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• AIG IS (AIG International Services Inc.) - Assistance company in Americas (USA, Canada ...)
• Europe Assistance - Assistance company outside Americas (Europe, Asia, Australia ...)

TATA AIG Travel Insurance, 24 hour assistance contact

• Number: +1-833-440-1575 (Toll free within US and Canada)
• Email - [email protected]
• Number: +91 – 022 68227600 (Call back facility available)
• Email - [email protected]
• Toll Free No.: 1800-266-7780 (tollfree) or on 022-66939500 or 1800 22 9966
• (only for senior citizen policy holders)
• Email - [email protected]

TATA AIG Travel Insurance review

TATA AIG travel insurance coverage for Covid19

The TATA AIG travel insurance provides coverage for Covid19 related medical expenses. COVID19 related expensed are covered up to the sum insured according to the plan chosen. Covid expenses are covered for plans both with and without Sub Limits up to the eligible policy maximum.

• Expenses related to Covid testing are not covered till a positive Covid test report requires further medical expenses.
• Institutional and home quarantine expenses are not covered.
• Expenses incurred by travelers for Covid19 testing as part of government regulation are not covered.

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India travel insurance blogs and articles.

Tips to find good and adequate international travel health insurance Know more

Comparison of overseas Healthcare cost and popular tourist destinations. Know more

How to use Indian visitor insurance in case of sudden sickness and accidents. Know more

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How to buy online.

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.

Already outside India

Travelers who have already traveled from India and do not have insurance can buy Tata AIG travel medical insurance after approval.

Tata AIG Travel Insurance Online Renewal

TATA AIG health insurance renewal customers can renew existing policy online before the exipry date at any time.

Tata AIG Travel Insurance Claims & Customer care

In case of a claim or reimbursement of treatment expenses, notify Tata AIG by contacting them.

Tata AIG Travel Insurance Policy Wordings

Kindly refer the Travel Policy Insurance Wordings for complete coverage details along with terms and conditions.

How are Claims settled?

Are travel insurance directly billed or is it reimbursement basis, is there a hospital network.

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Insurance is the subject matter of the solicitation. For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure / policy wording carefully before concluding a sale. Trade logo displayed above belongs to TATA Sons Private Limited and AIG and used by TATA AIG General Insurance Company Limited under License. 2008, TATA AIG General Insurance Company Limited, all rights reserved. Registered Office : Peninsula Business Park, Tower A, 15th Floor, G.K.Marg, Lower Parel, Mumbai - 400 013, Maharashtra, India. CIN: U85110MH2000PLC128425. IRDA of India Regn. No. 108. Toll Free Number : 1800 266 7780 / 1800 22 9966 (only for senior citizen policy holders). Email Id – [email protected] . Category of Certificate of Registration: General Insurance.

2008, Tata AIG General Insurance Company Limited, all rights reserved. Registered Office : Peninsula Business Park, Tower A, 15th Floor, G.K.Marg, Lower Parel, Mumbai - 400 013, Maharashtra, India. CINNumber : U85110MH2000PLC128425. Registered with IRDA of India Regn. No. 108. Insurance is the subject matter of the solicitation. For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure / policy wording carefully before concluding a sale. Trade logo displayed above belongs to Tata Sons Private Limited and AIG and used by TATA AIG General Insurance Company Limited under License. Toll Free Number : 1800 266 7780 / 1800 22 9966 (only for senior citizen policy holders). Email Id – [email protected] .

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Even though many people may think that buying traveller insurance is a waste of money, the fact is, it’s an essential part of international trips. If you wish to save your time as well as money when travelling abroad, it’s prudent to buy travel insurance from a reputed insurer.

Every traveller’s needs and circumstances are different. If you need to travel out of the country for work more than once a year, you will have a few set expectations from a travel insurance policy. So, you need to choose a plan that would offer extensive coverage against medical as well as personal liabilities. Let’s find out what exactly is an annual multi-trip insurance plan.

Annual Travel Insurance Policy

If you are fond of travelling or if you need to travel outside the country more than once yearly, then you need to opt for a travel insurance policy without fail. An annual travel insurance policy will not only safeguard your finances during the trip but will also ensure that you are away from unnecessary expenses related to health and safety.

An annual international travel insurance plan, also known as annual multi-trip travel insurance, is specifically designed for frequent flyers. These insurance policies cover several trip-related exigencies. So, if you plan to travel out of the country more than once a year, instead of buying separate traveller insurance, it’s better to opt for a multi-trip policy.

