA and is administered in the United Kingdom by Allianz Assistance.

Allianz Assistance is a trading name of AWP Assistance UK Ltd. AWP Assistance UK Ltd is registered in England No. 1710361. Registered Office PO Box 74005, 60 Gracechurch Street, London EC3P 3DS. AWP Assistance UK Ltd are authorised and regulated by the Financial Conduct Authority (FCA).

AWP P&C SA is authorised and regulated by L’Autorité de Contrôle Prudentiel et de Résolution in France. Deemed authorised by the Prudential Regulation Authority (PRA). Subject to regulation by the FCA and limited regulation by the PRA. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the FCA’s website.

P J Hayman & Company Limited and Travel Insurance Facilities plc are authorised and regulated by the Financial Conduct Authority. This can be checked by visiting  www.fca.org.uk/  or by calling 0800 111 6768 or 0300 500 8082.

How can I pay for my policy?

You can pay by debit or credit card. We accept Mastercard and Visa.

How will I receive my travel insurance policy documents?

Once you have purchased your policy, you will receive an email from Top Up My Cover Cancellation with instructions on how to access your policy documents via a secure online customer portal.

Please note – if you have not received your email after a few hours, please check your spam email folder.

Can I get my money back if I want to cancel my policy?

If you are not completely satisfied with the cover provided you may return your policy to us within 14 days on receipt of your policy documents, provided that you have not already travelled and are not making a claim.

Important Information

Please note that the information below applies to policies purchased from December 2023 . For any policies purchased prior to this, you can find all of the relevant information and documents on the Coach Plus archive page.

Emergency Assistance

Please inform the assistance company immediately about any serious illness, injury or accident abroad :

• where you have to go into hospital
• when you may have to return home early
• when you might have to extend your stay.

If this is not possible because the condition is life, limb, sight or organ threatening, you should contact them as soon as you can.

You must also tell the assistance company if your medical expenses are over £500.

If the claim concerns a minor illness or accident you should, where possible, pay the costs and reclaim the money from the assistance company upon return.

They are available 24 hours a day 365 days a year by phone or email.

From outside the UK call: +44 (0) 20 8603 9856 or fax: +44 20 8603 0204.

From within the UK, call: 020 8603 9856 or fax: 020 8603 0204.

Email: [email protected]

On all correspondence please quote the age and policy number of the traveller, and state that it is related to a Coach Plus Travel Insurance policy.

Claims Notification

Please visit : www.azgatravelclaims.com . This website will lead to an online claims notification service where the online claim form can be completed.

Alternatively, call : 0208 603 9958 and the call assistant can provide a claim form.

Or write to : Coach Plus Travel Insurance Claims, Allianz Assistance, PO Box 451, Feltham TW13 9EE.

Or email : [email protected]

The form should be completed and send as soon as possible with all the information and documents indicated.

It is essential as much detail as possible is provided to enable us to process the claim quickly.

Please keep photocopies of all information sent.

The documents below are valid to policies purchased from December 2023 . For any policies purchased prior to this, you can find all of the relevant information and documents on the Coach Plus archive page .

Coach Plus Insurance Policy

Coach plus ipid, coach plus sales leaflet.

FREQUENTLY ASKED QUESTIONS

We’ve put together some commonly asked questions to give you more information about Coach Plus Insurance and the cover we offer. If you have a question that is not answered below please use the  contact us page .

Unfortunately, if you are on a trip and want to extend your cover we will be unable to do so. The policy will expire at the originally agreed date. The only exception to this is if you need to extend your policy following a change in travel plans as a result of the airline reduction and border closures.

In which case, you may extend the policy if:

• it hasn’t expired
• no claims have been made or are to be submitted,
• there has been no change in medical conditions, up to 7 days.

However, only a maximum of 7 days will be granted and no further extension will be given. If you have a valid insurance claim the usual criteria applies, with regards to your insurance extended as part of the assistance case or travel delay after checking in baggage.

On a single trip policy, if you have had your trip dates moved and you are not making a claim, then you may transfer the insurance to the new trip dates.

