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Travel Insurance for Europe: 4 Best Options for 2024

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Why Trust Us

U.S. News evaluates ratings, data and scores of more than 50 travel insurance companies from comparison websites like TravelInsurance.com, Squaremouth and InsureMyTrip, plus renowned credit rating agency AM Best, in addition to reviews and recommendations from top travel industry sources and consumers to determine the Best Travel Insurance for Europe.

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  • Allianz Travel Insurance
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You almost certainly will want travel insurance for Europe, mostly because the high cost for international trips is worth protecting against travel delays and trip cancellations. Since your U.S. medical coverage will not apply overseas, you also need international health insurance that covers surprise medical expenses and medical evacuation.

If you're searching for the best Europe travel insurance that money can buy, consider the following plans and all they have to offer.

Frequently Asked Questions

Most people need travel health insurance at a bare minimum when traveling to European destinations like France, Italy or Switzerland, as well as additional countries inside and outside of the Schengen area. After all, U.S. health insurance plans do not provide coverage for medical emergencies overseas, and the same is true for government health plans like Medicare. Check out our article on whether your health insurance covers international travel .

Other benefits built into Europe travel insurance plans can also protect the money that's been spent on airfare, hotel stays, Europe cruises and tours. For example, travelers can benefit from having coverage for trip cancellation, trip delays, lost or delayed baggage, and more.

Every travel insurance policy is unique, so you'll want to read over individual travel insurance plans to see what they protect against. That said, the bulk of travel insurance plans for trips to Europe provide the following coverages:

  • Trip cancellation
  • Trip interruption
  • Travel delays
  • Lost luggage reimbursement
  • Baggage delay coverage
  • Medical expenses
  • Emergency medical evacuation
  • Rental car damage

Some travel insurance plans also offer additional or optional coverage for sports equipment or sports equipment delays, missed connections, accidental death and dismemberment (AD&D), adventure sports and more.

Some visitors to countries in the Schengen area are required to have a visa for short stays that can last for up to 90 days within a timeline of up to 180 days. However, this is not the case for American citizens, who can stay in Europe for up to 90 days at a time without meeting specific visa requirements.

The U.S. Department of State also notes that American citizens who want to stay in Europe for more than 90 days should reach out to the country they plan on visiting to inquire about their visa process.

If you live in a country that requires a Schengen visa, you are required to purchase Schengen visa insurance that pays for overseas medical expenses. This coverage must provide at least 30,000 euros in protection against medical expenses that result from hospitalization, emergency treatment and repatriation of remains in the case of accident or death.

  • Allianz Travel Insurance: Best Overall
  • Travelex Insurance Services: Best Cost
  • Generali Global Assistance: Best for Medical Emergencies
  • WorldTrips: Best for Groups

Optional cancel for any reason (CFAR) and preexisting medical conditions coverage available

Kids 17 and younger covered for free

Lower coverage amount for medical expenses than some providers

  • $100,000 per traveler in coverage for trip cancellation
  • $150,000 per traveler in coverage for trip interruptions
  • $500 in coverage for eligible trip changes
  • $50,000 in emergency medical coverage
  • $500,000 for emergency medical transportation
  • $1,000 toward baggage loss or damage
  • $300 in coverage for baggage delays of 12 hours or more
  • $800 in protection for travel delays (daily limit of $200 applies)
  • $100 per insured person per day in SmartBenefits coverage for eligible delays
  • 24-hour hotline assistance
  • Concierge services

Optional CFAR and preexisting medical conditions coverages available

Kids 17 and younger are covered for free

Many coverages cost extra

  • 100% of trip cost for trip cancellation (up to $50,000)
  • 150% of trip cost for trip interruption (up to $75,000)
  • $2,000 in coverage for trip delays of five hours or longer
  • $750 in coverage for missed connections
  • $50,000 in coverage for emergency medical expenses ($500 dental sublimit included)
  • $500,000 in coverage for emergency medical evacuation and repatriation
  • $1,000 in coverage for baggage and personal effects
  • $200 for baggage delays of 12 hours or longer
  • $200 for sporting equipment delays of 24 hours or longer
  • $25,000 for accidental death and dismemberment coverage
  • 24/7 travel assistance
  • 100% of the insured trip cost for financial default of a travel provider (maximum of $50,000)
  • Trip cancellation and interruption coverage for preexisting medical conditions (maximum of $50,000)
  • Cancel for work reasons coverage
  • CFAR insurance
  • Car rental coverage worth up to $35,000
  • $50,000 in additional emergency medical coverage
  • $500,000 in additional coverage for emergency medical evacuation and repatriation
  • Adventure sports exclusions waiver
  • $200,000 in coverage for flight accidental death and dismemberment

CFAR and preexisting medical conditions coverages available

High coverage limits for medical expenses and evacuation

CFAR coverage only reimburses at 60%

  • $1,000,000 coverage limit for emergency medical evacuation and transportation
  • $250,000 coverage limit for medical expenses ($500 limit for dental emergencies)
  • 100% of trip cost for trip cancellation
  • 175% of trip cost for trip interruption
  • $1,000 per person for travel delays ($300 per person daily limit applies)
  • $2,000 per person in coverage for baggage and $500 for baggage delays
  • $2,000 per person in coverage for sporting equipment and $500 for sporting equipment delays
  • $1,000 per person in coverage for missed connections
  • Air flight accident AD&D coverage worth $100,000 per person and $200,000 per plan
  • Travel accident AD&D coverage worth $50,000 per person and $100,000 per plan
  • $25,000 in coverage for rental cars
  • 24-hour travel support

Discounts for groups of five or more

Potential for high coverage limits for medical expenses

No coverage for trip cancellation

Available coverage limits vary by age

  • $5,000 for local burial or cremation
  • Up to $25,000 in AD&D coverage
  • $100,000 in coverage for emergency reunions
  • $10,000 in coverage for trip interruption
  • $1,000 for lost checked luggage
  • $100 in coverage for lost or stolen passports or visas
  • $100 in coverage per day for travel delays of at least 12 hours (two days of coverage maximum)
  • Up to $25,000 in personal liability coverage

Why Trust U.S. News Travel

Holly Johnson is a travel writer who has created content about travel insurance, family travel, cruises, all-inclusive resorts and more for over a decade. She has visited more than 50 countries around the world and has an annual travel insurance plan of her own. Johnson also has experience navigating the claims process for travel insurance plans and has successfully filed several travel insurance claims for trip delays and trip cancellations over the years. Johnson works with her husband, Greg, who is licensed to sell travel insurance and owns the travel agency Travel Blue Book .

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June 1, 2020

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Insurance benefits underwritten by BCS Insurance Company (OH, Administrative Office: 2 Mid America Plaza, Suite 200, Oakbrook Terrace, IL 60181), rated “A” (Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: 9950 Mayland Drive, Richmond, VA 23233), rated “A+” (Superior) by A.M. Best Co., under Jefferson Form No. 101-C series or 101-P series, depending on your state of residence and plan chosen. A+ (Superior) and A (Excellent) are the 2nd and 3rd highest, respectively, of A.M. Best's 13 Financial Strength Ratings. Plans only available to U.S. residents and may not be available in all jurisdictions. Allianz Global Assistance and Allianz Travel Insurance are marks of AGA Service Company dba Allianz Global Assistance or its affiliates. Allianz Travel Insurance products are distributed by Allianz Global Assistance, the licensed producer and administrator of these plans and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage due to the affiliation between AGA Service Company and Jefferson Insurance Company. Plans include insurance benefits and assistance services. Any Non-Insurance Assistance services purchased are provided through AGA Service Company. Except as expressly provided under your plan, you are responsible for charges you incur from third parties. Contact AGA Service Company at  800-284-8300 or 9950 Mayland Drive, Richmond, VA 23233 or [email protected] .

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allianz travel health insurance europe

Travel Insurance for Europe

allianz travel health insurance europe

Whether you fancy a city break filled with romance in Paris, a visit to the beautiful beaches of the Canary Islands or you want to witness the majestic beauty of the Northern Lights, Europe has a destination for almost every type of holiday.

While holidays to France are all about culture and great food, trips to Iceland allow you to see Europe’s wilderness and wildlife at its beautiful best. Alternatively, you can take a trip as far away as Russia, and learn more about the country’s history or be mesmerised by the beauty of Red Square. If you’d rather shop until you drop, try Milan’s gorgeous designer boutiques.

With so much choice, it can be hard to pick just one destination, which is why interrailing has become so popular. You can leave with your backpack and explore everything this beautiful continent has to offer on one trip. If you’re taking an extended break in Europe, then our  Backpacker  insurance could be a good fit.

Below is some more information about our insurance products, for which Terms and Conditions apply. Please visit the policy information hub for full details.

allianz travel health insurance europe

Why do you need travel insurance for Europe?

You may think that travel insurance isn’t as important when you’re staying closer to home, but the truth is, things can still go wrong.

For example, your flight might be cancelled, your luggage may be lost, or your valuables could be stolen by pickpockets at busy tourist attractions. Thankfully, travel insurance for Europe can help protect you against these risks and more. Accidents can happen wherever you are but, with European travel insurance, you’ll have peace of mind knowing that you’re protected if something doesn’t go to plan. 