So, if you are a business owner or work in a multinational company that needs you to travel outside the country pretty often, or if you are simply fond of travelling out of the country often, Tata AIG’s annual travel insurance policy can secure your trips and provide unmatched financial coverage against different kinds of trip-related emergencies.

Features of Annual Multi Trip Travel Insurance

If you are thinking about buying an annual travel insurance policy, you need to be aware of its features. Let’s learn about a few of them below-

Unlimited Trips in a Year: With annual multi-trip travel insurance, you can get coverage for an unlimited number of trips in a single year, with each trip having a duration of 30-45 days. This way, it will be cost-saving on your part to just pay the premium for one single policy rather than paying for multiple policies yearly.

Trip Assistance: Suppose you need to cancel or postpone or prepone your trip abroad due to some reason, the policy will compensate for the loss. Also, your flight may get delayed or cancelled and hence, you will be reimbursed for the unused and non-refundable amount of all your bookings like hotels, trips, flights, etc.

Flight delay or cancellation: You might miss a flight because of delays or because your first flight got canceled. With a multi-trip travel insurance plan, you will be compensated if your flight is canceled or delayed.

Unmatched Medical Support: When travelling abroad, you may fall ill and therefore, you might have to visit a doctor or get admitted to a hospital. You may even meet with an accident that may require you to get treated in a local hospital. And as we all know, medical costs abroad are expensive and hence, you may end up blowing off your entire budget on paying for your medical bills. But with an annual travel policy, your medical treatment costs will be taken care of by the insurer.

Loss of Baggage and Passport Coverage: If you end up losing the passport of your luggage during the trip, you can make a travel insurance claim and the insurer will cover all the costs of a replacement for your lost belonging. For your lost checked-in luggage, your total cost would be compensated by the travel plan.

Repatriation and Death Coverage: In case of the traveller’s (policyholder’s) sudden death or permanent disability during the trip, the repatriation of the body or the treatment expenses would be covered under the annual travel insurance policy.

Hijack Cover: If in case your plane gets hijacked, according to the policy terms and conditions, you’d be compensated for the distress caused to you during such an unfortunate incident.

Advantages of Annual Travel Insurance

There has been a rise in people travelling abroad for work and leisure. Most of the countries, keeping in mind the current post-pandemic scenario, expects their travellers to have a valid traveller insurance plan in hand. So, if you need to travel outside India more than once a year, it’s advisable for you to buy an annual travel insurance policy. If you are still not sure whether you’d need one or not, here is a simple list of great advantages that you will get with an annual multi-trip travel insurance policy in hand –

One single policy will provide you extensive coverage against several exigencies that may occur to you during multiple trips abroad in a single year.

Such policies come with an automatic cancellation cover that will allow you to claim reimbursement for a missed flight or cancelled hotel bookings.

You will not have to worry about buying a travel insurance plan every time you book your ticket for a trip abroad during a single year.

Such policies offer easy renewability options and you can also choose different cover plans along with the main insurance policy to make the policy more robust.

From medical emergencies to any other personal liability, an annual travel insurance policy will cover it all.

At Tata AIG, we have some of the best-suited annual multi-trip insurance policies for you.

Eligibility Criteria

The eligibility criteria to opt for multi-trip travel insurance varies from one insurer to another. However, the basic requirement of being able to buy one such policy is that you need to be between the age of 3 months to 70 years.

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• TATA AIG Insurance
• Travel Insurance

TATA AIG Travel Insurance

• Including USA and Canada
• Excluding USA and Canada
• Schengen Countries
• Coverage for seniors up to the age of 99 years
• Option of coverage without any sub-limits
• Covers hospitalization medical expenses and OPD/ doctor visits including pharmacy bills.
• Trip Cancellation and Trip Curtailment
• Missed Connection/Departure
• Bounced Hotel/Airline booking
• Pre-existing condition coverage up to $1500 in case of life threatening situation for all ages.
• TATA AIG travel insurance Covid19 covered under Hospitalization Medical Expenses.

TATA AIG Travel Insurance Review

TATA Travel insurance extension/renewal while outside India

Tata aig travel insurance india - useful links.

You can buy Travel Guard policy online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque

Travelers who have already traveled from India and do not have insurance can buy TATA AIG overseas insurance online.

