travel medical insurance for greece visa

For your holidays in Greece and abroad

Travel insurance for greece.

Greece, birthplace of democracy and the cradle of Western civilization, offers a glimpse of ancient history, breathtaking landscapes, and vibrant modernity. Its iconic whitewashed buildings against azure seas, ancient ruins like the Acropolis, and sun-drenched islands like Santorini beckon travelers worldwide. The warmth of its people, delectable cuisine, and a blend of ancient traditions with a lively contemporary lifestyle create an enchanting and unforgettable Mediterranean experience. In this guide, will discuss why having reliable travel insurance in hand can be a savvy move. From coverage against unforeseen trip cancellations to having assistance in case of medical emergencies, travel insurance offers you coverage while visiting Greece's ancient marvels and scenic beauty.

• What should your Travel insurance cover for a trip to Greece? 
• How does Travel Insurance work in the Greece?
• Do I need Travel Insurance for Greece? 
• How much does Travel Insurance cost for Greece? 
• Our Suggested AXA Travel Protection Plan

What types of medical coverage does AXA Travel Protection plans offer?

Are there any covid-19 restrictions for travelers to greece, traveling with pre-existing medical conditions , what should your travel insurance cover for a trip to greece.

At a minimum, your travel insurance should cover trip cancellation, trip interruption and emergency medical expenses. When it comes to international travel, the US Department of State outlines key components that should be included in your travel insurance coverage.  AXA Travel Protection plans are designed with these minimum recommended coverages in mind. 

• Medical Coverage   – The top priority is making sure your health is in order. With AXA Travel Protection, you can have access to quality healthcare during your trip overseas in the event of unexpected medical emergencies.    
• Trip Cancellation & Interruptions  – Assistance against unexpected trip disruptions can dampen the mood, AXA Travel Protection offers coverage against unforeseen events.   
• Emergency Evacuations and Repatriation   – In situations where transportation is dire, AXA Travel Protection offers provisions for emergency evacuation and repatriation.   
• Coverage for Personal Belongings  – AXA offers coverage for your belongings with assistance against lost or delayed baggage.   
• Optional Cancel for Any Reason  – For added flexibility, AXA offers optional Cancel for Any Reason coverage, allowing you to cancel your trip for non-traditional reasons.  Exclusive to Platinum Plan holders. 

In just a few seconds, you can get a free quote and purchase the best travel insurance for Greece.

How Does Travel Insurance Work in the Greece?

Picture this: you are sampling a local delicacy in Santorini and you suddenly start feeling queasy. With travel insurance, your policy can offer you support and assistance for covered incidents like sudden illnesses or injuries, including helping you get medical treatment at the nearest hospital. Here’s how travelers can benefit from an AXA Travel Protection Plan:

Medical Benefits: 

• Emergency Medical Expenses: Should you fall ill or have an accident during your trip, your policy may offer coverage for medical expenses, including hospital stays and doctor's fees. 
• Emergency Evacuation & Repatriation: In case of a serious medical emergency, your policy may include provisions for evacuation to the nearest appropriate medical facility or repatriation. 
• Non-Emergency Evacuation & Repatriation : In non-medical crises (e.g., political unrest), your policy may cover evacuation or repatriation, subject to policy terms. 

Pre-Departure Travel Benefits: 

• Trip Cancellation: You may be eligible for reimbursement if you cancel your trip due to a sudden illness or injury. 
• COVID-19 Travel Insurance: Coverage is available for trip cancellation and medical expenses related to COVID-19, subject to policy terms and conditions. 
• Trip Delay: If your flight faces delays due to unforeseen circumstances, you may have coverage for additional expenses such as meals and accommodations. 

Post-Departure Travel Benefits

• Trip Interruption: In case of an unexpected event, you could be eligible for reimbursement for the unused portion of your trip.
• Missed Connection: If you miss a connecting flight due to delays or cancellations, this coverage may help with expenses like rebooking fees and accommodations.

Baggage Benefits: 

• Luggage Delay: If the airline delays your checked baggage, your policy might offer reimbursement for essential items like clothing and toiletries. 
• Lost or Stolen Luggage: In the unfortunate event of permanent loss or theft of your luggage, your policy may offer reimbursement for its value, assisting you in replacing your belongings. 

Additional Optional Travel Benefits 

• Rental Car (Collision Damage Waiver): Exclusive to Gold & Platinum plan policy holders, this optional benefit gives travelers extra coverage on their rental car against damage and theft. 
• Cancel for Any Reason: Exclusive to Platinum plan policy holders; this optional benefit gives travelers more flexibility to cancel their trip for any reason outside of their standard policy. 
• Loss Skier Days: Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate some costs associated with pre-paid ski tickets that you or your traveling companion cannot use due to specified slope closures. 
• Loss Golf Days: Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate the expenses linked to prepaid golf arrangements that you or your travel companion are unable to utilize due to specified golf closures. 

Do I Need Travel Insurance for Greece?

Travel insurance is not mandatory for Greece, but it's highly advisable. It offers essential coverage for unforeseen incidents like medical emergencies or trip disruptions, offering assistance away from home. Why? There are several reasons:  

Medical Emergencies: Your health is a top priority. If you face a sudden illness or injury in Greece, travel insurance offers the means to receive prompt and quality medical care.

Lost Baggage: Baggage mishandling by airlines can leave you stranded without essentials. Travel insurance covers the replacement cost of necessary items, helping you proceed with your journey smoothly.

Trip Cancellation Protection: Trip cancellation protection ensures coverage for canceling a pre-booked trip due to unforeseen circumstances. It covers expenses in eligible situations like illness or adverse weather conditions.

How Much Does Travel Insurance Cost for Greece?

In general, travel insurance costs about 3 – 10% of your total prepaid and non-refundable trip expenses. The cost of travel insurance depends on two factors for AXA Travel Protection plans:   

• Total Trip cost:  The total non-prepaid and non-refundable costs you have already paid for your upcoming trip. This includes prepaid excursions, plane tickets, cruise costs, etc. 
• Age:  Like any other insurance type, the correlation is rooted in increased health risks associated with older individuals. It's important to note that this doesn't make travel insurance unattainable for older individuals.   

With AXA Travel Protection, travelers to Greece will be offered three tiers of insurance:  Silver,   Gold  and  Platinum . Each provides varying levels of coverage to cater to individual's preferences and travel needs. 

Our Suggested AXA Travel Protection Plan 

AXA presents travelers with three travel plans – the  Silver Plan ,  Gold Plan , and  Platinum Plan , each offering different levels of coverage to suit individual needs. Given that Greece hospitals often do not accept U.S. health insurance or Medicare, we genuinely recommend travelers to consider purchasing any of these plans, particularly for the crucial coverage they offer for emergency accident and sickness medical expenses. For sports enthusiasts visiting Greece, the Platinum Plan offers added advantages as it offers benefits like sports equipment rental coverage of up to $1000. This benefit offers reimbursement for the cost of renting sports equipment if the gear you've brought becomes lost, stolen, damaged, or delayed during your trip.

Emergency Medical: Can cover medical expenses, hospital stays, and even emergency evacuations, covering the expenses of hefty bills and ensuring access to quality healthcare while away from home.

Emergency Evacuation and Repatriation: Can cover your immediate transportation home in the event of an accidental injury or illness.

Non-Medical Emergency Evacuation and Repatriation: Offers assistance in unexpected situations such as political unrest or natural disasters, ensuring safe and timely relocation to a secure location or repatriation back home.

Greece has lifted all COVID-19 entry regulations, allowing unrestricted entry for all travelers. This decision to remove entry rules was announced on April 29th, 2022 by the Greek authorities.

Traveling with preexisting medical conditions can complicate your plans, but with AXA Travel Protection, we're here to support you during your trip. Our Gold and Platinum  plans offer coverage for pre-existing medical conditions.  The Platinum plan, in particular, is our highest-offered choice for travelers who want our highest coverage limits and optional add-ons,   

What does this mean for you? If you've got a medical condition that's been hanging around, you can qualify for coverage under our Gold and Platinum plans with a pre-existing medical condition , so long as it’s within 14 days of placing your initial trip deposit and in our 60-day look-back period. We're here to ensure you travel easily, no matter your health situation. 

1.Can you buy travel insurance after booking a flight?

You can buy travel insurance even after your flight is booked.

2.When should I buy Travel Insurance to Greece

It's advisable to purchase travel insurance for your trip as soon as you have made your initial trip deposit (prepaid and non-refundable trip costs.) AXA Travel Protection offers coverage as soon as you purchase your protection plan. We can give coverage against unforeseen events before you leave for your trip. Additionally, our policies offer coverage for preexisting medical conditions and Cancel for Any Reason if you purchase your protection within 14-days of making your initial trip deposit.

3.Do Americans need travel insurance in Greece?

Travel insurance isn't obligatory for Americans in Greece, but it's highly recommended.

4.What is needed to visit Greece from the USA?

If traveling from the USA to Greece, you only require a valid passport. Make sure your passport has a validity for at least six months beyond your arrival date in Greece.

5.What happens if a tourist gets sick in Greece?

If you become sick in Greece, travelers with AXA Travel protection can contact the AXA Assistance hotline 855-327-1442 . Contact information is typically provided within the insurance documentation. Please ensure to read through your policy details and information.

Disclaimer: It is important to note that Destination articles are for editorial purposes only and are not intended to replace the advice of a qualified professional. Specifics of travel coverage for your destination will depend on the plan selected, the date of purchase, and the state of residency. Customers are advised to carefully review the terms and conditions of their policy. Contact AXA Travel Insurance if you have any questions.  AXA Assistance USA, Inc.© 2023 All Rights Reserved.  

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7 Best Greece Travel Insurance Plans for US Citizens in 2024

Updated on January 10, 2024 by Matthew H. Nash – Licensed Insurance Agent

• SwiftScore Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to Greece travelers. Learn more at the end of this page.

STARTING PRICE FOR 2-WEEK TRIP TO THE GREECE

CAN YOU CANCEL YOUR TRIP FOR ANY REASON? 

BEST  WEBSITE FOR

Comparing Policies

• Compare dozens of the best Greece travel insurance policies from all the major providers in one place
• Easily filter for the features you want and get support from their award-winning customer service team
• Founded in 2013, TravelInsurance.com has helped hundreds of thousands of travelers find affordable insurance coverage

BEST  POLICY FOR

Fast Claims

• Super fast claims via their 100% digital platform with a helpful mobile app
• Faye makes it easy to add-on coverage for vacation rentals, adventure/extreme sports, pet emergencies, and “cancel for any reason” at competitive prices
• Underwritten by Crum & Forster, Faye is known for its exceptional customer support, with 4.8/5 stars on Trustpilot

• SwiftScore Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.

BEST POLICY FOR

Travelers Aged 55+

• Pre-existing medical conditions are covered for a reasonable fee and they offer “cancel for any reason” as an add-on
• $2,000 COVID quarantine coverage available w/ Safe Travels Voyager plan
• Founded in 1998 and underwritten by Nationwide and GBG Insurance

BEST WEBSITE FOR

Filtering Plans

• This comparison website has the most comprehensive filters especially for Covid-19 which helps you search for the specific benefits you need
• They have “Zero Complaint Guarantee” which promises a fair claims process
• Established in 2003, Squaremouth has consistently been recognized for it’s exceptional customer service

BEST POLICY FROM

An Established Brand

• Well rounded, inexpensive travel insurance plans from an established and top rated global insurance company
• AXA has plans that cover pre-existing conditions and their “Platinum” plan covers “cancel for any reason” with an optional add-on. They also offer helpful 24/7 Worldwide Travel Assistance Services
• Founded in 1959 and underwritten by Nationwide

Family Travel

• Their “Trip Interruption for any Reason” feature allows you to get a 75% reimbursement for any additional expenses if you decide to go home early from your trip
• They have a variety of insurance products to suit any travel needs
• Founded in 1993 and underwritten by Nationwide Insurance

Long-term Travel

• Ideal for digital nomads and long-term travel, available to anyone anywhere
• Scored lower because short-term travel coverage isn’t as robust as competitors
• Founded in 2018 and is underwritten by Lloyds of London

CAN YOU CANCEL YOUR TRIP FOR ANY REASON?

Greece travel insurance FAQs

Is it worthwhile to get greece travel insurance.

If you want to protect the financial investment you make in your vacation, then getting Greece travel insurance will be worthwhile. A good policy will protect you against trip interruptions or cancellations, medical emergencies and evacuations, and lost, stolen or damaged luggage. You can upgrade your coverage to include “Cancel for Any Reason” (CFAR) insurance. With travel costs high these days, your trip insurance plan will reimburse you in case of unforeseen events. It also provides essential support during medical emergencies. Whether arranging airlifts, other medical-related evacuations or checking you into hospitals that meet US standards, trip insurance can eliminate unnecessary stress from already difficult situations. Speaking from experience, having the best travel insurance policy will give you peace of mind while you’re on vacation in Greece. And since most plans cost between 2% and 3% of your total trip cost, it’s pretty affordable.

What is “Cancel for Any Reason” travel insurance?

“Cancel for Any Reason” (CFAR) insurance is an optional upgrade for most policies. And it does precisely as the name claims: it allows you to cancel your trip for any reason. The typical reimbursement rate for CFAR insurance is 75% of nonrefundable trip costs that your standard policy does not cover.

How far from home do I have to travel for my Greece trip insurance policy to go into effect?

A major pre-departure benefit that immediately goes into effect is Trip Cancellation. You become eligible for the remaining benefits upon leaving your house for your Greek vacation. Keep in mind that some policies require you to travel at least 100 miles from home before those benefits become active.

If I end up hospitalized in Greece, will travel insurance cover my medical bills?

Since most US health insurance policies do not cover medical expenses abroad, and those that do only offer partial coverage, Greece trip insurance is the best option. Also, note that Medicare does not extend coverage internationally.

How many people can I insure on my Greece trip insurance plan?

Most travel insurance companies will allow you to insure as many as 10 people on a Single Trip plan. However, you must all have identical travel itineraries and live in the same state. You must purchase separate policies if you plan to vacation with friends and family living in other states or have different travel itineraries. That said, if 8 or more of you are traveling together, consider purchasing a group policy, as they tend to be more economical than Single Trip plans but still offer the same great benefits. One of the best things about group policies is that they do not require insured travelers to have the same itineraries or live in the same state. Their only requirement is that all travelers be US residents.

Why do I need Greece trip insurance if I am fit and healthy?

Travel insurance protects you financially against unforeseen events such as accidents, injuries, illnesses, trip delays, and cancellations as well as lost, damaged or stolen property. It even covers any medical care or medical evacuations you might need. So while it’s fantastic that you are fit and healthy, you are still equally susceptible to all of the unexpected events mentioned above. Having the best trip insurance policy can put your mind at ease, knowing that you and your investment in your vacation to Greece are covered.

If I forget my laptop on a bus, train or plane, will travel insurance still cover it?

Most travel insurance plans do not provide extensive coverage for electronics–typically only $500 per lost, stolen or damaged item. Check the full policy details to be sure it offers you the coverage you need and want. If you want more protection for your electronics, it doesn’t hurt to ask your trip insurance provider if they offer any upgrade packages or policy riders that will expand your coverage.

How do travel insurance companies define baggage loss? What do baggage loss benefits entail?

Baggage loss benefits cover your baggage and other personal effects should they end up lost, stolen or damaged during your trip to Greece, even when they are checked with a hotel, tour operator or common carrier. You would be eligible for reimbursement up to the Maximum Benefit Amount listed in your policy, less whatever the responsible party reimburses you. Be aware that the Maximum Benefit Limit stated in your policy is per person and is the highest amount your insurer will reimburse you if any of your belongings are lost, stolen or damaged. However, other benefit terms affect the amount you get reimbursed for individual items. For example, the Per Article Benefit is the highest amount your insurer will reimburse you for any lost, stolen or damaged item until you reach your Maximum Benefit Limit. Another such limit is the Combined Article Limit that applies only to furs, jewelry, watches and electronic devices, such as cameras, smartphones, laptops and video cameras. The Combined Article Limit is the highest amount your travel insurance provider will reimburse you for one or more of these items, regardless of how many of them you lose and their total market value. (Note: Not all states have Combined Article Limits in their travel insurance policies.) Let’s review a hypothetical scenario to make this easier to digest. Imagine your policy has a $2,000 Maximum Benefit, a $500 Per Article Benefit and a $500 Combined Article Limit. Now say that one of your bags is lost, stolen or damaged. Therefore, your insurance provider will reimburse you no more than $500 (Per Article Benefit), up to $2,000 (your Maximum Benefit). So, let’s say you lose a fur coat valued at $650 and a watch valued at $450. The most your insurer will reimburse you is $500 per the Combined Article Limit terms. Therefore, no matter what you lose, the most you can receive via reimbursement as per your policy is $2,000 (per insured traveler). It is essential to mention that proving ownership and loss or damage requires sufficient documentation. Prior to leaving for your trip, you can take photographs and videos of everything you’re packing and gather any receipts for those items you may have. Should anything happen to your luggage, a police report or letter from the responsible party will be necessary. Consult your policy or travel insurance provider for further clarification.

Will trip insurance cover me if I want to participate in any adventure sports and activities?

Greece is a country of great weather, stunning natural beauty, and diverse terrains, making it a fantastic destination for adventure sports and activities. Many reputable travel insurance companies extend coverage to a diverse selection of outdoor sports and activities, including diving, hiking, sailing, biking, sea kayaking, rock climbing, and skiing. To find the policies that cover you for the sports and activities you want to do:

• Use SquareMouth.com and select the “Sports & Activities” filter. You can input those you plan to participate in during your Greek vacation.
• Once you choose all that you’re interested in, click “Search,” and it will bring up all the policies that offer the level of coverage you need.
• Before buying a policy, read the full details to ensure you understand all the benefits and exclusions.