What's covered?

We offer three types of holiday insurance for Europe: Single Trip , Annual and Backpacker .

Our Single Trip travel insurance for Europe covers you for a maximum of 180 days at any one time. But, if you’re planning on going away more than once this year, then our Annual travel insurance for Europe may be a better fit. It covers you for an unlimited number of trips, up to 31 days in duration over a 12-month period. Alternatively, if you’re aged 50 or under and you’re travelling across Europe to a number of destinations as part of a career break or a gap year, then you could find that our Backpacker insurance is a better option.  

Across our Single Trip and Annual policies, we also offer three different levels of cover: Bronze, Silver and Gold. These have different payment limits and excess amounts.

With our travel insurance for Europe, you can be protected against: 

  • Cancelling or curtailing your trip
  • Emergency medical and associated expenses
  • Loss of passport*
  • Delayed personal possessions
  • Lost, stolen or damaged personal possessions*
  • Loss of personal money*
  • Personal accident cover
  • Missed departures
  • Delayed departures
  • Personal liability
  • Legal expenses
  • End-supplier failure**
  • *Not available with Bronze level cover
  • **Only available with Gold level cover
  • Terms and Conditions apply.  

If you have any activities planned, you can also choose to purchase additional cover. If you’re planning on skiing in the picturesque Val-d'Isère, then our Winter Sports and Ski add-on can protect you against things like piste closure and lost ski equipment. 

To understand exactly what you're covered for and to find out whether any exclusions apply, please read your policy documents . If you have any questions about your policy, please get in touch with us.

Frequently Asked Questions

Our European travel insurance covers all of Europe* and some destinations outside mainland Europe, such as Morocco. Countries covered by our European travel insurance include:

  • Continental Europe
  • Islands in the Mediterranean
  • The Channel Islands
  • The Isle of Man
  • The Canary Islands
  • The Republic of Ireland

*Please note that you will not be covered if you travel to a country or region that the Foreign, Commonwealth and Development Office has advised against all travel or against all but essential travel. 

The cost of taking out a travel insurance policy for Europe will vary, depending on the type and level of cover you choose, your age and whether you purchase any add-ons. If you have any pre-exisitng medical conditions, this will affect you eligibility for cover.

To find out how much your holiday insurance for Europe will cost, get a quote today. 

All prices we quote include Insurance Premium Tax (IPT).

Currently, you do not need a visa for short trips to Iceland, Lichtenstein, Norway, Switzerland and any country in the European Union (EU). If you don’t have a visa, you can stay for up to 90 days in any 180-day period. This 90-day limit is an accumulation of the time spent in all of these countries during the 180-day period. If you exceed this limit, you may require a visa.

These rules are slightly different for visits to Bulgaria, Croatia, Cyprus and Romania. Only the time spent within any one of these countries counts towards the 90-day limit within the 180-day period.

You may require a visa if you are travelling for business, work or study. It's also possible that you’ll need to complete the online ETIAS  application form before setting off.

Bear in mind that with our European Annual Travel Insurance, we include some countries that are outside the EEA for example Egypt and Libya. You will need a visa to travel to these countries. You can check the entry requirements  here.

If you’re travelling within the European Union (EU), then an EHIC card is an important document to have. It is not however a replacement for European travel insurance. Also, despite the UK leaving the EU in January 2021, the EHIC remains valid for UK holders until the expiry date of their card. However, once your EHIC has expired you will have to apply for a Global Health Insurance (GHIC). The GHIC will take the place of the EHIC and can be applied for and ordered now if you don't already own an EHIC.

Both the EHIC and the GHIC entitle you to cheaper (sometimes free) emergency treatment in a number of EU countries. Although the card entitles you to the same treatment as local citizens, you should be aware that many countries do not have their version of the NHS, so you may still have to pay for some aspects of healthcare.

For this reason, you should still take out travel insurance for Europe. That way, your medical bills will be included in your cover, and you’ll also be covered for things like cancellations, delayed flights and delayed personal possessions.

If you’re taking a holiday in the UK, travel insurance is still important. Although you won’t need health insurance because you still have access to the NHS, your European travel insurance will still cover things like cancellations, lost luggage and stolen possessions.

Our Annual travel insurance for Europe includes the UK, so your staycation will be covered if you choose ‘Europe’ as your area of cover.  Special UK only rates are also available on our Single Trip policies

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Allianz Global Insurance

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Allianz International Medical Insurance

Global travelers rarely know the ins and outs of their insurance companies. Our advice is to take time to learn about an insurance company's history, values, and how they compare to other companies before deciding to purchase a plan. Continue reading to learn more about Allianz International.

Allianz International is one of the world’s leading health insurance providers . They have over 85 million customers in over 70 countries and office branches in 28 different countries around the world. Allianz has been providing insurance for nearly 130 years, so they understand what expats and travelers need to live safely abroad.

Allianz International Health Insurance Highlights

Myhealth digital services.

Through MyHealth, available as a mobile app and online portal, you have easy and convenient access to your policy, claims and other helpful features.

Expat Assistance Program

The EAP is available 24/7 and offers support for challenges such as work/life balance and cultural shock as well as legal and financial referral services.

Travel Security Services

Allianz offers 24/7 access for travel security information and advice.

Allianz International Medical and Travel Insurance Plans

Allianz offers plans for short and long international trips, as well as annual plans for frequent travelers. They also offer plans for expats relocating overseas.

Allianz Care: International Medical Insurance

International health insurance is primarily aimed at expats who are living outside of their home country for an extended period of time. The Allianz Care plans include in-patient and day-patient care, medical evacuation and oncology case manager services. Members also have the option to add out-patient care, dental, maternity and repatriation.

Allianz Care has three plan levels, Care, Care Plus and Care Pro.

Other Top International Health Insurance Plans

Many other companies also offer excellent plans to care for expats living internationally. Learn more about the top two global medical plans from top-rated insurers Cigna Global and GeoBlue:

Cigna Global Logo

Cigna Global Insurance Plan

  • The flexibility to tailor a plan to suit your individual needs
  • Access to Cigna Global’s trusted network of hospitals and doctors
  • The convenience and confidence of 24/7/365 customer service

GeoBlue Xplorer Global Medical Insurance

Xplorer Worldwide Medical Plan

  • Premium Benefits, Coverage and Service
  • Define your deductible and prescription benefits
  • For Foreigners in the US or US citizens abroad
Also, compare Allianz Health Insurance to the best international medical plans here .

Allianz OneTrip: Single Trip Travel Insurance Plans

Allianz Travel plans range from the OneTrip Cancellation Plus plan to the more comprehensive but expensive OneTrip Premier Plan, which offers substantial protection in case of travel mishaps.

Single trip plan options:

  • OneTrip Prime
  • OneTrip Basic
  • OneTrip Premier
  • OneTrip Emergency Medical
  • OneTrip Cancellation Plus

Other Leading Single Trip Medical Insurance Plans

Trawick

Safe Travels Voyager

  • Comprehensive coverage for trip cancellation, trip interruption, emergency medical and post-departure travel coverage
  • Cancel for Any Reason available
  • Up to $250,000 in emergency medical coverage

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Patriot Platinum Travel Insurance

  • Maximum limits up to $8,000,000
  • IMG pays 100% of medical expenses in-network
  • Evacuation due to Natural Disasters & Political Unrest

BCBS Travel Insurance

GeoBlue Voyager Plan

  • For U.S. citizens up to age 95
  • Includes pregnancy coverage, baggage loss, trip interruption & more
  • 24/7/365 service and assistance
Read more about the Best Travel Insurance Companies .

Annual / Multi-Trip Plans

Allianz offers AllTrips annual travel insurance plans for frequent travelers.

  • AllTrips Basic
  • AllTrips Premier
  • AllTrips Executive Plan
  • AllTrips Prime

Other Leading Annual Travel Insurance Plans

Seven Corners Insurance

Seven Corners Travel Medical Annual Multi-Trip

  • Buy annually and travel as often as you want.
  • Choose from 30-, 45-, and 60-day trip lengths.
  • Emergency medical evacuation benefit of $1,000,000.

GeoBlue Travel Medical Insurance Plans

Trekker MultiTrip Travel Insurance

  • Up to $500,000 for sickness and accidents
  • $500,000 medical evacuation benefit
  • Unlimited Trips Outside the U.S. for trips up to 70 days
Learn more about annual travel insurance plans and other international plans .

Allianz Global Insurance Network

In most countries, Allianz members can see the provider of their choice, so long as the health care service they are looking for is covered under their policy. Allianz medical coverage uses a "pay and claim" model in most instances; you pay for treatment, file a claim and Allianz will reimburse you for your costs. (Some policies in certain regions include direct billing if you see a doctor in the Allianz network.) While many international insurance providers such as Cigna or GeoBlue have networks that offer direct billing, in which the insurer pays the medical bill directly without you being out of pocket, Allianz does not.

Areas of Coverage

Allianz Care offers three areas of coverage: Africa only, Worldwide excluding the USA and Worldwide Including the USA.

Allianz OneTrip and AllTrips plans offer two areas of coverage: Worldwide excluding the USA and Canada and Worldwide including the USA and Canada.