Calculate the international travel insurance premium for Indian travelers and senior citizens travelling overseas

In case of Claim or reimbursement of treatment expenses, notify TATA AIG overseas travel insurance.

Download TATA AIG Travel Guard brochure online!

Travel insurance customers can renew their existing policy online before the exipry date at any time.

What are the important factors to consider while buying TATA travel insurance ?

• Frequency of travel: If you are a corporate traveler or business man traveling overseas frequently, you might want to buy an annual multi-trip insurance plan, which insures you for several trips during the year. Fore a leisure traveler on an occasional vacation outside India, the single trip travel insurance is appropriate.
• Medical coverage required: Travelers should choose between the different TATA AIG overseas insurance plans available based on the maximum sum limit coverage. The higher the medical maximum coverage, the greater will be the overall benefits offered by the plan.
• Sub-limits vs No Sub-limits: For travelers over 56 years, TATA AIG has limited on each coverage benefit under the plan with sub-limits. While these plans are cheaper, they do have limitations if one is hospitalised and has large medical expenses. For older travelers, it is recommended to buy travel insurance without these sub-limits, which even if more expensive, provide comprehensive coverage and is very important as healthcare is very expensive in Europe and the United States.

What are the main coverage benefits of TATA AIG travel insurance?

What is the cost of TATA AIG travel insurance?

• Age of the traveler: The older the traveler the higher the cost of travel insurance.
• Length of travel: The cost of travel insurance increases with the duration of insurance coverage required.
• Travel Destination: The cost of travel insurance varies with the destination. The United States is most expensive, followed by Europe. The cost within Asia and India is the cheapest.
• Sum limit of insurance: The higher the Accident and Sickness maximum limit, the higher the cost of insurance. The options range from $50,000 to $500,000.
• Sub-limits vs No Sub-limits: This is applicable for travelers over 56 years. No Sub-limit plans provide comprehensive coverage and are more expensive.

Travel insurance plans for all types of travellers

Tata aig insurance without sublimit.

TATA AIG has introduced the travel guard insurance plan without sublimits for senior citizens and is available up to the age of 99 years.

TATA AIG Senior Citizen (71 - 99 yrs)

Senior Citizens (travel insurance for over 70 years) can buy best travel insurance for seniors over 70 up to maximum 180 days.

TATA AIG Student Insurance

Offers university comparable coverage. Indian students between 16 to 35 years, enrolled and attending college as a full time student outside India are eligible.

TATA AIG Multitrip Insurance

Tata AIG has designed international annual multi trip insurance for businessmen and corporate professionals who are frequent travelers.

TATA AIG Asia Insurance

Asia plan is available only for 14 days and up to 70 years. This plan does not cover for Japan and Koreas.

TATA AIG Domestic Insurance

Buy TATA AIG Domestic travel insurance in India for the individual or family travelling within India.

TATA AIG General Insurance, TATA travel insurance online

Tata aig travel guard insurance plan details, travel insurance tata aig benefits, tata aig travelguard features.

Tata AIG coronavirus overseas travel insurance offers covid19 coverage. COVID related expensed are covered up to the chosen sum insured.

TATA AIG travel insurance cost is much competitive considering its health insurance coverage, plan benefits, service and other factors. For younger travelers it is cheaper while compared to the senior travelers. However they can avail much cheaper plan by choosing the plans as per their requirements. You buy Indian travel insurance in Rupees but get coverage in US Dollars, this makes TATA travel insurance very cheap and price competitive.

Yes, Tata AIG travel insurance cashless treatment is available in overseas travel policies of Tata AIG. If it is an emergency, get the policy holder admitted in the hospital and inform the service provider, while for planned hospitalization contact the service provider before you take the policy holder for treatment.

There are several general insurance companies in India which offer international travel insurance for people traveling outside India. One of the best international travel insurance in India is the Tata AIG travel insurance for its claim settlement record and brand awareness. Tata AIG travel insurance plans are designed to cater the needs of the travelers traveling outside India. Tata AIG travel insurance policies have a worldwide recognition and is well accepted in all countries.

Covid19 will be covered only in case of inpatient (hospitalization treatment for more than 24 hours). Any kind of quarantine (home /hotel, institutional quarantine expenses) self-isolation, Covid-19 test or expenses related to reports will not be covered.