Most common problems while traveling in Greece and how to avoid them:

The great thing about Greece is that, like most southern European countries, you don’t have to worry about contracting any exotic illnesses as you would in tropical destinations. Of course, there will always be the odd food poisoning incident, but the most frequent illness among travelers in Greece is sunstroke (aka heat stroke). If you plan to visit Greece between June and September, you must take extra precautions to stay healthy and avoid sun/heat stroke. The sun can be intense in Greece. Temperatures often rise above 100F during the summer months and are regularly in the 90s. To keep healthy, stay out of the sun during mid-afternoon hours when it’s at its most intense. Another is to stay hydrated by drinking plenty of water, consuming moisture-rich foods, such as fresh fruit and vegetables, and avoiding too much alcohol and caffeine. Symptoms of sun/heatstroke include headaches, high fever, nausea, disorientation and delirium, vomiting, increased heart rate, abnormal sweating and loss of consciousness. Should you or your travel companions experience any of these symptoms or a combination, seek medical treatment immediately. Sun/heat stroke is serious since it can cause the brain and other organs to swell, potentially ending in long-term damage or death. Additionally, if you plan to visit rural, rocky or agricultural areas, watch out for Greece’s only venomous snake: the horned viper (also known as the Ohia snake). They will only strike if they feel threatened or if you accidentally step on them, so remember to watch where you walk. Be forewarned that in recent years, Greece has suffered several wildfires during the summer season, which resulted in extreme air pollution, leaving countless people hospitalized for smoke inhalation. If there are fires, check with your hotel concierge or staff about safety precautions, such as which areas to avoid. The other natural threat that is on the rise is earthquakes. Whether in Athens or far out to sea on the island of Crete, geological activity happens with earthquakes in the last few decades as over 6.0 on the Richter scale.

Most accidents and injuries tourists experience in Greece involve tripping and falling, cars or mopeds, adventure sports and activities. Cuts, scrapes, twisted ankles or wrists and broken bones are typical injuries. If you choose to go hiking, rock climbing, diving and beyond, book your excursions with a reputable tour operator and purchase your travel insurance in advance.

While muggings are quite rare in Greece, the economic crisis over the last 15-20 years has caused a rise in crime. Pickpocketing is more common, so be conscientious about your belongings, especially on public transportation. Lock your valuables in your accommodation and carry only what you absolutely need. Body purses and money belts are wise choices. Alternatively, some people wear small backpacks on their chests when walking around crowded, touristy areas. Street smarts are necessary, but being overly paranoid is unnecessary.

Emergency resources for Greece

Phone numbers.

The pan-European emergency number is 112. If you need to reach the tourist police, dial 1517. Call 166 and 199 to contact the fire department or request an ambulance.

US embassy or consulate details

The US Embassy in Greece is located in central Athens, and you can find a US Consulate General in Greece’s second-largest city, Thessaloniki. Please visit their website for their address, phone number, opening hours, and detailed information regarding citizen services. Some travelers register their travel plans with the Department of State’s Smart Traveler Enrollment Program for added peace of mind. Doing so will give you travel advisories for Greece relative to your specific trip dates. It also makes communication between you or your family and the US Embassy in Greece significantly easier should any emergency occur.

Other local knowledge that is helpful for travelers

Accommodation.

As with most countries, you’ll find a wide range of accommodations in Greece to suit most budgets. The choices are seemingly endless from hostels to pensions, small family-run hotels, mid-range hotels, luxury hotels, vacation and private room rentals, camping and more. One thing to note about accommodations here is that many places aren’t great value for money. For example, what you might pay for a hotel room in the center of a major German or French city, will not necessarily get you a room or rental of equal quality in Greece. Also, hostels tend to be few and far between compared to most other European countries, and those that do exist are generally over-priced and unpleasant. You’re better off making reservations at small, family-run hotels or mid-range to luxury hotels and vacation rentals to get the most out of your money. Note: Camping is illegal outside of designated campgrounds/areas.

Adventure Sports & Activities

There’s more to Greece than just mouth-wateringly delicious food and beach chairs in the sun. It is a dream destination for those who love the sun, clear aquamarine waters, outdoor sports, and activities. Whether you’re into diving, rock climbing, sea kayaking, sailing, hiking, biking or skiing––yes, Greece gets snow!––Greece is a dream destination. Be sure to get a travel insurance policy that will cover you for your preferred sports and activities. See the final question in the FAQ section above for more information.

Communication

Many visitors find having mobile phone service and connection to the internet essential. WiFi is readily available at cafés and hotels in popular tourist hotspots throughout Greece. Your first option is to ask your US mobile phone carrier to add an international roaming plan for Greece to your phone for your trip dates. While this may sound convenient, it’s the priciest choice, as such plans rarely offer much data. As mentioned above, the cheapest option is to keep your phone on airplane mode and access the internet via free WiFi networks. Be aware that many cafés put passwords on their WiFi, so you can usually find it at the bottom of your receipt. This is an excellent choice for people who don’t need to be connected 24/7 and prefer using email and messaging apps to stay in touch with family and friends in the US instead of calling. If you want around-the-clock calling, texting and internet access but don’t want to spend hundreds of dollars, your best option will be to get a local prepaid SIM card when you arrive in Greece. The mobile phone carrier with the broadest range of coverage is Cosmote (aka OTE), but Vodafone and Nova are the other major ones. You can ask your host or hotel concierge for information about the nearest shop for these carriers, or you can use Google maps. You will need to check with your US mobile phone carrier about unlocking your phone before you leave home, though.

Since Greece is part of the eurozone, along with 19 other countries, its currency is the euro (€). The euro banknotes come in denominations of €5, €10, €20, €50, €100 and €200, along with €2, €1, 50-cent, 20-cent, 10-cent, 5-cent, 2-cent and 1-cent coins. ATMs abound in urban hubs but less so in rural areas. While many places accept credit cards and debit cards, many businesses still operate on a cash-only basis, so always have plenty on hand. While there are some foreign currency exchanges, you will get the best exchange rate by using local ATMs to withdraw cash from your US bank account, even if you factor in the international fees. Stick with ATMs located directly outside a bank branch, such as Alpha Bank, Eurobank, Piraeus Bank, etc., as they are serviced regularly and less prone to card-skimming scams.

Greek food is more than just gyros and souvlaki. It’s abundant in fresh vegetables, herbs, fish and meat that melts off the bone. It’s known for being healthy, especially as though the country abounds in beautiful, fresh produce. So, vegetarians and vegans can get by just fine in most places. So, what can you expect from Greek food? As you might have guessed, Greeks use a lot of local extra virgin olive oil (EVOO) on their food, along with vinegar, salt and pepper. In addition, herbs, especially dill and oregano, play prominent roles in the flavoring of Greek dishes. Meals usually entail at least a few mezedes–tapas or appetizers–and are shared family-style. Examples of such dishes include horta/vlita, saganaki, gavros, fasolakia, dolmades and choriatiki. Horta refers to bitter wild greens that are foraged, particularly chicory, dandelion and mustard. Whereas vlita refers to greens grown in the garden with a much mellower taste, specifically green amaranth. Both horta and vlita are boiled and served with a healthy topping of EVOO and fresh lemon juice or red wine vinegar. Another popular small dish is fasolakia. This is slow-cooked green beans in tomato sauce, onions, potatoes and EVOO. Dolmades are another favorite among Greeks. Dolmades are boiled grape leaves stuffed with rice, a little lemon juice, spices and herbs. These can be purely vegan or made with meat, so check the menu or ask your server to ensure you’re getting what you want. Choriatiki, a traditional Greek salad, is a must during your vacation. It consists of tomatoes, cucumbers, red onions, olives (usually Kalamata), feta cheese, salt, vinegar and EVOO. Saganaki is a delightful, albeit somewhat unhealthy, starter. You eat fried kefalograviera cheese with fresh bread and lemon juice. Kefalograviera is a firm, sharp cheese that’s slightly salty and is made from either goat or sheep’s milk. A table without gavros is not a Greek table! Gavros marinatos are anchovies marinated in EVOO, lemon and oregano. But if you’re drinking ouzo with Greeks –local anise and licorice-flavored clear liquor–grilled octopodi (octopus) will most likely take the place of gavros marinatos. Tiropita and spanakopita can also be eaten as a snack, mezede or meal. The former is cheese pie (usually feta) and the latter is spinach and cheese (feta) pie. Both are made with phyllo dough, dressed with butter or olive oil, and baked until flaky and lightly browned. Of course, there are many more, but this is a handful of some of the most typical dishes. Sometimes, you will see Greeks create a meal of one or more of these mezedes, along with a slice or two of bread. But don’t miss out on some of their main dishes either. One of the most famous is moussaka. This rich, creamy casserole is made of a spiced meat sauce (lamb or beef), layers of eggplant slices, cheese and bechamel sauce. It may often include other vegetables, such as zucchini and potatoes. A similar dish is papoutsakia, baked eggplant stuffed with ground beef, chopped tomatoes, garlic and bechamel sauce. Pastitio is Greek beef lasagna and is highly aromatic. A stuffed vegetable dish perfect for vegetarians and vegans is gemista. Gemista is baked tomatoes stuffed with rice, herbs and aromatics, dressed with EVOO and topped with breadcrumbs. An alternative to tomatoes is stuffed peppers. Sometimes, gemista is stuffed with ground meat (turkey, beef or pork) and rice, so double-check with your server before placing your order. Since Greeks eat seasonally, this is known as a summer dish. Another popular summer dish that appeals to all, but especially to those who don’t eat meat, is briam. This is the Greek version of ratatouille, consisting of eggplant, zucchini, potatoes, red onions, EVOO, garlic, herbs and fresh parsley. And you can’t talk about Greek food without mentioning souvlaki. Souvlaki is marinated meat cooked on a skewer and served accordingly or in a warm pita with tzatziki sauce, red onions, garlic, tomatoes and sometimes crispy lettuce. While it is traditionally made with chicken, beef or lamb, fish souvlaki is becoming more common around Greece. Remember to try some sweets too! The Greeks may have a diet laden with fresh vegetables and herbs, but they also have sweet tooths. They like their desserts rich and sugary. Baklava is the richest and most widely known Greek dessert. It’s made with flaky phyllo dough, honey, cinnamon, cloves, nuts (pistachios and walnuts) and vanilla. A close second to baklava for richness is galaktoboureko. Like baklava, galaktoboureko is made with phyllo dough, filled with butter and semolina custard, topped with orange-spiced syrup and baked. A cousin of galaktoboureko is bougatsa, which is cheese or semolina custard wrapped in phyllo dough and baked. However, unlike galaktoboureko, it’s topped with powdered sugar and cinnamon, not drenched in syrup. Lastly, one of the most popular drinks in Greece, especially when the weather is hot, is a frappé. It’s made with instant coffee sugar and ice that is either shaken or put into a special mixer and topped with cold, frothed milk. However, two trendy variations have sprung up over the years: a freddo cappuccino (an iced cappuccino with frothed milk and foam) and a freddo espresso espresso shaken with ice cubes.

Getting Around

With a large mainland and 227 inhabited islands to explore, knowing the best ways to get around Greece will make your trip better and save you plenty of time and energy. Greece has an extensive network of ferries, with frequent trips to most destinations each day throughout summer, including hydrofoils known as “flying dolphins,” catamarans, overnight ferries and fast boats that can accommodate cars. The largest port in Greece is Piraeus, on the outskirts of Athens, which you can access via the metro. Since the boats mentioned above book out well in advance, be sure to buy your tickets long before arriving in Greece. Also, always check the online schedule the day before your ferry leaves in case of any changes to your itinerary due to weather and sea conditions. If you prefer to fly to the Islands or other destinations within Greece, you’ll first fly into Athens’ Eleftherios Venizelos International Airport (ATH) and then hop on another flight from there. The major domestic airlines include Olympic Air, Aegean Airlines and EasyJet. Between the three carriers, you shouldn’t have any trouble making your way to Santorini, Crete, Corfu, Thessaloniki and beyond. Of course, it’s always worth spending 3 full days in Athens to visit the Acropolis, roam the beautiful streets of the Plaka and dine on traditional Greek food, hike Mount Lykavitos and visit museums and street markets before heading off to other corners of the country. If you want to adventure around the mainland, you have two options: by bus or car. Please note that Greek trains will be a serious disappointment, as they are not of the same high standard you might experience in other major European countries. For example, the rail network does not link the entire mainland, and the trains are older and not very clean. On the other hand, you can get just about anywhere on the Greek mainland by bus. A government organization called KTEL runs the nation’s bus system, which includes various companies. If you need help booking tickets, ask your hotel’s concierge or vacation rental host. Renting a car or a moped is an incredible way to explore this stunning country, but driving in Greece isn’t for the faint of heart. Greeks tend to be high-octane drivers, zipping around with little regard for the cars and people around them. There is also the challenge of navigating narrow, winding, poorly-lit roads and busy urban streets. On the other hand, the advantage of renting a car is that you can visit small, remote villages that most tourists rarely ever come across. If this sounds like your preferred mode of transportation, remember that most rental cars in Greece have manual transmissions (standard). To rent a car or a moped, you will need your US driver’s license and International Driver’s Permit, which you can get from AAA (American Automobile Association). Lastly, before you leave home, download Google Maps for Greece so that you can access them without needing to use up data or find a WiFi connection.

A large portion of the Greek population is either proficient in English or equipped with enough of the language to answer your questions. Learning a bit of Greek before your trip never hurts, especially since Greeks are such hospitable and friendly people. They appreciate even the smallest of efforts from visitors.

Greek is one of the most ancient languages still used today, and even as many as 40,000 English words are derived from Greek. So while it may be quite a complex language with an alphabet all its own, learning some practical words and phrases is easy.

• hello/goodbye (formal) – yassas – Γειά σάς (YAH-sas)
• hello/goodbye (informal) – yassou – Γειά σου (YAH-soo)
• hey/bye  – yah – Γειά (yah) 
• good morning – kalimera – καλημέρα (kah-lee-MER-ah)
• good afternoon/evening – kalispera – Καλησπέρα (kah-lee-SPER-ah)
• good night – kalinikta – καληνύχτα (kah-lee-NEEKH-tah)
• please – parakalo – Παρακαλώ (para-kah-LOE)
• thank you – efxaristo – ευχαριστώ (eff-kha-ri-STOE)
• yes – nai – ναι (neh)
• no – ohi – oχι (OH-hee)
• Do you speak English? – Milate Aglika? – Μιλάτε αγγλικά (Mee-LAH-teh 
• ag-li-KAH)?
• excuse me/sorry – signomi – Συγνώμη (seeg-NO-mee)

Local Customs & Etiquette

Greeks are incredibly welcoming and proudly share their country and culture with visitors. If a local invites you to their home for lunch or dinner, your acceptance will bring them much pleasure. Remember to take along a small gift, such as chocolates or flowers. If a Greek leans in to kiss you as a greeting, be aware that they kiss both cheeks, not one. While this gesture is reserved for more personal interactions, don’t be surprised if the Greeks you meet prefer it to hand-shaking. Another thing to consider is that while the younger generations are pretty modern and open-minded, older generations are quite conservative. Therefore, go easy on the PDAs. If you want to be respectful, simply observe the locals and act accordingly. Many Americans will find that Greeks have a very different rhythm to their days than we do in the US. For example, during the week, shops are often open from 9 am to 9 pm but will close between 2-5 pm or 2:30-5:30 pm. This is equivalent to the Spanish siesta, or nap/rest time, and it also functions as their lunch break. Some shops in touristic areas will remain open all day, but it’s best to know these approximate hours as many still do not. Additionally, shops will stay open until 7 or 8 pm on Saturday. However, besides some restaurants and cafes, most shops, including grocery stores, will be closed on Sundays. Equally as important to note is that Greeks take a very laid-back approach to clock time. Breakfast isn’t huge in Greece, but going out for a British or American-style weekend brunch is becoming trendy. Most Greeks will grab a pastry, sweets, and coffee around mid-morning instead of having a full meal. As mentioned above, they eat lunch mid-afternoon, will have another snack early in the evening and then eat dinner around 10 or 11 pm, particularly during the warmer months. The good news is that Greeks don’t expect tourists to keep those hours too, so plenty of restaurants will be open to serve you dinner earlier. Another aspect of life in Greece worth mentioning is that while Greeks are very casual at the beach, they tend to dress up anywhere else they go. It’s frowned upon not to present oneself well, so don’t be surprised if you see locals dressed to the nines. Coming from the United States, arriving in a country where half the population smokes cigarettes can be shocking. Greece passed a stringent smoking ban in restaurants, cafes, public transport, and workplaces in 2008. However, they very rarely enforce it. If you want to minimize your exposure to second-hand smoke, grab a seat outside whenever possible. The primary religion is Greek Orthodox (Christianity), which is quite conservative. Therefore, a specific dress code is expected when visiting a church or monastery. At the minimum, women should have their shoulders covered and their elbows. Long, loose, ankle-length skirts are also customary. However, if women are wearing pants, they usually wrap a sarong around their waists. For men, long pants and a shirt covering your shoulders are expected. Greece is known for having incredible nightlife, particularly on the more popular islands and along the coast outside of Athens. That said, it’s not common for Greeks to get rip-roaring drunk, so do show some restraint when drinking. Also, when you’re in cafés, do not feel rushed to vacate your table. In Greece, people enjoy life, nurse their coffees, and often chat with friends and family for hours. The point is: enjoy yourself!