If however there is a change of destination or additional duration then you will be charged the appropriate AP. If your health has changed you may need to rescreen or reconsider cover.

We would suggest that if you have not started that part of your journey you contact your Coach Operator to change your travel plans to move on to the next part of your itinerary. If you arrive at your destination and entry is denied due to the virus you should contact your Coach Operator to change your travel plans to move on to the next part of your itinerary.

On a Single trip policy, if you are offered an alternative destination and or dates from your travel agent, we will shift your insurance policy to fit the new trip without any administration charges, providing the new trip is for the same duration and to the same location or geographical area. Please call the customer service team on the number listed in your policy wording.

Coach Plus is available to people residing in the UK.* Your journey must start and end in the United Kingdom (UK). *United Kingdom (UK) – England, Scotland, Wales, Northern Ireland and the Isle of Man.

There is no age limit.

Coach Plus Insurance is arranged by P J Hayman & Company Limited, and insured by and underwritten by AWP P&C SA and is administered in the United Kingdom by Allianz Assistance. Allianz Assistance is a trading name of AWP Assistance UK Ltd. AWP Assistance UK Ltd is registered in England No. 1710361. Registered Office PO Box 74005, 60 Gracechurch Street, London EC3P 3DS. AWP Assistance UK Ltd are authorised and regulated by the Financial Conduct Authority (FCA). AWP P&C SA is authorised and regulated by L’Autorité de Contrôle Prudentiel et de Résolution in France. Deemed authorised by the Prudential Regulation Authority (PRA). Subject to regulation by the FCA and limited regulation by the PRA. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the FCA’s website. P J Hayman & Company Limited and Travel Insurance Facilities plc are authorised and regulated by the Financial Conduct Authority. This can be checked by visiting  www.fca.org.uk /  or by calling 0800 111 6768 or 0300 500 8082.

Please read the  Insurance Policy  for details of the cover.

If you already have a valid EHIC, it will continue to entitle you to reduced-cost, sometimes free, medical treatment that becomes necessary while you are in a European Economic Area (EEA) country or Switzerland. The EEA consists of the European Union (EU) countries plus Iceland, Liechtenstein and Norway. Cover will end on the expiry date of your EHIC.

If you do not have a valid EHIC or it is due to expire before you travel, you can apply for a GHIC. This entitles you to reduced-cost, sometimes free, medical treatment that becomes necessary while you are in a European Union (EU) country. You may apply for an GHIC online at  www.ghic.org.uk  or by calling 0300 330 1350.

These cards give access to state-provided medical treatment only. Remember, this might not cover all the things you would expect to get free of charge from the NHS in the UK. You may have to make a contribution to the cost of your care.

Note: The EHIC /GHIC do not cover the cost of medical treatment in a private hospital or clinic, the additional cost of returning to your home country or for a relative to stay or fly out to be with you. In a medical emergency you may have no control over the hospital you are taken to and the closest hospital may be private.

Yes. Please  send us a message  with your policy number (if known), the lead name and the address (for verification) and we will then resend the policy.

Coach Plus Insurance contains conditions relating to your health. You must refer to the Health Declaration & Health Exclusions section of your  Insurance Policy .

If your cover does not meet your requirements, please notify us within 14 days of receiving your policy schedule and return all your documents for a refund of your premium.

If during this 14 day period you have travelled, made a claim, or intend to make a claim then we can recover all costs that you have used for those services.

Please note that your cancellation rights are no longer valid after this initial 14 day period.

Single Trip

The maximum duration of any individual trip is 70 days.

Medical Assistance

Coach Plus Insurance has a 24 hour emergency medical assistance service.

Tel. +44 (0) 20 8603 9856 – Outside your home country Tel. 0208 603 9856 – Within your home country

Further details of this service are shown in your  Insurance Policy .

Making A Claim

Click here for details.

We aim to provide a first class claims service and respond within 10 working days of receipt of correspondence.

Buying Online

You can pay by debit or credit card. We accept Mastercard and Visa.

Your policy schedule and policy documents are delivered to the email address you provide.

Yes you should print a copy of your Schedule and Policy Documents and carry them with you.