Find a Provider

Allianz Care members who are searching for a provider can use the Allianz Provider Finder . Allianz Care policyholders who are in the United States are required to use the Global Excel network .

Allianz Group Plans for Global Employers and Organizations

Allianz offers a range of group international health and group travel insurance plans. If you are looking for a group insurance plan to cover your international employees, whether they are traveling abroad for a set period of time or relocating abroad as expatriates, you can be covered.

Request a quote and you will be assigned a global insurance agent to work with you to find the best plan to meet your needs.

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Global Benefits for Organizations

  • Offering group plans for international health, life and travel
  • Request a quote from the leading insurers around the globe
  • A licensed agent will provide quotes and expert advice

Allianz Global Insurance Services

If you are an Allianz Care member, you will file your claims through MyHealth Digital Services . This is the digital portal for all Allianz Care members. File a claim by clicking the "Submit a Claim" button and following the instructions. You will need to provide an invoice from the medical provider for the amount you paid in order to be reimbursed for your costs. You will also need to include your diagnosis in order to be reimbursed in a speedy manner. It pays to file your claim quickly, as Allianz will only pay if you file by their deadline. Make sure to retain a copy of all your documents, because Allianz may request supporting documentation as part of their auditing process up to 12 months after your claim has been filed.

If you have an Allianz travel insurance plan purchased in the USA, you can file through the Allianz online portal . (For travel insurance plans purchased in other countries, see your documentation for a link to the online portal for your region.) For a medical claim, you will need copies of all medical bills as well as copies of any accident reports. For a trip cancellation claim, you will need your trip itinerary, proof of payment, penalty or refund information, proof of incident (such as a police report or death certificate) or a letter from your employer if they are requiring you to work. Required documents lists for other claims can be found here .

For International Health Insurance Policies: Allianz Care Contact Information

English: +353-1-630-1301 German: +353-1-630-1302 French: +353-1-630-1303 Spanish: +353-1-630-1304 Italian: +353-1-630-1305 Portuguese: +353-1-645-4040

For Travel Policies Purchased in the USA: Allianz Global Assistance Contact Information

Phone: 1-866-884-3556 Mail: Allianz Global Assistance P.O. Box 71533 Richmond, VA 23255-1533

For Travel Policies Purchased in the UK: Allianz Assistance Contact Information

Emergency Phone: +44-20-8686-1666 Claims: 020-8603-9958 Claims Email: [email protected]

For Travel Policies Purchased in Germany: Allianz Travel Contact Information

Emergency Phone: +49-89-62424-245 Customer Service: +49-89-62424-100 Customer Service Email: [email protected]

For Travel Policies Purchased in Singapore: Allianz Travel Contact Information

Emergency Phone and Claims: +65-6237-2215 Claims Email: [email protected]

For Travel Policies Purchased in Australia: Allianz Contact Information

Emergency Phone: +61-7-3305-7499 General Information: +61-2-8988-9581

Allianz Global Insurance FAQ

What does allianz travel insurance cover.

Allianz travel insurance covers trip cancellation, travel delays, loss or delay of baggage and medical emergencies abroad. Some plans also offer the option of adding rental car protection and coverage for pre-existing conditions.

How do I make a claim on Allianz travel insurance?

You can make a claim through the Allianz travel insurance website. You will need your email address or policy number, your purchase date or departure date, and supporting documentation in order to make a claim.

What is Allianz Worldwide Care?

Allianz Worldwide Care is the original name for what is now Allianz Care. Allianz Care provides health, life and disability insurance to people who are living away from their home country.

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We’re working really hard to keep you in the loop as much as possible in the fast-changing circumstances. 

We want to help you wherever we can during these challenging times. If you’re struggling financially as a result of Coronavirus and are worried about the payments for your policy, or if you have a policy that you don’t think you’ll need now, such as an annual travel policy, please get in touch. We’ll discuss your options with you and work out how we can provide support.

Our call centres are very busy at the moment and we are trying to answer your questions as quickly as we can. If your query is non-urgent and you are not due to travel in the next two weeks, please don’t contact us yet, so we can prioritise people in need of urgent help or who are due to travel sooner.

In the meantime, we are regularly monitoring the situation and updating our Coronavirus single trip/backpacker and annual multi-trip FAQ pages. To find out more about the impact the outbreak is having on our travel insurance policies, please check the relevant FAQ before calling or emailing us.

We’d also like to highlight that travel insurance only protects against unforeseen circumstances getting in the way of your travel plans, so any policy you buy now will have very limited insurance coverage. While the Department of Foreign Affairs (DFA) has advised against all but essential travel indefinitely, you will not be covered under our travel insurance policies if you decide to go ahead with your trip. 

allianz travel health insurance europe

Travel Insurance for Europe

allianz travel health insurance europe

Whether you’re planning a Parisian city break or beach holiday in the Canary Islands, Europe offers a diverse range of destinations for every type of traveller.

While holidays to France are all about culture and great food, trips to Iceland allow you to see Europe’s wilderness and wildlife at its best – you can even witness the majestic beauty of the Northern Lights! Alternatively, you can take a trip as far away as Russia, and learn more about the country’s history, or be mesmerised by the grandeur of the Red Square. If you’d rather shop until you drop, try Milan’s gorgeous designer boutiques.

With so much choice, it can be hard to pick just one destination, which is why interrailing has become so popular. You can leave with your backpack and explore everything this beautiful continent has to offer on one trip. If you’re taking an extended break in Europe, then our Backpacker insurance could be a good fit.

Below is some more information about our insurance products, for which Terms and Conditions apply. Please visit the policy information hub for full details.

allianz travel health insurance europe

Why do you need travel insurance for Europe?

You may think that travel insurance isn’t as important when you’re staying closer to home, but the truth is, things can still go wrong.

For example, your flight might be cancelled, your luggage may be lost, or your valuables could be stolen by pickpockets at busy tourist attractions. Thankfully, travel insurance can help protect you against these risks and more. Accidents can happen wherever you are but, with European travel insurance, you’ll have peace of mind knowing that you’re protected if something doesn’t go to plan. 

What does our European travel insurance cover? 

At Allianz, we offer a level of insurance that’s appropriate for most travellers. You can choose either a Single Trip , Annual or Backpacker policy, depending on how you travel. You can also choose between our Bronze, Silver or Gold levels of cover.

Depending on which policy you choose, you’ll be protected against: 

·     Cancelling your trip, or cutting it short

  • Catasytophes**
  • Emergency medical and associated expenses
  • Loss of passport*
  • Delayed personal possessions
  • Lost, stolen or damaged personal possessions*
  • Loss of money*
  • Personal accident
  • Missed departures
  • Delayed departures
  • Personal liability
  • *Not available with Bronze cover
  • **Only available with Gold cover
  • Terms and Conditions apply.  

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Frequently Asked Questions

What countries are included in european travel insurance .

  • The Republic of Ireland
  • The Channel Islands
  • The Isle of Man
  • Continental Europe
  • Mediterranean islands
  • Canary Islands

If you’re staying close to home, then you can choose ‘UK/Ireland’ as your area of cover. This will provide you with cover if you’re travelling to somewhere else in the Republic of Ireland, the UK, the Channel Islands or the Isle of Man.

*Please note that you will not be covered if you travel to a country or region that the Department of Foreign Affairs has advised against all travel, or against all but essential travel. 

Do I need travel insurance if I have an EHIC card? 

If you’re travelling within the European Economic Area (EEA), then an EHIC card is an important document to have. However, it is not a replacement for European travel insurance.

The card entitles you to cheaper (or sometimes free) emergency treatment in a number of EEA countries. Although the card entitles you to the same treatment as local citizens, you should be aware that many countries will not pay the full cost of healthcare for people who have a card, so you may still have to pay for some parts of your treatment. Similarly, the EHIC does not cover any medical treatment in a private hospital or clinic, the cost of additional accommodation or the cost of bringing you back home.

For this reason, you should still take out travel insurance for Europe. This way, your medical bills will be included in your cover, and you’ll also be covered for things like cancellations, delayed flights and delayed personal possessions.

I'm holidaying in Ireland; do I still need to buy travel insurance?

I'll be driving in europe; is there anything i should be aware of.

If you’re travelling around Europe by car, then you’ll need an International Driving Permit (IDP) in some European countries. This will allow you to drive a private motor vehicle abroad when accompanied by a valid driving licence. It is valid for one year from the date of issue and you can apply online. You should also notify your vehicle insurer that you’ll be taking your vehicle out of the Republic of Ireland, and ensure you’re adequately covered for your trip.

Before you travel, you should also purchase our European Breakdown Cover . This way, if you’re unfortunate enough to breakdown on your journey, we’ll get you back on the road as quickly as possible. If we can’t fix your car within 4 hours, we’ll do all we can to get you back on your journey with a courtesy car, onward rail fare or overnight accommodation.

Before you set off, you should also check what extra equipment you may require in the countries you’re driving in. This may include items like a breathalyser, a reflective jacket, a warning triangle or snow chains and winter tyres. These can vary depending on the country you’re driving in, and the time of year you’re travelling.

While you’re away, you should always carry your driving licence, IDP (if required), original vehicle registration document and passport. You should also display the IRL national identification letters on your vehicle (and any caravan or trailer you are towing) when travelling outside the EU. Depending on where you’re travelling to, you may also need to display an emissions sticker on your windscreen.