Greece is a relatively safe country, so you probably won’t witness any violent crime outside periods of unrest and protests. However, due to the ongoing financial and refugee crises, certain areas may experience more crime, such as pickpocketing and muggings. In central Athens, you will also witness a fair bit of homelessness. Drinking tap water on the Greek mainland is safe, but when you visit the Islands, opt for bottled water. The primary reason for this is that water is a scarce resource on most Greek Islands, and hotels use the majority of it for laundry and bathing. A second reason is that tap water is a bit salty on some islands, like Hydra. It would be best never to leave your wallets, cell phones or other valuables on cafe tables while enjoying a drink or meal, especially in popular tourist areas. A scam in which young children approach cafe customers with a map, asking for help with directions or offering advice on where you should visit. They usually hold the map between you and your valuables, so you don’t notice their partner-in-crime swiping your belongings. A common scam that targets solo male travelers is carried out by women who lure them into bars in cities, tourist towns and port towns across the country. This is especially true of the area around Syntagma Square (Constitution Square) in Athens. The women are prostitutes but never let onto it, and they engage men in conversation, expecting the men to buy them drinks. Then, the bar hits the men with extortionate bills whenever they decide to leave. And these unsuspecting men often get threatened with great bodily harm if they don’t pay. Watch out for little old ladies dressed as nuns. They are usually solo. If one tries to give you a cross, refuse it with a firm ‘no’ and walk away. Should she pursue you a bit, repeat your firm ‘no.’ When you’re distracted, these ladies will try to snatch your bags or belongings. Lastly, some taxi drivers may try to scam you. Some will say you paid them less than you actually did so that they can give you back less change. Others may try to charge you a higher rate for a ride to/from the airport than the rates enforced by law. You can use this website to determine the appropriate fares for these specific rides. If you prefer ride-hailing apps, use Beat , as Greece banned Uber. Beat’s app is simple to use and very similar to Uber’s. See the section after the travel insurance FAQs called “Most common problems while traveling in Greece and how to avoid them” for safety and health issues related to natural disasters.

When shopping, ask the shopkeepers if they offer duty-free shopping, and if so, what is the minimum purchase required to get a VAT (value-added tax) receipt. The stores that do will provide you with the appropriate paperwork you will need to present at the airport for your refund. Ensure the shop stamps the refund form and that you hold onto all your receipts. Otherwise, the customs authorities may consider it invalid. You will need these papers whenever you depart Greece or the European Union (in case you plan to go to other countries after Greece). 

If you pack any items in your checked luggage that you plan to get a VAT refund for, let the airline’s check-in agent know that you’ll have to take your bags to get your tax refund. You can usually find the customs and VAT refund offices just before passport control, but it doesn’t hurt to ask the check-in agent to point you in the right direction. After a customs agent approves your VAT refund and inspects your duty-free purchases, they’ll deliver your luggage to your flight for you. Most refunds are made immediately at the airport, but it can take 45 minutes to 1 hour to process them, so remember to factor in the extra time needed and arrive at the airport well in advance. Further information on duty-free shopping and VAT refunds within the EU is available at Global Blue .

Tipping 10-15% is customary in Greece when dining in restaurants. Tipping 50 cents or rounding up to the next euro is appropriate if you’re grabbing a coffee in a cafe. Most people round their bills up in tavernas, casual Greek restaurants filled with traditional food and wine. If your bill is €45, many people will leave €50. Of course, you can always tip more if you receive excellent service, but tipping 20% or more is not expected in Greece as in the United States.

If you end up in a restaurant or taverna and they put bread on your table, tell them immediately if you don’t want it. Otherwise, this will end up on your bill as a “service” or “cover” charge (KOYBEP in Greek).  

Tipping, when it comes to hotel staff, depends on the type of hotel. At high-end luxury hotels and resorts, always tip porters, room service attendants and housekeepers.In such settings, tip porters €2-3 per bag minimum (never less than €5 total), €5 per day for housekeepers and a few euros for room service or any poolside attendants (drink deliveries). If you stay at more modest hotels, you can slightly scale back your tips. And if you book into a family-run hotel, you do not need to tip the owners should they offer to help you with your luggage.

If you decide to take any free walking tours, what you tip will depend on the length. €10 for a tour of 2 hours or less is appropriate. Consider adding €3-5 for each additional hour. However, if you take a private tour, tip your guide 10-15% of the tour cost. You may want to tip the tour driver as well.

When it comes to taxis, most people don’t tip their drivers. Instead, they round up to the nearest euro. That said, if your taxi driver goes out of their way to help you with your luggage or drives you quite some way, then definitely tip them.

Lastly, should you ever have food delivered, €2-3 should be adequate for orders between €15-30. However, consider increasing that tip accordingly if you have a large or expensive order.

Ultimately, your tips go a long way in the lives of Greeks, whose cost of living is comparable to many other European countries but whose wages are significantly lower.

What to pack for Greece

Apart from Travel Insurance, we recommend you bring the following items for maximum health, safety, and enjoyment of your trip to Greece.

A final note about travel insurance for the Greece

I have spent dozens of hours researching travel insurance, including getting quotes and comparing coverage from all the most popular brands. Regardless of where you’re going I am confident that you will also find that TravelI n surance.com offers the best way to compare policies with the ideal combo of coverage and price.

I wish you and yours an incredible journey.

SwiftScore Ranking Methodology

• Average price for a 2-week vacation based on a 35-year-old California resident traveling to the Greece with a $3,500 trip cost
• Coronavirus coverage
• Cancel for any reason (CFAR)
• AM Best rating of the underwriter
• Key policy details including cancellation, interruption, emergency medical evacuation, and baggage & personal effects
• Ease of sign up
• Policy language clarity
• User reviews

Top Three Options for Travel Insurance to Greece

Byron Mühlberg

Monito's Managing Editor, Byron has spent several years writing extensively about financial- and migration-related topics.

Links on this page, including products and brands featured on ‘Sponsored’ content, may earn us an affiliate commission. This does not affect the opinions and recommendations of our editors.

Greece is a land of wonders and ancient treasures that has captured the imaginations of foreign visitors for centuries. These days, travelling to Greece is an accessible and affordable holiday for many people, and although healthcare costs in the country are lower than in the US or many other European countries, they can still stack up extremely fast, so it's still a very good idea to arrive in the country with travel insurance anyway.

Fortunately, there are many online international insurance companies (known as 'insurtechs') that specialize in cost-savvy travel insurance to Greece and other countries worldwide. In our list below, we explore the three that we think offer the best deals for younger travellers, adventurers, and everyday holidaymakers looking for wide but affordable coverage.

Heading to Greece soon? Don't forget to check the following list before you travel:

• 💳 Eager to dodge high FX fees? See our picks for the best travel cards in 2023.
• 🛂 Need a visa? Let iVisa take care of it for you.
• ✈ Looking for flights? Compare on Skyscanner !
• 💬 Want to learn Greek? italki is an excellent way to take one-on-one online lessons.
• 💻 Want a VPN? ExpressVPN is the market leader for anonymous and secure browsing.
• 🏦 Wondering when to go? See the best months to travel .

Top Three Travel Insurances for Greece

• 01. Best coverage for youth — SafetyWing scroll down
• 02. Best for aventurous travel — PassportCard Nomads scroll down
• 03. Best all-round travel and medical coverage — Insured Nomads scroll down
• 04. FAQ about travel insurance for Greece scroll down

Best for Youth ⁠— SafetyWing

World-famous for its beaches, resorts, food, sailing, nightlife, and outdoor experiences, it should come as no surprise that Greece is a popular destination for young holidaymakers too. However, when it comes to travel insurance, young people are the most likely age category to neglect taking out a policy before travelling — largely because of the costs involved.

Fortunately, not all travel and travel insurance providers are expensive, and some, such as SafetyWing , are geared toward a younger age group altogether. Known for its focus on insuring nomads and remote teams, SafetyWing is an online insurance provider offering some of the best pricing for international travel insurance on the market. It offers decent coverage at a very affordable rate, which makes it stand out as an excellent choice for travel insurance in Greece ⁠— no matter where you're travelling from!

SafetyWing offers one standard plan for international travellers, though the pricing differs by age group. Below, we focus only on the youth category (18 to 39 years old) as we believe this is where SafetyWing's offer is most interesting.

Plan: Insurance for nomads

Price: Starting at $42 per person, per month.

Term duration: Up to 364 days.

Eligibility:

• Between 18 and 39 years (for the basic plan).
• You cannot be travelling in the US during your trip.

Coverage: SafetyWing's basic travel is comprehensive and includes both medical- and travel-related benefits. A few highlights include:

• COVID-19 coverage¹.
• Hospital, ICU, and ambulance coverage².
• Emergency dental coverage.
• Physical therapy and chiropractic coverage.
• Travel interruption and delay coverage.
• Evacuation (medical or emergency political) coverage.
• Lost luggage up to $3,000.

Deductible: $250.

Maximum limit: $250,000.

Best for: Because of its low costs and low barrier to entry (you only need to sign up online ⁠— which you can even do when you're already travelling!), we think SafetyWing is the best travel insurance for Greece for younger travellers looking to keep costs low while still getting decent coverage. However, if you're older than 39 years or you're looking for more coverage and don't mind paying a higher price, then we recommend looking at the options below.

¹ Covers testing and quarantine under certain conditions ² High-risk sports, pre-existing conditions, and cancer treatment aren't covered.

Best for Adventure ⁠— PassportCard

Although not its most famous draw, Greece attracts many visitors every year for its outdoor adventure, from skiing in Parnassos to kayaking around Crete. However, many travel insurance providers don't cover sports accidents — especially if they're risk-prone sports such as skiing or hiking.

PassportCard Nomads is an online travel insurance provider aimed at expats and digital nomads which includes sports accident coverage. On its most basic plan — PassportCard for Digital Nomads — customers benefit from travel insurance in Greece up to six months, during which time they enjoy a range of unique insurance perks for people on the go, including camera, baggage, and laptop insurance, as well as search and rescue coverage.

PassportCard comes with three plans, all of which come with a red travel insurance card and a unique insurance number to show to the doctor. Below, we break down the Starter Plan:

Plan: PassportCard for Digital Nomads

Price: Starting at $59 per person, per month.

Term duration: Up to six months.

Coverage: PassportCard covers all the basics and goes above and beyond when it comes to travel:

• Emergency coverage.
• Medical coverage.
• Pregnancy (up to 12 weeks).
• Search and rescue.
• Sports accident coverage.
• Theft of camera, laptop, or baggage.

Deductible: $0

Maximum limit: $500,000.

Best for: Because of its higher limit of liability and no deductible, we think PassportCard Nomads is best for travellers looking for a low-cost travel insurance plan with wide coverage — especially if they stand to benefit from more adventurous coverage such as outdoor sports and camera and laptop insurance.

Best Overall Coverage ⁠— Insured Nomads

For most people, visiting Greece is all about relaxation, fine food, and cultural heritage. From relaxing on a Cycladic island to trying out regional variations of souflaki to ascending the Acropolis itself, Greece offers a lot to the everyday tourist.

Aimed at travellers, remote workers, and globetrotters alike, Insured Nomads is another savvy insurtech platform offering travel insurance for Greece that's ideal for extensive medical- and travel-related coverage. Founded and run by expats around the globe, Insured Nomads offers an impressive range of travel insurances, including a larger scope of medical-related coverages than the other providers in this article.

We go over Insured Nomads' basic plan below:

Plan: Travel Insurance World Explorer

Price: Starting at $84 per person, per month.

Term duration: One trip of between 7 and 364 days.

• You cannot travel to Greece via Cuba, Iran, Syria, Sudan, North Korea, or the Crimea region.

Coverage: This plan offers a fairly comprehensive set of medal benefits and coverage for a basic travel insurance plan in Greece. These include:

• Online consultation (telemedicine).
• Medical, emergency, and accident coverage.
• Outpatient and inpatient care.
• Medical transportation coverage
• Evacuation and repatriation.
• Life insurance.
• Adventure sports and marine activity coverage.
• Electronics, camera, cellphone, and sports equipment coverage.
• Flight delay provisions.

Deductible: $0, $100, $250, or $500 based on selection.

Maximum limit: $250,000, $1,000,000, or $2,000,000 based on selection.

Best for: Although easily the priciest of the three plans on this list, we think Insured Nomads gives the best combination of medical- and travel-related coverage, making it an ideal option for travellers to Greece looking for comprehensive benefits all around. (Insured Nomads also offers an even more comprehensive global health insurance plan for expats for those who plan to live in Greece for an extended period of time.)

Frequently Asked Questions About Travel Insurance for Greece

No, you'll not be required to take out travel insurance for Greece. However, we strongly encourage you to do so anyway, because the cost of healthcare in Greece can be high, and taking out travel insurance will mitigate some or all of the risk of covering those costs yourself if you need medical attention during your stay.

Yes, medical travel insurance is almost always worth it, and we recommend taking out travel insurance whenever visiting a foreign country. Taking out travel insurance will mitigate some or all of the risk of having to cover those costs yourself in case you need medical attention during your stay.

Health insurance doesn't cover normal holiday expenses, such as flights and hotels, but in case you run into medical trouble while abroad, it may cover some or all of your doctor or hospital expenses while overseas. However, not all health insurance providers and plans offer coverage to customers while abroad, and that's why it's generally best to take out travel insurance whenever you travel.

Although there's overlap, health and travel insurance are not exactly the same. Health insurance covers some or all of the cost of medical expenses (e.g. emergency treatment, doctor's visits, etc.) while travel insurance covers costs that are commonly associated with travelling. This can (and usually does) include medical expenses, but it also often includes coverage for personal belongings, as well as other benefits.

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Insurance for Travel to Greece

Safety and travel insurance advice for visitors to greece.

Greece has an uncanny ability to make travelers fall in love – with its food, with its history, with its cities. From the relaxed wine bars and priceless monuments of Athens to the stunning architecture and sea views of the Greek islands to the spectacular mountain monasteries of Meteora, Greece is a country that captures the hearts of every kind of traveler. And it doesn’t hurt that Greece is tremendously affordable compared to its European neighbors. But every country has important travel, safety, and insurance information that visitors need to know. Greece is no exception. Here is important advice for Greece-bound travelers to have a happy, healthy trip.

Travel Insurance for Visitors to Greece

Before arriving in Greece, we have provided a comprehensive guide on all things you should know and consider when it comes to  health insurance , safety guidelines, and  travel medical insurance for short-term, as well as long-term, stays in Greece. Purchasing travel insurance for Greece to cover your stay will relieve unnecessary health care hassles. Greece is typically a safe destination for travelers ,  students ,  expats , and  retirees , but below we’ve outlined what you should be aware of before you plan which Gyro restaurant to visit first.

Best Travel Insurance for Visitors to Greece

• Emergency medical, evacuation, repatriation benefits
• Choose between the basic and more extensive coverage
• Meets Schengen visa insurance requirements
• 24/7 worldwide travel and emergency medical assistance

Best Global Health Insurance for Long-Term Coverage in Greece

Cigna Global Insurance Plan

• The flexibility to tailor a plan to suit your individual needs
• Access to Cigna Global’s trusted network of hospitals and doctors
• The convenience and confidence of 24/7/365 customer service

Common Safety Tips for Visitors to Greece

In general, rumors of traffic chaos in Greece are over-exaggerated. Traffic is no worse in Athens than in any other large European capital city. That said, travelers should still exercise caution. In Greece, the “zebra crossing” for pedestrians isn’t always respected. Make sure you triple check for oncoming traffic and move quickly when you decide to cross!

Public transportation is excellent in Greek cities. And it’s exempt from traffic-related stress! To save yourself a potential fine of 60 euros, remember to validate your metro tickets after you purchase them. Keep your validated ticket close at hand in case there is a mid-trip inspection. Befuddled travelers are not exempt from fines!

Over the course of the past five-plus years, there have been significant changes and challenges to the Greek government and economy. And the Greek people have made sure their voices have been heard through strong protests. For the most part, these protests are vigorous but peaceful. Unfortunately, some have escalated into riots. Travelers are strongly advised to stay away from all political demonstrations and protests. Thankfully, Greek citizens are very mindful of hospitality. If there’s an area of concern, you will likely hear about it from your hotel manager, tour guide, or bus driver. Greek citizens do not want foreign visitors harmed by protests.

Protests or no protests, travelers should always use basic common sense. Pickpockets are busy in the most popular tourist attractions just like they would be anywhere in the world. Keep your wits about you and your bags firmly shut and placed in front of your body at crowded attractions.

While it’s unlikely to affect your travels, there is seismic activity in Greece, especially in the Greek islands. Don’t be alarmed if you see emergency preparedness brochures at the airport or your hotel. They’re for your benefit! A good travel practice, regardless of destination, is to review your hotel’s emergency exits so you are prepared in the unlikely case of danger.

Understanding Greece’s Health Care System

Healthcare in Greece is provided by the National Healthcare Service, known as ESY . Its governing body is the IKA (the Idrima Kinonikon Asfalisseon). Unlike many countries with subsidized public health care, patients are encouraged to consult specialists directly. Patients do not need a referral from a family physician. This is especially advantageous if certain public system specialists have a long waiting list. Patients can see the private system specialist of their choice and then get reimbursed up to 80% of their costs by the IKA.

Waiting times aren’t the only concern plaguing the Greek public health care system . Hospitals are often crowded and patients are expected to make arrangements for their own food. This is a tricky situation for travelers who have no family nearby. Thankfully, comprehensive travel insurance can provide coverage for private facilities. And, overall, the standard of healthcare is excellent in Greece . Emergency care is provided free to charge to anyone in public hospitals, regardless of nationality.

As in many countries, pharmacists are a good source of healthcare advice. There are more pharmacists per capita in Greece than nearly anywhere else in the world. Their regulations allow them to dispense products that are sometimes only available by prescription in other European countries. As such they are an excellent resource for minor maladies.

If you need an ambulance in Greece, call 166. There is at least one doctor on every island and larger islands have hospitals.