Tata AIG General Insurance Company Limited is the joint venture between the reputed Tata Group and American International Group. While Tata Group has 74 Percent stake in TATA AIG General Insurance the AIG group has the remaining 26 Percent. Both these companies being very highly regarded bring their best practices to the joint venture. The value of the insurance product is ultimately based on how well the service is provided and claims are settled. In this regard TATA AIG General insurance works hard to win the trust of customers based on their excellent service.

Tata AIG overseas travel insurance can be extended up to a total of 360 days for travellers up to the age of 70 years. For travellers above 70 years, the extension available is for a total of 180 days. Extending of the TATA AIG travel insurance is however not guaranteed. Extension of an existing travel insurance policy will depend on the length of the original policy and if there is any pending claim. Travellers can fill the travel insurance extension request form which will be reviewed by the underwriting team.

An Annual Multi-trip travel insurance plan is a policy which insures several trips undertaken during an year. The customer can travel multiple times during the year under this one policy, however there are time limits on the duration of each trip which is usually either 30 or 45 days depending on the annual travel insurance policy purchased.

The TATA AIG senior citizen travel insurance plan is available for senior citizens up to the age of 98 years. The TATA AIG senior citizen plan is available for a maximum of 180 days and a maximum coverage of USD $50,000.

TATA AIG travel insurance is cashless for eligible inpatient hospitalisation. Travellers should contact the toll free customer support number and inform them of the hospitalization. If the insured is hospitalized for more than 24 hours in one of the preferred network of hospitals, AIG IS or ISOS will offer cashless hospitalization by paying 100% of the claim amount to the hospitalization ((subject to deductibles under the policy conditions). This is applicable for Inpatient expenses provided the same is admissible under the policy.

Based on the underwriter approval, the traveler can buy Tata AIG travel insurance after leaving India. Fill the traveler already outside India form with the requested details and we will try getting an approval for you to buy overseas travel insurance while you are away from your home country.

As the Schengen consular, a foreign travelers needs to have medical insurance before applying for visa. The travel medical insurance must have a maximum coverage of atleast 30,000 Euros or the equivalent of $50,000 to cover medical expenses arising from sudden injury or illness. The travel insurance must also offers coverage for emergency medical evacuation and repatriation.

Tata AIG travel insurance offers coverage for travelers of any age group up to the age of 99 years. Therefore the maximum entry age to buy overseas travel insurance from Tata AIG is 99 years.

Yes some travel insurance offer coverage for pre-existing conditions under life threatening situations. As travel insurance is designed to cover sudden expenses from sickness while travelling, if a traveler has reached a life threatening condition. The travel insurance will pay only till the insured has become medically stable from the pre-existing conditions. Tata AIG travel insurance will reimburse up to $1,500 for which the travelers have spent while receiving treatment of pre-existing illness under life threatening when they were in a foreign country.

Yes, you can renew TATA AIG travel insurance online . Tata AIG overseas travel insurance renewal is based on good health, no claims and approval from the underwriting team

For single trip insurance free look period is not applicable. However for annual multi trips you have 15 days’ time from the date of receipt of the policy document to review the policy terms and conditions of the policy provided that trip has not been commenced.

You can cancel the policy after the policy has started on a condition that you have not traveled overseas during the policy tenure and have to provide a proof supporting your claim of cancellation.

Once you fill the online application and complete the purchase successfully. The e-copy of the policy will be sent to your email-id provided in the online application form where you can download TATAAIG travel insurance.

TATA AIG travel guard insurance insures the traveller for unanticipated sickness or injuries when they are traveling. This travel insurance will not insure preventive care or treatment for pre-existing conditions.

What does TATA AIG travel insurance cover?

• The plan covers for medical expenses due to accident and sickness while traveling outside India.
• Reimbursement for loss of checked in baggage.
• Coverage for expenses incurred in obtaining a duplicate or new passport.
• The policy pays for immediate dental treatment occurring due to sudden acute pain during an overseas insured journey.
• Compensation for damages to be paid to a third party, resulting from death, bodily injury or damage to property; caused involuntarily by the insured.
• In the unfortunate event of the common carrier being hijacked, plan will pay a distress allowance.
• Reimbursement of additional expenses due to trip delay (only if the trip is delayed for more than 12 hours).
• TravelGuard gives worldwide coverage against Accidental Death and Dismemberment while abroad.
• Reimbursement for reasonable expenses incurred for purchase of emergency personal goods due to delay in arrival of checked in baggage while overseas.