Check the rules and regulations for the countries you’re visiting carefully before you travel to make sure you have everything you need. 

Find the perfect insurance for your European holiday 

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schengen travel insurance

SCHENGEN TRAVEL INSURANCE

Our schengen travel insurance offers essential coverage for your trip, including the required insurance certificate for schengen visa applications, why is it crucial to have schengen insurance while travelling in europe.

Schengen Visa, which allows for travel within 26 European countries, comes with specific insurance requirements, as Schengen Visa Info outlines. Travellers must meet these requirements, which include coverage for emergency medical expenses, repatriation of remains, and a minimum coverage of €30,000. 

Medical costs in some European countries can be excessive. For instance, according to the World Health Organization, a single day's hospitalisation in Switzerland can cost around US$1,000. Having Schengen insurance is a must to avoid unexpected financial burdens.

This insurance isn't limited to a particular demographic; it's designed to offer coverage for global travellers, including  

  • Senior citizens up to the age of 85
  • Individuals traveling for work
  • Children between the ages of 1-18 and

Not every traveller needs a Schengen Visa for Schengen Area visits, given that countries such as the U.S.A., Mexico, Brazil, and Canada maintain visa-free agreements with the Schengen Zone. Nevertheless, it is highly advisable to secure insurance since your medical expenses, or any potential costs arising from unexpected incidents during your journey, may lack coverage without proper travel insurance. Opting for travel insurance is particularly beneficial if you intend to explore multiple Schengen countries or desire flexibility in your itinerary, offering comprehensive coverage across most European nations.

Why Choose Allianz Schengen Travel Insurance?

Our Schengen travel insurance will help you get your Schengen visa and offer protection while travelling in Europe.  You’ll receive the mandatory insurance certificate for your Schengen visa application. 

Different benefits  are available within this travel insurance product: 

  • Up to US$50,000 in emergency medical expenses in case of accident, sickness, illness or injury. 
  • Up to US$200 if your baggage is delayed.
  • Up to US$2,000 in case of trip cancellation. 

Insure your next European holiday, starting from AED 56 per person. 

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Schengen Travel Insurance

Travel Schengen Single Trip

From 56 AED

Everything you need to know about Schengen Travel Insurance

What does a schengen insurance policy usually cover .

 A Schengen insurance policy is a specific type of travel insurance designed to fulfil the visa requirements for individuals travelling to the Schengen Area. The Schengen Area comprises 26 European countries that have abolished passport control at their mutual borders, allowing for easier travel within the region. A Schengen insurance policy typically covers the following:

1. Medical expenses: Coverage for emergency medical expenses, including hospitalisation, surgery, and outpatient treatment. As Schengen visa regulations require, the policy usually covers a minimum amount, such as €30,000.

2. Emergency evacuation and repatriation : Coverage for the cost of emergency evacuation and repatriation to your home country in case of a medical emergency.

3. Repatriation of mortal remains: Coverage for the cost of repatriating the insured person's remains in the unfortunate event of death during the trip.

4. Travel assistance services : Access to 24/7 emergency assistance services, including a helpline for medical advice, travel assistance, and coordination of medical services.

5. Coverage for multiple Schengen countries : The policy should cover the entire itinerary if you plan to visit multiple Schengen countries.

6. Minimum coverage amount : Schengen insurance policies must meet minimum coverage amounts as specified by the Schengen visa requirements. As of my last knowledge update in January 2022, the minimum coverage is €30,000.

7. Emergency dental treatment : Coverage for emergency dental treatment due to an accident.

It's important to carefully review the terms and conditions of the Schengen insurance policy to ensure that it meets the specific requirements of the Schengen visa application. Additionally, check if the policy covers additional features or optional add-ons that may benefit your travel needs.

When considering a Schengen insurance policy, opt for a reputable and globally recognised insurance provider like Allianz Travel that offers comprehensive coverage for individuals travelling to the Schengen Area. You can benefit from a range of features designed to meet the specific requirements of Schengen visa applications. Schengen travel insurance from Allianz Travel includes coverage for medical expenses, emergency evacuation, repatriation, travel assistance services, personal liability, and more.

All Outbound travel insurance products from Allianz Travel UAE are schengen-compliant meaning all products meets the Schengen visa requirements. The Extra and Gold products however go beyond the basic Schenge coverages to offer maximum peace of mind.  

Does my Schengen travel insurance need to cover all Schengen are countries?

Yes, your Schengen travel insurance should typically cover all Schengen Area countries you plan to visit. When you apply for a Schengen visa, one of the visa requirements is proof of travel insurance that meets specific criteria. The insurance coverage is expected to be valid for your stay in the Schengen Area and should include coverage for medical emergencies and repatriation.

Key points regarding Schengen travel insurance coverage for multiple countries:

1. Coverage for the entire itinerary : The insurance policy should cover the entire duration of your stay in the Schengen Area, from entry to exit.

2. Minimum coverage amount: The insurance coverage must meet the minimum amount specified by the Schengen visa requirements. As of our last knowledge update in January 2022, the minimum coverage amount is €30,000.

3. Coverage for all countries : The policy should explicitly mention coverage for all Schengen Area countries you plan to visit. When purchasing the insurance, it's important to list the countries you intend to travel to.

4. Insurance certificate : The provider typically issues a certificate or confirmation letter specifying the coverage details, including the countries covered. This certificate is submitted as part of your Schengen visa application.

When obtaining Schengen travel insurance, communicate your travel itinerary and ensure the policy explicitly mentions coverage for all the Schengen space. This is crucial for meeting the visa requirements and ensuring adequate travel coverage within the Schengen Area. Always check the latest visa requirements and guidelines from the consulate or embassy of the country you are applying to, as they may be subject to change.

When obtaining Schengen travel insurance that covers all your needs across multiple countries, Allianz Travel emerges as a reliable choice. Allianz Travel offers comprehensive Schengen insurance coverage that aligns with the specific criteria set by Schengen visa requirements. Whether you're planning to explore the enchanting cities of Europe or embark on a multi-country journey within the Schengen Area, Allianz Travel provides policies that cater to your travel itinerary

What is excluded from a Schengen travel insurance policy ?

  •  Exclusions in a Schengen travel insurance policy can vary depending on the insurance provider and your specific policy. However, there are common exclusions often found in Schengen travel insurance policies. It's essential to carefully review the terms and conditions of your policy to understand what is excluded. Here are some common exclusions:
  • 1. Pre-existing medical conditions : Many Schengen travel insurance policies exclude coverage for pre-existing medical conditions. Any medical condition you had before purchasing the insurance may not be covered.
  • 2. Medical treatment not deemed necessary : Expenses for medical treatments not considered necessary by the attending physician or that can be postponed until your return to your home country may be excluded.
  • 3. Medical treatment resulting from intentional acts : Medical treatment resulting from self-inflicted injuries, suicide attempts, or participation in risky activities may be excluded.
  • 4. War and terrorism : Injuries, damages, or losses resulting from war, acts of terrorism, or participation in military activities may be excluded.
  • 5. Alcohol and drug-related incidents : Incidents related to the consumption of alcohol or drugs that a licensed medical professional does not prescribe may be excluded.
  • 6. Participation in hazardous activities : Injuries or incidents resulting from participation in high-risk or hazardous activities such as extreme sports or adventure activities may be excluded.
  • 7. Nonmedical coverage exclusions: Non-medical coverage exclusions may include events such as trip cancellations for reasons not specified in the policy, lost or stolen belongings, and other nonmedical incidents.
  • 8. Failure to follow medical advice : Expenses incurred due to your failure to follow the prescribed medical advice or treatment plan may be excluded.
  • 9. Excess/deductibles : Some policies may have deductibles or excess amounts, meaning you are responsible for a certain portion of the expenses before the insurance coverage takes effect.
  • 10. Pregnancy and childbirth : Some policies may exclude coverage related to pregnancy and childbirth, especially within a certain period before the expected due date.
  • It's crucial to carefully read the policy documentation and ask your insurance provider for clarification. Understanding the exclusions will help you make informed decisions about your coverage and ensure that you have appropriate protection for your travels within the Schengen Area.
  • When navigating the intricacies of Schengen travel insurance exclusions, choosing a reliable insurance provider prioritising transparency and comprehensive coverage is imperative. Allianz Travel stands out as a reputable and globally recognised option, offering policies that address the specific needs of Schengen visa applications while minimising uncertainties related to exclusions.

How long do I need Schengen travel insurance?

The duration you need Schengen travel insurance depends on your planned stay in the Schengen Area. Schengen travel insurance is typically required for your intended stay, including the entry and exit dates specified in your travel itinerary.

Here are some key points to consider regarding the duration of Schengen travel insurance:

1. Coverage period : The insurance coverage should be valid for the entire duration of your stay in the Schengen Area, starting from your entry date until your planned exit date.

2. Non-Flexible coverage : You cannot change the dates of your travel insurance once it is issued. That is why you need to make sure you have your final trip dates before you puchase your travel insurance.  You will not be able to renew your Schengen travel insurance while your trip has started : it is therefore important to know your dates before your purchase your policy..