Also Read: Health Insurance in Greece for Foreigners

Preparing for Travel to Greece

There is a high proportion of smokers in Greece.  Nearly 50% are smokers – one of the highest smoking rates as   travelers to Europe often notice right away. Travelers with asthma or other respiratory concerns should take this into consideration.

Like all Mediterranean countries, the summer heat in Greece can be unbearable. If possible, travel in the “shoulder seasons”. The weather in May and October is beautiful and there are fewer travelers (and more hotel deals!) If you do travel in the summer, spend the extra money to splurge on a hotel room with air conditioning. Another way to stay healthy in the heat is to embrace an afternoon nap. When in Greece, the hours between 3 pm and 6 pm are considered siesta time.

Of course, no travel advice is complete without a little toilet talk! You’ll find modern flush toilets virtually everywhere in Greece. But be aware that you might occasionally encounter a squat-style toilet. And if you see a small garbage can directly beside a flush toilet, it’s for you to deposit your used toilet paper. Making repairs on sewage pipes is a challenge, the cradle of an ancient civilization. What counts as a routine maintenance job in a North American city can be an archaeological nightmare in Athens or Thessaloniki. Therefore, they’re sticking with their old, narrow pipes and toilet paper goes in the garbage can. Just consider it an interesting quirk that will make for a fun story when you return home!

Diet and  Vaccines  Advice When Visiting Greece

Greek people have an exceptionally healthy diet and a corresponding high life expectancy. While appreciation for vegetarian diets is not commonplace in Greece, finding vegetarian food is generally easy. Many popular Greek dishes are meat-free. Bread, yogurt, cheese, fresh vegetables and fruit, preserved vegetables like olives, spinach pastries, and eggplant dishes are available even in tiny villages.

In Athens and other large cities towns, tap water is drinkable. However, in most islands and in few mainland towns , bottled water is recommended. Throughout the country, bottled water is easy to find and affordable.

Vaccinations Required for Travel to Greece

“Make sure you are up-to-date on routine vaccines before every trip. These vaccines include the measles-mumps-rubella (MMR) vaccine, diphtheria-tetanus-pertussis vaccine, varicella (chickenpox) vaccine, polio vaccine, and your yearly flu shot.” CDC Greece . Otherwise, it is recommended (not required) that you get Hepatitis A and B as well as rabies vaccinations.

Emergency Number to Call in Greece

Should you find yourself in a travel emergency while visiting Greece, here are some useful numbers for emergency services:

• Emergency – 112
• Ambulance – 166
• Fire Department – 199
• Police – 100

With so many beautiful attractions, Greece is an unforgettable travel destination. Have a happy and healthy trip!

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GENERAL INFORMATION ON ENTRY VISAS

Depending on the duration and purpose of your journey to Greece, you may apply for a short-term “Schengen visa” or a long-term “national visa” for a stay of longer than 90 days.

Visa applicants need to appear in person in order to submit their application. VISA applications are received only by appointment at the Consular Office of the Embassy of Greece in Washington DC on:

2217 Massachusetts Avenue NW, Washington DC, 2008

Click here to book your appointment.

Public Hours are:

Monday         09.30 - 13.00 & 14.00 - 16.00

Tuesday        09.30 - 13.00

Wednesday   09.30 - 13.00

Thursday       09.30 - 13.00 & 14.00 - 16.00

Friday            09.30 - 13.00

Nearest Metro Station: Dupont Circle

The states of Delaware, the District of Columbia, Maryland, North Carolina, Virginia and West Virginia are within the jurisdiction of the Embassy of Greece in Washington DC.

Please note, that holders of U.S. Diplomatic and Official Passports need a Schengen Visa, in order to visit Greece.

• SCHENGEN VISAS
• NATIONAL VISAS

Ι. SCHENGEN VISAS

What is a Schengen Visa?

Visa is an authorization issued by one of the member states of the Schengen area with a view to transit through or an intended stay in the territory of the member states for a duration of up to 90 days in any 180-day period.

A uniform Schengen visa allows the holder a stay of up to 90 days within any 180-day period, and it is valid within the territory of the following countries: Greece, Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Hungary, Iceland, Italy, Latvia, Lithuania, Lichtenstein, Luxembourg, Malta, the Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden and Switzerland ( Schengen Area ).

To calculate the length of your stay in the Schengen Area, click here .

Who needs a Schengen visa?

Whether you need a Schengen visa depends on your nationality. See the list of countries the nationals of which need or do not require a Schengen visa for a stay of up to 90-days in the Schengen area.

Airport Transit Visa (ATV)

The nationals of certain third countries may also need an airport transit visa (ATV) when they are to change planes at an airport of a Schengen member state. See the common list and the national list of countries whose nationals require an ATV. See also the exemptions from the ATV requirement.

Prior Consultation

A Schengen member state may require the central authorities of other member states to consult its central authorities during the examination of applications lodged by nationals of specific third countries. This consultation process can take up to seven days. Thus, visa applicants must bear this in mind when they lodge their visa applications. See the list of countries for which consultation is required.

Family members of EU/EEA & Swiss citizens

If you are a family member of a citizen of a member state of the EU, the EEA or Switzerland, you may be eligible • for priority service when you lodge a visa application, • to apply directly at the Consulate, • to submit fewer documents and • for waiving of the visa fee, provided you can respond in the affirmative to all the following questions: A) Is there a citizen of the EU who exercises the right of free movement and from whom the visa applicant derives any rights? B) Does the visa applicant come under the definition of family member? C) Is the visa applicant accompanying or going to meet the EU citizen?

Rights deriving from the issued visa

Mere possession of an entry visa does not automatically confer the holder the right to enter the Schengen area. The border control authorities or other competent authorities can check the purpose of the journey and whether entry conditions are met. During their entry into Greece, citizens of third countries must be able to show that they have the necessary financial resources for their stay. For information, click here . These checks may result in the visa holder not being allowed to enter the country.

Refusal of visa application

If the visa application is refused, the consular authority will notify you in writing of the reasons for refusal. The refusal of a visa application is an individual administrative act that you can appeal. The form notifying you of the refusal of your application contains the necessary information on how you can appeal the decision.

Important Notice:

As of February 28, 2022, by an E.U. Council decision (6622/22/25-02-2022), the E.U. – Russia Visa Facilitation Agreement (VFA) was partially suspended for certain categories of Russian Federation citizens when they apply for a Schengen visa. In particular:

A. Visa exemption has been waived from all diplomatic passport holders, thus all of them should apply for a visa.

B. Applicants, enumerated below, are required to (i) pay a full visa fee (80 Euro) and (ii) submit in full all necessary documents in accordance with the Visa Code (the relevant provision, as for required attachments to their applications, of the VFA was waived too):

Members of the Russian Federation's official delegations who, following an official invitation addressed to the Russian Federation, are to participate in official meetings, consultations, negotiations or exchange programmes, as well as in events held in the territory of one of the Member States by intergovernmental organizations {Article 4 (1), point (a) & Article 5 (2), point (a)};

Members of national and regional Governments and Parliaments, as well as members Russian Federation’s Constitutional and Supreme Courts {Article 5 (1), point (a)};

Business applicants and representatives of business organizations {Article 4 (1), point (b)};

Citizens of the Russian Federation or the Member States holding valid diplomatic passports;

ΙΙ. LODGING OF VISA APPLICATION

The visa application shall, as a rule, be lodged to the consular authority at least 15 days before the intended visit and no earlier than three months before the start of the intended visit.

The decision on the visa application is made, as a rule, within 15 calendar days of the date of the lodging the application which is admissible by the consular authority. This period may be extended to up to 30 days or, in exceptional, specific cases to 60 calendar days. The consular authority will inform you of the decision date when it receives the application.

General rules for lodging a visa application

To apply for a visa you shall submit:

1. Visa application form completed and signed

2. Passport , with at least two blank pages. The passport shall have been issued within the previous ten years. The passport shall be valid for at least three months after the intended date of your departure from the Schengen area or, in the case of multiple trips, until the date on which you plan to depart after your final stay.

3. A recent photograph conforming to ICAO standards .

4. Fingerprints . The applicant’s fingerprints shall be collected if they have not been registered in the VIS within the previous 59 months, during a previous lodging of a Schengen visa application. Certain categories of applicants are exempt from this obligation .

5. Visa fee .

Supporting documents

7. Bank and credit card statements for the last 3 months.

8. W-2 forms for the last 2 years.

9. a) For employees: Reference letter from the employer stating position and monthly or annual salary b) For self-employed persons: A letter from the bank that you do business with, stating that the company is in good standing. c) For foreign students on F1 visas: -valid I-20 -reference letter from educational institution (school/college/university)   stating that you are in good standing, your major and the expected date of graduation.

10. Roundtrip tickets and itinerary of your trip.

11. Hotel reservations or proof of participation in group travel. -If you are invited by a friend or family member: A letter of invitation (affidavit) signed by the inviting person and duly notarized in Greece. -If you are travelling for business and your accommodation costs are covered by an inviting company in Greece: A letter from the inviting company

Travel Medical Insurance

Applicants shall have travel medical insurance that covers emergency medical care, hospitalization and repatriation (in case of death included). The minimum coverage should be for €30.000. This insurance shall be valid for the entire Schengen area, in the case of a uniform visa, or for the territory of member state(s) concerned in case of a visa of limited territorial validity, and throughout the duration of the stay.

Please note that, during the processing time, the consulate may, in individual cases, ask you to submit additional information or documents, or, if deemed necessary, call the applicant for an interview.

Information on the processing of your personal data - General Data Protection Regulation – information to be provided to visa applicants

Information on the processing of your personal data General Data Protection Regulation – information to be provided to visa applicants

Request for information on data in the national visa information system in Greece (N.VIS)

Request for correction or deletion of data in the national visa information system in Greece (N.VIS)

Attention! When your passport is returned to you, we ask that you check the affixed visa for any errors. If you find any errors, notify the consular authority immediately. If you do not do so, the consular authority bears no responsibility for any problems you may have carrying out your trip.

See useful information here on the visa you have been issued and on your trip to Greece and the Schengen area.

I. ENTRY AND RESIDENCE OF THIRD-COUNTRY NATIONALS IN GREECE - NATIONAL LEGISLATION

A long - term visa 1 (National visa - D Type Visa) is an authorization issued by the competent Greek authorities for the entry and stay of third - country nationals in Greek territory for a period exceeding 90 and up to 365 days , according to the respective national legislation or European Union law on the residence status of third - country nationals.

Competent authority for issuing a national visa is the Greek diplomatic mission or consular post in whose jurisdiction the applicant is legally located.

I.a. Issuing procedure for national entry visas

According to Article 5, paragraph 7 of Act 4251/2014, national visas are issued based on the respective residence permit regulations and their duration is related, as the case may be, to that of intended stay. Additionally, Foreign Affairs Minister Decree F3497.3/AP24245/2014 (Government Gazette No. 1820, issue B’) determines the general supporting documents and the issuing procedure for national long - term entry visas 2 . Finally, Joint Ministerial Decree No. 30825/14 (Government Gazette No. 1528, issue B’,) specifies the documents required for issuing national entry visas and the issuing and renewing of residence permits pursuant to Act 4251/2014 3 .

National entry visas are issued regardless of whether or not the applicant, third - country national, is subject to an entry visa obligation, pursuant to Regulation (EC) No. 539/2001 of the European Union Council of March 15, 2001, as amended and in force, and does not grant its holder an irrevocable right of entry.

Meeting the requirements of the Joint Ministerial Decree provided by paragraph 1, Article 136 of Act 4245/2014 does not prejudge the issuance of a national long - term visa, which falls under the exclusive competence of the diplomatic mission or consular post.

I.b. Duration of national entry visas

National visas are issued based on the respective residence permit regulations and their duration is related, as the case may be, to that of the intended stay. National visas are not extended. (Article 5, paragraph 7 of Act 4251/2014).

In addition, national visas issued to third - country nationals are generally valid for one year (365 days), with the exception of persons provided by Article 18 of Act 4251/2014, who enter the country for a specific purpose and for a specific stay period, not exceeding one year, and the period of stay is related to achieving the purpose. In these cases, the competent consular post issues, without prejudice to the general and specific provisions on visas, national entry visas for periods not exceeding 365 days, without requiring the issuance of a residence permit by the jointly competent authorities. These categories are: B1. Seasonal employees (up to 6 months). B2. Fishworkers (up to 11 months). B3. Members of artistic groups (up to 1 year). B4. Employees legally employed by an undertaking established in a Member State of the European Union, who travel to provide a specific service under a contractual obligation (up to 1 year). B5. Qualified technical staff employed by an undertaking established in a third country, under a procurement contract, to provide specific services (up to 6 months). B5. Leaders of organized tourist groups (up to 8 months). B6. Sportspersons, coaches and other specialized personnel for training purposes (up to 6 months). B7. Students participating in a traineeship program (up to 6 months).

I.c. Issuance of a residence permit

When issuing national entry visas, consular posts must inform the applicants that the possession of an entry visa does not exempt them from the obligation to file, immediately upon arrival in Greece, an application and the required supporting documents to the competent Aliens and Immigration Department of the Decentralized Administration of their place of residence or stay, to be provided with the corresponding residence permits (Article 7, paragraph 1 of Act 4251/2014).

I.d. Rights of national entry visa holders

An entry visa does not automatically confer further rights (e.g. possibility to work), but should be accompanied by a relevant certificate proving the lodging of an application to issue a residence permit. A residence permit is the legal document providing the necessary certification from the competent Greek authorities, based on which the third - country national is allowed to legally stay in Greek territory and have all rights provided for in the national immigration legislation 4 .

Since April 5, 2010, when the Visa Code and Regulation 265/2010 entered into force 5 , the principle of equivalence has been introduced between residence permits and long - term visas, as regards the free movement of their holders in the single Schengen area and, therefore, any third - country national holding a long - term visa issued by a Member State and having a period of validity of up to one year, may travel to other Member States for 90 days, within any period of 180 days, under the same terms applying to holders of residence permits , provided that he/she meets the requirements of Article 5, paragraph 1, points a), c), d) and e) of Regulation (EC) 562/2006 6 (Schengen Borders Code).

I.e. General supporting documents and issuing procedure for national entry visas

Third - country nationals wishing to receive a national long - term entry visa must present themselves in person before the Greek diplomatic mission or consular post in the jurisdiction of which they legally reside and regardless of the national visa category to be issued , in order to:

• be interviewed, to establish the purpose of their entry and stay in Greece,
• file the general supporting documents provided by the Minister of Foreign Affairs Decree F3497.3/AP24245/2014 (Government Gazette No. 1820, issue B’) and the specific supporting documents (see. Chapters A - H, as appropriate) provided by the Joint Ministerial Decree No. 30825/2014 (Government Gazette No. 1528, issue B’,). Note: The Greek diplomatic mission or consular posts who have signed a contract of cooperation with an external service provider, pursuant to Article 43 and Annex X to the Visa Code (Regulation 810/2009/EU), may delegate to it the performance of one or more duties set out in paragraph 6, Article 43 of Regulation 810/2009/EU, for selected, at their discretion, types of national entry visas.
• pay the required fees, as specified in the applicable national legislation.

The long - term visa (national visa - D Type Visa) may be issued under the following general conditions and as long as the applicant, third - country national, produces to the competent diplomatic mission or consular post:

• a fully completed and signed application form for a long - term national visa, accompanied by a recent colour photograph of the applicant, which must meet the relevant standards provided by the International Civil Aviation Organization (ICAO). The application form stands for the statutory declaration, provided by paragraph 6, Article 22 of Act 1599/1986, that the data reported are true and the supporting documents are not forged or falsified.
• a passport or any other travel document recognized by the competent Greek authorities meeting the following criteria: a) its validity exceeds by at least three months the intended date of departure from the territory of the Enhanced Schengen Cooperation Member - States or, in case of more than one visits, after the last intended date of departure from the territory of the Member - States; however, under reasoned urgent circumstances, this obligation may be lifted; b) it has at least two blank pages; c) it has been issued within the previous decade 7 .
• criminal record certificate issued by the foreign authorities , certifying the criminal status of the applicant in the country of his/her residence. In cases where the applicant demonstrably lives in a country different from that of his/her origin, for more than a year before lodging the entry visa application, the consular post may, additionally, request the presentation of a criminal record certificate issued by the country of nationality of the third - country national, as long as the country of his/her residence does not require a criminal record certificate issued by the country of nationality, to issue a residence permit. In cases where there is a final court judgment, irrespective of the sentence, and in order to prove the relevance of the offence with reasons that may constitute a danger to public order and security, specific reasons are sought and individual parameters are weighed, such as the severity of the offence, recidivism and, in general, the unlawful conduct of the third - country national.
• medical certificate issued by a recognized state or private institution , showing that the person concerned does not suffer from a disease which may constitute a risk to public health, according to the international data of the World Health Organization (WHO) and the European Union acquis, as well as other infectious, contagious or parasitic diseases, imposing the taking of measures to protect public health;

Furthermore,

• the person concerned is not considered a threat to public order, internal security, public health or international relations and is not registered as undesirable in national databases ,
• has travel insurance , with a duration equal to, at minimum, that of the visa issued, covering the costs which may arise in case of repatriation for medical reasons, for urgent medical care and/or for emergency hospital care.

In order to establish that there are no grounds for refusing entry under paragraph 2, Article 4 of Act 4251/2014, the competent diplomatic mission and consular post may require that additional supporting documents are filed.