TATA AIG Travelguard benefits table

• Pre-existing Condition or any complication arising from it in a Life saving unforeseen emergency condition would be reimburse up to $1,500 per policy.
• Accident & Sickness Medical Expense is limited to $10,000 for two wheeled motorized mode of conveyance irrespective of any Plan and age wherever applicable
• Accidental Death and Dismemberment Benefit is limited to $5,000 for two wheeled motorized mode of conveyance irrespective of any Plan and age wherever applicable.
• Accidental Death and Dismemberment Benefit is limited to 10% of Principal Sum Insured for Insured Person with age 17 years or below

Popular travel destinations

• Travel insurance for UK visitors from India should select the destination as 'Excluding America'.
• The destination should be 'Excluding America' for travel insurance from India to Australia.
• The destination should be 'Including America' for travel insurance India to USA and Canada (North and South America).
• For travel within Asia like to Singapore, UAE (Dubai, Abu Dhabi) Thailand (excluding Japan), there is the Asia plan. However this is limited to short trips within 14 days only. For more than 14 days travel insurance to Singapore from India, you should choose the destination as 'Excluding America'.
• For travel to Schengen Countries select "Schengen Countries" as your destination.

How do I claim TATA AIG travel insurance?

• Pre-departure services - information about foreign locations, passport / visa requirements, immunization needs etc
• Emergency Travel Agency - provides 24 hour travel agency service for airline and hotel reservations.
• Medical Assistance - Assistance in contacting the local medical facility and determine the next course of action. Assistance company will also recommend or assist in securing services of local physician and arranging medical services.
• Medical Evacuation & Repatriation - In the event of medical emergency, the assistance services will arrange for evacuation and transportation based on the medical evaluation of traveler condition. Travel Guard also provides for repatriation of remains in case of unfortunate death of the insured while overseas.
• Lost travel documents assistance
• Emergency Message transmission services
• Embassy referral services
• Claims procedures Information services

TATA AIG travel insurance customer care : 24 hour tata travel insurance contact support number :

Tata aig travel insurance claim - claims and assistance services.

• 1-866-866-2619 (Toll free within US & Canada)
• 1-817-826-7017 (reverse charge / collect from other places)
• Fax : 713-953-7506
• Email: [email protected]
• Phone: +603-2118-0782 or +603-2118-0784 (toll worldwide)
• E-mail (Assistance): TGAP. TATAmedical @ travelguard . com
• E-mail (claims): TGAP. TATAclaims @ travelguard . com

Travelers are not covered if expenses incurred involve:

• Traveling against the advice of a Physician;
• For obtaining treatment;
• Pre-existing ailments & complications arising out of them;
• Suicide or attempted suicide;
• Illegal Acts;
• Dangerous Sports; etc.

Tata AIG Travel Guard India includes

• Medical Emergency Assistance
• Baggage Claim
• Direct settlement for in-Hospital Medical Expenses Abroad (Subject to policy terms and conditions and sub limits)
• Medical Evacuation & Repatriation
• Loss of Passport Assistance

Travel insurance India using Credit or Debit Card

Cheque / Demand draft / Net Banking - Purchase options

• Cash Cards - ItZ cash, Pay Cash
• Mobile Payments - Paymate, IMPS , Scan N Pay
• Wallet - Paytm, Mobikwik, Oxigen wallet, Freecharge, Jio Money etc ...
• UPI - Unified Payment Interface

TATA AIG Schengen travel insurance (Schengen visa insurance for Europe)

Tata AIG Schengen insurance satisfies Schengen visa requirements and is approved by the Schengen country consulates. This plan can be purchased to obtain visa for Schengen countries which are: Austria , Belgium , Czech Republic , Denmark , Estonia , Finland , France , Germany , Greece , Hungary , Iceland , Italy , Latvia , Liechtenstein , Lithuania , Luxembourg , Malta , Netherlands , Norway , Poland , Portugal , Slovakia , Slovenia , Spain , Sweden and Switzerland ,. TATA AIG Travelguard insurance plans satisfy Schengen visa insurance requirements by offering the following coverage:

• 30,000 Euro / $50,000 travel medical insurance
• Repatriation coverage
• Emergency medical evacuation
• TATA AIG Insurance company's office is located in Europe

• Silver Plan - $50,000 max coverage
• Silver Plus Plan - $100,000 max coverage
• Gold Plan - $250,000 max coverage
• Platinum Plan - $500,000 max coverage
• Silver Plan without sublimits - $50,000 max coverage
• Silver Plus Plan without sublimits - $100,000 max coverage
• Gold Plan without sublimits - $250,000 max coverage
• Platinum Plan without sublimits - $500,000 max coverage
• Senior Plan without sublimits - $50,000 max coverage

Find out more about TATA AIG Travelguard insurance

Travel insurance FAQ's

Travel insurance reviews

Travel insurance customer care

Tata aig overseas travel insurance online, nriol travel insurance - faq's, how do i buy tata travel insurance online.