3. Return to home country : The insurance coverage should lastuntil your planned return to your home country.

When securing Schengen travel insurance that aligns seamlessly with the duration of your stay, Allianz emerges as a dependable choice. Allianz Travel offers policies designed to cater to the unique needs of your travel itinerary, ensuring comprehensive coverage for the entirety of your visit to the Schengen Area.

Is there an age limit for Schengen travel insurance?

Schengen travel insurance has no strict universal age limit, as insurance providers' eligibility criteria vary. However, certain insurance companies may have age-related restrictions or considerations for travel insurance policies.

Here are some points to remember regarding age and Schengen travel insurance:

1. Age categories : Some insurance providers categorise age groups differently, offering specific policies for adults, seniors, and children. The terms and conditions, as well as coverage options, may differ based on these categories.

2. Elderly travellers : While many insurance providers offer coverage for elderly travellers, there might be age limits for certain policy features or types of coverage. It's essential to check with the insurer to understand any age-related restrictions.

3. Premiums and coverage options : Premiums for Schengen travel insurance may vary based on age. Elderly travellers may experience higher premiums due to potential health risks and the likelihood of medical expenses.

At Allianz Travel, we made it easy, you just need to follow our online booking funnel to see if you are eligible to purchase our Schengen Travel insurance. 

Can I get a Schengen visa without travel insurance? 

Travel insurance is mandatory for obtaining a Schengen visa. The Schengen visa application process requires applicants to provide proof of travel insurance that meets certain criteria. Travel insurance is considered an essential part of the visa application, and failing to provide adequate insurance may result in rejection.

Key points regarding Schengen visa and travel insurance:

1. Mandatory requirement : Schengen visa applicants must provide proof of travel insurance as part of the visa application process.

2. Minimum coverage requirements : The insurance coverage should meet specific minimum requirements, including a minimum coverage amount (commonly €30,000) and coverage for the entire duration of the intended stay.

3. Insurance certificate : Applicants must submit an insurance certificate or confirmation letter issued by the insurance provider, clearly stating the coverage details, including the coverage amount, coverage period, and countries covered.

Failing to provide the required travel insurance or submitting insurance that does not meet the criteria may lead to the rejection of the visa application.

At Allianz Travel, we provide the required Certificate of Insurance by email after you pruchased your travel insurance online. 

Selecting a dependable travel insurance provider is crucial when dealing with Schengen visa prerequisites. Allianz Travel distinguishes itself as a reputable and internationally acclaimed choice, presenting customised solutions that effortlessly adhere to the obligatory criteria set for Schengen visa applications.

Can I purchase Schengen travel insurance after arriving in the Schengen Area?

Can i get a refund on my travel insurance if my schengen visa application is refused.

Whether you can get a refund on your travel insurance after a Schengen visa application is refused depends on the terms and conditions of the insurance policy you purchased. In general, travel insurance policies have different refund policies, and it's essential to review the specific terms outlined in your policy documentation or contact your insurance provider for clarification. Here are some factors to consider:

1. Refund policies: Some travel insurance policies may have a refund provision in case of a visa refusal. This could be subject to certain conditions outlined in the policy.

2. Reasons for refusal: The refund eligibility may depend on the visa refusal. Some policies may only offer refunds in specific situations, such as visa denials due to unforeseen circumstances beyond the applicant's control.

3. Documentation requirements: You may need documentation confirming the visa refusal to request a refund. This could include the visa rejection letter issued by the consulate or embassy.

4. Cancellation period: Policies often have a specific period during which you can cancel and seek a refund. This period may vary among insurance providers.

5. Administrative fees: Some insurance providers may charge administrative fees for processing a refund request. Be aware of any associated fees that may apply.

6. Policy exclusions: Check the policy exclusions to understand if visa refusal is explicitly addressed as a covered event for refund purposes.

7. Communication with insurance provider: If you find yourself in a situation where your Schengen visa application is refused, promptly communicate with your insurance provider. They can provide guidance on the refund process and any applicable terms.

It's crucial to thoroughly review your insurance policy and contact your provider to understand the specific refund conditions and requirements. Remember that each insurance provider may have different policies, so that the refund process can vary. Additionally, check the policy's cancellation period and act within the specified timeframe if you decide to pursue a refund.

When facing the intricacies of obtaining a travel insurance refund post-Schengen visa application refusal, reviewing your policy's terms carefully is crucial. Allianz Travel emerges as a dependable and transparent insurance provider, offering a customer-friendly approach to the refund process. With a commitment to transparency, flexibility, and customer satisfaction, reaching out to Allianz Travel ensures reliable support during challenging situations. For a trustworthy solution, consider Allianz Travel as your go-to provider for confidently navigating the refund process.  

Do I need Schengen travel insurance as a passport-holding UAE resident?

The need to apply for a Schengen visa if you want to visit the Schengen space does NOT depend on your country of residence but on your nationality. 

For example: if you are an American citizen living in the UAE, you do not need to apply to a Schengen visa before your trip. You will get a visa on arrival. However, if your are an Indian citizen living in the UAE, you will need to apply for a Schengen visa before your trip. 

Therefore, you need to check what the requirements are for your nationality - if you plan to travel with friends, you may not need to follow the same steps even if you are travelling together on the same dates.

If you need a Schengen visa, then the visa requirements are the same for all when it comes to travel insurance:

1. Mandatory requirement : Schengen visa regulations typically mandate that applicants provide proof of travel insurance coverage as part of the visa application.

2. Minimum coverage requirements : The insurance coverage should meet specific requirements, including a minimum amount (commonly €30,000) and coverage for your intended stay in the Schengen Area.

3. Insurance certificate : You must submit an insurance certificate or confirmation letter from the insurance provider along with your visa application. This document should clearly outline the coverage details, including the coverage amount, coverage period, and countries covered.

4. Coverage for medical emergencies : The insurance should cover medical emergencies and repatriation, ensuring you have financial coverage in case of unexpected medical expenses during your stay in the Schengen Area.

Failure to provide the required travel insurance or submitting insurance that does not meet the specified criteria may result in rejection of your Schengen visa application.

Before securing Schengen travel insurance, it's advisable to carefully review the consulate or embassy requirements of the Schengen country you plan to visit. Allianz Travel's commitment to compliance, comprehensive coverage, and clear documentation makes them a trusted choice for meeting Schengen travel insurance requirements. 

Do I need COVID protection for my Schengen travel insurance?

COVID-19 travel insurance depends on each country - therefore there is not any specific requirement that covers all Schengen space countries. You need to check the particular country or countries you are planning to visit. 

Once you have checked what the COVID-19 requirements are for the country of destination, you can then check what the insurance provider covers - if somehting is unclear to oyu, do not hesitate to contact the travel insurance company who will be able to help you. 

Remember that travel regulations and insurance coverage related to COVID-19 may evolve, so it's essential to stay informed and check for any updates or changes in requirements before your trip.

Given the evolving nature of travel regulations and COVID-19 coverage. Allianz Travel's proactive approach, comprehensive coverage, and customer-focused communication make them reliable for addressing your COVID-19-related travel insurance needs. 

How do I make a claim? 

Claiming your Schengen travel insurance involves a series of steps, and it's important to follow the process outlined by your insurance provider. Below is a general guide on how to make a claim:

1. Review policy documents : Carefully review your policy documents to understand the coverage details, terms, and conditions. Take note of the specific events and situations covered and any exclusions.

2. Contact your insurance provider : Notify your insurance provider immediately after an event that may lead to a claim. Most insurance companies have a helpline or a claims department that you can contact for guidance.

3. Obtain claim form s: Request claim forms from your insurance provider. At Allianz Trave, you can submit your claim online here 

4. Complete claim forms : Fill out the claim forms accurately and provide all the required information. Include supporting documents, such as medical reports, police reports (if applicable), receipts, and other relevant documentation.

5. Submit claim documents : Submit the completed claim forms and supporting documents to the insurance company per their instructions. Some insurers may allow you to submit claims online or via email, while others may require physical documentation.

6. Claim processing : The insurance company will review your claim and assess whether it meets the criteria outlined in the policy. This process may involve verifying the details of the incident and checking the documentation provided.

7. Follow-up and communication : Stay in communication with the claims department. Be responsive to any requests for additional information or documentation. You may also receive updates on the status of your claim during the processing period.

8. Claim approval or denial : Once the insurance company completes its assessment, you will be informed of the claim decision. If the claim is approved, the insurer will provide details on the amount to be reimbursed. If the claim is denied, the insurer will provide reasons for the denial.

9. Reimbursement or payment : If your claim is approved, the insurer will arrange for reimbursement or payment per the policy terms.

It's important to initiate the claims process promptly and provide accurate and complete information to expedite the assessment. Keep copies of all documentation for your records, and maintain open communication with the insurance provider. Always refer to your specific policy documents for detailed instructions on the claims process, as procedures can vary among insurance providers. If you have any questions or concerns, don't hesitate to contact your insurance provider for guidance.

For a hassle-free claims process and reliable support, choose Allianz Travel. Their customer-focused approach, efficient communication, and commitment to transparency make them a trusted partner for addressing your Schengen travel insurance claims. 

 Is Allianz Travel Insurance safe? 