The Policy Document includes important telephone numbers including the Medical Emergency Assistance Service that is available to you 24 hours a day, 365 days a year for advice, assistance, making arrangements for hospital admission, repatriation, and authorisation of medical expenses.

If you are not completely satisfied with the cover provided you may return your policy to us within 14 days on receipt of your policy documents, provided that you have not already travelled and are not making a claim.

Towergate together with our parent company The Ardonagh Group are deeply saddened to hear of the death of Her Majesty the Queen. She is remembered by our colleagues and worldwide as a beacon of duty, wisdom and service.

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Coach Travel Insurance

Coach travel insurance for single and annual multiple trips.

• Cruise is also covered on our standard policy
• 24/7 emergency medical assistance
• UK-based support

Get a quote online

One of the UK's leading independent insurance brokers

Overall service rating 4.6 / 5

Based on 4353 customer reviews

Why choose coach travel insurance with Towergate?

Range of medical conditions covered.

Extensive range of medical conditions covered and no upper age limit on single trip policies

Up to £15 million coach travel cover

Tailored cover limits: medical and repatriation up to £15 million and cancellation up to £7,500

Travel disruption covered

Disruption to travel covered as standard

Pay for your coach travel cover by Direct Debit

You can split your payments into instalments

About coach travel insurance

What does coach travel insurance cover, coach travel insurance for cancelled trips.

Not being able to make your trip is upsetting, even more so if the coach tour operator applies their scale of cancellation charges. Our coach travel insurance can protect you if you're forced to cancel your trip in the event of illness, injury or death whether suffered by you, your travelling companion(s) or a close relative. Cover is offered for trips costing up to £7,500, depending on which policy option you choose. Cover also includes such things as COVID-19 (excluding government lockdown and / or travel restrictions), jury service, redundancy or damage to your home caused by such things as fire, theft, storm or water damage. Note that if the cancellation is due to circumstances known before you purchase the policy or trip, you will not be covered.

Coach travel cover for baggage money

If you are unlucky enough to experience loss, theft or damage to your baggage or money during the trip, our coach travel insurance provides up to £2,000 for your baggage and up to £300 for your money, depending on which policy option you choose. If you arrive at your hotel and your baggage is lost, our policy covers you for up to £3,000 for purchasing essential items if it takes more than 12 hours for you to be reunited with your baggage.

Medical costs and emergency medical expenses

Inevitably some travellers may fall ill or have an accident during their trip. Our coach travel insurance provides up to £15-million for unexpected additional accommodation, repatriation and travel costs in the UK and up to £15 million for medical and additional accommodation, repatriation and travel expenses in Europe, depending on which policy option you choose. This includes 24/7 emergency medical assistance provided by Cega Assistance.

No proposal forms to complete

We try to make taking out our coach travel insurance as quick and easy as possible so that you can get on with looking forward to and enjoying your trip. You can apply for our coach travel insurance online.

How do claims work?

When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.

• Find your insurance documents and make sure you have all your information at hand, including your policy number.
• Call the claims team on 03450 744 838 and explain exactly what happened.
• Provide photos if requested to help us understand what happened as quickly as we can.

Ready to get covered?

• Fill in our online quote form or call us
• Purchase your policy
• Relax - You're covered!

Coach travel insurance FAQs

What is coach travel insurance.

Coach travel insurance covers the cost of cancelled trips if you're forced to pull out due to the illness, injury or death of you, your travelling companion(s) or a close relative. It can also cover the cost of medical treatment, repatriating you home and the value of your luggage if lost, stolen or damaged.

You can also purchase coach travel insurance to protect against you being called up for jury service, redundancy or damage to your home caused by such things as fire, theft, storm or water damage.

The cover you can expect can depend on where you are travelling, so it is always best to check your policy wording.

As well as cover for illness, emergency accommodation and cancelled trips coach travel insurance is there for you if you lose possessions or are robbed.

If you are unlucky enough to experience loss, theft or damage to your baggage or money during the trip, you can be left stranded. Coach travel insurance policies can potentially provide £1,500 for your baggage and £200 cover for lost or stolen cash.

Will I be able to be insured if I have a medical condition?