I.f. Supporting documents for each category of National Visas

Translation of the General Supporting Documents for National Visas

1. Point (ie), Article 1 of Act 4251/2014 (Government Gazette no. 80, issue A’, 1/4/2014).

2. Enabling provision of Article 136, paragraph 16 of Act 4251/2014 (Government Gazette no. 80, issue A’, 1.4.2014).

3. Enabling provision of Article 136, paragraph 16 of Act 4251/2014 (Government Gazette no. 80, issue A’, 1.4.2014).

4. Point q), Article 1 of Act 4251/2014 (Government Gazette No. 80, issue A’, 1/4/2014).

5. Official Journal Official Journal of the European Union No. L 85, March 31, 2010, p. 1.

6. Official Journal Official Journal of the European Union No. L 105 of 13 April 2006, p. 1.

7. In case of non - recognition of the travel document by Greece, the competent diplomatic mission or consular post may issue to the third - country national a long - term entry visa in uniform format, as defined by Regulation (EC) No. 333/2002 of the Council of February 18, 2002, for the introduction of the uniform form, on which the visa issued by Member States to persons holding travel documents not recognized by the Member State issuing the form is affixed [Article 2, point 8 of Regulation (EC) 810/2009 [Visa Code/Official Journal of the European Union No. L 53, 23.2.2002].

II. APPLICATION FORM

Application for a visa for a long stay in Greece

III. REGULATION

Regulation (EU) no 265/2010 of the European Parliament and of the Council of 25 March 2011 Regulation 4251/2014

IV. ERASMUS

-ERASMUS+ Programme Visa & Residence Permit guide for students 1. COME TO STUDY OR TEACH IN EUROPE 2. WORK TOGETHER WITH EUROPEAN HIGHER EDUCATION INSTITUTIONS 3. Erasmus+ booklet_International dimension 4. List of Universities participating in the ERASMUS Useful information: http://www.iky.gr/en/discover-erasmus

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We will cover your medical costs related to Coronavirus provided you haven't travelled against  World Health Organisation  or any other government body’s advice in your home country or the country you are travelling to) or medical advice.

The embassy states that I must get an insurance certificate with Covid protection. Is this possible?

All issued electronic certificates purchased on the axa-schengen site include this disclaimer: “Medical fees related to COVID-19 are covered in the terms, conditions & exclusions established in the insurance policy”.

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AXA's Low Cost   insurance covers medical expenses up to €30,000 in the following European countries: Austria, Belgium, Croatia, the Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, the Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland .

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Schengen travel insurance provides you with travel and medical insurance for all the 29 countries that make up the Schengen Area - covering you for trips across the continent or holidays in any nation within the Schengen Zone. AXA is the leading provider of this type of insurance.

Here is the complete list of countries that you can visit with Schengen insurance (provided you have a Schengen visa ) : Austria, Belgium, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, The Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland.

Why do I need travel insurance to visit Europe ?

A requirement for obtaining a Schengen Visa is to have insurance covering you in all states in the Schengen Area up to medical costs of €30,000. The easiest way to do this is to obtain Schengen travel and medical insurance from an accredited provider, such as AXA, which is the leading brand for this type of insurance.

Not all travelers require a Schengen Visa to travel to the Schengen Area, as countries including the U.S.A., Mexico, Brazil, and Canada have visa-free arrangements with the Schengen Zone. However, it is still strongly recommended you obtain insurance as all your medical costs, or those you may incur should something go wrong on your trip, may not be covered without obtaining travel insurance. If you are planning to travel to more than one Schengen country or want to be flexible with your itinerary, it is also a great way to ensure you are covered in the majority of countries in Europe.

If you are a U.K national, we recommend you to read our detailed guide on the effects of Brexit on travel and residency in Europe .

Will getting travel insurance ensure I get a Schengen visa ?

Although it is an essential document to supply when applying for a Schengen Visa, you will also need to supply other supporting documents that outline the reasons for your visit, your itinerary and accommodation plans, as well as how you intend to support yourself and any plans to work or study. Your application may also be rejected by embassy officials - but this is relatively rare as long as all your documents are in order.

How can AXA help with your travel insurance ?

AXA can help by providing you with Low Cost Schengen Area travel insurance that meets your visa requirements when traveling to the Schengen Area from as little as €22 per week - a fee that will cover you for medical expenses up to €30,000 in all Schengen countries - a price that isn’t too hard on your wallet ahead of your trip! A certificate proving you are insured will also be available immediately, meaning you can get on with your application.

AXA is the number one provider of travel insurance for trips to Europe and offers assistance 24/7, as well as other options and tailor-made products. Other coverage available includes our Europe Travel insurance, costing €33 per week, or Schengen Multi Trip insurance, which is perfect for regular travelers and available for €328 for a year’s coverage.

What should I do if I have a medical issue while in the Schengen Area?

Please contact us as soon as possible on the phone number given with the special conditions you receive after taking out your policy. Our helpful staff will then do all we can to resolve your issue and get you treatment or travel home, in line with the conditions of your policy.

Frequently asked questions about countries covered by Schengen travel insurance

1 - does schengen insurance cover countries other than those in the schengen area .

Other than those microstates mentioned, no. If you plan to travel to countries outside the Schengen Area, you will need to get insured there, though this will not affect your Schengen travel insurance covering you while inside the area.

2 - I want to buy travel insurance for my partner and children as a group. Can I do so ?

Yes. You can buy for up to 10 people with only one payment.

3 - Can I get a refund if my Schengen Visa application is refused?

Subject to certain conditions, yes. However, you will need to provide documentation from the embassy, consulate, or visa application center where you applied stating the reason for the refusal.

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Travel Insurance for a Greece Vacation (2024)

Travel insurance for a Greece vacation can protect against emergency medical costs, reimburse you for cancellations and protect you from other unexpected issues.

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Josh Lew is a travel journalist and writer based in the midwestern U.S. He has been active for the past decade, covering airlines, international destinations and ecotourism for sites like TravelPulse and TreeHugger. He currently contributes to content writing agency World Words.

Sabrina Lopez is an editor with over six years of experience writing and editing digital content with a particular focus on home services, home products and personal finance. When she is not working on articles to help consumers make informed decisions, Sabrina enjoys creative writing and spending time with her family and their two parrots.

Greece is one of Europe’s most well-known and beloved travel destinations. Cities like Thessaloniki and Athens have historic attractions, such as the Acropolis. Meanwhile, Greek islands like Santorini, Corfu and Mykonos boast some of the Mediterranean’s best beaches and liveliest party scenes.

The diverse list of attractions brings tourists from all over the world. More than 29 million visited in 2022, with many combining their Greece trip with stops in Italy, Croatia and other Mediterranean hotspots.

The U.S. State Department calls Greece a relatively safe destination. However, the travel industry is unregulated, making it challenging to choose reputable operators. Also, general labor strikes and demonstrations, earthquakes and petty theft can derail your travel schedule.

Comprehensive travel insurance plans can reimburse you for delays or cancellations so that you can return to your itinerary after experiencing problems.

Here is what you need to know to stay safe in Greece and select the best travel insurance for your needs.

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Do I Need Travel Insurance for Greece?

Greece does not require travel insurance for tourists from the U.S. Because it is part of the Schengen area , visitors can stay for 90 days without pre-arranging a visa or meeting other conditions.

Even though it is not a legal requirement, tourists need travel insurance to avoid paying for emergency healthcare in Greece and if they wish to receive reimbursement for interruptions, cancellations, lost baggage or other travel problems that could ruin their trip.

Trip cancellation insurance offers protection before you arrive in Greece. Labor strikes are very common at European airlines and airports. Workers often choose the busiest travel season in the hope that it will increase their employers’ willingness to bargain. Cancellation and interruption coverage provides compensation for such delays so that you don’t have to pay out of pocket.

Finally, international travel is expensive. If you buy travel insurance, you can avoid sunken costs by getting reimbursement for the pre-booked portions of your vacation if you become ill or injured and are unable to travel.

Here are five coverage types you could include on your travel insurance policy.

Cancel for Any Reason Coverage

Standard trip insurance allows you to cancel your plans and receive reimbursement for the trip cost. However, to receive compensation, the cancellation must be due to unpredictable circumstances beyond your control.

Standard travel insurance plans have exclusions, which are unacceptable reasons for cancellation. The insurance company will not reimburse you if you cancel because of an appointment or event, a change in relationship status or financial problems.

Cancel for any reason (CFAR) insurance does not require you to prove the reason for the cancellation. CFAR coverage may increase premium costs, but the higher fee could be worthwhile if you book your trip far in advance and wish to protect against scheduling conflicts or other issues.

Gear Theft Protection

Gear theft protection covers valuables like phones, cameras, computers and other tech devices. It may also be useful for insuring equipment, such as diving gear, that you use in Greece.

Even though robbery is relatively rare in Greece, bag snatching is commonplace, and pickpockets often target phones or other small tech devices. These petty crimes make gear theft protection a good idea.

Comprehensive travel plans often include thefts. However, you need to check the limits of the policy. Some insurance providers only cover gear up to $1,000 (or even less). This amount won’t pay for the replacement of expensive devices. Insurers may offer stand-alone policies or add-ons to provide additional gear coverage.

Medical Emergency Insurance and Emergency Medical Evacuation

Medical emergency insurance is essential for travel in Greece. According to the State Department , private hospitals in the country will not admit patients without health insurance. Public hospitals will offer care but require cash payments before discharge.

Since most U.S. insurers, including Medicare, do not cover overseas treatments, even in an emergency, travel health insurance is necessary. It is the only option for most travelers to get medical care without paying out of pocket.

In addition to protecting you from high medical bills, policies often include evacuation insurance coverage. This type of travel medical insurance pays for transport to the U.S. if you need long-term care or procedures unavailable in Greece. It will also pay for repatriation if you pass away during your vacation.

Medical coverage is available in single-trip policies or as an annual or multi-trip package. All insurance covers necessary treatments for illnesses or injuries, but it may exclude certain pre-existing medical conditions. If you have pre-existing conditions , you should check the policy details and confirm coverage before departing.

Rental Car Protection

Car rental agencies in Greece usually require collision damage waiver (CDW) coverage. This policy pays for damage and often comes in two varieties: a cheaper version that requires you to pay a portion of repair costs and a more expensive variety that covers all damage.

You have several options for additional coverage.

• A credit card may offer auto insurance for rental cars if you use it to pay for the rental.
• Stand-alone auto insurance could be useful if you plan to drive extensively in Greece.
• A comprehensive travel insurance plan could include auto coverage, or the insurer may offer it as an add-on.

You should only rent from reputable agencies and use insurance when renting a vehicle in Greece.

Trip Cancellation Insurance

Trip cancellation insurance covers the cost of your Greece trip if it gets canceled due to unexpected circumstances.

Common reasons for cancellation can include the following:

• Selection for jury duty
• A subpoena to appear in court
• Military deployment
• A verifiable illness that you do not recover from before your departure date
• An injury that keeps you from traveling
• The death of a close family member
• A natural disaster or unexpected conflict in your destination
• Other duties you are legally required to complete

These policies do not cover cancellations due to social engagements, weddings or other events you are not legally obligated to attend.

Many cancellation policies also include trip interruption insurance. This coverage is for delays and cancellations after you depart from your home. It will pay for the costs incurred during delays from airport labor strikes, canceled flights or natural disasters.

Even if you feel the chance of cancellations is small, this policy can give you peace of mind knowing you won’t lose your travel investment if the worst happens.

How Much Does Greece Travel Insurance Cost?

The cost of travel insurance cover varies depending on several factors:

• The coverage you already have through a credit card or other insurance policy
• The length of your stay
• Your itinerary and planned activities
• The value of the gear you bring
• The level of medical assistance you need if you become ill or get injured
• Your home state

For some travelers, a cheap travel insurance policy provides sufficient protection. Comprehensive standard policies are often the most convenient option for the average traveler because they provide all the necessary components.

We requested quotes from ten travel insurance companies for their most affordable plan for a trip to Greece. The below quotes are for a 30-year-old traveler from Florida, traveling to Greece for ten days in September 2024, with a total trip cost of $4,000. Policies include coverage for cancellations, interruptions, delays, medical care and evacuation.

These quotes were collected in April 2024 for a trip in September 2024.

You can learn more about the costs of travel insurance here: How Much Is Travel Insurance?

How Do I Get Travel Insurance for Greece?

The first step in getting travel insurance for Greece is to define your insurance needs. You may already have some coverage. Ask yourself the following questions:

• Does your credit card offer cancellation coverage for airfares or hotel reservations?
• Does your credit card provide rental car insurance if you use it to pay for your vehicle?
• Will your health insurance work overseas?
• Does the airline offer cancellation insurance or have a policy that lets you cancel your flight for specific reasons?

These questions will help you decide how much coverage you need and the type of policy that best fits your travel plans.

You should always read the disclaimer text and check the fine print to ensure the policy will work in the chosen destination, cover any pre-existing conditions, and apply to the activities you have planned.

Greece Safety Tips

The State Department currently has a Level 1 travel advisory for Greece. Level 1 countries are safe to visit as long as you exercise normal precautions.

Here are the safety steps you should consider when traveling in Greece.

Crime and Safety

Violent crime is relatively rare. However, State Department advice mentions pickpockets and bag-snatchers, who work in crowded areas, such as tourist sites, trains and ferries. It also warns about thieves spiking drinks or targeting intoxicated tourists.

You can avoid these issues by leaving valuables at the hotel, hiding euro notes in a zippered pocket or money belt and never overindulging in alcohol in public settings.

Day Trips, Tours and Excursions

The tourism industry in Greece is not as heavily regulated as some other destinations in Europe. If you take day trips or tours, you should seek reputable operators who are well-reviewed online, recommended by trusted fellow tourists or connected by Greek guides and operators who provided you with good service in the past.

If you engage in adventure activities on land or in the water, you should always ensure you do not encounter challenges that exceed your skill level.

According to the U.S. Embassy in Athens, Greece has lifted all coronavirus-related restrictions. Masks are no longer required in public places, with the exception of healthcare facilities. You and anyone accompanying you will need to take a COVID-19 test when entering a hospital.

The Bottom Line: Is Travel Insurance for a Greece Vacation Worth It?

Because of the danger of disruptions due to labor strikes, earthquakes or airline cancellations, trip insurance is almost always a good investment when traveling to Greece. A comprehensive plan can also provide medical coverage and pay for evacuation by air if necessary.

Even if you do not have to make a claim, travel insurance will give you peace of mind and allow you to enjoy your trip instead of worrying about medical costs or interruptions.

Frequently Asked Questions About Travel Insurance in Greece

How do i claim compensation for cancellations in greece.

Greece follows EU aviation rules . You are entitled to compensation or rebooking if your flight is canceled. If it is delayed for more than three hours, the airline needs to cover the cost of accommodations, food and any other reasonable expenses.

You get compensation from airlines in the U.S. under similar circumstances. However, rebooking on a different flight could affect hotel reservations and other parts of your trip.

Is travel insurance necessary in Greece?

Greek authorities do not require travel insurance, but without it, you may have to pay medical costs, and you will not be reimbursed for cancellations or expenses incurred during trip interruptions.

How much does travel insurance for Greece cost?

Costs vary depending on your coverage needs. Standard comprehensive policies are between $84.21 and $117 for a two-week trip in August 2023.

Can I buy travel insurance the day before my trip?

You can buy travel insurance the day before your trip. However, it may not cover cancellations if the cause of the cancellation originated before you purchased the policy.

Many insurers also allow you to buy a policy while you are traveling, but they require a three-day waiting period before the coverage begins.

If you have questions about this page, please reach out to our editors at [email protected] .

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Travel Advisory July 26, 2023

Greece - level 1: exercise normal precautions.

Reissued with obsolete COVID-19 page links removed.

Exercise normal precautions in Greece.

Read the country information page for additional information on travel to Greece.

If you decide to travel to Greece: 

• Enroll in the  Smart Traveler Enrollment Program  ( STEP ) to receive security messages and make it easier to locate you in an emergency.
• Follow the Department of State on  Facebook  and  Twitter .
• Review the  Country Security Report  for Greece.
• Visit the CDC page for the latest Travel Health Information related to your travel.
• Prepare a contingency plan for emergency situations. Review the  Traveler’s Checklist .

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91 Vasilisis Sophias Avenue 10160 Athens, Greece Telephone: +(30)(210) 721-2951 Emergency After-Hours Telephone: +30 210 729-4444 or +30 210 729-4301 Fax: +(30)(210) 724-5313 Email:   [email protected] Facebook

U.S. Consulate General Thessaloniki Plateia Commercial Center 43 Tsimiski Street, 7th floor 546 23 Thessaloniki Greece Telephone: +30-231-024-2905 Emergency After-Hours Telephone:  +30 210 729-4444 or +30 210 729-4301 Fax: +30 231-024-2927 Email:  [email protected] U.S. Embassy Athens provides all regular consular services including U.S. passports, notarials, and reports of birth and death abroad.

U.S. Consulate General Thessaloniki provides notarial service. Embassy Athens consular staff periodically provide regular consular services in Thessaloniki. Please check the U.S. Embassy Athens website for information on the next scheduled visit. Visa services are provided at Embassy Athens only.

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Entry, Exit and Visa Requirements

Visit the Embassy of Greece website for the most current visa information.

Greece is a party to the Schengen Agreement; therefore, U.S. citizens may enter Greece without a visa for stays of up to 90 days for tourism or business purposes. For additional details about travel into and within Schengen countries, please see our Schengen fact sheet .

• For entry into Greece, your passport should have at least six months of remaining validity . While Greek law requires three months of passport validity beyond the intended date of your departure, if you are transiting a country that requires six months of validity, you may not be permitted to continue your trip. We recommend that you have at least six months of validity to avoid any travel disruptions.
• U.S. citizens traveling on a passport reported lost or stolen will not be permitted entry into Greece and may be returned to their original departure point. This decision is the purview of the Greek immigration authorities; the U.S. Embassy cannot intervene. Emergency passports are issued only at the Embassy in Athens. Staff members do not travel to the air, land, or sea ports of entry.
• You must arrive in country with proof of sufficient funds and a return airline ticket or other evidence that you will depart Greece if asked. The sufficient funds requirement is often met with credit cards.
• U.S. official and diplomatic passport holders must obtain a Schengen visa prior to arrival. If you are traveling on a U.S. official or diplomatic passport, you will not be allowed to enter Greece without a visa.
• If traveling on official military orders , review the guidance in the Department of Defense Foreign Clearance Guide .