 Allianz is a well-established and reputable insurance company whose travel insurance products are generally considered reliable and trustworthy. Allianz is one of the largest and most recognised insurance providers globally, offering a range of insurance products, including travel insurance, to individuals and businesses.

Key points regarding the safety and reliability of Allianz Travel Insurance:

1. Financial stability : Allianz is known for its financial strength and stability. It is a leading global insurer with a strong financial standing, which is an important factor in evaluating the reliability of an insurance provider.

2 . Global presence : Allianz operates in many countries worldwide, and its global presence often contributes to its reputation for reliability and customer service.

3. Customer reviews : While individual experiences may vary, you can look at customer reviews and ratings to gain insights into the satisfaction of other travellers who have used Allianz Travel Insurance. Online reviews can provide valuable perspectives on the quality of service and claims processing.

4. Coverage options : Allianz offers a variety of travel insurance plans with different coverage options, allowing travellers to choose plans that suit their needs. The flexibility in coverage options is a positive aspect for many travellers.

5. Claims process : The efficiency and transparency of the claims process are crucial indicators of the reliability of an insurance provider. Allianz generally has a well-structured claims process, and it's important to follow the specific procedures outlined in your policy when making a claim.

6. Industry recognition : Allianz has received industry recognition and awards for its insurance products and services, further affirming its standing in the insurance sector.

While Allianz Travel Insurance is generally considered safe and reliable, it's essential to read and understand the terms and conditions of the specific policy you are considering. Pay attention to coverage details, exclusions, and any specific requirements related to your travel plans.

Additionally, if you have specific questions or concerns, contact Allianz directly to seek clarification and ensure that the travel insurance plan aligns with your needs and preferences.

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allianz travel health insurance europe

Travel Insurance for Europe

Travelling to europe.

Soak up the sun on a Croatian beach or cruise the Amalfi coast of Italy. Hike through Scotland or ride bicycles in the Netherlands. Europe is the perfect holiday destination, filled with choice.

Wherever you choose to explore, consider the choice of Travel Insurance that is designed to cover overseas emergency assistance and overseas medical and hospital expenses. 2

Why choose us?

Thousands of satisfied customers, network of medical experts, emergency assistance available, we’re an established insurer, choose your plan.

allianz travel health insurance europe

Basic Travel Insurance

  • Overseas Emergency Assistance 2
  • Overseas Medical & Hospital Expenses 2
  • Personal Liability 2

allianz travel health insurance europe

Comprehensive Travel Insurance

  • Overseas emergency assistance, medical and hospital expenses 2
  • Unexpected trip cancellation 2
  • Loss of or damage to luggage and personal effects 3,4

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Multi-Trip Travel Insurance

Staying safe in europe.

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Be aware of crime

Natural disasters, ready to find your travel insurance for europe, frequently asked questions.

Even if travel insurance isn’t mandatory for your destination, travel insurance for Europe can be a great decision in case something goes wrong on your trip. Travel insurance is an important consideration for unexpected medical bills and hospitalisation.

Other unforeseen expenses could include the replacement of lost or stolen luggage, delays or cancellations to your trip. Allianz Comprehensive Travel Insurance offers optional Increased Item Limits cover for loss of higher value personal effects and luggage, Adventure Packs, and more at an additional cost 2 .

If your rental vehicle is involved in an accident while it’s being driven by you and you’re the nominated driver, or it’s damaged or stolen while in your custody, we’ll pay you the lesser of (up to your benefit limit) 2 :

  • the amount specified that you’re liable to pay under the rental vehicle agreement, or
  • the property damage for which you’re liable.

If you’re diagnosed by the treating medical adviser as unfit to return your rental vehicle to the nearest depot, we’ll pay the cost of returning the vehicle (up to the applicable benefit limit).

Note: This cover only applies if:

  • you hire a rental vehicle from a rental company or agency;
  • you’re a nominated driver on the rental vehicle agreement; and
  • the rental vehicle agreement specifies a maximum amount that you must pay if the rental vehicle is damaged or stolen. 

Some activities are included under a Basic, Comprehensive or Multi-Trip policy, but for activities like riding a moped, tandem parachuting and abseiling, consider buying an Adventure Pack for an additional premium 2,5 .

If you’re going to hit the slopes, you may wish to consider buying an optional  Snow Pack to a Comprehensive or Multi-Trip Travel Insurance policy for an additional premium 2,5 .

Read the Product Disclosure Statement (PDS)  for a full list of sports and activities automatically included, as well as what activities the Adventure Pack is designed to cover.

A Comprehensive Travel Insurance policy for Europe is designed to cover you for theft, loss or damage to luggage, personal effects and valuables 2 . The sub-limit for a camera, lenses, tripod, and accessories is up to $3,000 2 . If your equipment is valued at more than that, consider buying Increased Item Limits Cover for an additional premium when you buy your policy. 4

Refer to Increased Item Limits Cover section of the Product Disclosure Statement (PDS) for more information.

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Give us a call, or send us a message, follow us on, *conditions apply.

  • Policy terms, conditions, exclusions, limits and applicable sub-limits apply to particular types of losses, premium refunds (full or partial) or claims. This product has a general exclusion, with limited exceptions, against epidemics and pandemics. That means we don’t cover claims that arise from, or are related to, an epidemic or pandemic. However, you’re covered under selected benefits in this product if, during your period of cover, you’re positively diagnosed as suffering a sickness recognised as an epidemic or pandemic, such as COVID-19. Refer to the PDS to see which benefits offer cover in the event you contract a sickness recognised as an epidemic or pandemic, and the terms, conditions, limits and exclusions that apply.
  • Terms, conditions, exclusions, limits and applicable sub-limits apply. Eligibility criteria may also apply. Refer to the PDS for full details.
  • Terms, conditions, exclusions, limits and applicable sub-limits apply, refer to Luggage, Personal Effects & Valuables and General Exclusions sections of the Product Disclosure Statement for full details.
  • The maximum we’ll pay for all claims combined under the Luggage, Personal Effects & Valuables benefit is the benefit limit shown in the Table of Benefits in the PDS for the plan you’ve selected, even if you’ve bought Increased Item Limits cover.
  • You won’t have cover under Permanent Disability and Personal Liability benefits for any claims arising from your participation in any of the activities listed under Adventure Pack or your participation in snow sport activities, even if you’ve bought a Snow Pack or an Adventure Pack. If you choose a plan that includes this benefit, you won’t have cover under the benefit if you’re travelling in Australia.
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Any advice here does not take into account your individual objectives, financial situation or needs. Terms, conditions, exclusions, limits and applicable sub-limits apply. Before making a decision about this insurance, please consider the relevant Product Disclosure Statement (PDS)/Policy Wording and Supplementary PDS (if applicable). Where applicable, the PDS/Policy Wording, Supplementary PDS and Target Market Determination (TMD) for this insurance are available on this website.

Travel Insurance is issued and managed by AWP Australia Pty Ltd ABN 52 097 227 177 AFS Licence No. 245631, trading as Allianz Global Assistance (AGA) as agent of the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No. 234708 (Allianz). Travel Insurance is underwritten by the insurer Allianz. Terms, conditions, exclusions, limits and applicable sub-limits apply.

We don’t provide advice based on any consideration of your objectives, financial situation or needs. Before making a decision, please consider the Product Disclosure Statement available on this website. If you purchase this insurance, AGA will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with any services on this product.

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Europe continues to lure travelers with allianz partners noting a 34% jump in americans headed across the pond this summer.

Nice, France , Makes Its Debut in the Top 10, but London Remains the Crown Jewel 

RICHMOND, Va. , May 6, 2024 /PRNewswire/ -- The calendar may say spring, but summer travel is already sizzling with Americans keen to book getaways to the European continent. According to travel insurance provider  Allianz Partners ' annual Top 10 Summer European Destinations review, the number of Americans traveling to Europe will increase significantly again, climbing 34% over last year's popular travel season.

Analyzing flight itineraries* for trips of five to eight days in length between Memorial Day and Labor Day, the travel protection and assistance company confirmed London, England , holds on to the top position with nearly double the bookings of Paris, France (#2). Dublin, Ireland (#3), again rounds out the top three most-popular vacation spots on the continent with the trio hosting a variety of top international sports and music events this year.

For the first time since the survey began in 2015, the spectacular beaches of Nice, France , help it debut a Top 10 recognition as Barcelona, Spain , regains its position (#8) after being bumped last year. Together, they displace Milan, Italy , and Lisbon, Portugal , from the annual rankings. Other perennial favorites jockey for position in the middle of the roster with Edinburgh, Scotland (#4), and Amsterdam, Netherlands (#6), each laddering up two positions respectively. Rome, Italy (#5), slipped one slot while Reykjyavik, Iceland (#7), and Athens, Greece (#9), each fall two positions in 2024.

"Following the pandemic, Europe has been a top summer destination for Americans," said Daniel Durazo , director of external communications at Allianz Partners USA . "Since transcontinental travel typically requires a more substantial budget to cover the flights, hotels and tours that combine for a memorable trip, the right travel insurance plan becomes even more valuable to protect against covered losses resulting from trip cancellations, interruptions, delays and medical emergencies that are sometimes an unexpected byproduct of vacation planning."