Our medical screening process is integrated into the online booking process. Please be reassured, everything you declare is treated with the utmost confidentiality and your details will not be shared with anyone outside of SunWorld.

Will the EHIC health agreement still be valid after Brexit?

Existing European Health Insurance Cards (EHICs) will remain valid until their expiry.

If you do not have an existing EHIC, or it has expired, you should  apply for the new Global Health Insurance Card (GHIC) .

It remains vital that when travelling to destinations within EU countries, Switzerland, Norway, Iceland and Liechtenstein you still purchase adequate travel insurance, if you wish to be covered should you require medical treatment and more importantly repatriation and unforeseen accommodation expenses.

What are the details of the Money Advice Service's customer contact centre for travel insurance queries?

The Money Advice Service (MAS) have developed a directory of Specialist travel insurance providers to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable travel insurance.

If you would like to check the quote provided by us is the best for you, you may contact them for details of these providers to obtain a comparison you can contact them online , or by phone Monday to Friday, 8am to 6pm, on 0800 138 7777 or [email protected] .

You can also see more information on OK to Travel .

Can I get a quote for coach travel insurance if I have not booked with an operator listed on the online form?

Yes. If you have not booked with one of the specific operators on our dropdown list, please choose 'Other'.

Are there any restriction on age?

Yes, but there aren't many. The personal accident section has lower sums insured for children under 16 years old and adults of 65 years and older. However, unlike some other travel insurance companies, our coach travel insurance has no single-trip upper age limit. It is worth noting that an additional premium might be required for some pre-existing medical conditions.

Do I need to declare my pre-existing medical conditions?

Wherever you are travelling, whether in the UK or abroad, you will need to declare your pre-existing medical conditions. You will be asked a set of questions based on treatment, medication, tests, and advice received based on the last five years. You will need to know the name of the diagnosed condition to be able to complete this section and you may have to pay an additional premium to cover your medical conditions.

What happens if I fall ill on my trip?

Don’t panic. Don’t panic. Our coach travel insurance policy includes 24/7 emergency medical assistance provided by Cega Assistance. Simply give them a call on  01473 351 757 and they’ll provide immediate assistance which, upon confirmation of policy cover, includes but is not limited to the following: additional accommodation; travel and repatriation; liaising with doctors and relatives; and (if you’re not in the UK) paying medical costs.

What happens if I lose my passport on a trip abroad?

Our coach travel insurance doesn’t cover the cost of a replacement passport or visa. What it does do is to cover the additional costs, such as travel and accommodation, of travelling to the nearest UK embassy or consulate to obtain travel documents in time for your return journey back to the UK.

What if I oversleep and miss my return journey?

Unfortunately, this is not something that our coach travel insurance covers.

What is the maximum duration for a single trip covered by your coach travel insurance?

The maximum single trip duration is 365 nights (please see policy wording for the full terms and conditions).

Does your coach travel insurance cover COVID-19?

Yes, this is covered as standard (please see policy wording for the full terms and conditions applicable to the cover.

Does your coach travel insurance cover cruises?

Yes, cruises are covered within the standard policy cover.

How far in advance can I book coach travel insurance?

Cover for trips can be booked up to a year in advance.

Do I need coach travel insurance?

If you are travelling outside of the UK, it is important to consider the unexpected, particularly around the risk of illness.  24/7 emergency medical assistance while abroad is an important cover to consider. 

Coach travel insurance policies can potentially cover £1,500 for unexpected additional accommodation, repatriation and travel costs in the UK and £2 million for medical and additional accommodation, repatriation and travel expenses in Europe. If you’re not in the UK, medical costs are also covered.

What else should I consider when buying coach travel insurance?

Coach travel insurance companies may need you to declare pre-existing medical conditions, so it is always best to check when buying your policy.

What is excluded from coach travel insurance?

When buying a coach travel insurance policy, these are common exclusions:

• Missing your journey due to oversleeping or other avoidable causes is not usually covered.
• An additional premium might be required if you have pre-existing medical conditions.
• Some travel companies will have an upper limit or increased premiums for older travellers
• The cost of a replacement for a lost or stolen passport may not be covered. However, travel and accommodation costs to get to a UK embassy or consulate, to obtain travel documents to get back to the UK, usually are.