If you are a U.S. citizen with a passport listing your place of birth as the Northern Republic of Macedonia, the Greek authorities will stamp your passport.

If you are a U.S. citizen with a passport listing your place of birth as Skopje or the Republic of Macedonia, your U.S. passport should be recognized as a valid travel document. However, be aware:

• Greek Immigration officers at ports of entry (land, air, and sea) will not place entry stamps in a passport listing the traveler’s place of birth as Macedonia or the Republic of Macedonia.
• You will be asked to complete a short form on which the entry stamp will be placed.
• Keep the form with your passport while you are in Greece and present it upon departure. If you lose the form, you must visit a police station and file a report before the Greek authorities will permit you to depart the country.

HIV/AIDS RESTRICTIONS: The U.S. Department of State is unaware of any HIV/AIDS entry restrictions for visitors to or foreign residents of Greece.

Find information on dual nationality , prevention of international child abduction , and customs information on our website .

Safety and Security

Terrorism: Credible information indicates terrorist groups continue plotting possible near-term attacks in Europe. All European countries remain potentially vulnerable to attacks from transnational terrorist organizations. In the past year, there have been multiple terrorist attacks in Europe. Extremists continue to focus on tourist locations, transportation hubs, markets/shopping malls, and local government facilities as viable targets. In addition, hotels, clubs, restaurants, places of worship, parks, high-profile events, educational institutions, airports, and other soft targets remain priority locations for possible attacks. U.S. citizens should exercise additional vigilance in these and similar locations.

For more information, see our Terrorism page.

Strikes and Demonstrations:

• Domestic strikes, demonstrations, and work stoppages are common throughout Greece and can become violent. Stay informed through local news, hotel security, the U.S. Embassy website , and the Consular Section’s Facebook page . Enroll in STEP to receive alerts sent by the Embassy.
• Transportation sector strikes interrupt traffic, public transportation, taxis, seaports, and airports. Confirm domestic and international flights before heading to the airport.
• Avoid all areas affected by the annual November 17 demonstrations, including the U.S. Embassy.
• Anarchists and criminals have used university campuses as refuges. Demonstrators frequently congregate in the Polytechnic University area, Exarchia, Omonia, and Syntagma Squares in Athens; and at Aristotle Square, Aristotle University, and the Kamara area in Thessaloniki.
• Violent anarchist groups have joined public demonstrations to clash with police and vandalize public and private property.

Crime: Crimes against tourists, such as pick-pocketing and purse-snatching , occur at popular tourist sites and on public transportation, especially the metro. A common tactic is one person causes a commotion on the metro or pushes travelers to distract them while another person snatches the belongings. Thieves also seek out and break into rental cars to steal passports, valuables, and luggage. The Embassy has received reports of alcohol-induced attacks targeting individual tourists at some holiday resorts and bars.

Take the following precautions:

• Be cautious and aware of your surroundings.
• Do not leave bags unattended, especially on the metro and the Athens Airport train or in your vehicle.
• Avoid standing near bus or train doors. Thieves often strike as the doors open then disappear into the crowd.
• Use alcohol in moderation and remain in control.
• Never leave drinks unattended in bars or clubs.
• Be discreet when discussing plans and organizing belongings upon arrival.
• Protect yourself and your money by using well-lit, public ATMs.
• Be aware of internet scams with online thieves posing as loved ones or romantic interests.

See the  Department of State  and the  FBI  pages for information on scams.

Victims of Crime: Report crime to the local police and contact the U.S. Embassy at (+30) 210-720-2414 or the Emergency after-hours telephone (+30) 210-729-4444 if you require assistance. Remember that local authorities are responsible for investigating and prosecuting crimes.

See our webpage on help for U.S. victims of crime overseas .

• Help you find appropriate medical care
• Assist you in reporting a crime to the police
• Contact relatives or friends, with your written consent
• Explain the local criminal justice process in general terms
• Provide a list of local attorneys
• Provide our information on victim’s compensation programs in the United States.
• Provide an emergency loan for repatriation to the United States and/or limited medical support in certain cases of destitution
• Help you find accommodation and arrange flights home in certain cases of destitution
• Replace a stolen or lost passport

Domestic Violence: U.S. citizen victims of domestic violence may contact the Embassy for assistance.

Tremors and earthquakes occur regularly.  Forest fires are common, especially during the dry summer months, and occasionally cause road closures. In the event of a natural disaster, follow the instructions of local authorities. Contact the General Secretariat for Civil Protection, which responds to emergencies, at 210-335-9900 for more information. Operators speak English. Monitor the U.S. Embassy Athens’ website and Consular Facebook page .

Tourism : The tourism industry is unevenly regulated, and safety inspections for equipment and facilities do not commonly occur. Hazardous areas/activities are not always identified with appropriate signage, and staff may not be trained or certified either by the host government or by recognized authorities in the field. In the event of an injury, appropriate medical treatment is typically available only in/near major cities, such as Athens or Thessaloniki. First responders are generally unable to access areas outside of major cities and to provide urgent medical treatment. U.S. citizens are encouraged to purchase medical evacuation insurance. See our webpage for more information on insurance providers for overseas coverage.

Local Laws & Special Circumstances

Criminal Penalties: You are subject to local laws. If you violate local laws, even unknowingly, you may be expelled, arrested, or imprisoned. Possession of a U.S. passport will not prevent you from being arrested, prosecuted, or jailed.

• Penalties for possessing, using, or trafficking in illegal drugs are severe, and convicted offenders can expect long jail sentences and heavy fines. Marijuana is illegal in Greece.
• Driving under the influence of alcohol or drugs could land you immediately in jail.
• Photographing military installations is prohibited and may lead to arrest.
• Mace or pepper-spray canisters are illegal in Greece. Such items will be confiscated, and police may arrest or detain you.
• Carry your passport or some form of photo identification at all times. Police may detain you for questioning if you do not have proper identification with you.

Some crimes are also prosecutable in the United States, regardless of local law. For examples, see our website on crimes against minors abroad and the Department of Justice website.

Arrest Notification: If you are arrested or detained, ask police or prison officials to notify the U.S. Embassy immediately. See our webpage for further information.

Faith-Based Travelers: See our webpages for details:

• Faith-Based Travel Information
• International Religious Freedom Report – see country reports
• Human Rights Report – see country reports
• Hajj Fact Sheet for Travelers
• Best Practices for Volunteering Abroad

Greek Antiquities: Customs authorities strictly regulate the export of Greek antiquities, including rocks from archaeology sites. Do not remove anything, no matter how small, from archaeological or historical sites. Do not purchase protected antiquities and carry receipts for any purchases that may appear to be antiquities.

Military Service for Dual Nationals:

• Greek males between 19 and 45 are required to perform military service.
• If the Greek government considers you to be a Greek citizen, you may be required to fulfill this obligation whether or not you consider yourself Greek or possess a U.S. or third country’s passport.
• Authorities can prevent you from leaving Greece until you complete your military obligations . Contact the Greek embassy or nearest Greek consulate with questions.
• Generally, required military service will not affect your U.S. citizenship, but contact U.S. Embassy Athens if you have questions.

LGBTI Travelers: There are no legal restrictions on same-sex sexual relations or the organization of LGBTI events in Greece. LGBTI individuals in Greece are protected by anti-discrimination laws, and gender identity is among the grounds covered by laws against hate speech; however, non-governmental organizations report that social discrimination based on sexual orientation and gender identity is widespread in Greece and violence against LGBTI individuals remains a problem.

See our LGBTI travel information page and section six of our Human Rights Report for further details.

Travelers Who Require Accessibility Assistance: While Greek law prohibits discrimination against persons with physical or intellectual disabilities and local law requires access to buildings, sidewalks, and public transportation, application and enforcement of these laws is lacking.

• Handicapped parking spaces and sidewalk ramps are often occupied or blocked by parked vehicles.
• Sidewalks often are narrow with broken paving stones and large holes and obstructed by trees and street signs.
• Buildings with ramps might lack accessible elevators or bathrooms.
• A small percentage of public buildings (primarily in Athens) have full accessibility. Some buildings and intersections include accommodations for visually-impaired travelers.
• The Athens metro and Athens International Airport are fully accessible with ramps and elevators.
• Ask your hotel about accessibility before booking.

The Deputy Ombudsman for Social Welfare handles complaints related to persons with disabilities, especially those related to employment, social security, and transportation.

Students: See our students abroad page and  FBI travel tips .

Women Travelers: See our travel tips for women travelers .

Most public medical facilities in Greece offer adequate care, although service quality and hospital appearance may differ from the United States. Some private hospitals have affiliations with U.S. facilities and provide high-quality care. Many doctors trained in the United States or elsewhere in Europe.

• Private hospitals usually require proof of adequate insurance or cash before admitting a patient. Patients bear all costs for transfer to or between hospitals.
• Public hospitals often employ minimal nursing staff overnight and on weekends in non-emergency wards. Consider hiring a private nurse or having family spend the night with the patient, especially a minor child.

We do not pay medical bills. Be aware that U.S. Medicare is not accepted overseas.

Medical Insurance: Make sure your health insurance plan provides coverage overseas. Most care providers overseas only accept cash payments. You may be required to pay upfront and seek reimbursement from your insurance company. See our webpage for more information on insurance providers for overseas coverage .

We strongly recommend that travelers purchase travel insurance before their trips to cover medical evacuation.

If traveling with prescription medication, check with the Greek Embassy or consulate in the United States , the Customs office at Athens International Airport (+30 210-3542126) or the National Organization of Medicines ( [email protected] , www.eof.gr , +30 213-204-0000) to ensure the medication is legal in Greece. Always carry your prescription medication in original packaging with your doctor’s prescription.

Vaccinations: Be up-to-date on all vaccinations recommended by the U.S. Centers for Disease Control and Prevention.

Further health information:

• World Health Organization
• U.S. Centers for Disease Control and Prevention (CDC)

Travel and Transportation

Short-term Car Rentals: Greek law requires that visitors carry a valid U.S. driver’s license and an international driver’s permit (IDP), even if the rental company does not request to see your IDP. The Embassy does not issue IDPs. You must obtain your IDP in the United States from the American Automobile Association ( AAA ) or the American Automobile Touring Alliance ( AATA ). Contact AAA directly to inquire about their mail in option that will allow you to apply from overseas, but note that it will likely take days or weeks. If you drive without these documents, you may face high fines (1,000 Euros or more) or be responsible for all expenses in the event of an accident.

Road Conditions and Safety: Greece has one of the highest traffic fatality rates in the European Union. Exercise extreme caution as both a driver and a pedestrian, and follow these tips:

• Drive defensively.
• Expect heavy traffic, obscured traffic signs, and vehicles traveling at high speeds.
• Driving at night in inclement weather and on mountain roads can be hazardous.
• Local law requires all motorcyclists to wear a helmet.
• Check for motorbikes between lanes and on either side of you.
• Do not rely on lane markings. On many two-lane highways, slower traffic will drive on the shoulder, and cars will pass straddling the center double-yellow line.
• Review your insurance coverage before renting. Most insurance companies require that you have both your valid U.S. license and an international driver’s permit (IDP) for coverage in Greece. Small motorbike and all-terrain vehicle (ATV) rental firms frequently carry no insurance and require customers to cover the cost of all damages to their vehicles. Your insurance company may not cover two-wheel or ATV rentals.

Traffic Laws:

• Talking or texting on a mobile phone while driving is illegal. The police check phone records when investigating accidents.
• Driving under the influence of alcohol or drugs is illegal, and police conduct random alcohol testing.
• A Greek license is required if you stay more than 185 days in Greece. Contact the Regional Office of Transportation and Communications for more information.

See our road safety page for more information, including information on IDPs. Visit the Greek National Tourist Office website for more helpful tips.                                        

Public Transportation: Purchase and validate your ticket by touching it to the pad on the turnstile prior to boarding a bus or train. Inspectors randomly check for tickets. If you do not have a ticket, have the wrong ticket, or fail to validate your ticket, you could be fined up to 60 times the basic fare.

Aviation Safety Oversight: The U.S. Federal Aviation Administration (FAA) has assessed the Government of Greece’s Civil Aviation Authority as being in compliance with International Civil Aviation Organization (ICAO) aviation safety standards for oversight of Greece’s air carrier operations. Further information may be found on the FAA’s safety assessment page .

Maritime Travel: Mariners planning travel to Greece should monitor U.S. maritime advisories and alerts at www.marad.dot.gov/msci , the U.S. Coast Guard homeport website, https://homeport.uscg.mil , and the NGA broadcast warnings website https://msi.nga.mil/NGAPortal/MSI.portal . Greece implemented a Recreational and Daily Tour Cruise Ships Fee on all private and professional leisure ships with a total length of over seven meters, regardless of flag, in Greek territorial waters. Mariners should consult https://www.aade.gr/polites/etepai for details.

For additional travel information

• Enroll in the  Smart Traveler Enrollment Program (STEP)  to receive security messages and make it easier to locate you in an emergency.
• Call us in Washington, D.C. at 1-888-407-4747 (toll-free in the United States and Canada) or 1-202-501-4444 (from all other countries) from 8:00 a.m. to 8:00 p.m., Eastern Standard Time, Monday through Friday (except U.S. federal holidays).
• See the  State Department’s travel website  for the  Worldwide Caution  and  Travel Advisories .
• Follow us on  Twitter  and  Facebook .
• See  traveling safely abroad  for useful travel tips.

Review information about International Parental Child Abduction in Greece . For additional IPCA-related information, please see the  International Child Abduction Prevention and Return Act ( ICAPRA )  report.”

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What Is Schengen Travel Insurance?

Quick answer.

S chengen travel insurance is a specific type of travel insurance policy tailored to meet the travel medical coverage requirements set by the 27 (soon to be 29) European destinations within the Schengen Area. Travelers must present proof of sufficient coverage as part of the Schengen visa application process.

Schengen member countries have abolished their internal borders, allowing more accessible travel within the area. While this is incredibly convenient, some travelers may need a visa to visit Schengen countries. And one of the requirements to obtain that visa is to purchase sufficient travel medical insurance coverage.

Read on to learn more about Schengen visa travel insurance requirements and find the best travel insurance policy for your upcoming trip.

Table of contents

What is schengen travel insurance, schengen countries, visa and travel insurance requirements for the schengen area, key coverages in schengen travel insurance, how to get schengen travel insurance, schengen travel insurance faqs, summary of money’s guide to schengen travel insurance.

Schengen travel insurance is designed for travelers entering the Schengen zone, which comprises 27 (soon to be 29) European nations that have abolished internal borders.

Many visitors, including citizens from non-EU countries like India and China, must obtain a travel visa to enter the Schengen Area. And a requirement for a Schengen Visa is to have insurance covering at least €30,000 (around $32,720) in medical costs.

However, there are exemptions. For example, U.S. citizens and residents of countries such as Canada, Brazil and Mexico don’t need a Schengen visa or travel insurance for stays of up to 90 days within a 180-day period.

The Schengen Area consists of a diverse tapestry of countries. Among the member nations are some of the best places to visit in Europe , including France, Italy, Germany, Spain, Greece and the Netherlands.

Here’s the complete list:

Ireland and Cyprus are the only E.U. member states not currently part of the Schengen Agreement.

Having a valid U.S. passport allows you to spend up to 90 days within a 180-day period in the Schengen Area, whether for tourism or business purposes.

Once officially admitted, you can travel freely within the member countries without passing through customs each time. Stays under 90 days don’t require a visa for U.S. nationals, but your passport should be valid for at least six months past your travel dates.

Short stays don’t require travel medical insurance either, though travel insurance may still be worth it . That could be especially true if you plan to participate in adventure sports or other high-risk activities.

Travel insurance generally also covers cancellations and delays. Purchasing a policy could pay off if you’ve booked expensive, non-refundable flights or accommodations and didn’t purchase them with one of the best travel credit cards that offer insurance.

European Travel Information and Authorisation System (ETIAS)

Travel requirements for European Union countries are projected to change by mid-2025. Visa-exempt travelers to all 27 (soon to be 29) Schengen countries and Cyprus will need an ETIAS authorization.

Here’s what you need to know:

• You must complete an online application and pay a small fee for an ETIAS authorization.
• The authorization is tied to your passport and is valid for three years or until your passport expires.
• With a valid travel authorization, you can enter 30 European countries for short stays of up to 90 days within a 180-day period.
• ETIAS authorization does not guarantee entry into any of these countries. You still have to present your passport and documents at the border.
• The above applies to people from the U.S., Canada and dozens of other countries, so check the E.U.’s official travel website or your country’s embassy for more information. An ETIAS is not a visa and doesn’t mandate travel medical insurance.

Schengen visa requirements

You’ll need a visa if you’re from a visa-exempt country, like the U.S., and planning to stay in the Schengen Area beyond the 90-day threshold. Regardless of the length of the stay, nationals traveling from certain countries always require a visa.

Determine which Schengen country you’ll spend most of your time in and check with their official tourism or embassy website for instructions on applying for a visa. The embassy will inform you about the required documentation and instructions to meet their regulations.

Schengen visa processing time can vary depending on your country of origin and your destination country, so be sure to start the process as early as possible.