Buying TATA travel insurance online is fairly quick and easy. You have to complete an online application providing all the relevant details regarding your travel. After completing the application form, you can pay for the policy using a credit or debit card. After completing the online payment the policy document will be emailed to the email ID provided in the application form.

Is it worth buying travel insurance ?

Any travel, especially if it involves travel outside the country will involve some risk and given the cost of the travel, it is definitely worth buying travel insurance given the coverage benefits provided. Travel involves long travel periods, and being in a new unfamiliar environment likely with different weather and food. These changes can take a toll, especially for older travelers. Healthcare costs can be very expensive especially outside India, and it is important to have travel insurance which can cover you in the event of any medical emergency.

Along with healthcare costs, travel insurance also provides coverage for adverse travel related emergencies such as loss of baggage or a stolen passport. In the extreme situation, travel insurance covers the expense of medical evacuation and for repatriation of remains.

Given all these benefits, travel insurance provides a layer of safety and peace of mind while traveling, and is strongly recommended.

What is the best Indian travel insurance policy?

There is no single policy that is best for all travelers and budgets. The ideal travel insurance plan varies from traveler to traveler, however, despite a higher premium cost, given the risks involved in travel, especially international travel, it is prudent to buy comprehensive travel insurance coverage (without sub-limits) and with a high sum insured amount.

Does TATA AIG travel insurance provide coverage for pre-existing conditions?

Travel insurance is meant to provide coverage for unplanned adverse medical conditions. Travel insurance will not provide coverage for any preventive care or for regular treatment of an existing medical ailment. However, TATA travel insurance does provide up to $1500 USD in the event that an existing medical ailment becomes life threatening.

How do I file a claim for my TATA travel insurance?

Filing a claim with TATA travel insurance is quite easy. The traveller can make the claim online by visiting the TATA AIG website and filling up the requisite travel insurance claim form. If the travelers are unable to make a claim online, they can call the toll-free customer support centre numbers that are available in the travel insurance policy document. The TATA AIG customer service staff will guide you through the claims procedure.

When should I buy overseas travel insurance?

It is important to buy overseas travel insurance before you leave India. Travellers may often think they are healthy and strong and nothing untoward will happen and hence do not need overseas travel insurance? However emergencies like sudden sickness or accidents can happen anytime and if you are not prepared for it, can result in a huge financial burden. We get queries from customers who are already hospitalized, but unfortunately travel insurance will not cover these expenses.

Travel insurance covers unexpected and sudden medical emergencies and Indian overseas travelers need to buy the visitor travel insurance before you actually need it! It is best to buy insurance that will cover your completed journey till you return to India. Sometimes you may not be sure of your travel dates, in which case you can buy for the initial duration and request an extension of coverage later. Travel insurance coverage can begin as early as the following day. Therefore if you have policies that expire or you change your travel plans like extending your trip, be aware of the dates to make sure you are always covered under international travel insurance.

Travelling overseas involves a lot of arrangements like flight bookings, hotel reservations, cruise bookings and other reservations. Some travel insurance plans offer coverage for trip cancellation to protect trip investment expenses.

It is always safe to buy international travel insurance online to protect your health and trip expenses and to secure yourself from travel risks and medical emergencies while travelling overseas.

How can I renew my TATA AIG travel policy? How do I extend my TATA AIG travel insurance?

You can renew the TATA AIG policy online . Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.

Can I extend my TATA AIG travel insurance while abroad?

Yes you can extend your travel insurance while being abroad. Fill the TATA AIG insurance policy renewal form so that our insurance advisors will help you to renew your policy.

Below 70 year old Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policy holder is in good health, no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims then renewal is based on approval from the insurance head office.

However for 70+ travel policies the sum total number of policy days included subsequent renewals cannot exceed 180 days.

Does TATA AIG travel health insurance cover outpatient medical expenses?