Note that if the cancellation is due to circumstances known before you purchase the policy or trip, you will not be covered.

As all coach travel insurance policies will be different, please check your policy documents carefully to make sure you are covered for your needs.

See our range of travel cover

Travel insurance for pre-existing medical conditions, read travel insurance articles, buying a holiday home.

Buying a holiday home has major rewards, if it is done correctly! Take a look at our detailed guide to help you navigate the process and find the right house in the destination of your dreams.

Tips for Travelling Safely with Medical Conditions

If you are travelling with pre-existing medical conditions, read our tips to help you have a safe and comfortable journey.

Financial Failure and Travel Insolvency Insurance - EU Directive

Discover our new financial failure and travel insolvency insurance scheme in order to meet the requirements of the July 2018 EC Package Travel Directive.

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COACH PLUS TRAVEL INSURANCE 

As soon as you book your holiday, you need to make sure you have travel insurance to protect yourself against cancellation and other risks. Insurance not only covers you whilst undertaking your holiday, but also in the event of involuntary cancellation prior to travel (subject to T&C’s).

We recommend Coach Plus UK & European Coach Holiday Insurance for all your travel insurance needs. Coach Plus travel insurance is arranged by P J Hayman & Company Limited who are authorised and regulated by the Financial Conduct Authority (Financial Services Register number 497103).

Key Features

Cover available for people of all ages.

Protection for loss of deposit, cancellation and curtailment (including Covid-19*)

Medieval repatriation & emergency expenses (including Covid-19* related illness)

Cover for the insured, or a travelling companion, being held in quarantine after exposure to a contagious disease such as Covid-19**

24 hour emergency medical assistance - UK helpful

*If a person on the policy is taken ill or tests positive for Covid-19, they will be able to claim for irrecoverable costs.

**This does not include any quarantine that applies generally or broadly to some or all of a population, vessel or geographical area, or that applies based on where you are travelling to, from or through

Full terms and conditions of the cover can be found in the policy wording, available on request from Coach Plus.

Quote reference "WSMT2022" for a quotation and immediate cover.

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Wrightsure adds COVID-19 insurance for coach tour passengers

Insurance broker Wrightsure has launched a coronavirus COVID-19-specific travel insurance for coach tour operators. It covers COVID-19-related cancellations and other medical expenses for passengers and it is part of the existing Wrightsure Holiday Travel Insurance offering.

The new product has been designed for coach tour operators that are looking to offer clients additional reassurance and encourage them back to the industry. Protection is provided should a customer contract coronavirus COVID-19 either before their scheduled departure date and be unable to travel, or while they are on holiday and need to self-isolate or return home early.

Operators purchase the cover from Wrightsure and sell it to their customers. That potentially creates a new revenue stream, the broker says.

Adds Wrightsure Business Development Director Andrew Day: “Although coach tours are now starting to operate again, a full return to anything like normality will require consumers to have the confidence to travel. This new, ground-breaking insurance cover gives our coach operator clients the opportunity to offer their customers that necessary extra peace of mind.

“I’m really pleased to be able to add this new product to our existing range of specialist insurance products and services. Over the last 10 years Wrightsure has established itself as a provider of insurance to the coach holiday market, offering the widest range of product lines.

“That relationship with coach operators across the UK has meant that we’ve been able to design this new product knowing that it’s exactly what they need.”

Operators that wish to find out more should email Mr Day or call him on 07740 107942.

www.wrightsure.com

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Group Travel Insurance

Group travel insurance policies allow organized groups of 10 or more travelers to purchase one policy at a group rate.

Convenient for Large Groups

Group travel insurance can conveniently cover an entire organized group of 10 or more travelers under one policy.

Comprehensive Benefits

Group policies allow each traveler to have coverage for their top concerns, including cancellations and medical emergencies.

Cost-Effective Coverage

Group policies are an affordable option for large groups that want comprehensive travel insurance benefits for their entire party.

What are the Benefits of Group Travel Insurance?