Besides the application form, the following are required to obtain a Schengen visa:

• Valid passport: Your passport must be valid for at least three months after departure.
• Passport photo: You must submit a picture of yourself that complies with the International Civil Aviation Organisation (ICAO) standards.
• Travel medical insurance: You must carry at least €30,000 (approximately $32,720) in coverage for medical emergencies, hospitalization and repatriation that’s valid in the entire Schengen Area for the duration of your stay.
• Documentation: You must provide evidence of the purpose of your visit through supporting documentation, demonstrate you have the financial means to cover expenses and accommodations and show intent to return to your home country after the stay.
• Fingerprints: Most, but not all, applicants will be required to submit their fingerprints along with their application.

Consulates of particular countries may require additional documentation.

Understanding what travel insurance covers can help you plan a worry-free journey. While plans and coverage options vary by company, here’s a breakdown of what Schengen travel insurance generally covers.

• Medical expenses: Travel medical insurance covers the cost of treating unexpected illnesses or injuries you suffer during your trip, up to your policy limits. These include the cost of medications, hospitalization and other essential medical treatments.
• Medical repatriation: Some travel medical policies also include emergency medical evacuation or repatriation, which covers some of the costs of transporting you back home or to a different medical facility to receive necessary medical treatment.
• Repatriation of remains: As the name suggests, this coverage will pay (up to your policy limits) for expenses related to transporting your body or cremated remains to your home country or point of origin.
• 24/7 Travel Assistance: Travel insurance companies generally offer round-the-clock assistance services, including language support, help recovering lost passports or prescriptions and even booking accommodations and medical transportation.

Note that some companies may require you to meet a deductible for the travel medical plan to start paying out.

Other travel-related coverage options

Most travel insurers sell policies covering medical emergencies and travel-related inconveniences such as delays, cancellations, lost luggage, and more. While you don’t need these coverage options to obtain a Schengen visa, you may still find them worthwhile.

• Trip cancellation and trip interruption: Covers non-refundable expenses if you need to cancel or cut your trip short due to unforeseen events like illness or accidents.
• Baggage loss or delay: Helps cover the cost of replacing essential items if your baggage is lost or delayed by a specified number of hours.
• Delayed flights and missed connections: Provides compensation for additional expenses caused by inconveniences such as delays or missed connections.

It’s easy to buy travel insurance for your Schengen Area trip. Many providers offer policies that fulfill the visa requirement and include additional coverage that can be tailored to your needs.

Here are some steps to help you get the right coverage.

1. Research reputable travel insurance providers

Most travel insurers bundle travel medical insurance coverage with trip cancellation, interruption, and other coverage options. If you only want to satisfy Schengen visa requirements, look for a provider that explicitly markets Schengen travel insurance or offers stand-alone travel medical coverage.

2. Select a plan that meets your needs and get a quote

Remember that you may not need trip insurance beyond the €30,000 in travel medical coverage required for a Schengen visa, so read plan details carefully to avoid buying unnecessary coverage.

It also pays to shop around and get quotes from several insurers, as travel insurance costs between 3% and 14% of the total cost of your trip, depending on the company and policy you choose.

3. Read your policy details

When shopping for travel insurance online, you’ll typically find that most companies include a policy summary or schedule. This document outlines critical details such as the policy’s coverage limits and exclusions. Carefully reading it can help you avoid surprises and frustration if you ever need to file a claim.

If you still have questions after reading the policy summary, contact the insurer before finalizing your purchase.

4. Get to know the claims process

Similarly, reading about your insurance provider’s claims process can save you time and energy in an emergency. Your policy summary should include a list of documents you’ll be required to provide as part of the claims process, which may include receipts and medical bills.

After a covered incident, contact your insurer through the company’s website or mobile app as soon as possible. Most insurers also offer travel assistance services around the clock.

5. Purchase and safeguard your policy

You will need proof of your travel medical insurance plan to apply for a Schengen visa. Keep your insurance certificate in a secure yet accessible location, whether a digital version on your smartphone or a physical printout in your travel folder.

It may also be a good idea to share a copy of your policy with a trusted friend or family member back home so they can contact your insurance provider if you cannot request medical assistance due to an emergency.

Should I get travel insurance for Europe?

Travel insurance, especially within the Schengen Area, is not just recommended but often mandatory. To obtain a visa to visit the Schengen zone, you must show proof of having sufficient travel medical insurance.

How much travel insurance do I need for Europe?

What countries does europe travel insurance cover.

• The first step before you travel to any Schengen country is to determine whether you need a visa and, therefore, mandatory travel medical insurance for a Schengen visa.
• Check with your country’s embassy, Department of Foreign Affairs or the tourism website of the country you plan to visit for specifics about medical travel insurance for Schengen visa requirements.
• You don’t need a visa or international travel insurance if you have a valid U.S. passport and are visiting the Schengen zone for less than 90 days in a 180-day period.
• If you’re a U.S. national planning to visit the Schengen Area for more than 90 days, you must apply for a visa and secure adequate travel health insurance (at least €30,000 in travel medical and repatriation coverage).

© Copyright 2024 Money Group, LLC . All Rights Reserved.

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Going on a trip abroad is exciting, but emergencies can happen, and if they do, it can be expensive and challenging affair. You can take some of your stress away by booking a travel medical insurance policy with Covid-19 coverage at competitive pricing from global insurers. Don't forget that for Schengen visa applications, travel insurance is mandatory.

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1 . What is Travel Medical Insurance?

Travel Medical Insurance is designed to cover your emergency medical expenses while traveling abroad. In the event of an unexpected illness, injury, or medical condition during your trip, your travel medical insurance plan will reimburse you for the treatment costs, up to the limits specified in the plan.

2. Why do I need Travel Medical Insurance?

Travel Medical Insurance provides coverage for various risks that may arise during your overseas travel, including medical emergencies, COVID-19, and loss of passport. The coverage offered ensures an additional layer of protection against potential financial losses. For more detailed information on the coverage, please refer to the Travel Medical Insurance policy documents.

3. Why should you buy Travel Medical Insurance online?

Purchasing overseas travel insurance online is a convenient way to access a wide range of best plans at competitive prices from global insurers. This allows you to choose a suitable plan without incurring any extra commissions.

4. How much will overseas Travel Insurance cost?

The cost will depend on the kind of overseas Travel Medical Insurance policy you opt for, and it will vary from country to country. Multiple underlying health conditions will determine the final insurance premium you will have to pay.

5. How far in advance should I purchase Travel Medical Insurance?

It's best to purchase travel insurance within the first 14 days of your initial trip.

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Applicants who wish to apply for a Visa are requested to kindly read the provided information carefully. The guidelines listed on this site are to help you prepare your documents as accurately as possible, on the basis of the common list of supporting documents to be presented by applicants for short stay Schengen visas in South Africa. This will reduce the chances of your application being incomplete or a delay in being processed.

A short stay type C Schengen Visa is for any person who plans to visit Greece and remain in the Schengen area for up to 90 days over a period of 180 days (6 months) (You will find information on how to calculate your visa travel days on this page in the category Travel Days Calculator). The purpose of travel could be Tourism, Business, Visiting Family or Friends, Cultural and Educational, Sports, Medical reasons, Studies, Airport Transit, visa for Seaman and Other. A visa application may now be lodged six (6) months before and not later than fifteen (15) calendar days before the date of the intended visit.

Please note that for non-South African passport holders, it is necessary to have a permanent or temporary residency permit valid for more than 3 months after the intended date of return to South Africa in order to apply. In any other case the Greek Consular Authorities will not be able to process your application.

The visa applications may be submitted either at the Visa Application Centers for Greece in Johannesburg, Cape Town or Durban click here  or directly at the Consulates' Offices, as part of Art. 17 (5) Visa Code.

All applications will be assessed by the Consulate General of Greece in Johannesburg or the Consulate of Greece in Cape Town. The Visa Application Centers for Greece offer the option of courier service for return of your passport, directly at your doorstep. You may be required to appear before a Visa Officer for a personal interview at the Consulate General of Greece in Johannesburg or at the Consulate of Greece in Cape Town, prior to a decision being taken on your application.

Important  - Visa applications may take up to 15 calendar days to process. Some application may require further processing due to consultation from the other Schengen countries and therefore the processing time may be extended up to 45 days. Applications may be submitted at the earliest six (6) months before departure.

When lodging the application to the Visa Application Centers for Greece, applicants shall pay the Visa Fee and Service Fee, which may only be paid in ZAR, and present the following  Basic Documents :

Additionally, and according to the purpose of the journey, applicant shall present the necessary required documents .

The GVCW Visa Application Centers for Greece are authorized by the Diplomatic and Consular Authorities of Greece in the Republic of South Africa to collect visa applications on their behalf. The VACs for Greece are only responsible for collecting/ retrieving visa applications, and play no part in the decision making process of visa applications.

Holders of  ordinary passports  who wish to apply for a Visa are requested to kindly read the information on this site carefully. The guidelines listed on this site are to help you prepare your documents as accurately as possible. This will reduce the risk of your application being incomplete or of unnecessary delays.

Holders of  Diplomatic, Service and Public affairs passports are welcomed to submit their applications through the Consulate General of Greece in Johannesburg and the Consulate of Greece in Cape Town.

For general information on National - Long term Visas (Type D): kindly note that Visa Application Centers for Greece in South Africa do not accept applications for National "D" visas, please be advised to submit applications through the Consulate General of Greece in Johannesburg and the Consulate of Greece in Cape Town (Visa Section) directly.

The Consular Authorities of Greece reserve the right to ask for additional documents and may call the applicant for an interview.

To download the visa application form please click here .

For visa applicants' rights in case of rejection due to registration in the Schengen Information System or the National Record of Undesirable Foreigners please click here .  

For information request form about personal data processed in the National SCHENGEN Information System(N-SIS) please click here .

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You are kindly advised to check the list of required documents before submitting your application. This will minimize the chances of your application being delayed or declined due to inadequate or incorrect submission of documents. 

Following this we advise you to download, print out and fill in the checklist which contains and explains what documents you need to hand in along with your passport when visiting the Visa Application Centers (VAC) for Greece to submit your application.

This is done in order to help you prepare your application more effectively and save you time and efforts while you visit the VAC for Greece in Johannesburg, Cape Town or Durban.

Important note : Kindly be informed that as a rule applicants must apply for a Schengen visa to Greece at the Visa Application Center based on their residence address. Applicants that reside in Western Cape, Northern Cape and Eastern Cape must apply at the Greece Visa Application Center in Cape Town.

You will need to prepare a separate application pack of supporting documents and Visa Application Form for each applicant (e.g. in case parents travel along with their children, confirmation of accommodation has to be given separately for every application pack).

You will need to complete the application form and submit it at the Visa Applicaiton Center for Greece in South Africa. For locations click here .

Under the new visa system implemented by all Schengen missions in South Africa as of June 6, 2013, all VIS visa applicants must submit their application in person in order for their biometric data (10 fingerprints and digital photo) to be taken. Please note that appearance in person for all applicants regardless of age is mandatory for biometrics.

Important : Visa applications may take up to 15 calendar days to process. Some application may require further processing due to consultation from the other Schengen countries and therefore the processing time may be extended up to 45 days. Applications may be submitted at the earliest six (6) months before departure.

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CONSULAR SCHENGEN VISA (C) FEE: 

The below rates are applicable and they may vary at any time:

* Note:  Citizens of: Albania, Bosnia and Herzegovina, Georgia, Moldova, Montenegro, North Macedonia, Serbia and Ukraine holders of biometric passports do not require Schengen visa. Please consult  here  for nationals of countries with which the EU has concluded Visa Facilitation Agreements.

SERVICE FEE: There is a Service Fee of ZAR 630 (inclusive of VAT) applicable per application over and above the Consular Visa Fees for all applications.

PLEASE NOTE: All the above mentioned Fees are payable in the equivalent amount in South African Rand (ZAR) , as per the current exchange rate, at the time of submission of application at the Visa Application Center for Greece and are subject to change without notice. EURO currency mentioned above is for reference only.

All the above mentioned fees can be paid with  credit/ debit card  at the Visa Application Center for Greece or with bank deposit (before visiting the Visa Application Center for Greece) :

Bank Name: Nedbank Account Name: Euro World Account Number: 1050318277 Branch Code: 146905 or 198765 (Universal Code) Branch Name: Business Banking North Rand Swift Code: NEDSZAJJ Reference: Passport Number

As of 6 June 2013 all applicants applying for a Schengen visa will be required to present their biometric data - ten fingerprints and a digital photo. Biometric data will be stored in the Visa Information System (VIS), which is a central database for the exchange of data on short-stay visas (for stays up to 90 days in any 180-day period) between Schengen States. The main objectives of the VIS are to facilitate visa application procedures and checks at external border as well as to enhance security.

Therefore, as of 6 June 2013 all visa applicants will have to appear in person at the Visa Application Center for Greece, when lodging the application, in order to provide their fingerprints.

Under the VIS, mandatory fingerprinting is introduced for all passport categories. Consular sections must collect biometric data – digital photo and fingerprinting often fingers - from all visa applicants. Consequently, all visa applicants, irrespective of nationality, shall be required to present themselves at the Visa Application Center for Greece at the time of their visa application for the biometric data collection.

(*)[1]Austria, Belgium, the Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Lithuania, Liechtenstein, Luxembourg, Malta, the Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland

The following categories of applicants are exempt from the requirement to provide fingerprints (Article 13(7) of the Visa Code):

• Children under the age of 12;
• Persons for whom fingerprinting is physically impossible. If the fingerprinting of fewer than 10 fingers is possible, the maximum number of fingerprints shall be taken. However, should the impossibility be temporary, the applicant shall be required to give the fingerprints at the following application. The authorities competent in accordance with Article 4(1), (2) and (3) shall be entitled to ask for further clarification of the grounds for the temporary impossibility. Member States shall ensure that appropriate procedures guaranteeing the dignity of the applicant are in place in the event of there being difficulties in enrolling;
• Heads of State or government and members of a national government with accompanying spouses, and the members of their official delegation when they are invited by Member States’ governments or by international organizations for an official purpose;
• Sovereigns and other senior members of a royal family, when they are invited by Member States’ governments or by international organizations for an official purpose.

Basic Procedure: Biometrics will be collected using a quick, discreet and non-intrusive process that captures a facial image with a digital camera and a 10-digit fingerprint scan with a digital finger scanner. Your face must be clearly visible for a photograph to be taken. This means that you cannot:

• have hair that covers the eyes
• wear a hat or scarf or any other item that obscures the face, hair or neck (with the exception of religious head coverings detailed below)
• If you wear a head or neck covering for religious reasons you must ensure your face is clearly visible, from the bottom of your chin to above your eyebrows including both cheeks. If possible both ears should also be displayed. You may also need to remove your glasses when the photograph is taken.

If you have cut or damaged your fingertips, you should make an appointment with the Visa Application Center for Greece when the injury has healed. If you have a temporary decoration, such as mehndi, you should advise the Visa Application Center for Greece when booking your appointment to determine whether a scan will be possible.

If you refuse to submit your biometric data, your visa application cannot be processed and you will be referred to the Embassy of Greece.

Before submitting Schengen Visa photos make sure that they are absolutely in a high quality form in order to make their reproduction easy – something needed when facial biometrics applies in the ID Document of the visa holder. The applicants should present two recent (not more than 6 months old) passport-sized photos that should be:

• 3,5 x 4 cm (approx. 1.2 x 1.6 inch)
• with a light background (white or off-white) so that features are distinguishable and contrast against the background
• in color and with facing forward
• with the forehead and ears visible, without heavy jewelry
• full face, non-smiling (without sunglasses, a hat/ cap or other head covering, unless the applicant wears such items because of their religions belief or ethnic background)
• of high quality and printed on normal photographic paper (camera print), preferably not glossy

Please click here for the specifications.

Knowing and meeting properly these requirements is essential, as only if in the needed format, the biometric recognition of the applicant and perfect reproduction can be authorized correctly.

Note: Please follow these instructions carefully. If photographs presented do not meet these requirements, your application will be considered incomplete.

Pursuant to Regulation (EC) No 810/2009 (Article 15) of the European Parliament and of the Council of 13 July 2009”, which entered into force on April 5 of 2010, applicants must purchase a travel insurance product before they apply for a travel visa. Purchasing adequate travel insurance is one of the requirements of the Schengen visa.

The requirements for Schengen travel insurance:

• The travel insurance should include medical evacuation/ repatriation. The minimum coverage shall be EUR 30,000 (denominated in Euros).
• The insurance company must have a representative office in European Union countries.
• The insurance must be valid for duration of stay in the Schengen countries.

Dear Applicants, You can purchase insurance coverage from any insurer of your selection. However, in order to expedite and facilitate your application, we wish to bring to your knowledge that GVCW is partnering, through INSURTE, a European company acting under EU laws, with first-class European Insurance Companies. Should you wish so, please click the following button:

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Regulation (EU) No 610/2013 of 26 June 2013, amended the Convention Implementing the Schengen Agreement, the Schengen Borders Code and the Visa Code and – among others – re-defined the concept of "short stay" for third-country nationals in the Schengen area which is a fundamental element of the Schengen acquis.

As from 18 October 2013 for the vast majority of the third-country nationals – irrespective of being visa required or exempt – who intend to travel to the Schengen area for a short stay (contrary to reside in one of the Member States for longer than 3 months) the maximum duration of authorised stay is defined as "90 days in any 180-day period […]". "The date of entry shall be considered as the first day of stay on the territory of the Member States and the date of exit shall be considered as the last day of stay on the territory of the Member States. Periods of stay authorised under a residence permit or a long-stay visa shall not be taken into account in the calculation of the duration of stay on the territory of the Member States."

Contrary to the definition which was in force until 18 October 2013, the new concept is more precise by setting the duration in days, instead of months. Moreover, the term "from the date of first entry" which gave rise to many uncertainties and questions (especially after a judgment of the Court of Justice of the EU from 2006 (Case 241/05 "Bot)) has been dropped from the provision.