Yes TATA AIG travel health insurance policies cover outpatient medical expenses after the specified deductible. This might include doctor fees, prescribed medical tests and doctor prescribed medicines. Initially the insured has to bear all the medical expenses and claim for reimbursement later.

What are the key features of TATA AIG travel guard insurance?

Some of the key features of TATA AIG travel guard insurance are as below.

• Unique plan which provides overseas travel medical insurance of all ages.
• Travelers 56 years and above have an option of choosing coverage without medical sub limits by paying additional premium.
• After deductible cashless hospitalization medical expenses and OPD/ doctor visits including pharmacy bills are reimbursement basis.
• Cover for Baggage Loss, Baggage delay, Trip Cancellation and Trip Curtailment, Missed Connection/Departure, Bounced Hotel/Airline booking.
• Covers for Pre-existing medical conditions up to $1500 in case of life threatening situation for all ages.
• TATA AIG works with popular networks in USA like HYGEIA, First Health Network and PHCS. The policy holders will get quick service.

Is Tata AIG travel insurance good in USA?

Tata AIG has a proven track record of providing high-quality travel insurance plans and given the AIG is an US company handles all the US based customer interactions locally with an office in Houston. There are many TATA travel insurance plans available that offer comprehensive protection at a low cost where the premium is paid in Indian Rupees while the coverage is in US Dollars.

Is Tata AIG and AIA same?

NEW DELHI: Tata AIG is the General insurance company, TATA AIG General insurance. TATA AIG Life Insurance has been renamed Tata AIA Life Insurance Company following the departure of American International Group (AIG) from the Hong Kong-based insurer AIA Group. Tata AIG was founded in 2001 as a joint venture between the Indian conglomerate Tata Group and AIG.

How do I check the status of my travel insurance policy?

TATA AIG travel insurance policies are issued soon after the online transaction is completed. If you have any questions after receiving your policy or if there you have received your policy, please contact our customer service team at 080-41101026.

What happens if my claim is rejected?

Your travel insurance claim will be settled according to the policy terms and conditions. Claims against your travel insurance policy can be denied for a variety of circumstances which do not satisfy the claims conditions and if this occurs, you will be clearly informed of the reason for denting your travel insurance claim.

What happens if you extend you travel and want to extend your travel insurance?

If you extend your travel while outside India, you may be eligible for extending your travel insurance coverage. Please complete this travel insurance extension from, and we will try to get approval from your travel insurance company to extend your policy.

What are some of the exclusions in TATA AIG travel insurance ?

Travel insurance covers unanticipated adverse circumstances. Any planned situation or preventive healthcare or regular treatment to an existing medical ailment will not be covered. The following are some of the exclusions under the travel policy, please complete details please refer to the complete policy document

• Traveling against the advice of a medical practitioner
• Suffer from complications or need treatment for a medical ailment that existed before buying the travel policy
• The medical condition or injury is self-inflicted
• Any pregnancy related issue
• Medical issue related to a mental disorder, any sexually transmitted disease or injury as a result of consuming alcohol or drugs that were not medically prescribed.
• Claims for a loss of baggage or baggage delay if the items were shipped separately before the travel date
• If the baggage loss occurred outside the travel destination region, eg, baggage loss happens within India
• If the claim is not supported by relevant documents provided by concerned authorities indicating loss of baggage
• Involvement in any illegal activity, burglary, felony, deceit or any other malicious activity.
• Participating in adventure sports, like motocross, skydiving or scuba diving which are not covered under regular travel insurance plans.
• Undertaking manual labour or work that is potentially harmful to the traveller’s health.

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Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 14 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG Travel insurance online".

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TATA AIG Customer Care

Overview of tata aig customer care.

TATA AIG General Insurance Company Limited is committed to providing excellent customer service to its policyholders. Whether you have queries regarding motor insurance or health insurance, TATA AIG's customer care team provides prompt assistance and resolves your concerns effectively.

• Dedicated support:  TATA AIG offers dedicated customer care services staffed with trained professionals to ensure a seamless experience for policyholders.
• Multiple contact channels:  You can reach TATA AIG customer care through various channels, including phone, email, and online chat support.