Planning a group trip can be stressful enough as it is. Fortunately, protecting those trips is made easy with group travel insurance. Rather than purchasing individual policies for each member of your party, you can save both time and money by purchasing a group travel insurance plan.

The best travel insurance plans for large groups will offer peace of mind through a wide-range of benefits that address the main concerns of travelers. Most group travel insurance plans will include trip cancellation, trip delay, and medical benefits, among others. Some group policies can also include coverage for lost, damaged, or stolen luggage or personal items.

Group Travel Insurance Coverage

How Do I Know if a Group Travel Insurance Policy is Right for My Trip?

In order for your group to be eligible for a group policy through Squaremouth, you must meet the following requirements:

You must be traveling with a group of 10 or more travelers

All travelers must be visiting the same destination

All travelers must have similar travel dates

All travelers must be U.S. residents

If you don't qualify for a group policy, Squaremouth recommends single trip travel insurance . Single trip policies offer the same coverage as group policies, however they are designed for individual travelers, or groups of less than 10.

Group Travel Insurance FAQ

See answers to common questions travelers have before purchasing travel insurance for a big group.

How Much is Group Travel Insurance?

The price of a group policy is based on the total trip cost and the number of travelers. Other factors may include your destination and the level of coverage your plan offers. Unlike single-trip and Annual travel insurance Annual travel insurance plans, age is typically not factored into the overall cost of group insurance.

Pricing for Group Travel Insurance can vary from one travel insurance company to the next, so it's always recommended to compare quotes from multiple sources before purchasing.

Does Group Travel Insurance Cover Medical Emergencies?

Yes, most group travel insurance plans include medical coverage. Since most primary healthcare plans don’t offer international coverage, many travelers purchase travel protection specifically for the medical benefits.

When comparing travel medical insurance plans for international travel, we recommend policies that include at least $50,000 in Emergency Medical coverage and at least $100,000 in Emergency Medical Evacuation protection.

What Are Common Exclusions of Group Travel Insurance?

Exclusions can vary from one travel insurance provider to the next. With that said, there are common exclusions that can be found across most group travel insurance plans:

• Losses due to pre-existing medical conditions (unless explicitly stated)
• Cancellations for a reason not covered by your plans Trip Cancellation insurance
• Losses due to intentional bodily harm
• Medical tourism, or traveling for the purpose of receiving medical treatment outside of your home country
• Losses related to an event known at the time of purchasing the policy

Does Group Travel Insurance Cover Domestic Trips?

Yes, group travel insurance can cover your USA adventure. If you are planning a domestic trip with a large party, group travel insurance can provide essential cancellation, delay, and medical coverage. All plans found on Squaremouth also include 24 Hour Travel Assistance services to support you before and during your trip.

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Charter and Tour Bus Insurance

Charter and tour bus companies are a reliable and efficient way to transport large groups of people. Whether it’s a school field trip, a wedding party, or an employee outing, charter, and tour bus companies offer an affordable and enjoyable way to get to and from your destination. 

However, with the increased number of passengers comes an increased risk of accidents and injuries. Having the right is essential to protect your business and your passengers. 

Charter and tour bus insurance is a specialized form of commercial insurance that provides coverage for operators of charter and tour buses. It protects both the business and its passengers in the event of an accident or injury. 

Who Needs Charter and Tour Bus Insurance?

Charter and tour bus insurance is required in most states for any business operating a charter or tour bus. This includes companies that operate charter buses for school field trips, wedding parties, employee outings, airport shuttles, and other types of group transportation. This insurance is also required for companies that own, lease, or rent charter or tour buses.

Types of Charter and Tour Bus Insurance

This type of insurance typically includes liability coverage, physical damage coverage, uninsured motorist coverage, and medical payments coverage. 

Liability coverage provides protection against claims of bodily injury, property damage, and personal injury caused by the negligence of the business or its employees. This coverage also protects against libel, slander, and copyright infringement claims.

Physical damage coverage protects the bus itself in the event of an accident. This coverage typically covers repairs to the bus, replacement parts, and towing expenses. It can also provide coverage for other vehicles involved in the accident.