Allianz Partners offers travel insurance through most major U.S. airlines, leading travel agents, online travel agencies, hotel companies, cruise lines and directly to consumers. For more information on Allianz Partners and available travel plans to suit your travel plans, please visit http://www.allianztravelinsurance.com/ .

*Methodology: The data of U.S. travelers' 2024 Summer Travel plans was gathered by analyzing the number of customers that went through the online booking process of airfare and package paths for partners offering Allianz Global Assistance travel insurance to generate itineraries for roundtrip flights departing from U.S. airports from 5/24/2024 –9/3/2024, for trips between 5 and 8 days in length. In total, over 6M itineraries were analyzed using this methodology.

Download the Summer 2024 Top European Destinations chart here. A full press release can be found here , and for Allianz Partners' top domestic and international destinations review, click here .

About Allianz Partners   In the United States , Allianz Partners USA (AGA Service Company) offers Allianz Travel-branded travel protection plans and serves millions of customers each year. In addition to travel protection, the company offers event ticket protection, registration protection for endurance events and unique travel assistance services such as international medical assistance and concierge services. AGA Service Company is doing business as Allianz Global Assistance Insurance Agency in California (License # 0B01400) and Massachusetts . Allianz Partners USA is part of the Allianz Partners group. Allianz Partners is a world leader in B2B2C insurance and assistance, offering global solutions that span international health and life, travel insurance, mobility and assistance. Customer driven, our innovative experts are redefining insurance services by delivering future-ready, high-tech, high-touch products and solutions that go beyond traditional insurance. Present in over 75 countries, our 19,400 employees speak 70 languages, handle over 58 million cases each year, and are motivated to go the extra mile to offer peace of mind to our customers around the world.

For Allianz Partners USA products offered and sold in the U.S.: Terms, conditions, and exclusions apply to all plans. Plans are available only to U.S. residents. Not all plans are available in all jurisdictions. Availability of coverage, including the epidemic-related benefits and covered reasons described here, varies by product and by state. Products may not include all benefits or covered reasons described here. All benefits are subject to maximum limits of liability, which may in some cases be subject to sublimits and daily maximums. Benefits and limits vary by plan. For a complete description of the coverage and benefit limits offered under your specific plan, carefully review your plan's Letter of Confirmation/Declarations and Certificate of Insurance/Policy. Insurance coverage is underwritten by BCS Insurance Company (OH, Administrative Office: Oakbrook Terrace, IL ), rated "A" (Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: Richmond, VA ), rated "A+" (Superior) by A.M. Best Co., under Jefferson Form No. 101‐C series or 101‐P series, depending on state of residence. A+ (Superior) and A (Excellent) are the 2nd and 3rd highest, respectively, of A.M. Best's 13 Financial Strength Ratings. Except as otherwise specified, AGA Service Company d/b/a Allianz Global Assistance is the licensed producer and administrator of Allianz Travel-branded travel protection plans in the U.S. and an affiliate of Jefferson Insurance Company. Allianz Global Assistance is a mark of AGA Service Company or its affiliates. The insured shall not receive any special benefit or advantage due to the affiliation between Allianz Global Assistance and Jefferson Insurance Company. Plans include insurance and assistance services. Noninsurance benefits/products are provided and serviced by Allianz Global Assistance.

View original content to download multimedia: https://www.prnewswire.com/news-releases/europe-continues-to-lure-travelers-with-allianz-partners-noting-a-34-jump-in-americans-headed-across-the-pond-this-summer-302136787.html

SOURCE Allianz Partners

Allianz Care

International student health insurance

Student plans.

  • Request a call back
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  • +353 1 514 8480

Explore the specialized student plans for:

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Studying abroad   is one of life's most exciting adventures

Our cover is also subject to:

  • Policy definitions and exclusions
  • Any special conditions shown on your Insurance Certificate (and on the Special Condition Form issued before the policy comes into effect, where relevant).
  • Any policy endorsements, policy terms and conditions and any other legal requirements.
  • Costs being reasonable and customary in  accordance with country of treatment, standard and generally accepted medical procedures. If we consider a claim to be inappropriate, we reserve the right to decline or reduce the amount we pay.

Cover is not provided if any element of the cover, benefit, activity, business or underlying business violates any applicable sanction law or regulations of the United Nations, the European Union or any other applicable economic or trade sanction law or regulations.

Please check your Insurance Certificate, Benefit Guide and Table of Benefits to find out more.

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Support for mental and emotional wellbeing with apps and services such as  fitness coaching, Expat Assistance Programme, Digital check -up and Wysa mind coaching app.   

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Talk to an experienced medical team 24/7 via phone, tablet or computer   

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A wide range of health benefits for international students.

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Our Care plan offers excellent international student health insurance benefits and extra options to help you get the right solution for your health insurance needs. The Care Plan offers flexibility and freedom, covering expensive overseas medical care such as hospital accommodation, surgery and other in-patient treatments. It includes benefits like rehabilitation treatment, out-patient surgery and medical evacuation, just in case.  

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Build your plan

Our core plan options include a comprehensive selection of in-patient benefits and day-care such as hospital accommodation, surgery, medical evacuation and much more.

All our core plans include a selection of Global Health Services that aim to improve your quality of life.

Provides flexibility and choice to enhance your cover by adding any of our optional plans, such as out-patient, dental, maternity and repatriation cover.

Global access to treatment so you can use your medical cover in any country included within your chosen area of cover. It is a good idea to select an area where you normally travel to or live for more than 6 months of the year.

Terms and conditions and regulatory restrictions apply.

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  • Where necessary treatment is not available locally, we will evacuate the insured person to the nearest appropriate medical centre
  • Where ongoing treatment is required, we will cover hotel accommodation costs
  • Evacuation in the event of unavailability of adequately screened blood 
  • If medical necessity prevents an immediate return trip following discharge from an in-patient episode of care, we will cover hotel accommodation costs

Global Health Services

Offers access to a range of 24/7 multilingual support services as follows:

  • Counselling – confidential and professional support (in-person, phone and video)
  • Legal and financial referral services
  • Critical incident support
  • Wellness website access 

Offers 24/7 access to personal security information and advice for all your travel safety queries. This includes:

  • Emergency Security Assistance Hotline (not a free phone number)
  • Country intelligence and security advice
  • Daily security news updates and travel safety alerts 

Our Health & Wellness support program includes, for example:

  • HealthSteps fitness app
  • Access to wellness resources 

Manage your cover online with our app or portal:

  • Submit and track progress of claims
  • Access your policy documents, health services, payment details and more

Optional Core Plan Deductibles

Optional plans.

Check out all benefit options available to students

COMPARE ALL PLANS

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Getting your policy is much easier and faster when you choose our Moratorium underwriting option .  There are no medical questionnaires to complete. It’s hassle free.  

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10% off   your international health insurance for life!

My expat life, ready to get your cover, call us on +353 1 514 8480, why choose us  , flexibility, trusted leader, worldwide reach, innovative partner, quick and efficient, not sure if international health insurance is the right choice for you.

allianz travel health insurance europe

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Looking for a different solution  , international healthcare plans for specific regions, short-term international health  insurance, critical illness cover  .

Our international health insurance for students covers treatment in any country within your area of cover, as shown in your Insurance Certificate.

If the treatment you need is available locally but you choose to travel to another country in your area of cover, we will reimburse all eligible medical costs incurred within the terms of your policy; except for your travel expenses.

If the eligible treatment is not available locally, and your cover includes “Medical evacuation”, we will also cover travel costs to the nearest suitable medical facility. To claim for medical and travel expenses incurred in these circumstances, you will need to complete and submit the Pre-authorisation Form before travelling.

You are covered for eligible costs incurred in your home country, provided that your home country is in your area of cover.

This is the geographical territory where your cover is valid. Our overseas student health cover offers multiple geographical area of cover options – please check your Insurance Certificate to confirm which one applies to you. 

For example, if your area of cover is “Worldwide”, this means that your cover will be valid everywhere in the world. If your area of cover is “Africa”, then your cover will be valid everywhere in Africa.

We do not provide study abroad travel insurance or holiday insurance, but we have short-term international health insurance for students who need international health insurance for less than a year.  Find out more about our short-term cover .

If you would like a quote for travel insurance – please contact our colleagues at  Allianz Travel.

Moratorium underwriting sets a waiting period for pre-existing medical conditions to limit the insurance risk. This means that:

  • You won't need to tell us about pre-existing conditions of any member to be covered when you apply.
  • There will be a 24-month waiting period before claims for any pre-existing medical conditions may become eligible.
  • Pre-existing medical conditions may be covered, provided the member did not have symptoms, needed or received treatment, medication, a special diet or advice, or had any other indications of the condition. This is suitable for individuals or groups where members have no pre-existing conditions.
  • Claims Process may be longer as each time we receive a claim, we'll look at the member medical history. We may also ask for additional information to understand if the symptom or condition is new or pre-existing.
  • This option is available to individuals or groups with 3 to 9 policies
  • Availability of Moratorium Underwriting is dependent on geographical location and the relevant local country regulations in place.