The notion of "any", implies the application of a "moving" 180-day reference period, looking backwards at each day of the stay (be it at the entry or at the day of an actual check), into the last 180-day period, in order to verify if the 90 days / 180-day requirement continues to be fulfilled.

Among others, it means that an absence for an uninterrupted period of 90 days allows for a new stay for up to 90 days. Stays in Bulgaria, Croatia, Ireland, Romania, Cyprus and the United Kingdom shall not be taken into account as they are not (yet) part of the Schengen area without internal borders. At the same time, the non-EU Member States Iceland, Liechtenstein, Norway and Switzerland belong to the Schengen area; short stays in these countries count in when assessing the compliance with the 90 days / 180-day rule. Please note that the change does not apply to the visa waiver agreements concluded between the EU and Antigua and Barbuda, The Bahamas, Barbados, Brazil, Saint Kitts and Nevis, Mauritius, and Seychelles where the old definition ("3 months during a 6 months period following the date of first entry") continues to apply . For citizens of these 7 third countries the calculator is not recommended to be used.

The length of stay of non-EU citizens traveling with a visa issued in accordance with the visa facilitation agreements concluded by the EU and certain third countries is to be calculated according to the new calculation method as there is reference in these agreements to "90 days per period of 180 days".

USER MANUAL FOR SHORT-STAY SCHENGEN CALCULATOR

TRAVEL DAYS CALCULATOR

After you submit your application we strongly encourage you to use our online service provided in order to track your application online and to check whether your passport is ready for collection. It is a secure procedure that is designed to help you to better plan and save your time.

In order to track your application you need to know the application ID, which is on the Payment Receipt given to you during the submission, and the applicant's passport number.

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After having tracked online whether your passport is ready for collection, you can collect your passport in person at the end of the visa application process. Please note that in order to collect your passport in person you need to bring a copy of your ID and the Payment Receipt given to you during the submission which will be collected from you as a proof of delivery of your passport. Applicants can avoid a return to the VAC and have their passports returned via courier service at an additional cost that will be kept to the minimum.

If collecting in person is not possible, you may authorize another person to collect your passport on your behalf.

The  authorized person  will need to bring:

• Original Payment Receipt of the applicant(s)
• An original signed and certified authorization letter from the applicant (please click here )
• A photocopy of the applicant’s ID
• The original ID proof of the authorized person
• A photocopy of the ID proof of the authorized person

In case of  minors , the authorized person will need to bring:

• An original signed and certified authorization letter from the minor's father and mother (please click here )
• A photocopy of the mother's and father's IDs
• A photocopy of the unabridged birth certificate of the minor

Upon collection of passports, applicants are advised to immediately check that the visa granted meets their intended travel schedule and that all the information it contains is correct.

INFORMATION SHEET TO VISA HOLDERS

You have been issued a visa for the territories of the Schengen States. As soon as you receive your short-stay visa, make sure that all the information it contains is correct. Check the following:

• Your passport has a passport number. This number is also indicated on the visa sticker. Make sure that these numbers are the same.
• You applied for your visa for a specific period or periods. Check that your air ticket corresponds with the entry and exit dates indicated on the visa sticker.
• Check that the number of days corresponds with the number of travel dates indicated on your visa sticker.
• Check that your name is spelled correctly.
• Do this yourself in order to avoid any problems or extra costs arising when using your visa. If you think that the information on the visa is incorrect, tell the consular authority immediately, so that any errors can be corrected.

How to read the visa sticker:

DURATION OF STAY.........DAYS indicates the number of days, you may stay in the Schengen area. The days should be counted from the date you enter the Schengen area (the entry stamp) to the date you exit the Schengen area (the exit stamp), i.e. both days included. The period of time between “FROM ...UNTIL” is usually longer than the number of days printed in the “DURATION OF STAY” field. The difference in period is meant to give you flexibility to plan your entry into and exit from the Schengen area, but your stay in the Schengen area must never exceed the exact number of days in the “DURATION OF STAY ...DAYS” field. No matter how many days you have stayed in the Schengen area, you must leave no later than the date printed in the “UNTIL” field."

Controls at the border

Your short-stay visa allows you to travel to Greece and usually to other Schengen States. But it does not automatically entitle you to enter the Schengen area. So you may have to provide certain information at border or other controls. You may, for instance, have to provide information on your means of support, how long you intend to stay in Greece and in the Schengen area, and why you are visiting. In some cases, such checks may result in a refusal for the visa holder to enter Greece or the Schengen area. It is therefore recommended that you carry with you copies of the documents which you presented when you applied for the visa (e.g. letters of invitation, travel confirmations, other documents stating the purpose of your stay). This will help to make the border control procedure easier and avoid delays at the border.

IMPORTANT NOTE:

You must keep to the period of stay allowed by your visa. Misuse and overstay may result in you being expelled and banned from obtaining a new visa for a certain period of time.

Let us deliver it personally to you, at your doorstep!

The decision to refuse a Schengen visa and the reasons for the refusal are notified using a standard form that is handed out by the Member State's Consulate that refused the visa. The notification of the refusal must include the reasons, on which the refusal were based, and the procedures and deadlines for submitting an appeal.

Applicants who have been refused a visa may appeal against this decision. Appeals shall be conducted against the Member State that has taken the final decision on the application and in accordance with the national law of that Member State. Member States shall provide applicants with information regarding the procedure to be followed in the event of an appeal.

Applicants are free to re-apply if their application has been refused earlier. However, it is recommended to take note of the reasons for the earlier refusal before submitting a new application and make amendments, where necessary.

The visa fee is not refunded if the visa is refused. The visa fee covers the cost of the examination of the visa application.

08:00 - 12:00, 13:00 - 16:00 Monday-Friday

USEFUL LINKS

Ministry of Foreign Affairs of the Hellenic Republic

Embassy of the Hellenic Republic in South Africa

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When covering investment and personal finance stories, we aim to inform our readers rather than recommend specific financial product or asset classes. While we may highlight certain positives of a financial product or asset class, there is no guarantee that readers will benefit from the product or investment approach and may, in fact, make a loss if they acquire the product or adopt the approach.

To the extent any recommendations or statements of opinion or fact made in a story may constitute financial advice, they constitute general information and not personal financial advice in any form. As such, any recommendations or statements do not take into account the financial circumstances, investment objectives, tax implications, or any specific requirements of readers.

Readers of our stories should not act on any recommendation without first taking appropriate steps to verify the information in the stories consulting their independent financial adviser in order to ascertain whether the recommendation (if any) is appropriate, having regard to their investment objectives, financial situation and particular needs. Providing access to our stories should not be construed as investment advice or a solicitation to buy or sell any security or product, or to engage in or refrain from engaging in any transaction by Forbes Advisor Australia. In comparing various financial products and services, we are unable to compare every provider in the market so our rankings do not constitute a comprehensive review of a particular sector. While we do go to great lengths to ensure our ranking criteria matches the concerns of consumers, we cannot guarantee that every relevant feature of a financial product will be reviewed. We make every effort to provide accurate and up-to-date information. However, Forbes Advisor Australia cannot guarantee the accuracy, completeness or timeliness of this website. Forbes Advisor Australia accepts no responsibility to update any person regarding any inaccuracy, omission or change in information in our stories or any other information made available to a person, nor any obligation to furnish the person with any further information.

Travel Insurance For Vietnam: Everything You Need To Know

Updated: Apr 26, 2024, 11:14am

Table of Contents

Do australians need travel insurance for vietnam, what does travel insurance for vietnam cover, frequently asked questions (faqs).

Vietnam is an increasingly popular travel destination for Australians, with the country even hoping to encourage more Aussies to visit by potentially waiving visa requirements in due time.

The Southeast Asian country is set to be high on the list for Aussies going overseas in 2024. The number of Australian tourists in Vietnam now exceeds pre-pandemic levels: more than 317,000 Australians visited Vietnam in 2019 , while there were 390,000 Aussie visitors in 2023.

Plus, as more and more flights become available, such as low-cost carrier Vietjet Air launching a direct service between Hanoi and Melbourne earlier this year, getting to Vietnam is becoming easier for Australians.

If the direct flights, fascinating history, vast scenery and delicious food aren’t enough to convince Australian travellers, the cost may be. Vietnam is considered one of the cheapest travel destinations in the world for Australian tourists due to our strong conversion rate against the Vietnamese Dong and the nation’s low cost of living in comparison to our own.

And while cheap thrills may be what you’re after on your vacation, it’s important not to skimp on the necessities that may cost that little bit extra—such as travel insurance. This guide outlines what you need to know regarding travel insurance in Vietnam.

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Including medical treatment, doctors’ visits, prescribed medication, specialist treatment & medical transport costs

$2,500 with option to increase to unlimited

Investing in travel insurance is a good idea for any overseas trip. Travel insurance policies can help protect you from having to dive deep into your pockets, with many offering unlimited medical treatment while abroad and cancellation cover for your trip should the unexpected occur.

Travel insurance is not just handy for medical purposes or travel changes, either. Your personal items can be covered, should any baggage go missing or an important item be stolen—which, unfortunately, often occurs in Vietnam.

Smarttraveller warns Australians to be alert at all times in Vietnam, considering petty theft–including bag slashing–is common in tourist areas and crowded places, especially during holiday times. Snatch-and-grab theft by thieves on motorcycles is also common, the website states.

Like most international travel insurance policies, you will be able to find basic coverage for your trip to Vietnam, or choose to opt for a more comprehensive, albeit more expensive, policy.

While a basic policy will often cover medical expenses and lost luggage,a comprehensive policy includes a lot more. Most basic policies also likely won’t offer compensation for travel delays, stolen cash, accidental death and more.

Additionally, if you are going on a trip to multiple countries within the year, it may be worth opting for an ‘annual multi trip’ insurance instead—making sure that there are no exclusions to the regions you are wishing to visit.

Visa Requirements For Australians Travelling to Vietnam

You’ll still be allowed to travel to Vietnam if you don’t invest in travel insurance, but you do so at your own risk—and, as stated, it is highly advised to have a travel insurance policy for any overseas trip.

However, what you cannot do is enter Vietnam as an Australian tourist without a tourist visa. While Vietnam will grant Australian citizens visas on arrival, applying for one online is much easier.

A tourist visa costs under $100 AUD; however the exact price depends on your length of stay.

The Vietnamese government may consider waiving visas for Australian citizens, especially since many other SEA countries have done so such as Indonesia and Thailand .

However, at the time of writing, Forbes Advisor Australia has confirmed that Australian citizens must still obtain a visa to visit Vietnam for tourism purposes.

The exact inclusions of your travel insurance will be dependent on your personal policy and the provider.

However, generally speaking, you can expect a travel insurance policy for Vietnam to offer some level of cover for:

• Medical expenses;
• Lost, damaged or stolen luggage;
• Travel cancellations or delays ;
• Personal liability;
• Credit card fraud;
• Covid-19 expenses;

If you are partaking in certain sports and activities, you will need to make sure that you choose a policy that covers them. You’ll also need to make sure that your policy covers any pre-existing medical conditions as well.

Plus, if you are travelling with valuables, you may wish to opt for a policy that lets you increase the protection cover on your items.

Ultimately, you need to consider what your trip consists of, what you will be taking with you, and your physical health to establish what policies would be appropriate for you.

From there, you can compare quotes of different policies and providers to ensure you have the optimal—yet affordable—cover for your trip to Vietnam.

Does Travel Insurance Cover The Ha-Giang Loop?

Considered one of the most scenic motorcycle routes in the world, the Ha-Giang Loop is a popular tourist activity in Vietnam for adventurous travellers. If the Ha-Giang Loop is one of your goals, you’ll need to make sure you have travel insurance that covers motorcycling.

Occasionally a policy may include this as one of their included ‘sports and activities’, but it is more often the case that you will need to purchase an additional ‘adventure pack’ that is either specific to, or includes, motorsports.

Even so, when purchasing an additional pack to cover motorbikes, you need to be cautious of the conditions. For example, some policies will only cover motorcycle riding if the bike you are riding has an engine under a certain size.

Often, coverage will cease and claims won’t be accepted if you haven’t been wearing the correct safety equipment such as boots and a helmet, or have been under the influence of drugs and alcohol.

What Does Travel Insurance Exclude?

Your travel insurance policy may exclude some activities that you wish to partake in, unless you can opt-in to purchase an additional adventure pack as explained above in regards to motorbike riding.

Just like with the inclusions of a policy, the exclusions depend on what type of policy you choose, and what provider you go with.

Commonly, however, you won’t be covered for instances where you:

• Break the law;
• Are under the influence of alcohol or drugs;
• Partake in an excluded activity;
• Receive medical treatment for a pre-existing condition that was not disclosed;
• Travel to a ‘Do Not Travel’ destination as outlined by Smarttraveller.

As always, it is essential to read the product disclosure statement (PDS) of your travel insurance policy carefully to understand what you will and won’t be covered for while overseas.

Do I need a visa to travel to Vietnam?

Yes, as of April 2024, Australian tourists still need a visa to travel to Vietnam. This visa can be obtained on arrival, or purchased online prior to travel. The visa takes approximately three days to process online, and the cost depends on how long you intend to stay in the country.

Does international travel insurance cover Covid-19?

Many comprehensive travel insurance policies now cover Covid-19, including medical conditions related to Covid-19 or trip cancellations due to a Covid-19 diagnosis. However, it is not guaranteed that all policies will. It’s important to check your policy’s PDS carefully to understand what it will and will not cover in regards to Covid-19 for both you and your travelling companions.

Related: Travel Insurance And Covid: Are You Covered?

How much does travel insurance cost for Vietnam?

The cost of your travel insurance for a trip to Vietnam will depend on your age, your health, the activities you wish to partake in, and the length of your stay.

For example, for a 34 year old with no pre-existing medical conditions travelling to Vietnam for two weeks, a policy from some of our top choices for comprehensive travel insurance would cost around $130 (based on quotes from Cover-More , 1Cover , and Fast Cover ).

The prices of these quotes would change depending on a chosen excess, cancellation cover, and any additional coverage options you may choose to purchase such as adventure packs or cruise cover.

Related: How Much Does Travel Insurance Cost?

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Sophie Venz is an experienced editor and features reporter, and has previously worked in the small business and start-up reporting space. Previously the Associate Editor of SmartCompany, Sophie has worked closely with finance experts and columnists around Australia and internationally.

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Travellers book long-term insurance as Schengen visa rules come into play

Travellers have shown a remarkable interest in selecting appropriate add-ons for their travel insurance. riders covering baggage or belongings loss, trip cancellation, adventure sports coverage.

Schengen visa | Photo: Schengen visa information website

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First Published: Apr 26 2024 | 2:52 PM IST

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Want to work remotely in Italy? The country just launched its new digital nomad visa.

Remote workers with dreams of working from the rolling hills of Tuscany or the cliffs of Positano are now one step closer to making that reality. Italy launched a new digital nomad visa.

Two years after its announcement, the highly anticipated digital nomad visa officially became available for those eligible on April 4.  

“Italian-style, everything happens slowly,” said Nick Metta, a lawyer for the law firm Studio Legale Metta , which has helped Americans relocate to Italy for decades. “Now there is a pipeline of people waiting just to file the application. It's been a long-awaited visa.” 

Most of Metta’s clients would previously apply for a student visa, which allowed them to work part time in Italy. 

Under the new visa, people will be able to work from Italy for one year, with the option to renew once their visa is due for expiration. Without a visa, U.S. travelers could only stay in Italy for up to 90 days without the ability to work.

Learn more: Best travel insurance

The launch makes Italy the latest European country to offer a digital nomad visa , which has already been available in Greece and Hungary. 

Here’s everything we know about the digital nomad visa for Italy:

Destinations behind a paywall? What to know about the increasing tourist fees worldwide.

Who can apply for a digital nomad visa in Italy?

According to the official decree , the visa is meant for those who “carry out a highly qualified work activity through the use of technological tools that allow you to work remotely.” 

The regulations define eligible applicants as “digital nomads,” self-employed freelancers, “remote workers,” or those employed by a company outside of Italy and can work from anywhere, according to Studio Legale Metta.

To qualify for the visa, the applicant has to meet certain requirements:

◾ A university or college degree or an accredited professional license.

◾ Six months of work experience in the industry, or five years for applicants without a university degree.

◾ An existing employment contract.

◾ A criminal record check.

◾ Proof of an annual income of 28,000 euros (about $29,880.06).

◾ Evidence of housing in Italy.

◾ Evidence of health insurance coverage.

Applicants can also apply to have family members join them on their Italian move, but the government has to give the final approval. 

How do I apply for the digital nomad visa in Italy?

Thankfully, Metta said the paperwork for the digital nomad visa isn’t “too complicated.” 

The first stop for interested applicants will be the Italian Consulate for their area. “Consulates are basically the front of the government to receive the applications,” Metta said. Interested applicants can book an appointment with the consulate and start gathering their necessary documents. People can also apply by mailing in their application. (However, Metta did mention consulate websites are often confusing and outdated, so working with a relocation service can make things easier.)

To apply, applicants will also need a passport with an expiration date at least three months after the end of the visa period and two passport-sized photos.

Relocation services can also help people navigate the sometimes complicated process of applying for a visa, such as negotiating early termination penalties with landlords in Italy. 

These services also help people with state and tax planning, especially if people own assets in the U.S., like a house. Once in Italy, people need to register their residency with the town hall, which will determine what sort of taxes they’ll pay. People can speak to an international tax specialist to figure out their future taxes as well. 

How much will the visa cost?

According to Studio Legale Metta, the application fee is 116 euros (about $123.78) per person.

How long will the application process take?

Not too long, actually. Metta estimates the process could take just three weeks if applicants are “well-organized and have all your tax documents filed.”

Kathleen Wong is a travel reporter for USA TODAY based in Hawaii. You can reach her at [email protected] .