Uninsured/underinsured motorist coverage provides protection against the costs associated with an accident caused by an uninsured or underinsured driver. This coverage can also protect the passengers on your bus.

Medical payments coverage protects the medical bills of passengers injured in an accident. This coverage can also provide coverage for medical bills of the drivers of other vehicles involved in the accident.

Other policies might include cargo coverage, passenger legal liability coverage, and non-owned vehicle liability coverage.

Cargo coverage provides protection for the cargo you are transporting, such as luggage, packages, or other items. It can provide coverage for loss or damage due to an accident or theft.

Passenger legal liability coverage provides protection for passengers in the event of an accident. This coverage can provide coverage for medical bills, lost wages, and other expenses related to an accident.

Non-owned vehicle liability coverage provides protection for vehicles not owned by the business. This coverage is important for businesses that rent or lease vehicles for their operations.

How Much Does Charter and Tour Bus Insurance Cost?

The cost of charter and tour bus insurance varies depending on the type and amount of coverage you need. The size of your business, the number of buses you operate, and the number of passengers you transport will all affect the cost of your policy.

Charter and Tour Bus Insurance Requirements

Most states have legal requirements for charter and tour bus operators. These requirements vary from state to state, so it’s important to check with your state’s Department of Transportation for the specific requirements in your area.

In general, most states require charter and tour bus operators to carry liability insurance with minimum coverage limits. Additionally, most states require charter and tour bus operators to carry uninsured/underinsured motorist coverage. 

Commercial Insurance And Business Industry Classification

• SIC CODE: 4141 Local Bus Charter Service, 4142 Bus Charter Service (except local), 4173 Bus Terminal and Service Facilities
• NAICS CODE: 485510 Charter Bus Industry, 485210 Interurban and Rural Bus Transportation, 487110 Scenic and Sightseeing Transportation, Land
• Suggested Workers Compensation Code(s): 7382 Bus Co. – All Other Employees & Drivers, 8385 Automobile – Rental Co. – Garage Employees, 8810 Clerical Office Employees NOC

Charter and Tour Bus Insurance -The Bottom Line

Charter and tour bus insurance is an important part of running a successful business. With the right coverage in place, you can help protect your business and your passengers in the event of an accident or injury.

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Bus Insurance Cost

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How Much Does Bus Insurance Cost?

There are many kinds of buses. Big buses, small buses. Buses for business, buses for personal use. How much your insurance costs depends on the size of your bus and what it’s used for.

Insurance for church buses, scout buses, and other non-profit organizations is relatively cheap. If you own one of these vehicles and it fits less than 16 passengers, expect to pay as little as $1,000 per year. Maybe less.

On the other hand, if your bus is registered for commercial use, your insurance will be more costly. This applies to airport shuttles, tour buses, charter services, and motor coach companies. How much you pay depends on where you live. The average rate for some states can be as low as $4,000 per year. Other states, like New Jersey, can have premiums of more than $35,000 per year!

But those numbers are on opposite ends of the spectrum. The 50-state average for commercial 15-passenger bus insurance is $9420 per year.

What Determines Your Rate

Your insurance agent will ask about you and your business to determine your rate. He’s looking for certain things.

• Your location. As far as insurance goes, certain states are cheaper to live in than others. Bus operators who work in predominantly rural areas will see lower costs than those who work in urban areas.
• How far you drive. Any bus that drives over an interstate route must follow federal rules, which are typically stricter than state laws and require more coverage. They are therefore more expensive.
• The size of your bus. Buses that fit fewer than 16 passengers are classified differently than larger vehicles. Mini buses, bus limos, and small church buses regularly fit into this designation. It’s sometimes a smart idea to strip your bus of unused seats to help it qualify for one of those lower classifications.
• Your age. Insurance companies typically charge more for anyone under 25. If you’re older than that, you’re in luck. Your rate will be less expensive.
• Your driving history. The number of accidents you and your drivers have been in will be reflected in your price. Good drivers will obviously be offered a cheaper rate.
• The value of your vehicle. A large, new motorcoach is worth more money than an older mini bus. This will be reflected in your price.
• Your business type. Different businesses face different dangers. A charter service is very different from a party bus service. A tour bus and an airport shuttle cover different areas. There are different risks associated with transporting children versus transporting the elderly. Typically common carriers and school buses are more expensive to insure than private shuttles and personal vehicles.