Full medical underwriting   is when we assess the insurance risk before cover starts.  This means that:

  • You’ll be asked to complete a medical questionnaire for each person to be covered, telling us about pre-existing conditions when you apply.
  • Pre-existing conditions may not be covered (or there may be a surcharge to cover pre-existing conditions). Members will be asked to complete an application form disclosing their medical history before cover starts. Our underwriting team will then assess the information and decide if we are able to offer cover for medical conditions disclosed on the form.
  • Claims process is shorter because we already know if pre-existing conditions are covered.
  • This option is available to individuals or groups with 3 to 9 policies.

Medical History Disregarded terms  is   when   members’ health information is not assessed. This means that:

  • You won't need to tell us about pre-existing conditions of any member to be covered.
  • Pre-existing conditions are usually covered.
  • Claims process is shorter because we already know that pre-existing conditions are covered.
  • This option is usually offered to groups with more than 10 policies. 

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Most of our international health insurance for students contracts are for one year – but we have a short-term plan to suit students who need international health insurance for less than a year.

For all products, there is a 30 day cooling off period from the start date. After this, the policy may not be cancelled until renewal, regardless of whether a monthly or annual payment frequency is chosen. For more information please contact our dedicated sales team on  +353 1 514 8480 .

Our international health insurance plans for students are designed to cover your health insurance  needs when you are studying overseas. 

Our international student healthcare plans are flexible, so you can add out-patient, repatriation or dental plans and build the cover that suits  your needs and budget. Discuss overseas student health cover and plans with our dedicated team. Call us on  +353 1 514 8480 .

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Sanatorium Valuyevo

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Time difference

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Geographic coordinates of Elektrostal, Moscow Oblast, Russia

City coordinates

Coordinates of Elektrostal in decimal degrees

Coordinates of elektrostal in degrees and decimal minutes, utm coordinates of elektrostal, geographic coordinate systems.

WGS 84 coordinate reference system is the latest revision of the World Geodetic System, which is used in mapping and navigation, including GPS satellite navigation system (the Global Positioning System).

Geographic coordinates (latitude and longitude) define a position on the Earth’s surface. Coordinates are angular units. The canonical form of latitude and longitude representation uses degrees (°), minutes (′), and seconds (″). GPS systems widely use coordinates in degrees and decimal minutes, or in decimal degrees.

Latitude varies from −90° to 90°. The latitude of the Equator is 0°; the latitude of the South Pole is −90°; the latitude of the North Pole is 90°. Positive latitude values correspond to the geographic locations north of the Equator (abbrev. N). Negative latitude values correspond to the geographic locations south of the Equator (abbrev. S).

Longitude is counted from the prime meridian ( IERS Reference Meridian for WGS 84) and varies from −180° to 180°. Positive longitude values correspond to the geographic locations east of the prime meridian (abbrev. E). Negative longitude values correspond to the geographic locations west of the prime meridian (abbrev. W).

UTM or Universal Transverse Mercator coordinate system divides the Earth’s surface into 60 longitudinal zones. The coordinates of a location within each zone are defined as a planar coordinate pair related to the intersection of the equator and the zone’s central meridian, and measured in meters.

Elevation above sea level is a measure of a geographic location’s height. We are using the global digital elevation model GTOPO30 .

Elektrostal , Moscow Oblast, Russia

COMMENTS

  1. Do I Need Travel Insurance for Europe?

    Learn why travel insurance is a must-have for your trip to Europe, and how Allianz Travel Insurance can protect you from COVID-19, baggage loss, trip interruptions and medical emergencies. Get a quote and access the Allianz TravelSmart app for 24/7 assistance and claims.

  2. Travel insurance

    Allianz Care provides dummy International Health Insurance which covers the individual for multi-country day-to-day medical care as well as longer-term medical care for example chronic illness, hospital stays, out-patient treatment and much more. International health insurance is designed for people who: Are living abroad for a few months or years due to work, study or lifestyle.

  3. Flexicare Short-term International Health Insurance

    Our Flexicare Short-term international health insurance is perfect for individuals and families who are working, travelling or living abroad for less than a year. Choose between a 3, 6 or 9 month policy and we will cover your medical costs such as hospital visits, surgeries, prescription drugs, cancer treatment, diagnostic tests and GP visits.

  4. Travel Insurance for Europe: 4 Best Options for 2024

    The OneTrip Prime plan from Allianz comes with: $100,000 per traveler in coverage for trip cancellation. $150,000 per traveler in coverage for trip interruptions. $500 in coverage for eligible ...

  5. International Healthcare Plan

    Choose a plan for you. With our international healthcare plans, you have the choice between plans to suit your needs and budget. Step 1: Choose your Core plan and pick a deductible. Step 2: Add any of the optional plans. Step 3: Choose your area of cover: Worldwide, Worldwide excluding USA or Africa only.

  6. Global Health Insurance

    News. Allianz Partners, a world leader in insurance and assistance services, today announced its full year 2022 results with 8.2 billion euros in total revenue and an operating profit of 260 million euros. Revenue growth supported significant new investment in Allianz Partners' digital platforms and health business through 2022.

  7. International Health Insurance

    We offer tailored health insurance for: students studying abroad, expat professionals working abroad, expat couples and established expat families. Our international health specialists would be happy to discuss further plans and options with you. Call us on +353 1 514 8480.

  8. New Fees for Americans Traveling to the European Union

    Starting in 2025, you'll be charged to enter European borders. Under the new European Travel and Information Authorization system, the United States and 59 other visa-exempt nations will be required to register online and pay a small fee before visiting countries in the Schengen zone, which includes the European Union and four non-EU counties: Iceland, Lichtenstein, Norway and Switzerland.

  9. Europe Travel Insurance

    Our Single Trip travel insurance for Europe covers you for a maximum of 180 days at any one time. But, if you're planning on going away more than once this year, then our Annual travel insurance for Europe may be a better fit. It covers you for an unlimited number of trips, up to 31 days in duration over a 12-month period.

  10. Allianz Global Health and Travel Insurance Plans

    Allianz offers a range of group international health and group travel insurance plans. If you are looking for a group insurance plan to cover your international employees, whether they are traveling abroad for a set period of time or relocating abroad as expatriates, you can be covered. Request a quote and you will be assigned a global ...

  11. International Health Insurance UK

    Build your plan. With our international healthcare range of plans, you can choose one that best suit your needs and budget. Step 1: Choose your Core plan and pick a deductible. Step 2: Add any of the optional plans. Step 3: Choose your area of cover: Worldwide, Worldwide excluding USA.

  12. Travel Insurance for Europe

    At Allianz, we offer a level of insurance that's appropriate for most travellers. You can choose either a Single Trip, Annual or Backpacker policy, depending on how you travel. You can also choose between our Bronze, Silver or Gold levels of cover. Depending on which policy you choose, you'll be protected against:

  13. Schengen Travel Insurance For Visa & Medical

    A Schengen insurance policy typically covers the following: 1. Medical expenses: Coverage for emergency medical expenses, including hospitalisation, surgery, and outpatient treatment. As Schengen visa regulations require, the policy usually covers a minimum amount, such as €30,000. 2.

  14. Travel Insurance for Europe

    A Comprehensive Travel Insurance policy for Europe is designed to cover you for theft, loss or damage to luggage, personal effects and valuables 2. The sub-limit for a camera, lenses, tripod, and accessories is up to $3,000 2. If your equipment is valued at more than that, consider buying Increased Item Limits Cover for an additional premium ...

  15. Europe Continues to Lure Travelers With Allianz Partners Noting a 34%

    Allianz Partners is a world leader in B2B2C insurance and assistance, offering global solutions that span international health and life, travel insurance, mobility and assistance.

  16. ELEKTROSTAL HOTEL

    Europe. Russia. Central Russia. Moscow Oblast. Elektrostal. Elektrostal Hotels. Elektrostal Hotel. Elektrostal Hotel. 25 reviews #1 of 2 small hotels in Elektrostal. Raskovoi st., 6, Elektrostal 144000 Russia. Write a review. Check availability. Full view. View all photos (44) 44. Traveler (22) Room & Suite (8) View from Room (1) View prices ...

  17. International Student Health Insurance

    With our international healthcare plans for students, you can build your plan to suit your needs and budget. Step 1: Choose your Core plan and pick a deductible. Step 2: Add any of the optional plans. Step 3: Choose your area of cover: Worldwide, Worldwide excluding USA or Africa only.

  18. ALLIANCE

    Alliance. 1 review. #1 of 1 small hotel in Zheleznodorozhny. Gidrogorodok St., 3, Zheleznodorozhny 143982 Russia. Write a review. Have you been to Alliance?

  19. SANATORIUM VALUYEVO

    64 reviews. Location 4.2. Cleanliness 3.5. Service 3.7. Value 3.6. The sanatorium "Valuevo" is a historical health resort located in a unique location of the New Moscow on the territory of 30 hectares of the ancient noble estate of Count Musin-Pushkin with a perfectly preserved architectural ensemble and a landscape park, in an ecologically ...

  20. Geographic coordinates of Elektrostal, Moscow Oblast, Russia

    Geographic coordinates of Elektrostal, Moscow Oblast, Russia in WGS 84 coordinate system which is a standard in cartography, geodesy, and navigation, including Global Positioning System (GPS). Latitude of Elektrostal, longitude of Elektrostal, elevation above sea level of Elektrostal.