How to contact Tata AIG customer care

Contacting TATA AIG customer care is easy. Here are the available contact channels:

• Phone:  Dial the TATA AIG customer care number: 1800-266-7780, to speak with a representative and get immediate assistance.
• Email:  Send an email to  [email protected] to raise queries or concerns and receive a prompt response.
• Online chat:  Visit the TATA AIG website and utilize the online chat support feature to engage in real-time conversations with customer care representatives.
• WhatsApp:  You can also contact the TATA AIG customer support team via WhatsApp at: +91-9136160375

Also read: TATA AIG car insurance

TATA AIG customer care numbers

For specific inquiries, you can use the following TATA AIG customer care numbers:

24/7 toll-free number : 1800-266-7780

Toll-free number for agents or intermediaries : 1800-267-7233

TATA AIG customer care email

You can also reach out to TATA AIG customer care via email. Simply compose an email outlining your query or concern and send it to [email protected] .

Timings of TATA AIG customer support

You can contact the customer care department of TATA AIG 24/7 using the toll-free number: 1800-266-7780.

Tata AIG grievance redressal process

TATA AIG has a robust grievance redressal process to address policyholders' concerns promptly:

• Step 1: Contact customer care:  You can lodge a complaint using the 24/7 toll-free number 1800-266-7780 or you may email the customer service desk at  [email protected] .
• Step 2: Escalation:  If the issue remains unresolved, escalate it to higher authorities within TATA AIG by writing to:  [email protected] .
• Step 3: Further escalation:  If the grievance is still not resolved satisfactorily, you can write to the Head - Customer Services at  [email protected] .

TATA AIG strives to ensure transparency and efficiency in its grievance redressal mechanism for the satisfaction of its policyholders.

TATA AIG customer care is committed to providing prompt and effective assistance to policyholders. By utilizing the provided contact channels and following the grievance redressal process, you can access timely support and resolve any concerns related to your insurance policies.

*T&C Apply - Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Future Generali Life Insurance Company Limited, Bajaj Allianz General Insurance Company Limited, SBI General Insurance Company Limited, ACKO General Insurance Limited, ICICI Lombard General Insurance Company Limited, HDFC ERGO General Insurance Company Limited, Tata AIG General Insurance Company Limited, The New India Assurance Company Limited, Cholamandalam MS General Insurance Company Limited, Niva Bupa Health Insurance Company Limited , Aditya Birla Health Insurance Company Limited, Manipal Cigna Health Insurance Company Limited and Care Health Insurance Company Limited under the IRDAI composite CA registration number CA0101. Please note that, BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any insurance product. Any decision to purchase insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. Please refer insurer's website for Policy Wordings. For more details on risk factors, terms and conditions and exclusions please read the product sales brochure carefully before concluding a sale. Tax benefits applicable if any, will be as per the prevailing tax laws. Tax laws are subject to change. Tax laws are subject to change. BFL does NOT provide Tax/Investment advisory services. Please consult your advisors before proceeding to purchase an insurance product. Visitors are hereby informed that their information submitted on the website may also be shared with insurers. BFL is also a distributor of other third party products from Assistance Services providers such as CPP Assistance Services Pvt. Ltd., Bajaj Finserv Health Ltd. etc. All product information such as premium, benefits, exclusions, sum insured, value added services, etc. are authentic and solely based on the information received from the respective insurance company or the respective Assistance service provider company.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.

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Year-round coverage for your travel investments.

Millions of travelers each year trust AIG's Travel Guard to cover their vacations

Travel insurance plans provide coverage for certain costs and losses associated with traveling. Travel Guard ® helps you navigate canceled flights, lost bags, sudden health emergencies, and much more—almost anywhere in the world. Whether you’re planning a two-day getaway, a cruise, an adventure vacation, or a month-long international holiday, our plans help cover travelers and their trip inverstments.

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Coverage available to residents of U.S. states and the District of Columbia only. These plans provide insurance coverage that only applies during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of each policy with your existing life, health, home, and automobile insurance policies, as well as any other coverage which you may already have or is available to you, including through other insurers, as a member of an organization, or through your credit card program(s). If you have any questions about your current coverage, call your insurer or insurance agent or broker. Coverage is offered by Travel Guard Group, Inc .(Travel Guard). California lic. no. 0B93606, 3300 Business Park Drive, Stevens Point, WI 54482,  www.travelguard.com.  CA DOI toll free number: 800-927-HELP.

This is only a brief description of the coverage(s) available. The policy will contain reductions, limitations, exclusions and termination provisions. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 1271 Ave of the Americas, Floor 41, New York, NY, 10020-1304. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states.

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