The average cost of bus insurance coverages

A big way your bus insurance price is calculated is based on which coverages you get. Here we’ve given the average price of different coverages. On one end of the spectrum is insurance for private organizations like churches, scout troops, and bingo parlors with small 15-passenger buses. On the other end of the spectrum is the price for commercial charter services with big motorcoaches.

How to Get A Cheaper Bus Insurance Policy

Comparison shop.

Insurance companies want your business and they’ll fight for it. It’s smart to pit insurance agents against one another to compete for your policy. This way they offer you better coverage at a better price. We make this part simple. Fill out one free form and we’ll connect you with three bus insurance agents who will fight for your policy. Get started now!

Hire experienced drivers with clean driving records

Insurance companies are curious about your drivers. Do they have clean records? Do they have CDL experience? Have they ever been convicted of a crime? It’s important that you vet your drivers thoroughly ahead of time, so that you don’t hire on one who will make your insurance policy more expensive.

Pay a higher deposit up front

There are many ways to pay your premium. You can choose to pay month-to-month, but that isn’t the most affordable option. It’s cheapest to pay as much as you can at the beginning of the year. Insurance companies will give you a better deal if you do. Sometimes this can amount to as much as 20% of your overall price!

Maintain a good credit score

Insurance companies like business with good credit. It shows them that you will pay them on time. A good credit score will lead to lower costs.

Bundle your coverages

If you own a fleet of vehicles, insure them under one policy. If you require general liability insurance, bundle it with your auto liability insurance. If you need things like workers compensation and medical payments insurance, throw that in too. Insurance agencies can offer you discounts if you go through them for all your coverages.

Why Is Bus Insurance So Expensive

Compared to other types of commercial transportation, bus insurance doesn’t come cheap. And that makes sense. After all, you’re transporting very precious cargo. Your insurance policy will require things that other insurance policies don’t necessitate. This is mostly manifested in the form of medical payments insurance. If your passengers are hurt en route, this coverage will pay for their medical bills. Luckily, buses get into fewer accidents on average than most other vehicles on the road. And the best insurance is the insurance you never have to use.

Our Services

Every bus insurance website claims to have the best deal. But they can't all be right. Bus Insurance HQ helps you cut through the noise and get the actual deal by having three agents compete over your insurance policy at the same time … more

Bus Insurance HQ helps transit services get the best deal on insurance by connecting them to our network of agencies. When you request a quote from us, we match you with three independent brokers in your state who understand buses. They compete. You save … more

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Moscow Tourist Bus

Discover the different routes and stops of Moscow's tourist bus and explore the city comfortably enjoying panoramic views of its main monuments.

Routes & stops

The Moscow sightseeing bus has two routes with 46 stops around the main tourist areas of the Russian capital , throughout which you can enjoy recorded commentary in English about the places you are passing through and the city's history .

Some of the unmissable stops for the Moscow bus are: Kropotkinskaya metro station, the  Pushkin Fine Art Museum , the Red October factory and the Alexander Gardens. And of course, no trip to Moscow would be complete without getting off at Red Square to explore the heart of Moscow, admire the Kremlin , St Basil's Cathedral , and the Moscow River.

You can check out the route with all the stops by clicking on the following link:

• Routes and stops on the Moscow bus .
• The ticket with 2-day validity costs € 33 ( US$ 35.10) for adults and € 30 ( US$ 31.90) for children between 7 and 13 years old. The bus ticket for children under 7 years old costs € 16 ( US$ 17).

Operating times & frequency

• Red line : from 10 am to 6 pm, every 20 minutes. The whole route lasts an hour.
• Green line : from 10 am to 6 pm, every 40 minutes. The whole route lasts two hours.

Buy your ticket online

Check out the prices for the Moscow Tourist Bus and buy your tickets online in advance via the following link:

• Moscow Hop-on Hop-Off Sightseeing Bus

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